Montecito Bank & Trust

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CIK 1422508

13F portfolio (2026-Q1)

$607M

Positions

266

Implied 1Y CAGR

modeled · as filed

Long positions in SEC Section 13(f) securities (US-listed stocks, ADRs and ETFs), largest first · Δ vs 2025-Q4. A lagged quarterly snapshot (filed ≤45 days after quarter-end); excludes shorts, options, cash, and shares listed only on non-US exchanges — foreign companies held via a US listing or ADR (e.g. Alibaba, TSMC) ARE included.

Implied return what this book implies · modeled, not advice methodology →

Open in PORT →

As filed = each book applied at its quarter-end (what the reported book did) · As copyable = applied at its statutory 45-day filing deadline (what a 13F follower could have earned).

Computing…

Hypothetical modeled performance constructed with hindsight — not actual results, and not indicative of future results. See the Disclaimer.

Exposures · what this manager owns, by sector & size (2026-Q1)

Holdings

266

Top 5

17.9%

Top 10

28.8%

Effective N

69.1

HHI

0.014

This quarter

11 new · 0 exit →

By sector

Unclassified60.5%

Information Technology12.6%

Health Care4.3%

Financials4.1%

Communication Services3.9%

Consumer Discretionary3.6%

Industrials3.6%

Energy2.7%

Other4.8%

By market cap

Unknown61.4%

Mega (>$200B)26.6%

Large ($10–200B)11.9%

Mid ($2–10B)0.1%

By region

Other60.5%

North America38.8%

Asia-Pacific0.7%

Europe0.0%

By industry group GICS — finer than sector

Industry group	Weight	Names
Unclassified	60.48%	135
Semiconductors & Semiconductor Equipment	6.71%	7
Pharmaceuticals & Biotechnology	4.10%	9
Software & IT Services	3.01%	3
Software	2.91%	5
Oil, Gas & Consumable Fuels	2.70%	8
Specialty Retail	2.54%	6
Technology Hardware & Equipment	2.52%	12
Machinery	2.01%	10
Banks	1.58%	4
Beverages	1.58%	2
Chemicals	1.52%	6
Capital Markets	1.28%	6
Commercial Services & Supplies	1.22%	5
Utilities	0.69%	6
Distributors	0.53%	2
Equity Real Estate Investment Trusts (REITs)	0.53%	6
Hotels, Restaurants & Leisure	0.41%	4
Diversified Telecommunication Services	0.39%	2
Road & Rail	0.37%	2
Aerospace & Defense	0.33%	3
Entertainment	0.31%	1
Tobacco	0.29%	2
Electrical Equipment & Components	0.27%	2
Airlines	0.25%	1
Health Care Equipment & Supplies	0.24%	3
Insurance	0.23%	3
Communications Equipment	0.18%	2
Transportation Infrastructure	0.17%	1
Media & Entertainment	0.16%	1
Automobiles & Components	0.13%	1
Construction & Engineering	0.12%	2
Food Products	0.08%	1
Health Care Providers & Services	0.07%	1
Metals & Mining	0.05%	1
Food & Staples Retailing	0.04%	1

Top holdings

#	Ticker	Name	Sector	Weight
1	IWF	ISHARES TR	Unclassified	5.16%
2	NVDA	NVIDIA CORP	Information Technology	4.83%
3	IVV	ISHARES TR	Unclassified	2.92%
4	BIV	VANGUARD BD INDEX FDS	Unclassified	2.53%
5	MSFT	MICROSOFT CORP	Information Technology	2.50%
6	AGG	ISHARES TR	Unclassified	2.42%
7	VGSH	VANGUARD SHORT-TERM TREASURY ETF	Unclassified	2.29%
8	SPY	STATE STR SPDR S&P 500 ETF T	Unclassified	2.10%
9	IEFA	ISHARES TR	Unclassified	2.09%
10	GOOGL	Alphabet Inc.	Communication Services	1.99%

131/266 names classified · sector 39.5% of weight · industry 39.5% · mkt cap 38.6%; unclassified names shown, never dropped.

