VeraBank, N.A.

Open in PORT →← all managers

CIK 1767297

13F portfolio (2026-Q1)

$546M

Positions

173

Implied 1Y CAGR

modeled · as filed

Long positions in SEC Section 13(f) securities (US-listed stocks, ADRs and ETFs), largest first · Δ vs 2025-Q4. A lagged quarterly snapshot (filed ≤45 days after quarter-end); excludes shorts, options, cash, and shares listed only on non-US exchanges — foreign companies held via a US listing or ADR (e.g. Alibaba, TSMC) ARE included.

Implied return what this book implies · modeled, not advice methodology →

Open in PORT →

As filed = each book applied at its quarter-end (what the reported book did) · As copyable = applied at its statutory 45-day filing deadline (what a 13F follower could have earned).

Computing…

Hypothetical modeled performance constructed with hindsight — not actual results, and not indicative of future results. See the Disclaimer.

Exposures · what this manager owns, by sector & size (2026-Q1)

Holdings

173

Top 5

30.8%

Top 10

50.8%

Effective N

31.0

HHI

0.032

This quarter

2 new · 0 exit →

By sector

Unclassified65.6%

Information Technology9.0%

Financials4.8%

Industrials3.8%

Health Care3.5%

Energy3.5%

Communication Services3.5%

Consumer Discretionary3.0%

Other3.3%

By market cap

Unknown66.9%

Mega (>$200B)23.0%

Large ($10–200B)10.0%

Mid ($2–10B)0.1%

By region

Other65.6%

North America33.6%

Europe0.4%

Asia-Pacific0.4%

By industry group GICS — finer than sector

Industry group	Weight	Names
Unclassified	66.61%	51
Technology Hardware & Equipment	4.36%	6
Oil, Gas & Consumable Fuels	3.49%	10
Software & IT Services	3.43%	5
Pharmaceuticals & Biotechnology	3.26%	11
Software	3.01%	5
Specialty Retail	2.39%	6
Banks	2.04%	7
Semiconductors & Semiconductor Equipment	1.46%	6
Machinery	1.28%	6
Utilities	1.28%	11
Commercial Services & Supplies	1.04%	5
Aerospace & Defense	0.94%	4
Insurance	0.72%	5
Beverages	0.63%	2
Chemicals	0.63%	4
Road & Rail	0.57%	5
Hotels, Restaurants & Leisure	0.55%	2
Tobacco	0.39%	2
Capital Markets	0.38%	4
Transportation Infrastructure	0.36%	1
Health Care Equipment & Supplies	0.31%	3
Health Care Providers & Services	0.19%	2
Diversified Telecommunication Services	0.18%	2
Metals & Mining	0.16%	1
Food & Staples Retailing	0.09%	2
Electrical Equipment & Components	0.06%	1
Food Products	0.05%	1
Automobiles & Components	0.05%	1
Distributors	0.05%	1
Paper & Forest Products	0.04%	1

Top holdings

#	Ticker	Name	Sector	Weight
1	DFAU	DIMENSIONAL ETF TRUST	Unclassified	7.27%
2	QDF	FLEXSHARES TR	Unclassified	6.71%
3	IVV	ISHARES TR	Unclassified	5.98%
4		BLUE BELL CREAMERIES INC.	Unclassified	5.87%
5	VUG	VANGUARD INDEX FDS	Unclassified	4.97%
6	DFIC	DIMENSIONAL ETF TRUST	Unclassified	4.61%
7	VIGI	Vanguard Whitehall Int'l Div. Apprec. ETF	Unclassified	4.43%
8	AVEM	AMERICAN CENTY ETF TR	Unclassified	4.05%
9	DFLV	DIMENSIONAL ETF TRUST	Unclassified	3.62%
10	DFIV	DIMENSIONAL ETF TRUST	Unclassified	3.33%

123/173 names classified · sector 34.4% of weight · industry 33.4% · mkt cap 33.1%; unclassified names shown, never dropped.

