The Travelers Companies is a holding company providing commercial and personal property and casualty insurance products and services to businesses, government units, associations, and individuals. One of the oldest U.S. insurance organizations, tracing its origins to 1853, it competes across commercial and personal lines and also offers large deductible programs and various forms of self-insurance, including captive arrangements.
The company distributes through local and national independent agents and brokers, agency aggregators, carrier-based agencies, and direct-to-consumer and partner platforms. Competition among roughly 1,100 U.S. P&C groups centers on pricing, service quality, product breadth, agent relationships, data analytics, claims speed, and financial strength ratings. Industry capacity is influenced by statutory capital and surplus levels and reinsurance availability from traditional and non-traditional sources.
US 90% · Non Us 5% · CA 3% · Other Non United States 2%
geographic · FY2025 (ended Dec 2025) · share of tagged segment revenue (10-K XBRL, as filed)
