Financials · Savings Institution, Federally Chartered · Nasdaq · CIK 1070296 · FYE Dec 31 · Prices AT CLOSE 2026-08-28 (USD) Last $62.38 · Day +0.24% · Mkt cap $208M · P/E (FY) 12.7× · 1Y +60.0% · Off 52W high −12.1% · Vol (1Y) 44.3% Price2023-08-28 → 2026-08-28 FCAP close: $31.7 on 2023-08-28 to $62.4 on 2026-08-28. Split-adj closes · 240 of 5,315 · price returnⓘ At a glance | Short interest2.9% of sh out | | Days to cover6.5d | | 13F net flow (QoQ)−0.37% | | Top-10 13F concentration76.0% | | Next report (est.)2026-10-23 |
SI 2026-08-14 · 13F 2026-Q1ⓘ Key fundamentalsFY 2025 | P/E (FY)12.7× | | Sales (TTM)$54.5M | | Earnings (TTM)$18.4M | | ROE13.0% | | Net margin32.3% | | EPS growth 3Y11.3% | | Sales growth 3Y7.9% |
FY ratios · TTM sales/earnings (USD)ⓘ Trailing returns | YTD+6.6% | | 1Y+60.0% | | 3Y+116.1% | | 5Y+73.0% | | 10Y+157.8% | | Since incept. (ann.)+10.0% |
Total return · from 2005-07-11ⓘ Risk | Ann. volatility (1Y)44.3% | | Ann. volatility (3Y)39.6% | | Sharpe (1Y)1.24 | | Sharpe (3Y)0.85 | | Max drawdown (1Y)−32.5% | | Max drawdown (3Y)−32.5% | | Beta (3Y vs SPY)0.48 |
Daily returns, ann.ⓘ Top institutional holders13F 2026-Q1 | Manager | Shares | Value | % sh out | QoQ |
|---|
| BlackRock, Inc. | 174,008 | $9M | 5.20% | +0.8% | | VANGUARD CAPITAL MANAGEMENT LLC | 149,423 | $7M | 4.47% | new | | GEODE CAPITAL MANAGEMENT, LLC | 80,508 | $4M | 2.41% | +3.8% | | Siena Capital Partners GP, LLC | 65,421 | $3M | 1.96% | −1.7% | | STATE STREET CORP | 46,360 | $2M | 1.39% | +2.0% | | Farther Finance Advisors, LLC | 38,398 | $2M | 1.15% | −21.9% | | BRIDGEWAY CAPITAL MANAGEMENT, LLC | 35,887 | $2M | 1.07% | +3.4% | | HighTower Advisors, LLC | 28,128 | $1M | 0.84% | +0.0% |
Δ vs 2025-Q4ⓘ Latest reported quarterslast report 2026-07-24 | Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|
| 2026-06-30 | 2026-07-24 | $1.43 | +26.5% | $14.3M | +15.0% | | 2026-03-31 | 2026-04-24 | $1.30 | +34.0% | $13.5M | +17.8% | | 2025-12-31 | 2026-01-23 | $1.46 | +50.5% | $13.5M | +19.0% | | 2025-09-30 | 2025-10-24 | $1.34 | +54.0% | $13.3M | +21.4% |
As-reported XBRL · next 2026-10-23 est.ⓘ Segment mixFY2025 (ended Dec 2025) ATMAnd Debit Card Fees 63% · Service Charges On Deposit Accounts 34% · Product And Service Other 3% product & service · TAGGED revenueⓘ Basis & disclosures - EOD closes · nothing imputed or averaged · absent “—”
- As-of differs by block · 13F = US long, 45+d lag, LOWER bound
- Not investment advice · no recommendation, price target or solicitation
- EDGAR + foreign registers · marketstack (licensed EOD) · spzco.com/methodology
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