Sector allocation over time · how the GICS mix & top names shifted quarter by quarter

top 5/sector, rest → “Other” · 51 quarters

Information TechnologyMSFT, NVDA, INTC, AVGO, AAPL · other

Health CareJNJ, ABBV, PFE, LLY, CTMX · other

FinancialsJPM, WFC, PYPL, TPL, BRK.B · other

IndustrialsMMM, HON, FISV, JCI, CMI · other

Consumer DiscretionaryCOST, MCD, WMT, HD, AMZN · other

Communication ServicesGOOGL, VZ, DIS, GOOG, META · other

Consumer StaplesKO, PEP, CVS, PM, GIS · other

EnergyCVX, XOM, COP, ENB, SUN · other

MaterialsPG, ECL, NKE, KMB, CLX · other

UtilitiesEPD, NEE, AWK, KMI, D · other

Real EstateBDN, PSA, PLD, INVH, DLR · other

UnclassifiedIWF, IJH, EFA, GOVT, AGG · other

Sector is classified on each name's CURRENT fundamentals, not point-in-time — apparent sector drift can reflect the market re-rating a holding, not a manager trade. 13F is a lagged quarterly snapshot of long positions in US-listed securities only — foreign companies held via a US listing or ADR ARE included, but shares listed only on non-US exchanges (plus shorts, options and cash) are not. Latest quarter: 39.5% of the book is sector-classified (unclassified names shown, never dropped).

Style box · size × value-growth placement of the reported book (2026-Q1), classified on current fundamentals (not point-in-time) — load it into PORT to overlay your own portfolio

Only 39% of book weight classified — the grid is NOT representative of the whole book.

holdings, colored by sector (127 classified)Montecito Bank & Trust centroid (Large Core)

Information TechnologyHealth CareFinancialsCommunication ServicesIndustrialsConsumer DiscretionaryEnergyConsumer StaplesMaterialsUtilitiesReal Estate

Style box summary for Montecito Bank & Trust: centroid Large Core. Heaviest cells: Large Growth 18.6%, Large Core 8.5%, Large Value 8.3%.

Classified: 38.6% of book weight (127/266 names) · unclassified 61.4%: IWF, IVV, BIV, AGG, VGSH, SPY, IEFA, IJH, QUAL, GOVT +129 more. Size: cap 70/20/10 bands; style: value/growth composite on our own metrics — not Morningstar's model.

Contribution holdings-based, any period

No contribution data for this period.

