FIRST NATIONAL CORP /MA/ /ADV

Open in PORT →← all managers

CIK 816192

13F portfolio (2025-Q3)

$527M

Positions

174

Implied 1Y CAGR

modeled · as filed

Long positions in SEC Section 13(f) securities (US-listed stocks, ADRs and ETFs), largest first · Δ vs 2025-Q2. A lagged quarterly snapshot (filed ≤45 days after quarter-end); excludes shorts, options, cash, and shares listed only on non-US exchanges — foreign companies held via a US listing or ADR (e.g. Alibaba, TSMC) ARE included.

Implied return what this book implies · modeled, not advice methodology →

Open in PORT →

As filed = each book applied at its quarter-end (what the reported book did) · As copyable = applied at its statutory 45-day filing deadline (what a 13F follower could have earned).

Computing…

Hypothetical modeled performance constructed with hindsight — not actual results, and not indicative of future results. See the Disclaimer.

Exposures · what this manager owns, by sector & size (2025-Q3)

Holdings

174

Top 5

23.6%

Top 10

38.7%

Effective N

42.8

HHI

0.023

This quarter

21 new · 0 exit →

By sector

Unclassified83.6%

Information Technology5.7%

Consumer Discretionary2.3%

Utilities2.1%

Communication Services1.8%

Health Care1.8%

Industrials1.0%

Financials0.8%

Other1.0%

By market cap

Unknown83.6%

Mega (>$200B)11.3%

Large ($10–200B)3.3%

Mid ($2–10B)1.4%

Small ($300M–2B)0.4%

By region

Other83.6%

North America16.4%

By industry group GICS — finer than sector

Industry group	Weight	Names
Unclassified	83.57%	93
Technology Hardware & Equipment	3.30%	4
Utilities	2.11%	10
Pharmaceuticals & Biotechnology	1.76%	7
Specialty Retail	1.70%	5
Software & IT Services	1.52%	3
Software	1.32%	7
Semiconductors & Semiconductor Equipment	0.89%	5
Banks	0.46%	5
Commercial Services & Supplies	0.42%	5
Chemicals	0.41%	4
Oil, Gas & Consumable Fuels	0.41%	3
Aerospace & Defense	0.38%	5
Household Durables	0.30%	1
Automobiles & Components	0.21%	1
Diversified Telecommunication Services	0.19%	2
Beverages	0.16%	2
Insurance	0.15%	2
Machinery	0.13%	1
Electrical Equipment & Components	0.10%	1
Marine	0.10%	1
Communications Equipment	0.08%	1
Entertainment	0.07%	1
Professional Services	0.07%	1
Paper & Forest Products	0.05%	1
Capital Markets	0.05%	1
Hotels, Restaurants & Leisure	0.04%	1
Transportation Infrastructure	0.04%	1

Top holdings

#	Ticker	Name	Sector	Weight
1	SPY	STATE STR SPDR S&P 500 ETF T	Unclassified	6.50%
2	USFR	WISDOMTREE TR	Unclassified	4.92%
3	SCHB	SCHWAB STRATEGIC TR	Unclassified	4.80%
4	GLD	SPDR GOLD TR	Unclassified	3.70%
5	SCHX	SCHWAB U.S. LARGE-CAP ETF	Unclassified	3.69%
6	SCHA	SCHWAB STRATEGIC TR	Unclassified	3.13%
7	SCHD	SCHWAB STRATEGIC TR	Unclassified	3.12%
8	SCHM	SCHWAB STRATEGIC TR	Unclassified	3.10%
9	AAPL	Apple Inc.	Information Technology	2.97%
10	VO	VANGUARD INDEX FDS	Unclassified	2.80%

81/174 names classified · sector 16.4% of weight · industry 16.4% · mkt cap 16.4%; unclassified names shown, never dropped.

Sector allocation over time · how the GICS mix & top names shifted quarter by quarter

top 5/sector, rest → “Other” · 28 quarters

UtilitiesAWK, WTRG, AWR, CWT, HTO · other

Information TechnologyAAPL, MSFT, INTC, IBM, NVDA · other

Consumer DiscretionaryLEG, AMZN, COST, HD, GME · other

Health CareLLY, JNJ, ABT, MRK, ABBV · other

Communication ServicesGOOGL, VZ, GOOG, T, PLNT · other

FinancialsBRK.B, JPM, V, CAC, PYPL · other

IndustrialsSPGI, PAYX, RTX, DE, BA · other

MaterialsPG, KMB, CL, CSW, ECL · other

EnergyXOM, CVX, VLO, PSX, COP · other

Consumer StaplesKO, DEO, PEP, MO, KHC · other

Real EstateDLR, SPG, BXP, LAMR, INN · other

UnclassifiedSCHB, TLT, SOXX, VB, QLD · other

Sector is classified on each name's CURRENT fundamentals, not point-in-time — apparent sector drift can reflect the market re-rating a holding, not a manager trade. 13F is a lagged quarterly snapshot of long positions in US-listed securities only — foreign companies held via a US listing or ADR ARE included, but shares listed only on non-US exchanges (plus shorts, options and cash) are not. Latest quarter: 16.4% of the book is sector-classified (unclassified names shown, never dropped).

