RTD Financial Advisors, Inc.

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CIK 1810555

13F portfolio (2026-Q1)

$814M

Positions

114

Implied 1Y CAGR

modeled · as filed

Long positions in SEC Section 13(f) securities (US-listed stocks, ADRs and ETFs), largest first · Δ vs 2025-Q4. A lagged quarterly snapshot (filed ≤45 days after quarter-end); excludes shorts, options, cash, and shares listed only on non-US exchanges — foreign companies held via a US listing or ADR (e.g. Alibaba, TSMC) ARE included.

Implied return what this book implies · modeled, not advice methodology →

Open in PORT →

As filed = each book applied at its quarter-end (what the reported book did) · As copyable = applied at its statutory 45-day filing deadline (what a 13F follower could have earned).

Computing…

Hypothetical modeled performance constructed with hindsight — not actual results, and not indicative of future results. See the Disclaimer.

Exposures · what this manager owns, by sector & size (2026-Q1)

Holdings

114

Top 5

31.1%

Top 10

46.5%

Effective N

28.2

HHI

0.035

This quarter

5 new · 0 exit →

By sector

Unclassified97.9%

Health Care0.6%

Information Technology0.4%

Energy0.2%

Utilities0.2%

Communication Services0.2%

Materials0.2%

Industrials0.1%

Other0.1%

By market cap

Unknown97.9%

Mega (>$200B)1.0%

Large ($10–200B)0.9%

Mid ($2–10B)0.1%

By region

Other97.9%

North America2.1%

By industry group GICS — finer than sector

Industry group	Weight	Names
Unclassified	97.94%	86
Pharmaceuticals & Biotechnology	0.50%	5
Technology Hardware & Equipment	0.32%	3
Oil, Gas & Consumable Fuels	0.25%	2
Utilities	0.24%	3
Software & IT Services	0.23%	4
Chemicals	0.11%	2
Paper & Forest Products	0.09%	1
Health Care Equipment & Supplies	0.09%	2
Software	0.06%	1
Hotels, Restaurants & Leisure	0.04%	1
Road & Rail	0.04%	1
Aerospace & Defense	0.04%	1
Semiconductors & Semiconductor Equipment	0.03%	1
Banks	0.03%	1

Top holdings

#	Ticker	Name	Sector	Weight
1	IVV	ISHARES TR	Unclassified	11.96%
2	IJH	ISHARES TR	Unclassified	5.25%
3	GTO	INVESCO ACTIVELY MANAGED EXC	Unclassified	4.83%
4	IWF	ISHARES TR	Unclassified	4.80%
5	IJR	ISHARES TR	Unclassified	4.30%
6	IWB	ISHARES TR	Unclassified	4.14%
7	IWX	ISHARES TR	Unclassified	3.07%
8	IWP	ISHARES TR	Unclassified	3.05%
9	IWS	ISHARES TR	Unclassified	2.56%
10	EFG	ISHARES TR	Unclassified	2.56%

28/114 names classified · sector 2.1% of weight · industry 2.1% · mkt cap 2.1%; unclassified names shown, never dropped.

Sector allocation over time · how the GICS mix & top names shifted quarter by quarter

top 5/sector, rest → “Other” · 18 quarters

Health CareBMY, PFE, JNJ, MRK, WST · other

Information TechnologyAAPL, MSFT, ONTO, OTEX, NVDA · other

MaterialsTREX, ALB, NKE, PG, CL

UtilitiesNEE, PEG, WTRG, DUK

EnergyXOM, CVX

IndustrialsUNP, BA, SNA, GPN, ACM

Communication ServicesGOOG, DIS, GOOGL, META

FinancialsUNH, BAC, CB, AXP, BRK.B · other

Consumer DiscretionaryMCD, NIO, WMT, TSLA, AMZN

Consumer StaplesJJSF, PEP, CPB, PM

Real Estate

UnclassifiedIVV, BND, VNQ, IWF, IJH · other

Sector is classified on each name's CURRENT fundamentals, not point-in-time — apparent sector drift can reflect the market re-rating a holding, not a manager trade. 13F is a lagged quarterly snapshot of long positions in US-listed securities only — foreign companies held via a US listing or ADR ARE included, but shares listed only on non-US exchanges (plus shorts, options and cash) are not. Latest quarter: 2.1% of the book is sector-classified (unclassified names shown, never dropped).

