Pineridge Advisors LLC

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CIK 2012421

13F portfolio (2025-Q3)

$350M

Positions

460

Implied 1Y CAGR

modeled · as filed

Long positions in SEC Section 13(f) securities (US-listed stocks, ADRs and ETFs), largest first · Δ vs 2025-Q2. A lagged quarterly snapshot (filed ≤45 days after quarter-end); excludes shorts, options, cash, and shares listed only on non-US exchanges — foreign companies held via a US listing or ADR (e.g. Alibaba, TSMC) ARE included.

Implied return what this book implies · modeled, not advice methodology →

Open in PORT →

As filed = each book applied at its quarter-end (what the reported book did) · As copyable = applied at its statutory 45-day filing deadline (what a 13F follower could have earned).

Computing…

Hypothetical modeled performance constructed with hindsight — not actual results, and not indicative of future results. See the Disclaimer.

Exposures · what this manager owns, by sector & size (2025-Q3)

Holdings

460

Top 5

70.7%

Top 10

86.6%

Effective N

6.9

HHI

0.145

This quarter

39 new · 0 exit →

By sector

Unclassified96.6%

Information Technology1.5%

Consumer Discretionary0.6%

Financials0.4%

Industrials0.2%

Energy0.1%

Utilities0.1%

Consumer Staples0.1%

Other0.4%

By market cap

Unknown96.6%

Mega (>$200B)2.4%

Large ($10–200B)0.8%

Small ($300M–2B)0.1%

Mid ($2–10B)0.0%

Micro (<$300M)0.0%

By region

Other96.6%

North America3.4%

Europe0.0%

Asia-Pacific0.0%

Latin America0.0%

By industry group GICS — finer than sector

Industry group	Weight	Names
Unclassified	96.63%	192
Software	0.96%	12
Specialty Retail	0.36%	10
Technology Hardware & Equipment	0.30%	13
Commercial Services & Supplies	0.21%	11
Automobiles & Components	0.17%	8
Oil, Gas & Consumable Fuels	0.13%	11
Utilities	0.13%	14
Semiconductors & Semiconductor Equipment	0.12%	11
Insurance	0.10%	16
Electrical Equipment & Components	0.10%	4
Pharmaceuticals & Biotechnology	0.09%	20
Equity Real Estate Investment Trusts (REITs)	0.09%	9
Beverages	0.07%	4
Hotels, Restaurants & Leisure	0.05%	3
Software & IT Services	0.05%	13
Aerospace & Defense	0.04%	8
Capital Markets	0.04%	8
Metals & Mining	0.04%	6
Tobacco	0.04%	2
Banks	0.04%	13
Machinery	0.03%	8
Diversified Telecommunication Services	0.03%	2
Road & Rail	0.02%	5
Entertainment	0.02%	1
Marine	0.02%	2
Chemicals	0.01%	7
Food Products	0.01%	5
Health Care Equipment & Supplies	0.01%	4
Distributors	0.01%	9
Airlines	0.01%	3
Media & Entertainment	0.01%	3
Communications Equipment	0.01%	4
Real Estate Management & Development	0.00%	1
Professional Services	0.00%	3
Construction & Engineering	0.00%	4
Food & Staples Retailing	0.00%	2
Life Sciences Tools & Services	0.00%	2
Textiles, Apparel & Luxury Goods	0.00%	2
Construction Materials	0.00%	1
Media & Publishing	0.00%	1
Paper & Forest Products	0.00%	1
Agricultural Products	0.00%	1
Health Care Providers & Services	0.00%	1

Top holdings

#	Ticker	Name	Sector	Weight
1	XHLF	BONDBLOXX ETF TRUST	Unclassified	30.75%
2	ITOT	ISHARES TR	Unclassified	13.16%
3	XFIV	BONDBLOXX ETF TRUST	Unclassified	10.34%
4	GPIX	GOLDMAN SACHS ETF TR	Unclassified	8.48%
5	SPEM	SPDR INDEX SHS FDS	Unclassified	7.98%
6	XSVN	BONDBLOXX ETF TRUST	Unclassified	6.18%
7	SPY	STATE STR SPDR S&P 500 ETF T	Unclassified	6.17%
8	IBTI	ISHARES TR	Unclassified	1.51%
9	SPSB	SPDR SERIES TRUST	Unclassified	1.03%
10	SCHB	SCHWAB STRATEGIC TR	Unclassified	1.01%

270/460 names classified · sector 3.4% of weight · industry 3.4% · mkt cap 3.4%; unclassified names shown, never dropped.

