Passumpsic Savings Bank

Open in PORT →← all managers

CIK 2023170

13F portfolio (2025-Q4)

$183M

Positions

Implied 1Y CAGR

modeled · as filed

Long positions in SEC Section 13(f) securities (US-listed stocks, ADRs and ETFs), largest first · Δ vs 2025-Q3. A lagged quarterly snapshot (filed ≤45 days after quarter-end); excludes shorts, options, cash, and shares listed only on non-US exchanges — foreign companies held via a US listing or ADR (e.g. Alibaba, TSMC) ARE included.

Implied return what this book implies · modeled, not advice methodology →

Open in PORT →

As filed = each book applied at its quarter-end (what the reported book did) · As copyable = applied at its statutory 45-day filing deadline (what a 13F follower could have earned).

Computing…

Hypothetical modeled performance constructed with hindsight — not actual results, and not indicative of future results. See the Disclaimer.

Exposures · what this manager owns, by sector & size (2025-Q4)

Holdings

Top 5

24.2%

Top 10

37.1%

Effective N

41.7

HHI

0.024

This quarter

90 new · 0 exit →

By sector

Unclassified26.2%

Information Technology24.1%

Financials13.5%

Industrials11.5%

Consumer Discretionary6.2%

Health Care5.0%

Communication Services4.7%

Utilities4.3%

Other4.4%

By market cap

Large ($10–200B)37.2%

Unknown31.7%

Mega (>$200B)29.1%

Mid ($2–10B)2.0%

By region

North America69.5%

Other26.2%

Asia-Pacific3.8%

Europe0.4%

By industry group GICS — finer than sector

Industry group	Weight	Names
Unclassified	26.19%	16
Semiconductors & Semiconductor Equipment	12.51%	5
Electrical Equipment & Components	6.03%	2
Machinery	5.38%	3
Commercial Services & Supplies	5.12%	4
Utilities	4.27%	7
Banks	4.19%	4
Specialty Retail	4.16%	2
Capital Markets	3.86%	5
Technology Hardware & Equipment	3.71%	4
Health Care Equipment & Supplies	3.34%	3
Metals & Mining	3.07%	4
Software & IT Services	2.60%	3
Insurance	2.22%	5
Pharmaceuticals & Biotechnology	2.14%	4
Transportation Infrastructure	1.89%	1
Entertainment	1.56%	1
Distributors	1.38%	2
Oil, Gas & Consumable Fuels	1.00%	4
Communications Equipment	0.99%	1
Construction & Engineering	0.94%	1
Software	0.86%	1
Marine	0.83%	1
Automobiles & Components	0.69%	1
Diversified Telecommunication Services	0.45%	2
Food Products	0.22%	1
Road & Rail	0.15%	1
Media & Entertainment	0.13%	1
Paper & Forest Products	0.12%	1

Top holdings

#	Ticker	Name	Sector	Weight
1	VCIT	VANGUARD SCOTTSDALE FDS	Unclassified	6.84%
2	VCLT	VANGUARD SCOTTSDALE FDS	Unclassified	5.56%
3	GE	GENERAL ELECTRIC CO	Information Technology	4.21%
4	SPLB	SPDR SERIES TRUST	Unclassified	4.02%
5	TSM	Taiwan Semiconductor Manufacturing Co Ltd	Information Technology	3.59%
6	NVDA	NVIDIA CORP	Information Technology	2.79%
7	IWY	ISHARES TR	Unclassified	2.77%
8	AEP	AMERICAN ELECTRIC POWER CO INC	Utilities	2.51%
9	ANET	Arista Networks, Inc.	Information Technology	2.49%
10	AVGO	Broadcom Inc.	Information Technology	2.37%

74/90 names classified · sector 73.8% of weight · industry 73.8% · mkt cap 68.3%; unclassified names shown, never dropped.

Sector allocation over time · how the GICS mix & top names shifted quarter by quarter

top 5/sector, rest → “Other” · 5 quarters

Information TechnologyGE, ANET, NVDA, AVGO, TSM · other

Consumer DiscretionaryAMZN, CPRT, CMG, PCAR, ULTA · other

FinancialsV, BRK.B, ALL, AON, PGR · other

IndustrialsAXON, BKNG, PH, FISV, GRMN · other

Health CareISRG, LLY, NVO, BSX, UHS · other

MaterialsDECK, CROX, RIO, HWM, KGC · other

Communication ServicesMETA, TMUS, GOOGL, DIS, GOOG · other

UtilitiesAEP, DUK, D, NWE, OKE · other

EnergyMPC, ENB, PSX, XOM, SU · other

Consumer StaplesKOF, KHC, KDP, CPB

UnclassifiedSPLB, VCIT, VCLT, IWY, VXUS · other

Sector is classified on each name's CURRENT fundamentals, not point-in-time — apparent sector drift can reflect the market re-rating a holding, not a manager trade. 13F is a lagged quarterly snapshot of long positions in US-listed securities only — foreign companies held via a US listing or ADR ARE included, but shares listed only on non-US exchanges (plus shorts, options and cash) are not. Latest quarter: 73.8% of the book is sector-classified (unclassified names shown, never dropped).

