Embassy Bancorp, Inc. (OTC: EMYB), an SEC filer in State Commercial Banks, closed at $22.30, +0.0%, on 2026-08-28, with a market cap of $165M as of 2026-08-26, a trailing P/E of 12.5, a return on equity of 11.7%, a net margin of 30.0% and 3-year sales growth of -2.1%. Institutional ownership, earnings history and filed financials are on the tabs below.
| Last reported | 2026-08-13 | Cadence | ~92d |
| Last surprise (SUE) | — | Typical earnings move | ±1.2% · n=12 |
A model's estimate — for research. See the Disclaimer.
| Fiscal quarter | Reported | EPS (diluted) | EPS YoY | Revenue | Rev YoY | Move | |
|---|---|---|---|---|---|---|---|
| 2026-06-30 | 2026-08-13 | $0.56 | +24.4% | $13M | +15.9% | −0.5% | |
| 2026-03-31 | 2026-05-13 | $0.50 | +31.6% | $12M | +16.3% | −1.7% | |
| 2025-12-31 | 2026-03-16 | $0.46† | +31.4% | $12M | +17.8% | −2.2% | |
| 2025-09-30 | 2025-11-13 | $0.50 | +38.9% | $12M | +17.1% | +1.7% | |
| 2025-06-30 | 2025-08-13 | $0.45 | +36.4% | $11M | +18.4% | −0.5% | |
| 2025-03-31 | 2025-05-14 | $0.38 | +15.2% | $10M | +10.6% | −0.3% | |
| 2024-12-31 | 2025-03-17 | $0.35† | −7.9% | $10M | +8.4% | +0.3% | |
| 2024-09-30 | 2024-11-13 | $0.36 | −7.7% | $10M | +0.5% | −0.9% | |
| 2024-06-30 | 2024-08-12 | $0.33 | −17.5% | $10M | −10.2% | −1.5% | |
| 2024-03-31 | 2024-05-15 | $0.33 | −34.0% | $9M | −17.9% | −1.0% | |
| 2023-12-31 | 2024-03-28 | $0.38† | — | $10M | −26.1% | −0.9% | |
| 2023-09-30 | 2023-11-13 | $0.39 | −38.1% | $10M | −21.3% | −3.3% |
The 10-K reports the fiscal year, not its fourth quarter — † marks a Q4 EPS we derived as the year minus the three quarters before it.
Move = the price reaction vs SPY around the report — a size, not a beat or miss.