Sector allocation over time · how the GICS mix & top names shifted quarter by quarter

top 5/sector, rest → “Other” · 8 quarters

Information TechnologyMSFT, AAPL, EMR, IBM, NVDA · other

Consumer DiscretionaryAMZN, WMT, TSLA, HD, BBWI · other

FinancialsAJG, MA, UNH, JPM, V · other

Health CareLLY, NHC, RMD, ABBV, JNJ · other

IndustrialsBA, UNP, RCL, XPO, FTAI · other

EnergyXOM, CVX, ENB, HLX, OII · other

Consumer StaplesPEP, KO, PM, MDLZ, MO · other

UtilitiesAEE, SR, DUK, NEE, ET · other

Communication ServicesDIS, GOOGL, T, META, GOOG · other

Real EstateSILA, WELL, PECO, KRG, RC · other

MaterialsPG, GLW, CLF, NKE, CLX · other

UnclassifiedXHLF, ITOT, IEF, XFIV, USMV · other

Sector is classified on each name's CURRENT fundamentals, not point-in-time — apparent sector drift can reflect the market re-rating a holding, not a manager trade. 13F is a lagged quarterly snapshot of long positions in US-listed securities only — foreign companies held via a US listing or ADR ARE included, but shares listed only on non-US exchanges (plus shorts, options and cash) are not. Latest quarter: 3.4% of the book is sector-classified (unclassified names shown, never dropped).

Style box · size × value-growth placement of the reported book (2025-Q3), classified on current fundamentals (not point-in-time) — load it into PORT to overlay your own portfolio

Only 3% of book weight classified — the grid is NOT representative of the whole book.

holdings, colored by sector (224 classified)Pineridge Advisors LLC centroid (Large Core)

Information TechnologyConsumer DiscretionaryFinancialsIndustrialsConsumer StaplesUtilitiesEnergyHealth CareCommunication ServicesReal EstateMaterials

Style box summary for Pineridge Advisors LLC: centroid Large Core. Heaviest cells: Large Growth 1.9%, Large Core 0.6%, Large Value 0.5%.

Classified: 3.3% of book weight (224/456 names) · unclassified 96.7%: XHLF, ITOT, XFIV, GPIX, SPEM, XSVN, SPY, IBTI, SPSB, SCHB +222 more. Size: cap 70/20/10 bands; style: value/growth composite on our own metrics — not Morningstar's model.

Contribution holdings-based, any period

No contribution data for this period.