Sector allocation over time · how the GICS mix & top names shifted quarter by quarter

top 5/sector, rest → “Other” · 30 quarters

Information TechnologyAAPL, MSFT, DHR, CRM, INTC · other

Health CareJNJ, ABT, PFE, ABBV, AMGN · other

FinancialsJPM, BRK.B, MA, C, WFC · other

IndustrialsMMM, DE, ACN, NSC, FISV · other

Consumer DiscretionaryLOW, MCD, AMZN, SBUX, COST · other

EnergyXOM, CVX, HAL, COP, SLB · other

Communication ServicesGOOG, GOOGL, VZ, META, T · other

Consumer StaplesPEP, KO, MO, CVS, PM · other

MaterialsPG, NKE, CL, NUE, LIN · other

UtilitiesNEE, D, AWK, EXC, CMS · other

Real Estate

UnclassifiedQDF, VIGI, DFAU, IVV, BLUE BELL CREAMERIES INC. · other

Sector is classified on each name's CURRENT fundamentals, not point-in-time — apparent sector drift can reflect the market re-rating a holding, not a manager trade. 13F is a lagged quarterly snapshot of long positions in US-listed securities only — foreign companies held via a US listing or ADR ARE included, but shares listed only on non-US exchanges (plus shorts, options and cash) are not. Latest quarter: 34.4% of the book is sector-classified (unclassified names shown, never dropped).

Style box · size × value-growth placement of the reported book (2026-Q1), classified on current fundamentals (not point-in-time) — load it into PORT to overlay your own portfolio

Only 32% of book weight classified — the grid is NOT representative of the whole book.

holdings, colored by sector (116 classified)VeraBank, N.A. centroid (Large Core)

Information TechnologyFinancialsCommunication ServicesIndustrialsHealth CareEnergyConsumer DiscretionaryUtilitiesConsumer StaplesMaterials

Style box summary for VeraBank, N.A.: centroid Large Core. Heaviest cells: Large Growth 14.2%, Large Value 8.8%, Large Core 6.8%.

Classified: 31.9% of book weight (116/173 names) · unclassified 68.1%: DFAU, QDF, IVV, , VUG, DFIC, VIGI, AVEM, DFLV, DFIV +47 more. Size: cap 70/20/10 bands; style: value/growth composite on our own metrics — not Morningstar's model.

Contribution holdings-based, any period

No contribution data for this period.