Holdings· 266 positions (2026-Q1) · largest first · Δ vs 2025-Q4

#	Security	Shares	Value	Weight	Δ QoQ
1	IWFISHARES TR	73,501	$31M	5.2%	HOLD
2	NVDANVIDIA CORPORATION	168,044	$29M	4.8%	TRIM −4%
3	IVVISHARES TR	27,127	$18M	2.9%	HOLD
4	BIVVANGUARD BD INDEX FDS	199,312	$15M	2.5%	ADD 6%
5	MSFTMICROSOFT CORP	40,985	$15M	2.5%	TRIM −4%
6	AGGISHARES TR	148,157	$15M	2.4%	ADD 4%
7	VGSHVANGUARD SHORT-TERM TREASURY ETF	237,279	$14M	2.3%	ADD 3%
8	SPYSTATE STR SPDR S&P 500 ETF T	19,613	$13M	2.1%	HOLD
9	IEFAISHARES TR	140,261	$13M	2.1%	ADD 6%
10	GOOGLALPHABET INC	42,001	$12M	2.0%	TRIM −4%
11	IJHISHARES TR	172,825	$12M	1.9%	TRIM −5%
12	QUALISHARES TR	56,988	$11M	1.8%	HOLD
13	GOVTISHARES TR	476,779	$11M	1.8%	TRIM −4%
14	IWDISHARES TR	48,264	$10M	1.7%	HOLD
15	VOOVANGUARD INDEX FDS	13,972	$8M	1.4%	TRIM −2%
16	LLYELI LILLY & CO	8,976	$8M	1.4%	TRIM −3%
17	KOCOCA COLA CO	105,390	$8M	1.3%	HOLD
18	COSTCOSTCO WHSL CORP NEW	7,916	$8M	1.3%	TRIM −5%
19	VIGIVanguard Whitehall Int'l Div. Apprec. ETF	87,282	$8M	1.3%	TRIM −5%
20	JPMJPMORGAN CHASE & CO	25,700	$8M	1.2%	HOLD
21	VCSHVANGUARD SCOTTSDALE FDS	90,698	$7M	1.2%	TRIM −3%
22	EFVISHARES TR	96,568	$7M	1.2%	ADD 3%
23	ABBVABBVIE INC	31,207	$7M	1.1%	HOLD
24	CVXCHEVRON CORP NEW	30,924	$6M	1.1%	HOLD
25	TFLOISHARES TR	123,548	$6M	1.0%	ADD 4%
26	IJRISHARES TR	48,603	$6M	1.0%	TRIM −3%
27	VGITVANGUARD SCOTTSDALE FDS	101,298	$6M	1.0%	ADD 15%
28	NEARISHARES U S ETF TR	111,566	$6M	0.9%	TRIM −2%
29	EMXCISHARES INC	70,039	$6M	0.9%	TRIM −3%
30	AVGOBROADCOM INC	16,551	$5M	0.8%	TRIM −7%
31	QQQINVESCO QQQ TR	8,619	$5M	0.8%	TRIM −4%
32	IYWISHARES TR	27,351	$5M	0.8%	HOLD
33	CWISPDR INDEX SHS FDS	130,849	$5M	0.8%	ADD 5%
34	XOMEXXON MOBIL CORP	27,096	$5M	0.8%	HOLD
35	USMVISHARES TR	47,873	$4M	0.7%	ADD 2%
36	JPIEJ P MORGAN EXCHANGE TRADED F	91,043	$4M	0.7%	ADD 29%
37	GOOGALPHABET INC	14,567	$4M	0.7%	TRIM −6%
38	JNJJOHNSON & JOHNSON	16,890	$4M	0.7%	TRIM −3%
39	ITOTISHARES TR	28,983	$4M	0.7%	TRIM −8%
40	VVISA INC	13,498	$4M	0.7%	HOLD
41	PGPROCTER AND GAMBLE CO	26,423	$4M	0.6%	TRIM −10%
42	IUSBISHARES TR	81,687	$4M	0.6%	TRIM −4%
43	IWOISHARES TR	11,768	$4M	0.6%	HOLD
44	VYMIVANGUARD WHITEHALL FDS	39,156	$4M	0.6%	TRIM −5%
45	TSMTAIWAN SEMICONDUCTOR MFG LTD	9,674	$3M	0.5%	TRIM −5%
46	VYMVANGUARD WHITEHALL FDS	20,898	$3M	0.5%	TRIM −7%
47	VEAVANGUARD TAX-MANAGED FDS	48,032	$3M	0.5%	TRIM −13%
48	CSCOCISCO SYS INC	38,244	$3M	0.5%	TRIM −3%
49	VIGVANGUARD SPECIALIZED FUNDS	13,779	$3M	0.5%	TRIM −3%