Holdings· 460 positions (2025-Q3) · largest first · Δ vs 2025-Q2

#	Security	Shares	Value	Weight	Δ QoQ
1	XHLFBONDBLOXX ETF TRUST	2,132,997	$108M	30.7%	ADD 12%
2	ITOTISHARES TR	315,955	$46M	13.2%	TRIM −29%
3	XFIVBONDBLOXX ETF TRUST	730,103	$36M	10.3%	ADD 56762%
4	GPIXGOLDMAN SACHS ETF TR	568,174	$30M	8.5%	NEW
5	SPEMSPDR INDEX SHS FDS	596,148	$28M	8.0%	TRIM −7%
6	XSVNBONDBLOXX ETF TRUST	448,327	$22M	6.2%	ADD 8361%
7	SPYSTATE STR SPDR S&P 500 ETF T	32,414	$22M	6.2%	TRIM −34%
8	IBTIISHARES TR	236,634	$5M	1.5%	TRIM −10%
9	SPSBSPDR SERIES TRUST	118,886	$4M	1.0%	TRIM −10%
10	SCHBSCHWAB STRATEGIC TR	137,768	$4M	1.0%	HOLD
11	BNDVANGUARD BD INDEX FDS	46,694	$3M	1.0%	ADD 19%
12	MSFTMICROSOFT CORP	5,533	$3M	0.8%	TRIM −3%
13	TAXXBONDBLOXX IRM TAX-AWARE SHORT DURATION ETF	48,466	$2M	0.7%	NEW
14	SUBISHARES TR	23,002	$2M	0.7%	NEW
15	IVVISHARES TR	3,457	$2M	0.7%	TRIM −23%
16	IEMGISHARES INC	33,929	$2M	0.6%	ADD 10%
17	GMUBGOLDMAN SACHS ETF TR	41,575	$2M	0.6%	NEW
18	SPDWSPDR INDEX SHS FDS	45,482	$2M	0.6%	ADD 11%
19	MBNDSSGA ACTIVE TR	63,276	$2M	0.5%	TRIM −56%
20	EEMISHARES TR	25,463	$1M	0.4%	HOLD
21	MLNVANECK ETF TRUST	73,402	$1M	0.4%	TRIM −64%
22	HYMBSPDR SERIES TRUST	48,407	$1M	0.3%	TRIM −53%
23	TFISPDR SERIES TRUST	25,474	$1M	0.3%	NEW
24	IWYISHARES TR	2,977	$814,665	0.2%	ADD 6%
25	SCHFSCHWAB STRATEGIC TR	34,029	$792,192	0.2%	HOLD
26	MAMASTERCARD INCORPORATED	1,121	$637,760	0.2%	HOLD
27	WMTWALMART INC	5,928	$610,977	0.2%	TRIM −4%
28	USMVISHARES TR	6,390	$607,926	0.2%	HOLD
29	TSLATESLA INC	1,312	$583,473	0.2%	TRIM −3%
30	RVNUDBX ETF TR	23,127	$570,548	0.2%	TRIM −71%
31	AAPLAPPLE INC	1,819	$463,062	0.1%	TRIM −58%
32	ORCLORACLE CORP	1,590	$447,086	0.1%	HOLD
33	SCECCAPITOL SER TR	17,366	$442,476	0.1%	ADD 8%
34	IWXISHARES TR	4,564	$401,084	0.1%	ADD 7%
35	VOOVANGUARD INDEX FDS	638	$390,736	0.1%	TRIM −17%
36	AMZNAMAZON COM INC	1,774	$389,517	0.1%	TRIM −6%
37	XOMEXXON MOBIL CORP	3,229	$364,061	0.1%	TRIM −4%
38	IBMINTERNATIONAL BUSINESS MACHS	1,224	$345,378	0.1%	HOLD
39	GLDMWORLD GOLD TR	4,465	$341,349	0.1%	TRIM −12%
40	AEEAMEREN CORP	3,249	$339,142	0.1%	ADD 147%
41	EMREMERSON ELEC CO	2,463	$323,087	0.1%	HOLD
42	BSMUINVESCO EXCH TRD SLF IDX FD	14,252	$312,412	0.1%	TRIM −86%
43	VTEBVANGUARD MUN BD FDS	5,434	$272,087	0.1%	TRIM −38%
44	SILASILA REALTY TRUST INC	10,812	$271,381	0.1%	HOLD
45	XTENBONDBLOXX ETF TRUST	5,550	$258,798	0.1%	HOLD
46	NVDANVIDIA CORPORATION	1,343	$250,603	0.1%	TRIM −6%
47	WTPIWISDOMTREE TR	7,174	$238,668	0.1%	TRIM −53%
48	SLVISHARES SILVER TR	5,546	$234,984	0.1%	TRIM −20%