Style box · size × value-growth placement of the reported book (2025-Q3), classified on current fundamentals (not point-in-time) — load it into PORT to overlay your own portfolio

Only 16% of book weight classified — the grid is NOT representative of the whole book.

holdings, colored by sector (78 classified)FIRST NATIONAL CORP /MA/ /ADV centroid (Large Core)

Information TechnologyConsumer DiscretionaryUtilitiesCommunication ServicesHealth CareIndustrialsFinancialsMaterialsEnergyConsumer Staples

Style box summary for FIRST NATIONAL CORP /MA/ /ADV: centroid Large Core. Heaviest cells: Large Growth 8.7%, Large Core 2.5%, Large Value 2.3%.

Classified: 16.3% of book weight (78/174 names) · unclassified 83.7%: SPY, USFR, SCHB, GLD, SCHX, SCHA, SCHD, SCHM, VO, AGG +86 more. Size: cap 70/20/10 bands; style: value/growth composite on our own metrics — not Morningstar's model.

Contribution holdings-based, any period

No contribution data for this period.

Holdings· 174 positions (2025-Q3) · largest first · Δ vs 2025-Q2

#	Security	Shares	Value	Weight	Δ QoQ
1	SPYSTATE STR SPDR S&P 500 ETF T	51,279	$34M	6.5%	HOLD
2	USFRWISDOMTREE TR	516,218	$26M	4.9%	ADD 3%
3	SCHBSCHWAB STRATEGIC TR	980,783	$25M	4.8%	HOLD
4	GLDSPDR GOLD TR	54,862	$20M	3.7%	TRIM −9%
5	SCHXSCHWAB U.S. LARGE-CAP ETF	735,355	$19M	3.7%	HOLD
6	SCHASCHWAB STRATEGIC TR	591,472	$17M	3.1%	ADD 3%
7	SCHDSCHWAB STRATEGIC TR	598,268	$16M	3.1%	HOLD
8	SCHMSCHWAB STRATEGIC TR	548,491	$16M	3.1%	HOLD
9	AAPLAPPLE INC	61,283	$16M	3.0%	HOLD
10	VOVANGUARD INDEX FDS	50,386	$15M	2.8%	HOLD
11	AGGISHARES TR	137,885	$14M	2.6%	HOLD
12	VBVANGUARD INDEX FDS	52,519	$13M	2.5%	HOLD
13	QLDPROSHARES TR	89,256	$12M	2.3%	ADD 13%
14	IMTBISHARES TR	255,724	$11M	2.1%	HOLD
15	QQQINVESCO QQQ TR	18,135	$11M	2.1%	TRIM −4%
16	BONDPIMCO ETF TR	107,131	$10M	1.9%	ADD 10%
17	LDURPIMCO ETF TR	103,464	$10M	1.9%	ADD 10%
18	TLTISHARES TR	110,835	$10M	1.9%	ADD 15%
19	DFAIDIMENSIONAL ETF TRUST	270,394	$10M	1.9%	ADD 5%
20	SHPROSHARES TR	267,087	$10M	1.9%	TRIM −14%
21	SDYSPDR SER TR	62,974	$9M	1.7%	HOLD
22	SCHFSCHWAB STRATEGIC TR	352,770	$8M	1.6%	HOLD
23	DGROISHARES CORE DIVIDEND GROWTH ETF	120,248	$8M	1.6%	ADD 6%
24	VNQVANGUARD INDEX FDS	72,915	$7M	1.3%	HOLD
25	GSIEGoldman Sachs ActiveBeta Int'l Eq ETF	148,888	$6M	1.2%	ADD 4%
26	TBTPROSHARES TR	165,398	$6M	1.1%	TRIM −7%
27	ITAIShares U.S. Aerospace & Defense ETF	25,386	$5M	1.0%	ADD 25%
28	VEAVANGUARD TAX-MANAGED FDS	86,558	$5M	1.0%	HOLD
