UnitedHealth Group is a health care and well-being company operating through two complementary businesses: Optum, an information and technology-enabled health services entity, and UnitedHealthcare, a health benefits insurer. Optum's three segments—Optum Health, Optum Insight, and Optum Rx—serve patients, payers, care providers, employers, governments, and life sciences companies. UnitedHealthcare provides benefits across employer and individual markets, Medicare beneficiaries, and economically disadvantaged or Medicaid-eligible populations.
The company deploys data analytics and clinical expertise across pharmacy care services, health care operations, population health management, and health financial services. UnitedHealthcare spans products from sole proprietorships and individuals to large multi-site national employers and public sector entities. Beginning in 2026, Optum Financial (including Optum Bank) was realigned from Optum Health to Optum Insight in a business restructuring.