49	IBTGISHARES TR	9,304	$213,537	0.1%	HOLD
50	SPLVINVESCO EXCH TRADED FD TR II	2,887	$212,141	0.1%	HOLD
51	EFVISHARES TR	2,877	$195,147	0.1%	ADD 7%
52	CSCOCISCO SYS INC	2,698	$184,604	0.1%	HOLD
53	IWSISHARES TR	1,314	$183,540	0.1%	ADD 7%
54	BARGRANITESHARES GOLD TR	4,680	$178,121	0.1%	TRIM −11%
55	GLDSPDR GOLD TR	497	$176,669	0.1%	HOLD
56	EFGISHARES TR	1,543	$175,717	0.1%	ADD 6%
57	FNDBSchwab Fundamental US Broad Market ETF	6,765	$174,124	0.0%	TRIM −3%
58	MCDMCDONALDS CORP	567	$172,457	0.0%	HOLD
59	SPYMSPDR SERIES TRUST	2,033	$159,294	0.0%	HOLD
60	SIVRABRDN SILVER ETF TRUST	3,580	$159,238	0.0%	HOLD
61	HDHOME DEPOT INC	367	$148,511	0.0%	TRIM −8%
62	GLWCORNING INC	1,705	$139,898	0.0%	HOLD
63	PEPPEPSICO INC	980	$137,568	0.0%	HOLD
64	MUBISHARES TR	1,273	$135,521	0.0%	TRIM −4%
65	PZAINVESCO EXCH TRADED FD TR II	5,707	$131,777	0.0%	TRIM −3%
66	AFLAFLAC INC	1,148	$128,240	0.0%	TRIM −3%
67	IWPISHARES TR	891	$126,916	0.0%	TRIM −17%
68	IEFISHARES TR	1,221	$117,789	0.0%	TRIM −23%
69	VTWOVANGUARD SCOTTSDALE FDS	1,173	$114,743	0.0%	ADD 36%
70	ABBVABBVIE INC	485	$112,369	0.0%	TRIM −11%
71	IEFAISHARES TR	1,263	$110,248	0.0%	ADD 6%
72	KOCOCA COLA CO	1,646	$109,190	0.0%	ADD 3%
73	BABOEING CO	500	$107,915	0.0%	TRIM −3%
74	TAT&T INC	3,733	$105,425	0.0%	TRIM −5%
75	PULSPGIM ETF TR	2,108	$105,053	0.0%	HOLD
76	FSKFS KKR CAP CORP	6,988	$104,331	0.0%	HOLD
77	IAUMISHARES GOLD TR	2,674	$102,949	0.0%	HOLD
78	AVGOBROADCOM INC	311	$102,681	0.0%	TRIM −31%
79	LOWLOWES COS INC	404	$101,529	0.0%	TRIM −5%
80	PMPHILIP MORRIS INTL INC	597	$96,813	0.0%	HOLD
81	FMHIFIRST TR EXCH TRADED FD III	2,038	$96,809	0.0%	TRIM −44%
82	LLYELI LILLY & CO	123	$93,819	0.0%	TRIM −15%
83	SPTISPDR SERIES TRUST	3,049	$88,109	0.0%	HOLD
84	XTWOBONDBLOXX ETF TRUST	1,758	$87,143	0.0%	ADD 176%
85	FLMIFRANKLIN TEMPLETON ETF TR	3,490	$86,438	0.0%	TRIM −3%
86	GOOGLALPHABET INC	348	$84,654	0.0%	TRIM −24%
87	IUSVISHARES TR	803	$80,276	0.0%	HOLD
88	MSMORGAN STANLEY	500	$79,480	0.0%	HOLD
89	DISDISNEY WALT CO	668	$76,445	0.0%	TRIM −7%
90	DGROISHARES CORE DIVIDEND GROWTH ETF	1,100	$74,876	0.0%	HOLD
91	RCLROYAL CARIBBEAN GROUP	223	$72,289	0.0%	HOLD
92	SPXLDIREXION SHS ETF TR	336	$71,148	0.0%	HOLD
93	IXUSISHARES TR	802	$66,264	0.0%	TRIM −6%
94	UNPUNION PAC CORP	269	$63,584	0.0%	HOLD
95	UNHUNITEDHEALTH GROUP INC	173	$59,782	0.0%	TRIM −9%
96	VTIVANGUARD INDEX FDS	177	$58,185	0.0%	HOLD
97	JPMJPMORGAN CHASE & CO	184	$58,097	0.0%	TRIM −25%
98	CATCATERPILLAR INC	117	$55,827	0.0%	HOLD
99	DUKDUKE ENERGY CORP NEW	432	$53,515	0.0%	ADD 12%
