CNO US Equity

CNO Financial Group, Inc.

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Financials · Accident & Health Insurance · CIK 1224608 · FY ends Dec 31

$53.52

+0.41 (+0.77%)

USD · as of 2026-08-21 · marketstack

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Multiples & cost of capital

$53.52 · 2026-08-21 · marketstack

Size & multiples
Market Cap (close × cover-page shares)	$4.95B	Enterprise Value	—
P/E (TTM)	18.39×	PEG (trailing)	—
P/S	1.07×	P/FCF	—
EV/EBITDA	—	EV/EBIT	—
EV/Sales	—	EV/FCF	—
FCF Yield	—	Buyback Yield	5.15%
Owner Earnings Yield	—	Shareholder Yield	6.49%
Cost of capital & EVAmethodology →
Beta (5y monthly)	0.81	Risk-free (assumed)	4.00%
Equity risk premium (assumed)	4.23%	Cost of Equity	—
After-tax Cost of Debt	—	WACC	—
ROIC	—	EVA Spread (ROIC−WACC)	—
EVA	—

Flows TTM (last 4 quarters) · EPS TTM $2.91 · revenue TTM $4.65B · FCF TTM —

full derived coverage requires a plan

Output of a disclosed model — assumptions may be wrong. Research, not investment advice. See the Disclaimer.

Own-history valuation (point-in-time)141 monthly snapshots · 2014-12 → 2026-08

P/E (FY) 23.27× sits at the 90th percentile of its own 127-month range (2015-02→2026-08) — own median 11.38×, 4.05×–84.29× range

Own history, not peers · point-in-time, filing-date honest · Multiples above prints 18.39× on trailing-12-month earnings

sector median from 828 Financials names in the same archive

Column definitions

Today: — Latest value — live figure if it matches, else newest snapshot.
Own median: — Middle of this name's own months in the window.
Own range: — min→max rule, shaded p10–p90, tick median, dot today.
%ile: — Where today ranks in its own history.
z: — Standard deviations from its own mean.
Sector med.: — Same-month sector median in the archive.
mo · distinct: — Months · distinct values (the real sample size).

Metric	Today	Own median	%ile	z	Sector med.	mo · distinct
	23.27×	11.38×	90th	+0.31σ	14.57×	127 · 127
	8.9%	8.9%	50th	−0.06σ	10.1%	127 · 11
ROIC (FY)	—	no reconstructed observations for this name and metric.
	5.1%	7.9%	28th	−0.33σ	19.5%	139 · 12
	42.9%	9.2%	79th	+0.81σ	24.7%	141 · 141
	−24.6%	9.1%	4th	−1.71σ	3.7%	79 · 7
	7.9%	1.2%	97th	+2.12σ	7.4%	103 · 9
Market Cap	$4.95B	not reconstructed — market cap was removed from the historical pass (never a ranking factor, and a reconstructed share count carries look-ahead risk). The single stored value is the forward-captured snapshot, not a series.

Metric

Today

Own median

Own range

%ile

Sector med.

mo · distinct

23.27×

11.38×

90th

+0.31σ

14.57×

127 · 127

8.9%

50th

−0.06σ

10.1%

127 · 11

ROIC (FY)

—

no reconstructed observations for this name and metric.

5.1%

7.9%

28th

−0.33σ

19.5%

139 · 12

42.9%

9.2%

79th

+0.81σ

24.7%

141 · 141

−24.6%

9.1%

4th

−1.71σ

3.7%

79 · 7

7.9%

1.2%

97th

+2.12σ

7.4%

103 · 9

Market Cap

$4.95B

not reconstructed — market cap was removed from the historical pass (never a ranking factor, and a reconstructed share count carries look-ahead risk). The single stored value is the forward-captured snapshot, not a series.

P/E (FY) · point-in-time monthly127 monthly observations · 2015-02 → 2026-08

P/E (point-in-time)Financials median, same monthshaded = own p10–p90 · dashed = own median · right-edge tick = today

Multiple-implied price ladder · Fulltoday 23.27× · $53.52 (2026-08-21 close)

Filed earnings only.

Own median 11.38× × $2.30 = $26.18 vs the $53.52 close · earnings held constant

Own multiple	P/E	Implied price	vs close
10th percentile	4.77×	$10.96	−79.5%
25th percentile	6.52×	$15.00	−72.0%
median	11.38×	$26.18	−51.1%
75th percentile	16.06×	$36.95	−31.0%
90th percentile	22.92×	$52.72	−1.5%
today	23.27×	$53.52	—

Own multiple

P/E

Implied price

vs close

10th percentile

4.77×

$10.96

−79.5%

25th percentile

6.52×

$15.00

−72.0%

median

11.38×

$26.18

−51.1%

75th percentile

16.06×

$36.95

−31.0%

90th percentile

22.92×

$52.72

−1.5%

today

23.27×

$53.52

—

Reference computation · 127 monthly P/E observations in Full · EPS basis FY2025 EPS (Diluted) $2.30 · close $53.52 (2026-08-21)

Not a forecast: each row re-prices today's filed earnings at a multiple this company itself once traded at. It abstains rather than guess on a loss year or a broken per-share basis.