Holdings· 173 positions (2026-Q1) · largest first · Δ vs 2025-Q4

#	Security	Shares	Value	Weight	Δ QoQ
1	DFAUDIMENSIONAL ETF TRUST	880,610	$40M	7.3%	ADD 5%
2	QDFFLEXSHARES TR	463,289	$37M	6.7%	HOLD
3	IVVISHARES TR	49,996	$33M	6.0%	HOLD
4	BLUE BELL CREAMERIES INC.	245	$32M	5.9%	HOLD
5	VUGVANGUARD INDEX FDS	62,106	$27M	5.0%	ADD 5%
6	DFICDIMENSIONAL ETF TRUST	709,168	$25M	4.6%	ADD 5%
7	VIGIVanguard Whitehall Int'l Div. Apprec. ETF	273,590	$24M	4.4%	HOLD
8	AVEMAMERICAN CENTY ETF TR	274,715	$22M	4.1%	HOLD
9	DFLVDIMENSIONAL ETF TRUST	554,098	$20M	3.6%	ADD 2%
10	DFIVDIMENSIONAL ETF TRUST	344,701	$18M	3.3%	ADD 20%
11	AAPLAPPLE INC	69,288	$18M	3.2%	TRIM −3%
12	MSFTMICROSOFT CORP	36,357	$13M	2.5%	HOLD
13	TDTTFLEXSHARES TR	445,685	$11M	2.0%	HOLD
14	GOOGALPHABET INC	37,283	$11M	2.0%	HOLD
15	DFASDIMENSIONAL ETF TRUST	139,561	$10M	1.8%	ADD 6%
16	XOMEXXON MOBIL CORP	55,089	$9M	1.7%	HOLD
17	GUNRFLEXSHARES TR	141,341	$8M	1.4%	ADD 155%
18	JPMJPMORGAN CHASE & CO	22,183	$7M	1.2%	TRIM −5%
19	AMZNAMAZON COM INC	29,487	$6M	1.1%	HOLD
20	BRK.BBERKSHIRE HATHAWAY INC DEL	11,636	$6M	1.0%	HOLD
21	JEPIJPMorgan Equity Premium Income ETF	97,479	$6M	1.0%	TRIM −5%
22	GOOGLALPHABET INC	19,047	$5M	1.0%	TRIM −2%
23	VNQVANGUARD INDEX FDS	59,978	$5M	1.0%	ADD 3%
24	CVXCHEVRON CORP NEW	23,213	$5M	0.9%	ADD 6%
25	VTVVANGUARD INDEX FDS	22,178	$4M	0.8%	HOLD
26	JNJJOHNSON & JOHNSON	14,935	$4M	0.7%	HOLD
27	ABBVABBVIE INC	15,256	$3M	0.6%	HOLD
28	VYMVANGUARD WHITEHALL FDS	20,845	$3M	0.6%	HOLD
29	SPYSTATE STR SPDR S&P 500 ETF T	4,712	$3M	0.6%	TRIM −3%
30	LOWLOWES COS INC	12,519	$3M	0.5%	TRIM −4%
31	IJRISHARES TR	22,423	$3M	0.5%	HOLD
32	RTXRTX CORPORATION	14,263	$3M	0.5%	TRIM −9%
33	LLYELI LILLY & CO	2,768	$3M	0.5%	TRIM −8%
34	GLDSPDR GOLD TR	5,662	$2M	0.4%	ADD 7%
35	NVDANVIDIA CORPORATION	13,962	$2M	0.4%	TRIM −6%
36	VOVANGUARD INDEX FDS	8,402	$2M	0.4%	HOLD
37	COSTCOSTCO WHSL CORP NEW	2,400	$2M	0.4%	TRIM −5%
38	TSMTAIWAN SEMICONDUCTOR MFG LTD	6,796	$2M	0.4%	TRIM −6%
39	MCDMCDONALDS CORP	6,975	$2M	0.4%	TRIM −8%
40	DFEMDIMENSIONAL ETF TRUST	61,108	$2M	0.4%	HOLD
41	IWFISHARES TR	4,937	$2M	0.4%	HOLD
42	ABTABBOTT LABS	19,673	$2M	0.4%	TRIM −2%
43	DEDEERE & CO	3,574	$2M	0.4%	TRIM −4%
44	BKNGBOOKING HOLDINGS INC	468	$2M	0.4%	TRIM −4%
45	PANWPALO ALTO NETWORKS INC	12,274	$2M	0.4%	TRIM −3%
46	EFAISHARES TR	20,184	$2M	0.4%	HOLD
47	AVGOBROADCOM INC	6,079	$2M	0.3%	ADD 4%
48	MAMASTERCARD INCORPORATED	3,723	$2M	0.3%	TRIM −3%
49	PEPPEPSICO INC	11,688	$2M	0.3%	TRIM −5%
50	METAMETA PLATFORMS INC	3,168	$2M	0.3%	HOLD
51	PGPROCTER AND GAMBLE CO	12,442	$2M	0.3%	TRIM −7%
52	IJHISHARES TR	26,017	$2M	0.3%	HOLD
53	AMGNAMGEN INC	4,858	$2M	0.3%	HOLD
54	CSCOCISCO SYS INC	21,884	$2M	0.3%	HOLD
55	KOCOCA COLA CO	21,748	$2M	0.3%	TRIM −4%
56	DHRDANAHER CORP DEL	8,539	$2M	0.3%	TRIM −3%
57	NEENEXTERA ENERGY INC	16,990	$2M	0.3%	TRIM −3%
58	ORCLORACLE CORP	10,646	$2M	0.3%	TRIM −2%
59	VVISA INC	5,132	$2M	0.3%	TRIM −3%