Style box · size × value-growth placement of the reported book (2025-Q4), classified on current fundamentals (not point-in-time) — load it into PORT to overlay your own portfolio

holdings, colored by sector (66 classified)Passumpsic Savings Bank centroid (Large Growth)

Information TechnologyFinancialsIndustrialsConsumer DiscretionaryHealth CareCommunication ServicesUtilitiesMaterialsEnergyConsumer Staples

Style box summary for Passumpsic Savings Bank: centroid Large Growth. Heaviest cells: Large Growth 36.4%, Large Core 10.8%, Mid Growth 7.2%.

Classified: 67.4% of book weight (66/90 names) · unclassified 32.6%: VCIT, VCLT, SPLB, TSM, IWY, VXUS, IWP, MGV, KGC, VIG +14 more. Size: cap 70/20/10 bands; style: value/growth composite on our own metrics — not Morningstar's model.

Contribution holdings-based, any period

No contribution data for this period.

Holdings· 90 positions (2025-Q4) · largest first · Δ vs 2025-Q3

#	Security	Shares	Value	Weight	Δ QoQ
1	VCITVANGUARD SCOTTSDALE FDS	149,128	$12M	6.8%	NEW
2	VCLTVANGUARD SCOTTSDALE FDS	133,951	$10M	5.6%	NEW
3	GEGE AEROSPACE	24,990	$8M	4.2%	NEW
4	SPLBSPDR SERIES TRUST	325,655	$7M	4.0%	NEW
5	TSMTAIWAN SEMICONDUCTOR MFG LTD	21,585	$7M	3.6%	NEW
6	NVDANVIDIA CORPORATION	27,307	$5M	2.8%	NEW
7	IWYISHARES TR	18,263	$5M	2.8%	NEW
8	AEPAMERICAN ELEC PWR CO INC	39,706	$5M	2.5%	NEW
9	ANETARISTA NETWORKS INC	34,695	$5M	2.5%	NEW
10	AVGOBROADCOM INC	12,531	$4M	2.4%	NEW
11	AMZNAMAZON COM INC	18,567	$4M	2.3%	NEW
12	APHAMPHENOL CORP	31,109	$4M	2.3%	NEW
13	BKNGBOOKING HOLDINGS INC	645	$3M	1.9%	NEW
14	PHPARKER-HANNIFIN CORP	3,833	$3M	1.8%	NEW
15	CMICUMMINS INC	6,536	$3M	1.8%	NEW
16	TJXTJX COS INC NEW	21,621	$3M	1.8%	NEW
17	GEVGE VERNOVA INC	5,067	$3M	1.8%	NEW
18	UBERUBER TECHNOLOGIES INC	38,906	$3M	1.7%	NEW
19	BSXBOSTON SCIENTIFIC CORP	32,941	$3M	1.7%	NEW
20	LRCXLAM RESEARCH CORP	18,237	$3M	1.7%	NEW
21	BNYBANK NEW YORK MELLON CORP	26,746	$3M	1.7%	NEW
22	JPMJPMORGAN CHASE & CO	9,631	$3M	1.7%	NEW
23	VVISA INC	8,755	$3M	1.7%	NEW
24	MAMASTERCARD INCORPORATED	5,019	$3M	1.6%	NEW
25	DISDISNEY WALT CO	25,111	$3M	1.6%	NEW
26	METAMETA PLATFORMS INC	4,319	$3M	1.6%	NEW
27	VXUSVANGUARD STAR FDS	37,233	$3M	1.5%	NEW
28	MUMICRON TECHNOLOGY INC	9,352	$3M	1.5%	NEW
29	HWMHOWMET AEROSPACE INC	12,989	$3M	1.5%	NEW
30	LLYELI LILLY & CO	2,448	$3M	1.4%	NEW
31	IDCCINTERDIGITAL INC	7,520	$2M	1.3%	NEW
32	CORCENCORA INC	6,527	$2M	1.2%	NEW
33	RMDRESMED INC	8,952	$2M	1.2%	NEW
34	HIGHARTFORD INSURANCE GROUP INC	15,540	$2M	1.2%	NEW
35	CBOECBOE GLOBAL MKTS INC	8,146	$2M	1.1%	NEW
36	IBKRINTERACTIVE BROKERS GROUP IN	31,269	$2M	1.1%	NEW