100	VGSHVANGUARD SHORT-TERM TREASURY ETF	905	$53,238	0.0%	TRIM −14%
101	IDEVISHARES TR	643	$51,578	0.0%	TRIM −21%
102	SCHGSCHWAB U.S. LARGE-CAP GROWTH ETF	1,604	$51,170	0.0%	ADD 12%
103	FMBFirst Trust Managed Municipal ETF	1,003	$50,837	0.0%	TRIM −76%
104	CVXCHEVRON CORP NEW	325	$50,446	0.0%	HOLD
105	VYMVANGUARD WHITEHALL FDS	356	$50,118	0.0%	TRIM −9%
106	MEARISHARES U S ETF TR	976	$49,314	0.0%	TRIM −77%
107	BRK.BBERKSHIRE HATHAWAY INC DEL	91	$45,749	0.0%	TRIM −35%
108	VTVVANGUARD INDEX FDS	245	$45,627	0.0%	HOLD
109	AOMISHARES TR	959	$45,611	0.0%	HOLD
110	ABTABBOTT LABS	337	$45,144	0.0%	ADD 7%
111	MOALTRIA GROUP INC	665	$43,910	0.0%	TRIM −19%
112	SDYSPDR SER TR	306	$42,855	0.0%	HOLD
113	SPYGSPDR SERIES TRUST STATE STREET SPD	401	$41,919	0.0%	HOLD
114	METAMETA PLATFORMS INC	57	$41,897	0.0%	TRIM −42%
115	DFUSDIMENSIONAL ETF TRUST	569	$41,192	0.0%	HOLD
116	PYPLPAYPAL HLDGS INC	600	$40,236	0.0%	HOLD
117	PGPROCTER AND GAMBLE CO	256	$39,349	0.0%	TRIM −24%
118	IWFISHARES TR	81	$38,151	0.0%	HOLD
119	CATHGLOBAL X FDS	463	$37,530	0.0%	HOLD
120	MMITNEW YORK LIFE INVTS ACTIVE E	1,529	$37,153	0.0%	TRIM −81%
121	RMDRESMED INC	135	$37,009	0.0%	TRIM −61%
122	EDIVSPDR INDEX SHS FDS	941	$36,559	0.0%	TRIM −12%
123	QUALISHARES TR	186	$36,233	0.0%	HOLD
124	CNCCENTENE CORP DEL	999	$35,644	0.0%	HOLD
125	QQQINVESCO QQQ TR	59	$35,499	0.0%	TRIM −85%
126	IYEISHARES TR	742	$35,265	0.0%	TRIM −57%
127	MUMICRON TECHNOLOGY INC	206	$34,491	0.0%	HOLD
128	IJRISHARES TR	282	$33,496	0.0%	HOLD
129	ACWVISHARES INC	277	$33,238	0.0%	HOLD
130	IAGGISHARES TR	643	$32,959	0.0%	HOLD
131	LUVSOUTHWEST AIRLS CO	1,028	$32,812	0.0%	HOLD
132	SDVYFIRST TR EXCHANGE TRADED FD	862	$32,777	0.0%	HOLD
133	XTREBONDBLOXX ETF TRUST	645	$32,154	0.0%	HOLD
134	XONEBONDBLOXX ETF TRUST	641	$31,812	0.0%	HOLD
135	PRUPRUDENTIAL FINL INC	298	$30,927	0.0%	TRIM −10%
136	SPYVSPDR SERIES TRUST	550	$30,418	0.0%	HOLD
137	USBUS BANCORP	616	$29,778	0.0%	TRIM −4%
138	IWDISHARES TR	144	$29,396	0.0%	HOLD
139	KKRKKR & CO INC	226	$29,369	0.0%	TRIM −4%
140	VOVANGUARD INDEX FDS	98	$28,759	0.0%	HOLD
141	SPYDSPDR SERIES TRUST	649	$28,556	0.0%	HOLD
142	FGDFIRST TR EXCHANGE TRADED FD	984	$28,294	0.0%	TRIM −23%
143	CWBSPDR SER TR	309	$27,965	0.0%	HOLD
144	TRVTRAVELERS COMPANIES INC	100	$27,922	0.0%	HOLD
145	DIVGLOBAL X FDS	1,553	$27,472	0.0%	TRIM −15%
146	ETNEATON CORP PLC	70	$26,198	0.0%	HOLD
147	SHYDVANECK ETF TRUST	1,142	$26,152	0.0%	TRIM −74%
148	MDLZMONDELEZ INTL INC	409	$25,528	0.0%	HOLD
149	IXCISHARES TR	609	$25,406	0.0%	HOLD