29	MSFTMICROSOFT CORP	8,706	$5M	0.9%	ADD 4%
30	VOOVANGUARD INDEX FDS	7,121	$4M	0.8%	HOLD
31	VPUVANGUARD WORLD FD	22,566	$4M	0.8%	TRIM −4%
32	GOOGLALPHABET INC	17,156	$4M	0.8%	HOLD
33	SOXXISHARES TR	14,293	$4M	0.7%	ADD 5%
34	IVVISHARES TR	5,704	$4M	0.7%	HOLD
35	AMZNAMAZON COM INC	16,398	$4M	0.7%	HOLD
36	XCEMCOLUMBIA ETF TR II	98,807	$4M	0.7%	HOLD
37	LLYELI LILLY & CO	4,028	$3M	0.6%	HOLD
38	NVDANVIDIA CORPORATION	17,128	$3M	0.6%	ADD 12%
39	VRPINVESCO EXCH TRADED FD TR II	128,319	$3M	0.6%	ADD 12%
40	BRK.ABERKSHIRE HATHAWAY INC DEL	4	$3M	0.6%	HOLD
41	KBWPINVESCO EXCH TRADED FD TR II	22,981	$3M	0.5%	TRIM −46%
42	CWBSPDR SER TR	30,188	$3M	0.5%	HOLD
43	COSTCOSTCO WHSL CORP NEW	2,793	$3M	0.5%	TRIM −23%
44	GOOGALPHABET INC	10,029	$2M	0.5%	ADD 3%
45	FNDXSCHWAB STRATEGIC TR	92,763	$2M	0.5%	TRIM −3%
46	EFAISHARES TR	26,029	$2M	0.5%	HOLD
47	ICFIShares Cohen & Steers REIT ETF	38,374	$2M	0.4%	ADD 11%
48	FLRNSPDR SERIES TRUST	73,650	$2M	0.4%	HOLD
49	FNDBSchwab Fundamental US Broad Market ETF	86,927	$2M	0.4%	HOLD
50	BNDXVANGUARD CHARLOTTE FDS	45,191	$2M	0.4%	HOLD
51	IJHISHARES TR	32,033	$2M	0.4%	HOLD
52	IJRISHARES TR	17,408	$2M	0.4%	HOLD
53	SCHPSCHWAB STRATEGIC TR	76,222	$2M	0.4%	HOLD
54	TFISPDR SERIES TRUST	44,291	$2M	0.4%	HOLD
55	VTVVANGUARD INDEX FDS	10,360	$2M	0.4%	HOLD
56	JNJJOHNSON & JOHNSON	9,605	$2M	0.3%	HOLD
57	WTRGESSENTIAL UTILS INC	45,318	$2M	0.3%	TRIM −5%
58	FRELFIDELITY COVINGTON TRUST	62,318	$2M	0.3%	HOLD
59	HTOH2O AMERICA	36,238	$2M	0.3%	HOLD
60	AWRAMER STATES WTR CO	23,673	$2M	0.3%	HOLD
61	AWKAMERICAN WTR WKS CO INC NEW	12,234	$2M	0.3%	TRIM −5%
62	CWTCALIFORNIA WTR SVC GROUP	36,140	$2M	0.3%	TRIM −6%
63	LEGLEGGETT & PLATT INC	177,969	$2M	0.3%	HOLD
64	VTIVANGUARD INDEX FDS	4,815	$2M	0.3%	HOLD
65	FNDESCHWAB STRATEGIC TR	42,271	$2M	0.3%	HOLD
66	JPMJPMORGAN CHASE & CO	4,556	$1M	0.3%	ADD 3%
67	IEFAISHARES TR	16,070	$1M	0.3%	TRIM −8%
68	HDVISHARES TR	11,486	$1M	0.3%	TRIM −10%
69	CORPPIMCO ETF TR	13,961	$1M	0.3%	ADD 3%
70	METAMETA PLATFORMS INC	1,914	$1M	0.3%	ADD 3%
71	ABTABBOTT LABS	9,892	$1M	0.3%	TRIM −12%
72	GMEGAMESTOP CORP	46,650	$1M	0.2%	HOLD
73	SPYXSPDR SERIES TRUST	22,782	$1M	0.2%	HOLD
74	VWOVANGUARD INTL EQUITY INDEX F	22,170	$1M	0.2%	HOLD
75	SPTLSPDR SERIES TRUST	42,813	$1M	0.2%	ADD 6%
76	ABBVABBVIE INC	4,656	$1M	0.2%	TRIM −5%
77	ESGVVanguard ESG US Stock - ETF	9,457	$1M	0.2%	TRIM −2%
78	DUKDUKE ENERGY CORP NEW	9,111	$1M	0.2%	TRIM −11%
