Peoples Bancorp of North Carolina Inc (Nasdaq: PEBK), an SEC filer in State Commercial Banks, closed at $43.80, +1.1%, on 2026-08-28, with a market cap of $237M as of 2026-08-27, a trailing P/E of 12.0, a return on equity of 13.8% and a net margin of 22.0%. Institutional ownership, earnings history and filed financials are on the tabs below.
No four consecutive quarters could be summed for EPS (Diluted), Revenue; these figures use the latest fiscal year, not a trailing twelve months.
Some figures named '(TTM)' on this payload are the latest FISCAL YEAR, not a trailing twelve months — eps_ttm, revenue_ttm (fiscal year ended 2025-12-31). No four consecutive quarters could be summed for them — for an IFRS 20-F filer that is every income-statement line (no quarterly income statement is tagged to EDGAR at all); for a US filer it is usually one line the quarterly tagging skips. Each field's own basis is on field_basis.
full derived coverage requires a plan
Output of a disclosed model — assumptions may be wrong. Research, not investment advice. See the Disclaimer.
— Months · distinct values (the real sample size).
Metric
Today
Own median
Own range
%ile
z
Sector med.
mo · distinct
11.97×
10.76×
70th
+0.49σ
14.57×
66 · 66
13.8%
13.0%
no band (54 mo · 5 distinct)
—
—
10.1%
54 · 5
ROIC (FY)
—
no reconstructed observations for this name and metric.
22.0%
20.0%
no band (42 mo · 4 distinct)
—
—
19.5%
42 · 4
51.7%
12.1%
89th
+1.42σ
24.7%
141 · 141
8.3%
—
no band (30 mo · 3 distinct)
—
—
3.7%
30 · 3
5.9% (2026-02)
—
no band (12 mo · 1 distinct)
—
—
7.4%
12 · 1
Market Cap
$236.70M
not reconstructed — market cap was removed from the historical pass (never a ranking factor, and a reconstructed share count carries look-ahead risk). The single stored value is the forward-captured snapshot, not a series.
Own median 10.76× × $3.62 = $38.95vs the $43.80 close · earnings held constant
Own multiple
P/E
Implied price
vs close
10th percentile
9.15×
$33.14
−24.3%
25th percentile
9.72×
$35.20
−19.6%
median
10.76×
$38.95
−11.1%
75th percentile
12.09×
$43.76
−0.1%
90th percentile
14.11×
$51.09
+16.6%
today
12.10×
$43.80
—
Reference computation · 66 monthly P/E observations in Full · EPS basis FY2025 EPS (Diluted) $3.62 · close $43.80 (2026-08-28)ⓘ
Not a forecast: each row re-prices today's filed earnings at a multiple this company itself once traded at. It abstains rather than guess on a loss year or a broken per-share basis.
Every month uses only what was filed by then, split-adjusted. Delisted names are absent and a trough year can throw one huge reading, so read the median, not the edges.
Percentile through time (point-in-time cohort)
Loading the monthly cohort placement…
▸Comp setname your own peers — pick a pool or add tickers
Covered pool$2.05T +6.6%/yr 2020→2025Concentration395 of 10,000fragmented · top 3 hold 26.3% · +76 pts since 2020PEBK0.0% · rank 323 of 442 · −0.0pp over 5y· CV 0.02 · σ 0.0pp
Who holds the poolCY2025 · bars scaled to the largest member
Growth, restated as sharewhere each pace has to END UP, by 2030
Its own realised pace— No growth rate was supplied to restate.
The pace the price requires— The growth today's price requires (our reverse-DCF) is a Pro metric — the realized-pace runway above is free.
PEBK share over time4 published years
Calendar year
2020
2021
2024
2025
Share of covered pool
0.0%
0.0%
0.0%
0.0%
coverage: 436 of the 461 members that…
Share of covered industry revenue · n=442 in Banks · CY2025 pool · built 2026-08-29 not market shareⓘ
Covered filers only, not market share — private and uncovered companies are missing, so every share here reads high. Years are FX-converted and published only once most of the pool has filed.
