ARBOR TRUST WEALTH ADVISORS, LLC

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CIK 1797135

13F portfolio (2026-Q1)

$228M

Positions

Implied 1Y CAGR

modeled · as filed

Long positions in SEC Section 13(f) securities (US-listed stocks, ADRs and ETFs), largest first · Δ vs 2025-Q4. A lagged quarterly snapshot (filed ≤45 days after quarter-end); excludes shorts, options, cash, and shares listed only on non-US exchanges — foreign companies held via a US listing or ADR (e.g. Alibaba, TSMC) ARE included.

Implied return what this book implies · modeled, not advice methodology →

Open in PORT →

As filed = each book applied at its quarter-end (what the reported book did) · As copyable = applied at its statutory 45-day filing deadline (what a 13F follower could have earned).

Computing…

Hypothetical modeled performance constructed with hindsight — not actual results, and not indicative of future results. See the Disclaimer.

Exposures · what this manager owns, by sector & size (2026-Q1)

Holdings

Top 5

25.4%

Top 10

41.1%

Effective N

36.4

HHI

0.027

This quarter

10 new · 0 exit →

By sector

Unclassified60.3%

Information Technology9.5%

Health Care9.2%

Consumer Discretionary5.3%

Financials4.6%

Communication Services3.4%

Industrials2.9%

Energy2.1%

Other2.7%

By market cap

Unknown60.3%

Mega (>$200B)28.6%

Large ($10–200B)11.0%

By region

Other60.3%

North America39.7%

By industry group GICS — finer than sector

Industry group	Weight	Names
Unclassified	60.53%	37
Pharmaceuticals & Biotechnology	7.62%	5
Technology Hardware & Equipment	4.51%	4
Specialty Retail	4.47%	6
Software	3.69%	4
Software & IT Services	3.40%	3
Banks	2.42%	3
Machinery	2.21%	5
Oil, Gas & Consumable Fuels	2.07%	4
Health Care Equipment & Supplies	1.60%	1
Commercial Services & Supplies	1.39%	2
Semiconductors & Semiconductor Equipment	1.29%	3
Utilities	1.13%	6
Chemicals	0.89%	1
Hotels, Restaurants & Leisure	0.83%	1
Capital Markets	0.69%	2
Beverages	0.68%	2
Aerospace & Defense	0.59%	1

Top holdings

#	Ticker	Name	Sector	Weight
1	SCHF	SCHWAB STRATEGIC TR	Unclassified	7.60%
2	JCPB	J P MORGAN EXCHANGE TRADED F	Unclassified	4.74%
3	EFA	ISHARES TR	Unclassified	4.67%
4	SCHG	SCHWAB U.S. LARGE-CAP GROWTH ETF	Unclassified	4.26%
5	ABBV	AbbVie Inc.	Health Care	4.11%
6	SCHM	SCHWAB STRATEGIC TR	Unclassified	3.42%
7	AAPL	Apple Inc.	Information Technology	3.30%
8	SCHX	SCHWAB U.S. LARGE-CAP ETF	Unclassified	3.09%
9	PYLD	PIMCO MULTISECTOR BOND ACTIVE EXCHANGE-TRADED FUND	Unclassified	2.96%
10	SPYV	SPDR SERIES TRUST	Unclassified	2.91%

54/90 names classified · sector 39.7% of weight · industry 39.5% · mkt cap 39.7%; unclassified names shown, never dropped.

Sector allocation over time · how the GICS mix & top names shifted quarter by quarter

top 5/sector, rest → “Other” · 26 quarters

Information TechnologyAAPL, MSFT, ORCL, CRM, DHR · other

Health CareABBV, ABT, SYK, JNJ, LLY · other

Consumer DiscretionaryCOST, TJX, MCD, LOW, TSLA · other

FinancialsJPM, V, SCHW, UNH, BRK.B · other

Communication ServicesGOOGL, META, DIS, VZ, CMCSA · other

IndustrialsCAT, MAS, HON, MMM, DE · other

EnergyCVX, XOM, COP, MPC

MaterialsPG, NKE, RPM, APD, TMC

Consumer StaplesPEP, KO, CVS, GIS, MO

UtilitiesDTE, SO, EPD, DTM, WEC · other

UnclassifiedSCHF, SCHM, SCHX, SCHG, JCPB · other

Sector is classified on each name's CURRENT fundamentals, not point-in-time — apparent sector drift can reflect the market re-rating a holding, not a manager trade. 13F is a lagged quarterly snapshot of long positions in US-listed securities only — foreign companies held via a US listing or ADR ARE included, but shares listed only on non-US exchanges (plus shorts, options and cash) are not. Latest quarter: 39.7% of the book is sector-classified (unclassified names shown, never dropped).