79	IWVISHARES TR	2,902	$1M	0.2%	HOLD
80	XOMEXXON MOBIL CORP	9,710	$1M	0.2%	HOLD
81	TSLATESLA INC	2,358	$1M	0.2%	ADD 7%
82	CGXUCapital Group International Focus - ETF	35,614	$1M	0.2%	ADD 186%
83	SPGIS&P GLOBAL INC	2,120	$1M	0.2%	TRIM −9%
84	MRKMERCK & CO INC	11,327	$1M	0.2%	ADD 18%
85	IBMINTERNATIONAL BUSINESS MACHS	3,436	$984,380	0.2%	TRIM −3%
86	PGPROCTER AND GAMBLE CO	6,371	$975,897	0.2%	ADD 10%
87	HDHOME DEPOT INC	2,335	$927,169	0.2%	ADD 4%
88	JIVEJ P MORGAN EXCHANGE TRADED F	12,167	$923,607	0.2%	NEW
89	GDGENERAL DYNAMICS CORP	2,609	$888,979	0.2%	ADD 25%
90	SOSOUTHERN CO	8,069	$764,941	0.1%	TRIM −7%
91	VZVERIZON COMMUNICATIONS INC	16,910	$741,170	0.1%	ADD 12%
92	IVWISHARES TR	6,018	$729,581	0.1%	TRIM −3%
93	ORCLORACLE CORP	2,524	$729,533	0.1%	ADD 19%
94	CSWCSW INDUSTRIALS INC	2,815	$709,943	0.1%	HOLD
95	DFIVDIMENSIONAL ETF TRUST	14,767	$683,417	0.1%	HOLD
96	CATCATERPILLAR INC	1,388	$667,619	0.1%	HOLD
97	EFAXSPDR INDEX SHS FDS	13,309	$661,278	0.1%	TRIM −3%
98	IWMISHARES TR	2,582	$626,083	0.1%	HOLD
99	PLTRPALANTIR TECHNOLOGIES INC	3,354	$620,322	0.1%	ADD 36%
100	VVISA INC	1,781	$619,472	0.1%	TRIM −55%
101	TIPISHARES TR	5,489	$610,487	0.1%	ADD 2%
102	USSGDBX ETF TR	9,602	$592,393	0.1%	HOLD
103	WMTWALMART INC	5,706	$581,816	0.1%	ADD 81%
104	VUGVANGUARD INDEX FDS	1,188	$572,370	0.1%	HOLD
105	AVGOBROADCOM INC	1,672	$557,261	0.1%	ADD 16%
106	CVXCHEVRON CORP NEW	3,550	$548,759	0.1%	ADD 5%
107	VTVANGUARD INTL EQUITY INDEX F	3,954	$547,669	0.1%	HOLD
108	GEGE AEROSPACE	1,812	$545,233	0.1%	ADD 38%
109	TRVTRAVELERS COMPANIES INC	1,944	$538,955	0.1%	ADD 3%
110	VEUVANGUARD INTL EQUITY INDEX F	7,456	$536,443	0.1%	HOLD
111	CSCOCISCO SYS INC	7,788	$535,398	0.1%	ADD 9%
112	FNDCSCHWAB STRATEGIC TR	11,927	$532,063	0.1%	HOLD
113	KEXKIRBY CORP	6,278	$527,980	0.1%	HOLD
114	VLOVALERO ENERGY CORP	3,120	$523,088	0.1%	HOLD
115	SPIPSPDR SERIES TRUST	19,735	$518,840	0.1%	HOLD
116	IHFISHARES TR	9,945	$490,686	0.1%	NEW
117	KOCOCA COLA CO	7,170	$478,783	0.1%	TRIM −14%
118	QCOMQUALCOMM INC	2,671	$444,669	0.1%	TRIM −6%
119	AMGNAMGEN INC	1,472	$439,392	0.1%	TRIM −25%
120	PFFISHARES TR	13,652	$433,247	0.1%	NEW
121	GNMAISHARES TR	9,679	$429,506	0.1%	HOLD
122	VTEBVANGUARD MUN BD FDS	8,559	$427,864	0.1%	HOLD
123	IBDRISHARES TR	17,562	$425,527	0.1%	HOLD
124	NEENEXTERA ENERGY INC	5,321	$418,578	0.1%	TRIM −14%
125	NUSCNUSHARES ETF TR	8,978	$397,793	0.1%	ADD 12%
126	IBBISHARES TR	2,582	$383,395	0.1%	NEW