Style box · size × value-growth placement of the reported book (2026-Q1), classified on current fundamentals (not point-in-time) — load it into PORT to overlay your own portfolio

Only 2% of book weight classified — the grid is NOT representative of the whole book.

holdings, colored by sector (28 classified)RTD Financial Advisors, Inc. centroid (Large Core)

Health CareInformation TechnologyEnergyUtilitiesCommunication ServicesMaterialsIndustrialsConsumer DiscretionaryFinancials

Style box summary for RTD Financial Advisors, Inc.: centroid Large Core. Heaviest cells: Large Value 0.7%, Large Core 0.5%, Large Growth 0.4%.

Classified: 2.1% of book weight (28/114 names) · unclassified 97.9%: IVV, IJH, GTO, IWF, IJR, IWB, IWX, IWP, IWS, EFG +76 more. Size: cap 70/20/10 bands; style: value/growth composite on our own metrics — not Morningstar's model.

Contribution holdings-based, any period

No contribution data for this period.

Holdings· 114 positions (2026-Q1) · largest first · Δ vs 2025-Q4

#	Security	Shares	Value	Weight	Δ QoQ
1	IVVISHARES TR	148,949	$97M	12.0%	ADD 4%
2	IJHISHARES TR	632,579	$43M	5.2%	HOLD
3	GTOINVESCO ACTIVELY MANAGED EXC	839,094	$39M	4.8%	ADD 3%
4	IWFISHARES TR	91,572	$39M	4.8%	HOLD
5	IJRISHARES TR	281,518	$35M	4.3%	HOLD
6	IWBISHARES TR	94,537	$34M	4.1%	HOLD
7	IWXISHARES TR	269,988	$25M	3.1%	ADD 11%
8	IWPISHARES TR	193,789	$25M	3.1%	TRIM −5%
9	IWSISHARES TR	143,113	$21M	2.6%	HOLD
10	EFGISHARES TR	187,130	$21M	2.6%	TRIM −3%
11	IWYISHARES TR	77,793	$19M	2.4%	ADD 10%
12	VOVANGUARD INDEX FDS	64,983	$19M	2.3%	HOLD
13	MUBISHARES TR	169,457	$18M	2.2%	TRIM −3%
14	IWDISHARES TR	80,501	$17M	2.1%	HOLD
15	IVEISHARES TR	74,881	$16M	1.9%	TRIM −2%
16	TIPISHARES TR	140,209	$15M	1.9%	ADD 3%
17	IWMISHARES TR	59,471	$15M	1.8%	TRIM −5%
18	VWOVANGUARD INTL EQUITY INDEX F	263,559	$14M	1.8%	TRIM −4%
19	IJTISHARES TR	94,923	$14M	1.7%	TRIM −5%
20	SCZISHARES TR	170,857	$13M	1.6%	HOLD
21	VOEVANGUARD INDEX FDS	71,775	$13M	1.6%	HOLD
22	VYMIVANGUARD WHITEHALL FDS	136,583	$13M	1.6%	TRIM −5%
23	IWOISHARES TR	40,853	$13M	1.6%	TRIM −5%
24	EFVISHARES TR	161,152	$12M	1.5%	TRIM −4%
25	MMINNEW YORK LIFE INVTS ACTIVE E	501,916	$12M	1.5%	HOLD
26	DFUVDIMENSIONAL ETF TRUST	221,461	$11M	1.3%	TRIM −3%
27	IWNISHARES TR	53,247	$10M	1.2%	TRIM −4%
28	IJSISHARES TR	81,898	$10M	1.2%	TRIM −7%
29	VSSVANGUARD INTL EQUITY INDEX F	65,399	$10M	1.2%	TRIM −3%
30	VIGIVanguard Whitehall Int'l Div. Apprec. ETF	107,556	$10M	1.2%	TRIM −2%
31	VOTVANGUARD INDEX FDS	36,928	$10M	1.2%	ADD 5%
32	SCHXSCHWAB U.S. LARGE-CAP ETF	354,275	$9M	1.1%	HOLD
33	PXFINVESCO EXCH TRADED FD TR II	128,968	$9M	1.1%	TRIM −6%
34	VTEBVANGUARD MUN BD FDS	177,373	$9M	1.1%	HOLD
35	VBRVANGUARD INDEX FDS	37,189	$8M	1.0%	TRIM −2%
36	BNDVANGUARD BD INDEX FDS	92,738	$7M	0.8%	ADD 3%
37	EEMISHARES TR	117,725	$7M	0.8%	HOLD
38	VBVANGUARD INDEX FDS	22,161	$6M	0.7%	HOLD
39	GWXSPDR INDEX SHS FDS	125,635	$5M	0.7%	HOLD
40	DFATDIMENSIONAL ETF TRUST	75,872	$5M	0.6%	TRIM −6%
41	MDYVSPDR SERIES TRUST	52,646	$4M	0.6%	TRIM −4%
42	SCHGSCHWAB U.S. LARGE-CAP GROWTH ETF	153,034	$4M	0.5%	TRIM −3%
43	VBKVANGUARD INDEX FDS	13,868	$4M	0.5%	HOLD
44	IVWISHARES TR	33,964	$4M	0.5%	TRIM −10%
45	VEAVANGUARD TAX-MANAGED FDS	51,236	$3M	0.4%	TRIM −7%
46	EAGGISHARES TR	67,318	$3M	0.4%	HOLD
47	SCHBSCHWAB STRATEGIC TR	118,898	$3M	0.4%	HOLD
48	ESGDISHARES TR	27,829	$3M	0.3%	ADD 3%