60	AJGGALLAGHER ARTHUR J & CO	7,149	$2M	0.3%	TRIM −4%
61	SBRSABINE RTY TR	19,752	$1M	0.3%	TRIM −18%
62	ASMLASML HOLDING N V	1,126	$1M	0.3%	TRIM −4%
63	WMWASTE MGMT INC DEL	6,298	$1M	0.3%	HOLD
64	SDYSPDR SER TR	9,900	$1M	0.3%	HOLD
65	USBUS BANCORP	27,232	$1M	0.3%	TRIM −4%
66	IWDISHARES TR	6,485	$1M	0.3%	HOLD
67	GSKGSK PLC	24,269	$1M	0.2%	HOLD
68	MRKMERCK & CO INC	10,599	$1M	0.2%	TRIM −9%
69	LRCXLAM RESEARCH CORP	5,835	$1M	0.2%	HOLD
70	ENBENBRIDGE INC	22,816	$1M	0.2%	TRIM −5%
71	AXPAMERICAN EXPRESS CO	4,077	$1M	0.2%	HOLD
72	AFLAFLAC INC	11,053	$1M	0.2%	HOLD
73	PMPHILIP MORRIS INTL INC	7,322	$1M	0.2%	TRIM −8%
74	MMM3M CO	8,157	$1M	0.2%	TRIM −4%
75	NSCNORFOLK SOUTHN CORP	3,880	$1M	0.2%	HOLD
76	VIGVANGUARD SPECIALIZED FUNDS	4,945	$1M	0.2%	TRIM −3%
77	ETNEATON CORP PLC	2,824	$1M	0.2%	TRIM −2%
78	GDGENERAL DYNAMICS CORP	2,884	$989,846	0.2%	TRIM −3%
79	MDYSPDR S&P MIDCAP 400 ETF TR	1,600	$986,816	0.2%	HOLD
80	CATCATERPILLAR INC	1,378	$976,258	0.2%	HOLD
81	MOALTRIA GROUP INC	14,338	$946,165	0.2%	TRIM −5%
82	PFEPFIZER INC	32,528	$913,386	0.2%	TRIM −19%
83	DUKDUKE ENERGY CORP NEW	6,904	$904,010	0.2%	TRIM −3%
84	HONHONEYWELL INTL INC	3,963	$895,757	0.2%	TRIM −8%
85	ICEINTERCONTINENTAL EXCHANGE IN	5,695	$895,710	0.2%	HOLD
86	AMATAPPLIED MATLS INC	2,613	$893,098	0.2%	TRIM −4%
87	SHELSHELL PLC	9,391	$873,363	0.2%	HOLD
88	NUENUCOR CORP	5,093	$861,227	0.2%	HOLD
89	HCAHCA HEALTHCARE INC	1,777	$840,948	0.2%	HOLD
90	SBUXSTARBUCKS CORP	9,295	$832,739	0.2%	HOLD
91	ITOTISHARES TR	5,704	$812,421	0.1%	HOLD
92	CRMSALESFORCE INC	4,321	$806,601	0.1%	TRIM −57%
93	VEAVANGUARD TAX-MANAGED FDS	12,585	$806,447	0.1%	ADD 3%
94	VZVERIZON COMMUNICATIONS INC	15,330	$769,566	0.1%	TRIM −3%
95	IWMISHARES TR	3,079	$763,592	0.1%	HOLD
96	CEGCONSTELLATION ENERGY CORP	2,695	$752,579	0.1%	TRIM −3%
97	CPCANADIAN PACIFIC KANSAS CITY	9,500	$747,270	0.1%	TRIM −3%
98	HALHALLIBURTON CO	18,600	$725,214	0.1%	HOLD
99	GBCIGLACIER BANCORP INC NEW	15,955	$712,710	0.1%	ADD 193%
100	WMTWALMART INC	5,719	$710,757	0.1%	TRIM −4%
101	KEMXKRANESHARES TRUST	16,931	$686,503	0.1%	TRIM −4%
102	NINISOURCE INC	13,519	$630,797	0.1%	TRIM −20%
103	UNPUNION PAC CORP	2,516	$610,432	0.1%	TRIM −6%
104	ACNACCENTURE PLC IRELAND	2,975	$589,913	0.1%	HOLD
105	HDHOME DEPOT INC	1,774	$583,451	0.1%	TRIM −8%
106	LINLINDE PLC	1,175	$582,518	0.1%	TRIM −3%
107	DDOMINION ENERGY INC	9,361	$578,697	0.1%	HOLD
108	BACBANK AMERICA CORP	11,469	$559,114	0.1%	HOLD
109	AWKAMERICAN WTR WKS CO INC NEW	4,000	$544,360	0.1%	HOLD
110	NKENIKE INC	10,272	$542,567	0.1%	HOLD
111	IBMINTERNATIONAL BUSINESS MACHS	2,190	$530,834	0.1%	HOLD
112	IVWISHARES TR	4,659	$526,979	0.1%	TRIM −8%
113	CLCOLGATE PALMOLIVE CO	5,930	$505,414	0.1%	HOLD
114	FLQMFranklin Templeton Mid Cap MultiFact Index	9,186	$504,587	0.1%	TRIM −3%
115	SOSOUTHERN CO	5,210	$502,869	0.1%	ADD 8%
116	EXCEXELON CORP	10,227	$501,328	0.1%	HOLD
117	GILDGILEAD SCIENCES INC	3,568	$497,272	0.1%	TRIM −4%