Style box · size × value-growth placement of the reported book (2026-Q1), classified on current fundamentals (not point-in-time) — load it into PORT to overlay your own portfolio

Only 39% of book weight classified — the grid is NOT representative of the whole book.

holdings, colored by sector (53 classified)ARBOR TRUST WEALTH ADVISORS, LLC centroid (Large Core)

Information TechnologyHealth CareConsumer DiscretionaryFinancialsCommunication ServicesIndustrialsEnergyUtilitiesMaterialsConsumer Staples

Style box summary for ARBOR TRUST WEALTH ADVISORS, LLC: centroid Large Core. Heaviest cells: Large Growth 19.9%, Large Value 11.6%, Large Core 6.8%.

Classified: 39.5% of book weight (53/90 names) · unclassified 60.5%: SCHF, JCPB, EFA, SCHG, SCHM, SCHX, PYLD, SPYV, DEM, MDY +27 more. Size: cap 70/20/10 bands; style: value/growth composite on our own metrics — not Morningstar's model.

Contribution holdings-based, any period

No contribution data for this period.

Holdings· 90 positions (2026-Q1) · largest first · Δ vs 2025-Q4

#	Security	Shares	Value	Weight	Δ QoQ
1	SCHFSCHWAB STRATEGIC TR	698,930	$17M	7.6%	HOLD
2	JCPBJ P MORGAN EXCHANGE TRADED F	229,340	$11M	4.7%	TRIM −4%
3	EFAISHARES TR	109,552	$11M	4.7%	ADD 2%
4	SCHGSCHWAB U.S. LARGE-CAP GROWTH ETF	332,885	$10M	4.3%	HOLD
5	ABBVABBVIE INC	43,006	$9M	4.1%	TRIM −4%
6	SCHMSCHWAB STRATEGIC TR	251,216	$8M	3.4%	TRIM −3%
7	AAPLAPPLE INC	29,603	$8M	3.3%	TRIM −8%
8	SCHXSCHWAB U.S. LARGE-CAP ETF	274,068	$7M	3.1%	HOLD
9	PYLDPIMCO MULTISECTOR BOND ACTIVE EXCHANGE-TRADED FUND	257,324	$7M	3.0%	ADD 14%
10	SPYVSPDR SERIES TRUST	117,067	$7M	2.9%	HOLD
11	DEMWISDOMTREE TR	128,648	$6M	2.8%	TRIM −15%
12	MDYSPDR S&P MIDCAP 400 ETF TR	9,933	$6M	2.7%	TRIM −3%
13	GOOGLALPHABET INC	19,694	$6M	2.5%	TRIM −13%
14	IGFISHARES TR	76,857	$5M	2.3%	NEW
15	SCHASCHWAB STRATEGIC TR	176,628	$5M	2.3%	HOLD
16	AGGISHARES TR	51,219	$5M	2.2%	ADD 10%
17	ABTABBOTT LABS	44,743	$5M	2.0%	TRIM −4%
18	JPMJPMORGAN CHASE & CO	15,497	$5M	2.0%	TRIM −4%
19	VCSHVANGUARD SCOTTSDALE FDS	57,210	$5M	2.0%	HOLD
20	MSFTMICROSOFT CORP	11,654	$4M	1.9%	TRIM −6%
21	COSTCOSTCO WHSL CORP NEW	4,090	$4M	1.8%	TRIM −9%
22	VWOVANGUARD INTL EQUITY INDEX F	71,110	$4M	1.7%	ADD 2%
23	ICFIShares Cohen & Steers REIT ETF	59,711	$4M	1.6%	TRIM −4%
24	CATCATERPILLAR INC	5,126	$4M	1.6%	TRIM −7%
25	SYKSTRYKER CORPORATION	11,022	$4M	1.6%	TRIM −3%
26	TJXTJX COS INC NEW	21,482	$3M	1.5%	TRIM −5%
27	IVVISHARES TR	5,025	$3M	1.4%	HOLD
28	SCHVSCHWAB STRATEGIC TR	99,608	$3M	1.3%	TRIM −5%
29	IWMISHARES TR	11,909	$3M	1.3%	HOLD
30	CVXCHEVRON CORP NEW	13,901	$3M	1.3%	HOLD
31	VVISA INC	9,507	$3M	1.3%	TRIM −5%
32	IJHISHARES TR	39,227	$3M	1.2%	TRIM −3%
33	ORCLORACLE CORP	15,648	$2M	1.0%	TRIM −4%
34	IEMGISHARES INC	32,043	$2M	1.0%	ADD 330%
