First Capital Inc FCAP US Equity

Financials · CIK 1070296 · FY ends Dec 31

$62.38

+0.15 (+0.24%)

USD · as of 2026-08-28 · marketstack

First Capital Inc (Nasdaq: FCAP), an SEC filer in Savings Institution, Federally Chartered, closed at $62.38, +0.2%, on 2026-08-28, with a market cap of $208M as of 2026-08-27, a trailing P/E of 12.7, a return on equity of 13.0%, a net margin of 32.3% and 3-year sales growth of 7.9%. Institutional ownership, earnings history and filed financials are on the tabs below.

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Multiples & cost of capital

$62.38 · 2026-08-28 · marketstack

Size & multiples

Market Cap (close × cover-page shares)

$208.6M

Enterprise Value

—

P/E (TTM)

11.28×

PEG (trailing)

1.00×

P/S

3.83×

P/FCF

9.61×

EV/EBITDA

—

EV/EBIT

—

EV/Sales

—

EV/FCF

—

FCF Yield

10.41%

Buyback Yield

0.28%

Owner Earnings Yield

—

Shareholder Yield

2.27%

Cost of capital & EVAmethodology →

Beta (5y monthly)

0.71

Risk-free (assumed)

4.00%

Equity risk premium (assumed)

4.23%

Cost of Equity

—

After-tax Cost of Debt

—

WACC

—

ROIC

—

EVA Spread (ROIC−WACC)

—

EVA

—

Flows TTM (last 4 quarters) · EPS TTM $5.53 · revenue TTM $54.5M · FCF TTM $21.7M

full derived coverage requires a plan

Output of a disclosed model — assumptions may be wrong. Research, not investment advice. See the Disclaimer.

Own-history valuation (point-in-time)141 monthly snapshots · 2014-12 → 2026-08

P/E (FY) 12.73× sits at the 72nd percentile of its own 66-month range (2021-03→2026-08) — own median 9.94×, 6.76×–16.58× range

Own history, not peers · point-in-time, filing-date honest · Multiples above prints 11.28× on trailing-12-month earnings

sector median from 828 Financials names in the same archive

Column definitions

Today: — Latest value — live figure if it matches, else newest snapshot.
Own median: — Middle of this name's own months in the window.
Own range: — min→max rule, shaded p10–p90, tick median, dot today.
%ile: — Where today ranks in its own history.
z: — Standard deviations from its own mean.
Sector med.: — Same-month sector median in the archive.
mo · distinct: — Months · distinct values (the real sample size).

Metric	Today	Own median	Own range	%ile	z	Sector med.	mo · distinct
	12.73×	9.94×		72nd	+0.83σ	14.57×	66 · 65
	13.0%	12.0%	no band (54 mo · 5 distinct)	—	—	10.1%	54 · 5
ROIC (FY)	—	no reconstructed observations for this name and metric.
	32.3%	29.6%		95th	+2.00σ	19.5%	66 · 6
	75.0%	18.9%		96th	+1.66σ	24.7%	141 · 140
	11.3%	—	no band (30 mo · 3 distinct)	—	—	3.7%	30 · 3
	7.9%	—	no band (30 mo · 3 distinct)	—	—	7.4%	30 · 3
Market Cap	$208.14M	not reconstructed — market cap was removed from the historical pass (never a ranking factor, and a reconstructed share count carries look-ahead risk). The single stored value is the forward-captured snapshot, not a series.

P/E (FY) · point-in-time monthly66 monthly observations · 2021-03 → 2026-08

P/E (point-in-time)Financials median, same monthshaded = own p10–p90 · dashed = own median · right-edge tick = today

Multiple-implied price ladder · Fulltoday 12.76× · $62.38 (2026-08-28 close)

Filed earnings only.

Own median 9.94× × $4.89 = $48.60 vs the $62.38 close · earnings held constant

Own multiple	P/E	Implied price	vs close
10th percentile	7.26×	$35.52	−43.1%
25th percentile	7.85×	$38.40	−38.4%
median	9.94×	$48.60	−22.1%
75th percentile	13.18×	$64.43	+3.3%
90th percentile	14.28×	$69.84	+12.0%
today	12.76×	$62.38	—

Own multiple

P/E

Implied price

vs close

10th percentile

7.26×

$35.52

−43.1%

25th percentile

7.85×

$38.40

−38.4%

median

9.94×

$48.60

−22.1%

75th percentile

13.18×

$64.43

+3.3%

90th percentile

14.28×

$69.84

+12.0%

today

12.76×

$62.38

—

Reference computation · 66 monthly P/E observations in Full · EPS basis FY2025 EPS (Diluted) $4.89 · close $62.38 (2026-08-28)

Not a forecast: each row re-prices today's filed earnings at a multiple this company itself once traded at. It abstains rather than guess on a loss year or a broken per-share basis.

Reconstructed point-in-time · 141 monthly snapshots 2014-12 → 2026-08 · 139 reconstructed, 2 live 2 forward-captured

Every month uses only what was filed by then, split-adjusted. Delisted names are absent and a trough year can throw one huge reading, so read the median, not the edges.