118	VLOVALERO ENERGY CORP	1,999	$493,913	0.1%	ADD 6%
119	BLKBLACKROCK INC	510	$490,472	0.1%	HOLD
120	LMTLOCKHEED MARTIN CORP	811	$490,160	0.1%	HOLD
121	DGRWWISDOMTREE TR	5,489	$482,154	0.1%	TRIM −3%
122	MRSHMARSH & MCLENNAN COS INC	2,741	$475,426	0.1%	TRIM −28%
123	XLESELECT SECTOR SPDR TR	7,760	$475,378	0.1%	HOLD
124	WECWEC ENERGY GROUP INC	3,966	$459,144	0.1%	TRIM −29%
125	COPCONOCOPHILLIPS	3,456	$456,192	0.1%	HOLD
126	TMOTHERMO FISHER SCIENTIFIC INC	873	$429,106	0.1%	TRIM −43%
127	ADPAUTOMATIC DATA PROCESSING IN	2,110	$428,710	0.1%	TRIM −36%
128	JPSTJ P MORGAN EXCHANGE TRADED F	8,453	$427,806	0.1%	TRIM −23%
129	TDTFFLEXSHARES TR	16,917	$407,869	0.1%	HOLD
130	MPCMARATHON PETE CORP	1,648	$402,409	0.1%	HOLD
131	VWOVANGUARD INTL EQUITY INDEX F	7,430	$401,592	0.1%	HOLD
132	PSXPHILLIPS 66	2,191	$399,156	0.1%	HOLD
133	UPSUNITED PARCEL SERVICE INC	4,044	$397,849	0.1%	HOLD
134	CMECME GROUP INC	1,239	$365,939	0.1%	HOLD
135	COFCAPITAL ONE FINL CORP	2,001	$365,042	0.1%	TRIM −3%
136	IVEISHARES TR	1,709	$360,855	0.1%	TRIM −13%
137	UNHUNITEDHEALTH GROUP INC	1,320	$357,179	0.1%	TRIM −14%
138	SLBSCHLUMBERGER LTD	6,834	$351,199	0.1%	HOLD
139	CCITIGROUP INC	3,020	$342,498	0.1%	HOLD
140	ADSKAUTODESK INC	1,430	$342,342	0.1%	TRIM −28%
141	MGMTUNIFIED SER TR	7,573	$341,679	0.1%	TRIM −3%
142	CBCHUBB LIMITED	1,039	$338,641	0.1%	HOLD
143	VOOVANGUARD INDEX FDS	564	$337,018	0.1%	HOLD
144	CTSHCOGNIZANT TECHNOLOGY SOLUTIO	5,406	$331,659	0.1%	HOLD
145	IJJISHARES TR	2,417	$320,253	0.1%	HOLD
146	BXBLACKSTONE INC	2,767	$318,177	0.1%	HOLD
147	EMREMERSON ELEC CO	2,380	$311,828	0.1%	HOLD
148	KRKROGER CO	4,161	$301,090	0.1%	HOLD
149	TJXTJX COS INC NEW	1,833	$292,730	0.1%	HOLD
150	MDLZMONDELEZ INTL INC	5,031	$289,987	0.1%	TRIM −13%
151	BMYBRISTOL-MYERS SQUIBB CO	4,694	$284,691	0.1%	HOLD
152	IJKISHARES TR	2,798	$281,535	0.1%	HOLD
153	TSLATESLA INC	711	$264,314	0.0%	TRIM −25%
154	CMSCMS ENERGY CORP	3,400	$263,772	0.0%	HOLD
155	MUMICRON TECHNOLOGY INC	763	$257,772	0.0%	HOLD
156	SYYSYSCO CORP	3,606	$257,216	0.0%	HOLD
157	MGVVANGUARD WORLD FD	1,769	$256,417	0.0%	TRIM −3%
158	MDTMEDTRONIC PLC	2,957	$256,224	0.0%	HOLD
159	VEEVVEEVA SYS INC	1,458	$256,112	0.0%	TRIM −39%
160	BDXBECTON DICKINSON & CO	1,616	$254,084	0.0%	TRIM −32%
161	SPGIS&P GLOBAL INC	597	$253,928	0.0%	HOLD
162	OKEONEOK INC NEW	2,803	$253,363	0.0%	HOLD
163	SNASNAP ON INC	652	$236,819	0.0%	HOLD
164	ZTSZOETIS INC	1,989	$235,120	0.0%	TRIM −21%
165	CSXCSX CORP	5,717	$234,683	0.0%	TRIM −8%
166	ADIANALOG DEVICES INC	730	$232,242	0.0%	NEW
167	KMBKIMBERLY-CLARK CORP	2,325	$224,293	0.0%	TRIM −15%
168	MUBISHARES TR	2,000	$212,300	0.0%	HOLD
169	CVSCVS HEALTH CORP	2,932	$210,576	0.0%	HOLD
170	IYYISHARES TR	1,322	$209,471	0.0%	TRIM −9%
171	TAT&T INC	7,169	$207,829	0.0%	TRIM −18%
172	LHLABCORP HOLDINGS INC	750	$200,108	0.0%	NEW
173	JPCNUVEEN PFD & INCOME OPPORTUN	13,658	$102,981	0.0%	HOLD

