Peoples Bancorp of North Carolina Inc PEBK US Equity
Peoples Bancorp of North Carolina Inc (Nasdaq: PEBK), an SEC filer in State Commercial Banks, closed at $43.80, +1.1%, on 2026-08-28, with a market cap of $237M as of 2026-08-27, a trailing P/E of 12.0, a return on equity of 13.8% and a net margin of 22.0%. Institutional ownership, earnings history and filed financials are on the tabs below.
Documents
| Period end | Filed | Form | Read here | EDGAR |
|---|---|---|---|---|
| 2025-12-31 | 2026-03-11 | 10-K | read · risk factors · MD&A | index · original · 0001654954-26-002154 |
| 2024-12-31 | 2025-03-12 | 10-K | read · risk factors · MD&A | index · original · 0001654954-25-002689 |
| 2023-12-31 | 2024-03-07 | 10-K | read · risk factors · MD&A | index · original · 0001654954-24-002793 |
| 2022-12-31 | 2023-03-17 | 10-K | read · risk factors · MD&A | index · original · 0001654954-23-003112 |
| 2021-12-31 | 2022-03-18 | 10-K | read · risk factors · MD&A | index · original · 0001654954-22-003418 |
| 2020-12-31 | 2021-03-19 | 10-K | read · risk factors · MD&A | index · original · 0001654954-21-003012 |
▾Risk registerwhich risk-factor headings appeared in which year
44 captions · 5 filings
Descriptive and within-name: this is what changed in the wording of one firm's own filings.
| Risk-factor caption | 2021 | 2022 | 2023 | 2024 | 2025 | Years |
|---|---|---|---|---|---|---|
| · | · | · | · | ● | 1 | |
| · | ● | ● | ● | ● | 4 | |
| · | ● | ● | ● | ● | 4 | |
| · | ● | ● | ● | ● | 4 | |
| · | ● | ● | ● | ● | 4 | |
| · | ● | · | · | · | 1 | |
| ● | · | · | · | · | 1 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 rw | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 rw | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 | |
| ● | ● | ● | ● | ● | 5 |
2020-12-31: Item 1A could not be bounded safely in this filing, so nothing is read from it. The item extractor suppresses a section whose boundaries are doubtful rather than report a mis-bounded one — a wrong section is a wrong reading.
The filer's own 10-K text · 6 filings read
Rows are the filing's own headings, verbatim — nothing is summarized or generated.
A blank cell means the filer did not print that heading that year — not that the risk ended.
Gates: 5+ captions · 50% of Item 1A · match at Jaccard 0.6.
▾Filing languagedocument length, negation and hedging — chart it against price on GRAPH
6 filings measured
Descriptive and within-name: this is what changed in the wording of one firm's own filings.
| Filed | Period end | Document words | Item 1A words | Negation / 10k | Hedging / 10k | Filing |
|---|---|---|---|---|---|---|
| 2021-03-19 | 2020-12-31 | 22,392 | — | 51.8 | 130.4 | read · EDGAR ↗ |
| 2022-03-18 | 2021-12-31 | 18,683 | 7,736 | 54.06 | 140.23 | read · EDGAR ↗ |
| 2023-03-17 | 2022-12-31 | 18,730 | 7,705 | 53.92 | 144.69 | read · EDGAR ↗ |
| 2024-03-07 | 2023-12-31 | 19,223 | 7,100 | 53.06 | 136.3 | read · EDGAR ↗ |
| 2025-03-12 | 2024-12-31 | 18,825 | 6,895 | 53.12 | 138.11 | read · EDGAR ↗ |
| 2026-03-11 | 2025-12-31 | 19,609 | 7,837 | 53.04 | 144.32 | read · EDGAR ↗ |
plot against the price on GRAPH: Document length · Item 1A length · Negation per 10k words · Hedging per 10k words
The filer's own 10-K text · 6 filings measured
House wordlists, not a licensed dictionary and not tuned against returns.
9 negation words · 40 hedging words — hover to read both lists.
Each point sits at its filing date and is held flat until the next filing.