50	IVWISHARES TR	25,504	$3M	0.5%	HOLD
51	TTTRANE TECHNOLOGIES PLC	6,792	$3M	0.5%	TRIM −6%
52	MRKMERCK & CO INC	21,682	$3M	0.4%	TRIM −5%
53	WMTWALMART INC	20,899	$3M	0.4%	TRIM −3%
54	EFAISHARES TR	26,566	$3M	0.4%	HOLD
55	VGKVANGUARD INTL EQUITY INDEX F	31,216	$3M	0.4%	ADD 10%
56	IBMINTERNATIONAL BUSINESS MACHS	9,861	$2M	0.4%	HOLD
57	CATCATERPILLAR INC	3,344	$2M	0.4%	HOLD
58	GSGOLDMAN SACHS GROUP INC	2,747	$2M	0.4%	TRIM −2%
59	STIPISHARES TR	22,320	$2M	0.4%	TRIM −5%
60	VPLVANGUARD INTL EQUITY INDEX F	22,954	$2M	0.4%	ADD 14%
61	GLDSPDR GOLD TR	5,186	$2M	0.4%	TRIM −3%
62	IWMISHARES TR	8,293	$2M	0.3%	TRIM −3%
63	METAMETA PLATFORMS INC	3,503	$2M	0.3%	TRIM −4%
64	IGIBISHARES TR	37,579	$2M	0.3%	ADD 2%
65	CWBSPDR SER TR	21,846	$2M	0.3%	HOLD
66	VEUVANGUARD INTL EQUITY INDEX F	26,516	$2M	0.3%	ADD 5%
67	ETNEATON CORP PLC	5,464	$2M	0.3%	HOLD
68	VTVVANGUARD INDEX FDS	9,786	$2M	0.3%	ADD 5%
69	MAMASTERCARD INCORPORATED	3,840	$2M	0.3%	TRIM −10%
70	DISDISNEY WALT CO	19,789	$2M	0.3%	TRIM −8%
71	IBDRISHARES TR	77,976	$2M	0.3%	ADD 8%
72	MUMICRON TECHNOLOGY INC	5,502	$2M	0.3%	HOLD
73	CSLCARLISLE COS INC	5,565	$2M	0.3%	HOLD
74	IWRISHARES TR	18,840	$2M	0.3%	TRIM −2%
75	UNPUNION PAC CORP	7,454	$2M	0.3%	TRIM −14%
76	XLVSELECT SECTOR SPDR TR	12,312	$2M	0.3%	HOLD
77	VNQVANGUARD INDEX FDS	20,300	$2M	0.3%	ADD 12%
78	IBDSISHARES TR	72,703	$2M	0.3%	ADD 9%
79	MCDMCDONALDS CORP	5,658	$2M	0.3%	HOLD
80	KLACKLA CORP	1,181	$2M	0.3%	TRIM −20%
81	COPCONOCOPHILLIPS	13,171	$2M	0.3%	TRIM −3%
82	ECLECOLAB INC	6,448	$2M	0.3%	TRIM −6%
83	GWWWW GRAINGER INC	1,567	$2M	0.3%	TRIM −3%
84	TJXTJX COS INC NEW	10,687	$2M	0.3%	TRIM −11%
85	VZVERIZON COMMUNICATIONS INC	33,398	$2M	0.3%	TRIM −2%
86	AMPAMERIPRISE FINL INC	3,751	$2M	0.3%	TRIM −15%
87	IBTGISHARES TR	71,751	$2M	0.3%	HOLD
88	BLKBLACKROCK INC	1,694	$2M	0.3%	HOLD
89	LOWLOWES COS INC	6,668	$2M	0.3%	TRIM −8%
90	XSOEWISDOMTREE TR	39,020	$2M	0.3%	TRIM −9%
91	PEPPEPSICO INC	10,012	$2M	0.3%	HOLD
92	FDXFEDEX CORP	4,297	$2M	0.3%	TRIM −2%
93	IBTHISHARES TR	68,127	$2M	0.3%	TRIM −2%
94	MCKMCKESSON CORP	1,746	$2M	0.2%	TRIM −8%
95	DEDEERE & CO	2,565	$1M	0.2%	ADD 3%
96	ITWILLINOIS TOOL WKS INC	5,524	$1M	0.2%	TRIM −3%
97	NEENEXTERA ENERGY INC	15,452	$1M	0.2%	HOLD
98	XLYSELECT SECTOR SPDR TR	13,138	$1M	0.2%	TRIM −5%
99	EMREMERSON ELEC CO	10,883	$1M	0.2%	HOLD
100	ESGUISHARES TR	9,969	$1M	0.2%	TRIM −21%
101	IBDTISHARES TR	54,866	$1M	0.2%	ADD 13%
102	SCHWSCHWAB CHARLES CORP	14,777	$1M	0.2%	TRIM −9%