Position trends· top 15 holdings · shares held over 6 quarters

green added · red trimmed

Security

2024-Q4

2025-Q1

2025-Q2

2025-Q3

2025-Q4

2026-Q1

Latest value

DFAUDIMENSIONAL ETF TRUST

577K

633K

762K

812K

842K

881K

$40M

QDFFLEXSHARES TR

429K

433K

453K

459K

461K

463K

$37M

IVVISHARES TR

32K

35K

44K

46K

49K

50K

$33M

BLUE BELL CREAMERIES INC.

—

245

$32M

VUGVANGUARD INDEX FDS

37K

44K

54K

58K

59K

62K

$27M

DFICDIMENSIONAL ETF TRUST

482K

522K

612K

652K

676K

709K

$25M

VIGIVanguard Whitehall Int'l Div. Apprec. ETF

315K

314K

318K

314K

273K

274K

$24M

AVEMAMERICAN CENTY ETF TR

218K

233K

239K

259K

269K

275K

$22M

DFLVDIMENSIONAL ETF TRUST

407K

437K

512K

529K

541K

554K

$20M

DFIVDIMENSIONAL ETF TRUST

137K

163K

185K

209K

287K

345K

$18M

AAPLAPPLE INC

61K

72K

71K

69K

$18M

MSFTMICROSOFT CORP

27K

37K

36K

$13M

TDTTFLEXSHARES TR

361K

376K

421K

442K

439K

446K

$11M

GOOGALPHABET INC

29K

39K

38K

37K

$11M

DFASDIMENSIONAL ETF TRUST

98K

105K

119K

125K

131K

140K

$10M

Shares reported each quarter by the largest current holdings. Green = added vs the prior filing of that name, red = trimmed, grey = roughly held; a dash is a quarter with no 13F on file (a gap is skipped, not read as an exit). 13F is filed up to 45 days after quarter-end. Up to 40 quarters (10 years) available — use the selector above.

☆VeraBank, N.A.