127	VIGVANGUARD SPECIALIZED FUNDS	1,696	$367,987	0.1%	HOLD
128	FLOTISHARES TR	7,216	$367,294	0.1%	TRIM −7%
129	DISDISNEY WALT CO	3,243	$366,282	0.1%	TRIM −5%
130	TXNTEXAS INSTRS INC	1,951	$351,941	0.1%	TRIM −15%
131	PAYXPAYCHEX INC	2,807	$348,096	0.1%	HOLD
132	INTCINTEL CORP	9,612	$345,453	0.1%	NEW
133	PEPPEPSICO INC	2,410	$344,920	0.1%	NEW
134	SHOPSHOPIFY INC	2,230	$333,541	0.1%	HOLD
135	XLESELECT SECTOR SPDR TR	3,674	$328,271	0.1%	TRIM −6%
136	LMTLOCKHEED MARTIN CORP	658	$328,268	0.1%	HOLD
137	SPYGSPDR SERIES TRUST STATE STREET SPD	3,119	$327,339	0.1%	HOLD
138	SCHZSCHWAB STRATEGIC TR	13,497	$316,505	0.1%	HOLD
139	VGTVANGUARD WORLD FD	395	$297,245	0.1%	HOLD
140	XJHISHARES TR	6,693	$293,793	0.1%	ADD 3%
141	ADBEADOBE INC	828	$284,600	0.1%	NEW
142	CLCOLGATE PALMOLIVE CO	3,584	$283,172	0.1%	TRIM −8%
143	BGRNISHARES TR	5,888	$282,925	0.1%	ADD 5%
144	IFLNINVESCO EXCH TRADED FD TR II	14,945	$278,425	0.1%	HOLD
145	TAT&T INC	10,077	$277,609	0.1%	TRIM −34%
146	BABOEING CO	1,287	$276,962	0.1%	ADD 12%
147	KMBKIMBERLY-CLARK CORP	2,210	$272,392	0.1%	TRIM −19%
148	PGRPROGRESSIVE CORP	1,097	$270,424	0.1%	ADD 5%
149	CACCAMDEN NATL CORP	7,067	$269,747	0.1%	HOLD
150	RTXRTX CORPORATION	1,611	$269,301	0.1%	TRIM −36%
151	MSTRSTRATEGY INC	786	$265,990	0.1%	TRIM −21%
152	AXPAMERICAN EXPRESS CO	787	$258,559	0.0%	TRIM −41%
153	SNOWSNOWFLAKE INC	1,116	$257,294	0.0%	NEW
154	MSMORGAN STANLEY	1,594	$250,161	0.0%	TRIM −3%
155	ABNBAIRBNB INC	2,036	$249,044	0.0%	NEW
156	PFEPFIZER INC	9,019	$245,407	0.0%	NEW
157	WMWASTE MGMT INC DEL	1,075	$236,461	0.0%	TRIM −11%
158	HUBSHUBSPOT INC	537	$236,414	0.0%	NEW
159	TTTRANE TECHNOLOGIES PLC	554	$235,796	0.0%	TRIM −18%
160	HONHONEYWELL INTL INC	1,113	$234,013	0.0%	TRIM −16%
161	MCDMCDONALDS CORP	762	$229,087	0.0%	TRIM −27%
162	EIXEDISON INTL	3,983	$224,163	0.0%	NEW
163	BACBANK AMERICA CORP	4,356	$220,762	0.0%	NEW
164	IGOVISHARES TR	5,138	$219,084	0.0%	HOLD
165	VOOVVANGUARD ADMIRAL FDS INC	1,074	$214,811	0.0%	HOLD
166	MUMICRON TECHNOLOGY INC	1,162	$211,658	0.0%	NEW
167	XLFSELECT SECTOR SPDR TR	3,936	$210,130	0.0%	HOLD
168	MCHIISHARES TR MSCI CHINA ETF	3,160	$209,350	0.0%	NEW
169	EXPEEXPEDIA GROUP INC	960	$209,232	0.0%	NEW
170	NUBDNUSHARES ETF TR	9,274	$208,073	0.0%	NEW
171	EEMXSPDR INDEX SHS FDS	4,889	$206,019	0.0%	NEW
172	LINLINDE PLC	430	$200,612	0.0%	NEW
173	PCGPG&E CORP	11,497	$180,043	0.0%	NEW
174	ADTADT INC DEL	11,927	$103,526	0.0%	NEW

☆FIRST NATIONAL CORP /MA/ /ADV