103	TMOTHERMO FISHER SCIENTIFIC INC	2,822	$1M	0.2%	TRIM −4%
104	LRCXLAM RESEARCH CORP	6,275	$1M	0.2%	TRIM −12%
105	MDYSPDR S&P MIDCAP 400 ETF TR	2,157	$1M	0.2%	HOLD
106	IBTIISHARES TR	59,372	$1M	0.2%	TRIM −3%
107	ORCLORACLE CORP	8,898	$1M	0.2%	TRIM −6%
108	VOVANGUARD INDEX FDS	4,535	$1M	0.2%	ADD 7%
109	ACWIISHARES TR	9,305	$1M	0.2%	ADD 3%
110	IVEISHARES TR	5,974	$1M	0.2%	HOLD
111	CMICUMMINS INC	2,332	$1M	0.2%	TRIM −6%
112	PANWPALO ALTO NETWORKS INC	7,736	$1M	0.2%	TRIM −2%
113	IBTJISHARES TR	56,297	$1M	0.2%	HOLD
114	LQDISHARES TR	11,144	$1M	0.2%	HOLD
115	IWBISHARES TR	3,404	$1M	0.2%	TRIM −6%
116	IBDWISHARES TR	57,692	$1M	0.2%	ADD 22%
117	IEMGISHARES INC	17,086	$1M	0.2%	HOLD
118	IHIISHARES TR	21,806	$1M	0.2%	TRIM −2%
119	IBDVISHARES TR	53,009	$1M	0.2%	ADD 17%
120	PMPHILIP MORRIS INTL INC	6,850	$1M	0.2%	HOLD
121	MBBISHARES TR	11,721	$1M	0.2%	TRIM −4%
122	PFFISHARES TR	36,372	$1M	0.2%	TRIM −6%
123	XLUSELECT SECTOR SPDR TR	23,978	$1M	0.2%	HOLD
124	IBDUISHARES TR	47,169	$1M	0.2%	ADD 19%
125	IBDXISHARES TR	43,198	$1M	0.2%	ADD 29%
126	HDHOME DEPOT INC	3,285	$1M	0.2%	TRIM −10%
127	ENBENBRIDGE INC	19,866	$1M	0.2%	TRIM −3%
128	HONHONEYWELL INTL INC	4,695	$1M	0.2%	HOLD
129	BKNGBOOKING HOLDINGS INC	250	$1M	0.2%	TRIM −10%
130	IEIISHARES TR	8,866	$1M	0.2%	HOLD
131	SOSOUTHERN CO	10,874	$1M	0.2%	HOLD
132	GSLCGOLDMAN SACHS ETF TR	8,350	$1M	0.2%	HOLD
133	NFLXNETFLIX INC	9,867	$948,712	0.2%	TRIM −3%
134	VWOVANGUARD INTL EQUITY INDEX F	17,349	$937,713	0.2%	ADD 16%
135	VNQIVANGUARD INTL EQUITY INDEX F	20,635	$917,226	0.2%	NEW
136	PHPARKER-HANNIFIN CORP	1,023	$915,831	0.2%	TRIM −9%
137	GILDGILEAD SCIENCES INC	6,544	$912,037	0.2%	ADD 18%
138	PSXPHILLIPS 66	4,997	$910,353	0.1%	TRIM −9%
139	PSCHINVESCO EXCH TRADED FD TR II	21,981	$904,437	0.1%	HOLD
140	SHVISHARES TR	7,735	$853,867	0.1%	TRIM −3%
141	PFEPFIZER INC	30,324	$851,498	0.1%	HOLD
142	DVYISHARES TR	5,572	$843,656	0.1%	HOLD
143	ANETARISTA NETWORKS INC	6,820	$837,360	0.1%	TRIM −12%
144	ESGDISHARES TR	8,654	$827,495	0.1%	TRIM −17%
145	IBDYISHARES TR	31,980	$826,683	0.1%	ADD 25%
146	WFCWELLS FARGO CO NEW	10,237	$814,967	0.1%	HOLD
147	IXNISHARES TR	8,067	$806,458	0.1%	HOLD
148	DLRDIGITAL RLTY TR INC	4,475	$806,440	0.1%	HOLD
149	SBRASABRA HEALTH CARE REIT INC	41,880	$805,352	0.1%	ADD 5%
150	IJKISHARES TR	7,937	$798,621	0.1%	HOLD
151	SHYGISHARES TR	18,870	$798,390	0.1%	HOLD
152	CBCHUBB LIMITED	2,436	$793,965	0.1%	HOLD
153	IJTISHARES TR	5,463	$790,551	0.1%	HOLD