37	IWPISHARES TR	14,289	$2M	1.1%	NEW
38	MGVVANGUARD WORLD FD	13,034	$2M	1.0%	NEW
39	UIUBIQUITI INC	3,258	$2M	1.0%	NEW
40	EMEEMCOR GROUP INC	2,821	$2M	0.9%	NEW
41	KGCKINROSS GOLD CORP	60,011	$2M	0.9%	NEW
42	GOOGLALPHABET INC	5,201	$2M	0.9%	NEW
43	MSFTMICROSOFT CORP	3,241	$2M	0.9%	NEW
44	RCLROYAL CARIBBEAN GROUP	5,439	$2M	0.8%	NEW
45	TSLATESLA INC	2,804	$1M	0.7%	NEW
46	AAPLAPPLE INC	4,577	$1M	0.7%	NEW
47	VIGVANGUARD SPECIALIZED FUNDS	5,055	$1M	0.6%	NEW
48	VBKVANGUARD INDEX FDS	3,217	$971,888	0.5%	NEW
49	IGLBISHARES TR	19,168	$967,026	0.5%	NEW
50	RIORIO TINTO PLC	10,056	$804,782	0.4%	NEW
51	MMM3M CO	4,995	$799,700	0.4%	NEW
52	PRUPRUDENTIAL FINL INC	6,976	$787,451	0.4%	NEW
53	PZTINVESCO EXCH TRADED FD TR II	34,402	$767,646	0.4%	NEW
54	TDTORONTO DOMINION BK ONT	7,960	$749,832	0.4%	NEW
55	NWENORTHWESTERN ENERGY GROUP IN	11,153	$719,815	0.4%	NEW
56	DUKDUKE ENERGY CORP NEW	5,955	$697,986	0.4%	NEW
57	BMOBANK MONTREAL MEDIUM	5,314	$689,704	0.4%	NEW
58	IBMINTERNATIONAL BUSINESS MACHS	2,252	$667,065	0.4%	NEW
59	VBRVANGUARD INDEX FDS	3,083	$652,949	0.4%	NEW
60	VOEVANGUARD INDEX FDS	3,620	$642,079	0.4%	NEW
61	MAINMAIN STR CAP CORP	10,620	$641,342	0.4%	NEW
62	PFEPFIZER INC	24,827	$618,192	0.3%	NEW
63	FNFFIDELITY NATL FINL INC	11,139	$608,078	0.3%	NEW
64	OKEONEOK INC NEW	8,028	$590,058	0.3%	NEW
65	ENBENBRIDGE INC	12,281	$587,400	0.3%	NEW
66	TAT&T INC	21,371	$530,856	0.3%	NEW
67	DDOMINION ENERGY INC	8,828	$517,233	0.3%	NEW
68	XOMEXXON MOBIL CORP	4,273	$514,213	0.3%	NEW
69	PSXPHILLIPS 66	3,765	$485,836	0.3%	NEW
70	BHPBHP BILLITON LIMITED	7,458	$450,239	0.2%	NEW
71	NEENEXTERA ENERGY INC	5,588	$448,605	0.2%	NEW
72	KHCKRAFT HEINZ CO	16,635	$403,399	0.2%	NEW
73	JNJJOHNSON & JOHNSON	1,880	$389,066	0.2%	NEW
74	FHIFEDERATED HERMES INC	7,248	$377,403	0.2%	NEW
75	GPCGENUINE PARTS CO	2,640	$324,614	0.2%	NEW
76	CSCOCISCO SYS INC	4,083	$314,513	0.2%	NEW
77	VZVERIZON COMMUNICATIONS INC	7,348	$299,284	0.2%	NEW
78	BMYBRISTOL-MYERS SQUIBB CO	5,195	$280,218	0.2%	NEW
79	CPCANADIAN PACIFIC KANSAS CITY	3,749	$276,039	0.2%	NEW
80	GOOGALPHABET INC	875	$274,575	0.2%	NEW
81	PZAINVESCO EXCH TRADED FD TR II	11,790	$273,410	0.1%	NEW
82	MKLMARKEL GROUP INC	121	$260,108	0.1%	NEW
83	FAFFIRST AMERN FINL CORP	4,140	$254,362	0.1%	NEW
84	EXCEXELON CORP	5,802	$252,909	0.1%	NEW
85	AESAES Corp.	17,050	$244,497	0.1%	NEW
86	CVXCHEVRON CORP NEW	1,559	$237,607	0.1%	NEW
87	OMCOMNICOM GROUP INC	2,834	$228,833	0.1%	NEW
88	KMBKIMBERLY-CLARK CORP	2,260	$228,011	0.1%	NEW
89	AMPAMERIPRISE FINL INC	450	$220,653	0.1%	NEW
90	GLDDGREAT LAKES DREDGE & DOCK CO	12,000	$157,440	0.1%	NEW

☆Passumpsic Savings Bank