Embassy Bancorp, Inc. EMYB US Equity
Embassy Bancorp, Inc. (OTC: EMYB), an SEC filer in State Commercial Banks, closed at $22.30, +0.0%, on 2026-08-28, with a market cap of $165M as of 2026-08-26, a trailing P/E of 12.5, a return on equity of 11.7%, a net margin of 30.0% and 3-year sales growth of -2.1%. Institutional ownership, earnings history and filed financials are on the tabs below.
Documents
| Period end | Filed | Form | Read here | EDGAR |
|---|---|---|---|---|
| 2025-12-31 | 2026-03-16 | 10-K | read · risk factors · MD&A | index · original · 0001449794-26-000003 |
| 2024-12-31 | 2025-03-17 | 10-K | read · risk factors · MD&A | index · original · 0001449794-25-000002 |
| 2023-12-31 | 2024-03-28 | 10-K | read · risk factors · MD&A | index · original · 0001449794-24-000003 |
| 2022-12-31 | 2023-03-17 | 10-K | read · risk factors · MD&A | index · original · 0001449794-23-000007 |
| 2021-12-31 | 2022-03-18 | 10-K | read · risk factors · MD&A | index · original · 0001449794-22-000005 |
| 2020-12-31 | 2021-03-12 | 10-K | read · risk factors · MD&A | index · original · 0001449794-21-000005 |
▾Risk registerwhich risk-factor headings appeared in which year
42 captions · 6 filings
Descriptive and within-name: this is what changed in the wording of one firm's own filings.
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The filer's own 10-K text · 6 filings read
Rows are the filing's own headings, verbatim — nothing is summarized or generated.
A blank cell means the filer did not print that heading that year — not that the risk ended.
Gates: 5+ captions · 50% of Item 1A · match at Jaccard 0.6.
▾Filing languagedocument length, negation and hedging — chart it against price on GRAPH
6 filings measured
Descriptive and within-name: this is what changed in the wording of one firm's own filings.
| Filed | Period end | Document words | Item 1A words | Negation / 10k | Hedging / 10k | Filing |
|---|---|---|---|---|---|---|
| 2021-03-12 | 2020-12-31 | 38,478 | 5,761 | 71.99 | 103.7 | read · EDGAR ↗ |
| 2022-03-18 | 2021-12-31 | 37,165 | 6,058 | 60.54 | 108.44 | read · EDGAR ↗ |
| 2023-03-17 | 2022-12-31 | 36,836 | 6,143 | 64.88 | 107.5 | read · EDGAR ↗ |
| 2024-03-28 | 2023-12-31 | 38,310 | 6,315 | 62.91 | 107.8 | read · EDGAR ↗ |
| 2025-03-17 | 2024-12-31 | 38,774 | 6,295 | 59.32 | 106.51 | read · EDGAR ↗ |
| 2026-03-16 | 2025-12-31 | 38,759 | 6,216 | 59.86 | 105.01 | read · EDGAR ↗ |
plot against the price on GRAPH: Document length · Item 1A length · Negation per 10k words · Hedging per 10k words
The filer's own 10-K text · 6 filings measured
House wordlists, not a licensed dictionary and not tuned against returns.
9 negation words · 40 hedging words — hover to read both lists.
Each point sits at its filing date and is held flat until the next filing.