154	TMTOYOTA MOTOR CORP	3,776	$778,196	0.1%	HOLD
155	CFCF INDS HLDGS INC	5,783	$750,865	0.1%	TRIM −22%
156	USIGISHARES TR	14,627	$749,341	0.1%	HOLD
157	VLOVALERO ENERGY CORP	3,026	$747,664	0.1%	TRIM −23%
158	XLFSELECT SECTOR SPDR TR	15,037	$742,377	0.1%	TRIM −5%
159	CCITIGROUP INC	6,500	$737,165	0.1%	TRIM −6%
160	QCOMQUALCOMM INC	5,699	$733,917	0.1%	TRIM −4%
161	CLCOLGATE PALMOLIVE CO	8,585	$731,700	0.1%	TRIM −16%
162	VTIVANGUARD INDEX FDS	2,240	$718,614	0.1%	ADD 4%
163	TMUST-MOBILE US INC	3,378	$709,481	0.1%	TRIM −8%
164	BMYBRISTOL-MYERS SQUIBB CO	11,646	$706,330	0.1%	TRIM −5%
165	IBTKISHARES TR	35,109	$692,350	0.1%	HOLD
166	WMWASTE MGMT INC DEL	3,011	$691,898	0.1%	TRIM −4%
167	DSIISHARES TR	5,598	$678,422	0.1%	TRIM −3%
168	PEGPUBLIC SVC ENTERPRISE GROUP	8,257	$668,404	0.1%	TRIM −8%
169	EOGEOG RES INC	4,612	$666,757	0.1%	TRIM −6%
170	MUBISHARES TR	6,255	$663,968	0.1%	ADD 3%
171	IBDZISHARES TR	25,041	$652,568	0.1%	HOLD
172	PSAPUBLIC STORAGE OPER CO	2,353	$637,381	0.1%	TRIM −8%
173	CRMSALESFORCE INC	3,369	$628,891	0.1%	TRIM −7%
174	IGFISHARES TR	9,265	$620,755	0.1%	HOLD
175	DHRDANAHER CORP DEL	3,225	$611,460	0.1%	HOLD
176	QLTAISHARES TR	12,783	$608,343	0.1%	ADD 19%
177	IBTLISHARES TR	29,601	$603,828	0.1%	ADD 14%
178	STXSEAGATE TECHNOLOGY HLDNGS PL	1,539	$602,919	0.1%	ADD 3%
179	EFGISHARES TR	5,412	$602,734	0.1%	HOLD
180	MOALTRIA GROUP INC	9,119	$601,763	0.1%	HOLD
181	DGRWWISDOMTREE TR	6,777	$595,292	0.1%	TRIM −2%
182	IJJISHARES TR	4,490	$594,925	0.1%	HOLD
183	ORLYOREILLY AUTOMOTIVE INC	6,349	$586,076	0.1%	TRIM −19%
184	BXBLACKSTONE INC	5,064	$582,309	0.1%	TRIM −5%
185	VXFVANGUARD INDEX FDS	2,802	$576,652	0.1%	TRIM −3%
186	SYKSTRYKER CORPORATION	1,728	$567,804	0.1%	TRIM −12%
187	DEMWISDOMTREE TR	11,411	$567,013	0.1%	TRIM −3%
188	MMM3M CO	3,894	$565,526	0.1%	HOLD
189	JCIJOHNSON CONTROLS INTERNATION	4,190	$548,681	0.1%	HOLD
190	CATHGLOBAL X FDS	6,765	$528,685	0.1%	HOLD
191	MASMASCO CORP	8,718	$526,306	0.1%	TRIM −11%
192	ACNACCENTURE PLC IRELAND	2,649	$525,270	0.1%	ADD 10%
193	SMHVANECK ETF TRUST	1,353	$518,740	0.1%	HOLD
194	SHYISHARES TR	6,223	$513,833	0.1%	HOLD
195	COFCAPITAL ONE FINL CORP	2,782	$507,520	0.1%	TRIM −9%
196	KBESPDR SERIES TRUST	8,490	$505,580	0.1%	HOLD
197	GDGENERAL DYNAMICS CORP	1,455	$499,385	0.1%	HOLD
198	XBISPDR SERIES TRUST	3,900	$498,147	0.1%	HOLD
199	MDLZMONDELEZ INTL INC	8,353	$481,467	0.1%	TRIM −5%
200	DHID R HORTON INC	3,481	$477,663	0.1%	TRIM −5%