150	RSPINVESCO EXCHANGE TRADED FD T	133	$25,230	0.0%	HOLD
151	GOOGALPHABET INC	101	$24,489	0.0%	TRIM −36%
152	IYKISHARES TR	356	$24,351	0.0%	HOLD
153	SPIBSPDR SERIES TRUST	690	$23,401	0.0%	HOLD
154	WDIVSPDR INDEX SHS FDS	316	$22,999	0.0%	TRIM −24%
155	DFUVDIMENSIONAL ETF TRUST	505	$22,560	0.0%	HOLD
156	GRMNGARMIN LTD	90	$22,160	0.0%	HOLD
157	RGAREINSURANCE GRP OF AMERICA I	113	$21,711	0.0%	TRIM −22%
158	SLYGSPDR SERIES TRUST	227	$21,366	0.0%	HOLD
159	VOTVANGUARD INDEX FDS	69	$20,346	0.0%	HOLD
160	DEDEERE & CO	43	$19,662	0.0%	HOLD
161	HONHONEYWELL INTL INC	93	$19,569	0.0%	TRIM −22%
162	VONGVANGUARD SCOTTSDALE FDS	159	$19,165	0.0%	HOLD
163	VCITVANGUARD SCOTTSDALE FDS	226	$19,003	0.0%	HOLD
164	CITHE CIGNA GROUP	66	$18,922	0.0%	HOLD
165	VVISA INC	54	$18,479	0.0%	TRIM −36%
166	JULWAIM ETF PRODUCTS TRUST	465	$17,858	0.0%	ADD 12%
167	DFIVDIMENSIONAL ETF TRUST	383	$17,642	0.0%	HOLD
168	VOEVANGUARD INDEX FDS	101	$17,633	0.0%	HOLD
169	HILLENBRAND INC	650	$17,576	0.0%	HOLD
170	VUGVANGUARD INDEX FDS	36	$17,326	0.0%	HOLD
171	VBRVANGUARD INDEX FDS	83	$17,292	0.0%	HOLD
172	IJHISHARES TR	262	$17,098	0.0%	HOLD
173	WBDWARNER BROS DISCOVERY INC	874	$17,069	0.0%	HOLD
174	VBVANGUARD INDEX FDS	66	$16,851	0.0%	HOLD
175	URAGLOBAL X FDS	345	$16,429	0.0%	HOLD
176	PFEPFIZER INC	634	$16,154	0.0%	HOLD
177	ZZILLOW GROUP INC	200	$15,410	0.0%	HOLD
178	MDYGSPDR SERIES TRUST	165	$15,080	0.0%	HOLD
179	SOSOUTHERN CO	156	$14,827	0.0%	ADD 16%
180	ICLOINVESCO ACTIVELY MANAGED EXC	559	$14,324	0.0%	ADD 18%
181	GEGE AEROSPACE	44	$13,370	0.0%	TRIM −32%
182	VGLTVANGUARD SCOTTSDALE FDS	231	$13,151	0.0%	TRIM −19%
183	MRKMERCK & CO INC	156	$13,056	0.0%	HOLD
184	TJXTJX COS INC NEW	90	$13,046	0.0%	TRIM −26%
185	KMIKINDER MORGAN INC DEL	456	$12,910	0.0%	HOLD
186	JNJJOHNSON & JOHNSON	69	$12,830	0.0%	ADD 13%
187	FLOFLOWERS FOODS INC	973	$12,697	0.0%	HOLD
188	XYZBLOCK INC	175	$12,647	0.0%	ADD 133%
189	TLTISHARES TR	141	$12,591	0.0%	HOLD
190	ADIANALOG DEVICES INC	51	$12,477	0.0%	ADD 38%
191	ICEINTERCONTINENTAL EXCHANGE IN	74	$12,468	0.0%	TRIM −31%
192	GSGOLDMAN SACHS GROUP INC	15	$11,945	0.0%	TRIM −53%
193	FISVFISERV INC	91	$11,733	0.0%	TRIM −8%
194	AGNTEXP WORLD HLDGS INC	1,098	$11,708	0.0%	HOLD
195	DFATDIMENSIONAL ETF TRUST	195	$11,340	0.0%	HOLD
196	DFASDIMENSIONAL ETF TRUST	164	$11,234	0.0%	HOLD
197	OEFISHARES TR	34	$11,159	0.0%	HOLD
198	SMHVANECK ETF TRUST	34	$11,144	0.0%	TRIM −56%
199	IWMISHARES TR	45	$10,899	0.0%	TRIM −76%
200	FBNDFIDELITY TOTAL BOND ETF	235	$10,879	0.0%	HOLD

showing the top 200 by weight

☆Pineridge Advisors LLC