49	DFIVDIMENSIONAL ETF TRUST	46,551	$2M	0.3%	ADD 87%
50	VTVVANGUARD INDEX FDS	12,464	$2M	0.3%	ADD 3%
51	AOAISHARES TR	27,146	$2M	0.3%	TRIM −9%
52	SPEMSPDR INDEX SHS FDS	50,881	$2M	0.3%	HOLD
53	SPYSTATE STR SPDR S&P 500 ETF T	3,645	$2M	0.3%	ADD 10%
54	HMOPHARTFORD FDS EXCHANGE TRADED	52,447	$2M	0.2%	ADD 116%
55	VTIVANGUARD INDEX FDS	6,189	$2M	0.2%	ADD 2%
56	AAPLAPPLE INC	7,804	$2M	0.2%	ADD 5%
57	VVVANGUARD INDEX FDS	6,363	$2M	0.2%	HOLD
58	VUGVANGUARD INDEX FDS	4,327	$2M	0.2%	ADD 63%
59	DFEMDIMENSIONAL ETF TRUST	52,622	$2M	0.2%	ADD 158%
60	AORISHARES TR	26,025	$2M	0.2%	ADD 6%
61	DFSVDIMENSIONAL ETF TRUST	46,582	$2M	0.2%	ADD 79%
62	PFEPFIZER INC	53,584	$2M	0.2%	HOLD
63	ESGUISHARES TR	10,543	$1M	0.2%	ADD 7%
64	XJHISHARES TR	32,090	$1M	0.2%	HOLD
65	XOMEXXON MOBIL CORP	8,435	$1M	0.2%	ADD 3%
66	GOOGALPHABET INC	4,080	$1M	0.1%	TRIM −3%
67	VNQVANGUARD INDEX FDS	12,803	$1M	0.1%	ADD 2%
68	ESGEISHARES INC	24,900	$1M	0.1%	HOLD
69	BMYBRISTOL-MYERS SQUIBB CO	18,520	$1M	0.1%	HOLD
70	DISVDIMENSIONAL ETF TRUST	27,583	$1M	0.1%	ADD 62%
71	VIGVANGUARD SPECIALIZED FUNDS	4,464	$960,028	0.1%	HOLD
72	NEENEXTERA ENERGY INC	9,659	$897,111	0.1%	TRIM −5%
73	NUSCNUSHARES ETF TR	19,001	$856,179	0.1%	ADD 8%
74	NUMVNUSHARES ETF TR	21,860	$847,522	0.1%	HOLD
75	TREXTREX CO INC	20,568	$749,087	0.1%	HOLD
76	PEGPUBLIC SVC ENTERPRISE GROUP	9,230	$747,169	0.1%	HOLD
77	VEUVANGUARD INTL EQUITY INDEX F	9,899	$743,396	0.1%	HOLD
78	BRK.ABERKSHIRE HATHAWAY INC DEL	1	$718,140	0.1%	HOLD
79	MDYSPDR S&P MIDCAP 400 ETF TR	1,062	$655,043	0.1%	TRIM −34%
80	JNJJOHNSON & JOHNSON	2,623	$641,167	0.1%	ADD 10%
81	ACWIISHARES TR	4,500	$622,665	0.1%	NEW
82	ALBALBEMARLE CORP	3,419	$613,814	0.1%	HOLD
83	NUMGNUSHARES ETF TR	14,577	$598,805	0.1%	HOLD
84	CVXCHEVRON CORP NEW	2,834	$586,355	0.1%	ADD 16%
85	NULGNUSHARES ETF TR	6,079	$552,819	0.1%	ADD 46%
86	XLVSELECT SECTOR SPDR TR	3,706	$543,382	0.1%	ADD 4%
87	MSFTMICROSOFT CORP	1,274	$471,597	0.1%	TRIM −10%
88	NULVNUSHARES ETF TR	9,873	$449,211	0.1%	HOLD
89	MRKMERCK & CO INC	3,572	$429,676	0.1%	HOLD
90	ONTOONTO INNOVATION INC	2,000	$410,140	0.1%	HOLD
91	DGRWWISDOMTREE TR	4,617	$405,558	0.0%	NEW
92	IEFAISHARES TR	4,436	$401,611	0.0%	ADD 18%
93	XLKSELECT SECTOR SPDR TR	3,003	$399,068	0.0%	HOLD
94	AOMISHARES TR	8,172	$387,129	0.0%	TRIM −7%
95	LLYELI LILLY & CO	420	$386,304	0.0%	TRIM −14%
96	WSTWEST PHARMACEUTICAL SVSC INC	1,524	$381,976	0.0%	HOLD
97	SYKSTRYKER CORPORATION	1,092	$358,821	0.0%	HOLD
98	EFAISHARES TR	3,683	$357,730	0.0%	HOLD
99	RPGINVESCO EXCHANGE TRADED FD T	7,306	$341,483	0.0%	HOLD
100	ESGVVanguard ESG US Stock - ETF	3,017	$338,719	0.0%	HOLD
101	MCDMCDONALDS CORP	1,079	$335,393	0.0%	ADD 3%
102	EZMWISDOMTREE TR	4,790	$321,984	0.0%	NEW
103	UNPUNION PAC CORP	1,286	$311,943	0.0%	ADD 3%
104	MDYGSPDR SERIES TRUST	3,134	$300,739	0.0%	ADD 8%
105	BABOEING CO	1,442	$287,002	0.0%	HOLD
106	WTRGESSENTIAL UTILS INC	7,103	$286,038	0.0%	HOLD
107	VTVANGUARD INTL EQUITY INDEX F	1,979	$273,713	0.0%	ADD 31%
108	OTEXOPEN TEXT CORP	11,644	$258,963	0.0%	TRIM −32%
109	METAMETA PLATFORMS INC	422	$241,439	0.0%	NEW
110	CLCOLGATE PALMOLIVE CO	2,827	$240,946	0.0%	NEW
111	NVDANVIDIA CORPORATION	1,353	$235,964	0.0%	TRIM −15%
112	IBMINTERNATIONAL BUSINESS MACHS	961	$232,937	0.0%	ADD 19%
113	BACBANK AMERICA CORP	4,431	$216,012	0.0%	HOLD
114	GOOGLALPHABET INC	745	$214,233	0.0%	HOLD