35	PGPROCTER AND GAMBLE CO	13,957	$2M	0.9%	ADD 7%
36	LLYELI LILLY & CO	2,191	$2M	0.9%	TRIM −3%
37	MCDMCDONALDS CORP	6,068	$2M	0.8%	TRIM −6%
38	AMATAPPLIED MATLS INC	5,096	$2M	0.8%	TRIM −3%
39	IJRISHARES TR	12,311	$2M	0.7%	HOLD
40	METAMETA PLATFORMS INC	2,483	$1M	0.6%	TRIM −3%
41	HONHONEYWELL INTL INC	5,921	$1M	0.6%	ADD 3%
42	PANWPALO ALTO NETWORKS INC	7,410	$1M	0.5%	HOLD
43	XOMEXXON MOBIL CORP	6,962	$1M	0.5%	HOLD
44	CRMSALESFORCE INC	6,253	$1M	0.5%	TRIM −8%
45	JNJJOHNSON & JOHNSON	4,760	$1M	0.5%	ADD 13%
46	SCHWSCHWAB CHARLES CORP	12,225	$1M	0.5%	HOLD
47	LOWLOWES COS INC	4,462	$1M	0.5%	HOLD
48	IBMINTERNATIONAL BUSINESS MACHS	4,207	$1M	0.4%	HOLD
49	DTEDTE ENERGY CO	6,759	$996,175	0.4%	HOLD
50	NVDANVIDIA CORPORATION	5,282	$921,160	0.4%	TRIM −10%
51	KOCOCA COLA CO	11,415	$874,161	0.4%	HOLD
52	DTCRGLOBAL X FDS	33,087	$792,758	0.3%	ADD 8%
53	CMICUMMINS INC	1,365	$734,397	0.3%	HOLD
54	PEPPEPSICO INC	4,294	$666,891	0.3%	TRIM −4%
55	GOOGALPHABET INC	2,316	$664,368	0.3%	TRIM −33%
56	AMZNAMAZON COM INC	3,164	$659,020	0.3%	HOLD
57	BONDPIMCO ETF TR	6,766	$624,343	0.3%	ADD 51%
58	PLTRPALANTIR TECHNOLOGIES INC	4,181	$611,597	0.3%	HOLD
59	VBRVANGUARD INDEX FDS	2,739	$595,048	0.3%	TRIM −2%
60	AXPAMERICAN EXPRESS CO	1,947	$589,032	0.3%	ADD 7%
61	DHRDANAHER CORP DEL	2,819	$535,610	0.2%	TRIM −7%
62	WMTWALMART INC	4,152	$517,038	0.2%	ADD 16%
63	DTMDT MIDSTREAM INC	3,407	$461,819	0.2%	HOLD
64	BRK.BBERKSHIRE HATHAWAY INC DEL	920	$440,864	0.2%	TRIM −15%
65	HDHOME DEPOT INC	1,324	$435,805	0.2%	ADD 13%
66	BLKBLACKROCK INC	450	$432,770	0.2%	HOLD
67	QQQINVESCO QQQ TR	720	$415,464	0.2%	TRIM −2%
68	IVWISHARES TR	3,512	$397,214	0.2%	HOLD
69	WECWEC ENERGY GROUP INC	3,120	$361,202	0.2%	HOLD
70	COPCONOCOPHILLIPS	2,697	$356,004	0.2%	ADD 11%
71	BACBANK AMERICA CORP	7,301	$355,924	0.2%	HOLD
72	SCHESCHWAB STRATEGIC TR	10,601	$349,291	0.2%	HOLD
73	DUKDUKE ENERGY CORP NEW	2,572	$336,713	0.1%	HOLD
74	MPCMARATHON PETE CORP	1,244	$303,760	0.1%	HOLD
75	URIUNITED RENTALS INC	410	$298,710	0.1%	HOLD
76	SHYISHARES TR	3,586	$296,096	0.1%	HOLD
77	MCHPMICROCHIP TECHNOLOGY INC.	4,250	$274,592	0.1%	TRIM −2%
78	BUFZFIRST TR EXCHNG TRADED FD VI	9,920	$260,598	0.1%	NEW
79	JPSTJ P MORGAN EXCHANGE TRADED F	4,861	$246,000	0.1%	HOLD
80	PHPARKER-HANNIFIN CORP	272	$243,505	0.1%	NEW
81	VOOVANGUARD INDEX FDS	406	$242,600	0.1%	TRIM −13%
82	DEDEERE & CO	395	$223,143	0.1%	NEW
83	EEMISHARES TR	3,885	$220,652	0.1%	HOLD
84	DFIVDIMENSIONAL ETF TRUST	4,126	$217,776	0.1%	NEW
85	AMGNAMGEN INC	610	$214,628	0.1%	HOLD
86	EDCONSOLIDATED EDISON INC	1,848	$209,157	0.1%	NEW
87	RDVYFIRST TR EXCHANGE TRADED FD	3,058	$208,800	0.1%	NEW
88	ITWILLINOIS TOOL WKS INC	776	$203,234	0.1%	NEW
89	HDVISHARES TR	1,488	$201,996	0.1%	NEW
90	NEENEXTERA ENERGY INC	2,170	$201,550	0.1%	NEW