showing the top 200 by weight

Position trends· top 15 holdings · shares held over 6 quarters

green added · red trimmed

Security

2024-Q4

2025-Q1

2025-Q2

2025-Q3

2025-Q4

2026-Q1

Latest value

IWFISHARES TR

77K

76K

—

75K

74K

$31M

NVDANVIDIA CORPORATION

213K

201K

—

195K

175K

168K

$29M

IVVISHARES TR

26K

25K

—

27K

$18M

BIVVANGUARD BD INDEX FDS

202K

205K

—

192K

189K

199K

$15M

MSFTMICROSOFT CORP

51K

—

47K

43K

41K

$15M

AGGISHARES TR

146K

138K

—

142K

148K

$15M

VGSHVANGUARD SHORT-TERM TREASURY ETF

227K

239K

—

223K

231K

237K

$14M

SPYSTATE STR SPDR S&P 500 ETF T

20K

—

20K

$13M

IEFAISHARES TR

125K

119K

—

134K

132K

140K

$13M

GOOGLALPHABET INC

53K

—

53K

44K

42K

$12M

IJHISHARES TR

191K

192K

—

186K

182K

173K

$12M

QUALISHARES TR

55K

57K

—

58K

57K

$11M

GOVTISHARES TR

516K

507K

—

522K

498K

477K

$11M

IWDISHARES TR

49K

50K

—

49K

48K

$10M

VOOVANGUARD INDEX FDS

—

14K

$8M

Shares reported each quarter by the largest current holdings. Green = added vs the prior filing of that name, red = trimmed, grey = roughly held; a dash is a quarter with no 13F on file (a gap is skipped, not read as an exit). 13F is filed up to 45 days after quarter-end. Up to 40 quarters (10 years) available — use the selector above.

☆Montecito Bank & Trust

Implied return what this book implies · modeled, not advice methodology →

Exposures · what this manager owns, by sector & size (2026-Q1)

By sector

By market cap

By region

By industry group GICS — finer than sector

Top holdings

Sector allocation over time · how the GICS mix & top names shifted quarter by quarter

Style box · size × value-growth placement of the reported book (2026-Q1), classified on current fundamentals (not point-in-time) — load it into PORT to overlay your own portfolio

Contribution holdings-based, any period

Holdings· 266 positions (2026-Q1) · largest first · Δ vs 2025-Q4

Position trends· top 15 holdings · shares held over 6 quarters

Montecito Bank & Trust