Position trends· top 15 holdings · shares held over 6 quarters

green added · red trimmed

Security

2024-Q4

2025-Q1

2025-Q2

2025-Q3

2025-Q4

2026-Q1

Latest value

IVVISHARES TR

149K

144K

140K

141K

143K

149K

$97M

IJHISHARES TR

731K

751K

590K

630K

629K

633K

$43M

GTOINVESCO ACTIVELY MANAGED EXC

850K

852K

843K

877K

813K

839K

$39M

IWFISHARES TR

116K

102K

99K

97K

91K

92K

$39M

IJRISHARES TR

275K

276K

274K

288K

285K

282K

$35M

IWBISHARES TR

101K

96K

102K

99K

96K

95K

$34M

IWXISHARES TR

—

242K

270K

$25M

IWPISHARES TR

314K

269K

216K

208K

205K

194K

$25M

IWSISHARES TR

163K

169K

141K

145K

144K

143K

$21M

EFGISHARES TR

208K

207K

199K

194K

187K

$21M

IWYISHARES TR

—

70K

78K

$19M

VOVANGUARD INDEX FDS

—

16K

66K

67K

65K

$19M

MUBISHARES TR

195K

199K

183K

189K

175K

169K

$18M

IWDISHARES TR

83K

87K

80K

84K

82K

81K

$17M

IVEISHARES TR

76K

71K

80K

79K

77K

75K

$16M

Shares reported each quarter by the largest current holdings. Green = added vs the prior filing of that name, red = trimmed, grey = roughly held; a dash is a quarter with no 13F on file (a gap is skipped, not read as an exit). 13F is filed up to 45 days after quarter-end. Up to 40 quarters (10 years) available — use the selector above.

☆RTD Financial Advisors, Inc.