Chubb Limited is a global insurance and reinsurance organization incorporated in Switzerland and headquartered in Zurich, with operations in 54 countries and territories. As of December 31, 2025, the company reported $272 billion in total assets and $74 billion in shareholders' equity. Chubb provides commercial and consumer property and casualty insurance, accident and health, reinsurance, and life insurance, with commercial offerings spanning D&O, financial lines, specialty-casualty, umbrella and excess casualty, aviation, and energy, and consumer lines including homeowners, automobile, valuables, and recreational marine products.
Chubb generates earnings from three primary sources: P&C underwriting income, investment income, and life segment income. Its underwriting strategy emphasizes disciplined pricing and risk selection over volume, supported by clearly defined underwriting authorities and a global audit function. Geographic and product diversification has been expanded through acquisitions, including Cigna's Asian accident, health, and life business in 2022 and an approximately 87.2% controlling interest in Huatai Group, a Chinese financial services holding company, as of December 31, 2025.