Percentile through time (point-in-time cohort)

Loading the monthly cohort placement…

▸Comp setname your own peers — pick a pool or add tickers

Cheap vs Financials on P/E

P/E 34th pct

vs Financials· 828 names

Whole-sector pool — median skews small.

Metric	This (FY)	Peer median	IQR (25–75)	%ile
P/E	12.7x	14.4x	11.8x–20.5x	34 ↓cheap
P/Sales	4.1x	3.7x	2.3x–4.9x	62 ↑rich
FCF Yield	9.6%	6.4%	1.8%–9.6%	75 ↑strong
Dividend Yield	1.9%	2.2%	1.3%–3.1%	39 ↓weak
Net Margin	32.3%	19.5%	5.7%–29.8%	80 ↑strong
Operating Margin	28.0%	6.5%	-33.9%–28.8%	73 ↑strong
ROE	13.0%	10.1%	5.7%–14.3%	69 ↑strong

Metric

This (FY)

Peer median

IQR (25–75)

%ile

P/E

12.7x

14.4x

11.8x–20.5x

34 ↓cheap

P/Sales

4.1x

3.7x

2.3x–4.9x

62 ↑rich

FCF Yield

9.6%

6.4%

1.8%–9.6%

75 ↑strong

Dividend Yield

1.9%

2.2%

1.3%–3.1%

39 ↓weak

Net Margin

32.3%

19.5%

5.7%–29.8%

80 ↑strong

Operating Margin

28.0%

6.5%

-33.9%–28.8%

73 ↑strong

ROE

13.0%

10.1%

5.7%–14.3%

69 ↑strong

P/Sales basis · 445 peers

Reading the covered industry pool…

Held-with peers…

Peers by disclosure language…

Metric

Today

Own median

Own range

%ile

Sector med.

mo · distinct

12.73×

9.94×

72nd

+0.83σ

14.57×

66 · 65

13.0%

12.0%

no band (54 mo · 5 distinct)

—

10.1%

54 · 5

ROIC (FY)

—

no reconstructed observations for this name and metric.

32.3%

29.6%

95th

+2.00σ

19.5%

66 · 6

75.0%

18.9%

96th

+1.66σ

24.7%

141 · 140

11.3%

—

no band (30 mo · 3 distinct)

—

3.7%

30 · 3

7.9%

—

no band (30 mo · 3 distinct)

—

7.4%

30 · 3

Market Cap

$208.14M

not reconstructed — market cap was removed from the historical pass (never a ranking factor, and a reconstructed share count carries look-ahead risk). The single stored value is the forward-captured snapshot, not a series.

Own multiple	P/E	Implied price	vs close
10th percentile	7.26×	$35.52	−43.1%
25th percentile	7.85×	$38.40	−38.4%
median	9.94×	$48.60	−22.1%
75th percentile	13.18×	$64.43	+3.3%
90th percentile	14.28×	$69.84	+12.0%
today	12.76×	$62.38	—

Own multiple

P/E

Implied price

vs close

10th percentile

7.26×

$35.52

−43.1%

25th percentile

7.85×

$38.40

−38.4%

median

9.94×

$48.60

−22.1%

75th percentile

13.18×

$64.43

+3.3%

90th percentile

14.28×

$69.84

+12.0%

today

12.76×

$62.38

—

Metric	This (FY)	Peer median	IQR (25–75)	%ile
P/E	12.7x	14.4x	11.8x–20.5x	34 ↓cheap
P/Sales	4.1x	3.7x	2.3x–4.9x	62 ↑rich
FCF Yield	9.6%	6.4%	1.8%–9.6%	75 ↑strong
Dividend Yield	1.9%	2.2%	1.3%–3.1%	39 ↓weak
Net Margin	32.3%	19.5%	5.7%–29.8%	80 ↑strong
Operating Margin	28.0%	6.5%	-33.9%–28.8%	73 ↑strong
ROE	13.0%	10.1%	5.7%–14.3%	69 ↑strong

Metric

This (FY)

Peer median

IQR (25–75)

%ile

P/E

12.7x

14.4x

11.8x–20.5x

34 ↓cheap

P/Sales

4.1x

3.7x

2.3x–4.9x

62 ↑rich

FCF Yield

9.6%

6.4%

1.8%–9.6%

75 ↑strong

Dividend Yield

1.9%

2.2%

1.3%–3.1%

39 ↓weak

Net Margin

32.3%

19.5%

5.7%–29.8%

80 ↑strong

Operating Margin

28.0%

6.5%

-33.9%–28.8%

73 ↑strong

ROE

13.0%

10.1%

5.7%–14.3%

69 ↑strong

Calendar year	2020	2021	2022	2023	2024	2025
Share of covered pool	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%

Calendar year

2020

2021

2022

2023

2024

2025

Share of covered pool

0.0%

First Capital Inc FCAP US Equity☆

Multiples & cost of capital

▸Comp setname your own peers — pick a pool or add tickers

vs Financials· 828 names

Multiples & cost of capital

▸Comp setname your own peers — pick a pool or add tickers

vs Financials· 828 names

First Capital Inc FCAP US Equity