Position trends· top 15 holdings · shares held over 6 quarters

green added · red trimmed

Security

2024-Q4

2025-Q1

2025-Q2

2025-Q3

2025-Q4

2026-Q1

Latest value

SCHFSCHWAB STRATEGIC TR

553K

468K

399K

514K

697K

699K

$17M

JCPBJ P MORGAN EXCHANGE TRADED F

222K

232K

219K

232K

239K

229K

$11M

EFAISHARES TR

76K

71K

90K

107K

110K

$11M

SCHGSCHWAB U.S. LARGE-CAP GROWTH ETF

368K

379K

336K

340K

334K

333K

$10M

ABBVABBVIE INC

45K

46K

45K

43K

$9M

SCHMSCHWAB STRATEGIC TR

395K

394K

342K

296K

259K

251K

$8M

AAPLAPPLE INC

36K

35K

33K

32K

30K

$8M

SCHXSCHWAB U.S. LARGE-CAP ETF

286K

304K

267K

279K

275K

274K

$7M

PYLDPIMCO MULTISECTOR BOND ACTIVE EXCHANGE-TRADED FUND

91K

167K

158K

188K

225K

257K

$7M

SPYVSPDR SERIES TRUST

113K

122K

107K

115K

117K

$7M

DEMWISDOMTREE TR

60K

62K

61K

88K

152K

129K

$6M

MDYSPDR S&P MIDCAP 400 ETF TR

14K

13K

10K

$6M

GOOGLALPHABET INC

27K

23K

20K

$6M

IGFISHARES TR

—

77K

$5M

SCHASCHWAB STRATEGIC TR

243K

247K

217K

190K

179K

177K

$5M

Shares reported each quarter by the largest current holdings. Green = added vs the prior filing of that name, red = trimmed, grey = roughly held; a dash is a quarter with no 13F on file (a gap is skipped, not read as an exit). 13F is filed up to 45 days after quarter-end. Up to 40 quarters (10 years) available — use the selector above.

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