Reconstructed point-in-time · 141 monthly snapshots 2014-12 → 2026-08 · 139 reconstructed, 2 live 2 forward-captured

Every month uses only what was filed by then, split-adjusted. Delisted names are absent and a trough year can throw one huge reading, so read the median, not the edges.

Percentile through time (point-in-time cohort)

Loading the monthly cohort placement…

▸Comp setname your own peers — pick a pool or add tickers

Rich vs Financials on P/E

P/E 81st pct

vs Financials· 828 names

Whole-sector pool — median skews small.

Metric	This (FY)	Peer median	IQR (25–75)	%ile
P/E	23.3x	14.5x	11.8x–20.6x	81 ↑rich
P/Sales	1.1x	3.7x	2.3x–4.9x	11 ↓cheap
Dividend Yield	1.3%	2.2%	1.3%–3.1%	25 ↓weak
Net Margin	5.1%	19.5%	5.7%–29.8%	24 ↓weak
Operating Margin	12.3%	6.5%	-33.9%–28.8%	56 ↑strong
ROE	8.9%	10.1%	5.7%–14.3%	40 ↓weak

Metric

This (FY)

Peer median

IQR (25–75)

%ile

P/E

23.3x

14.5x

11.8x–20.6x

81 ↑rich

P/Sales

1.1x

3.7x

2.3x–4.9x

11 ↓cheap

Dividend Yield

1.3%

2.2%

1.3%–3.1%

25 ↓weak

Net Margin

5.1%

19.5%

5.7%–29.8%

24 ↓weak

Operating Margin

12.3%

6.5%

-33.9%–28.8%

56 ↑strong

ROE

8.9%

10.1%

5.7%–14.3%

40 ↓weak

P/Sales basis · 447 peers

Reading the covered industry pool…

Held-with peers…

Peers by disclosure language…

Metric	Today	Own median	%ile	z	Sector med.	mo · distinct
	23.27×	11.38×	90th	+0.31σ	14.57×	127 · 127
	8.9%	8.9%	50th	−0.06σ	10.1%	127 · 11
ROIC (FY)	—	no reconstructed observations for this name and metric.
	5.1%	7.9%	28th	−0.33σ	19.5%	139 · 12
	42.9%	9.2%	79th	+0.81σ	24.7%	141 · 141
	−24.6%	9.1%	4th	−1.71σ	3.7%	79 · 7
	7.9%	1.2%	97th	+2.12σ	7.4%	103 · 9
Market Cap	$4.95B	not reconstructed — market cap was removed from the historical pass (never a ranking factor, and a reconstructed share count carries look-ahead risk). The single stored value is the forward-captured snapshot, not a series.

Metric

Today

Own median

Own range

%ile

Sector med.

mo · distinct

23.27×

11.38×

90th

+0.31σ

14.57×

127 · 127

8.9%

50th

−0.06σ

10.1%

127 · 11

ROIC (FY)

—

no reconstructed observations for this name and metric.

5.1%

7.9%

28th

−0.33σ

19.5%

139 · 12

42.9%

9.2%

79th

+0.81σ

24.7%

141 · 141

−24.6%

9.1%

4th

−1.71σ

3.7%

79 · 7

7.9%

1.2%

97th

+2.12σ

7.4%

103 · 9

Market Cap

$4.95B

Own multiple	P/E	Implied price	vs close
10th percentile	4.77×	$10.96	−79.5%
25th percentile	6.52×	$15.00	−72.0%
median	11.38×	$26.18	−51.1%
75th percentile	16.06×	$36.95	−31.0%
90th percentile	22.92×	$52.72	−1.5%
today	23.27×	$53.52	—

Own multiple

P/E

Implied price

vs close

10th percentile

4.77×

$10.96

−79.5%

25th percentile

6.52×

$15.00

−72.0%

median

11.38×

$26.18

−51.1%

75th percentile

16.06×

$36.95

−31.0%

90th percentile

22.92×

$52.72

−1.5%

today

23.27×

$53.52

—

Metric	This (FY)	Peer median	IQR (25–75)	%ile
P/E	23.3x	14.5x	11.8x–20.6x	81 ↑rich
P/Sales	1.1x	3.7x	2.3x–4.9x	11 ↓cheap
Dividend Yield	1.3%	2.2%	1.3%–3.1%	25 ↓weak
Net Margin	5.1%	19.5%	5.7%–29.8%	24 ↓weak
Operating Margin	12.3%	6.5%	-33.9%–28.8%	56 ↑strong
ROE	8.9%	10.1%	5.7%–14.3%	40 ↓weak

Metric

This (FY)

Peer median

IQR (25–75)

%ile

P/E

23.3x

14.5x

11.8x–20.6x

81 ↑rich

P/Sales

1.1x

3.7x

2.3x–4.9x

11 ↓cheap

Dividend Yield

1.3%

2.2%

1.3%–3.1%

25 ↓weak

Net Margin

5.1%

19.5%

5.7%–29.8%

24 ↓weak

Operating Margin

12.3%

6.5%

-33.9%–28.8%

56 ↑strong

ROE

8.9%

10.1%

5.7%–14.3%

40 ↓weak

Calendar year	2020	2021	2022	2023	2024	2025
Share of covered pool	0.2%	0.2%	0.2%	0.2%	0.2%	0.2%

Calendar year

2020

2021

2022

2023

2024

2025

Share of covered pool

0.2%

CNO US Equity☆

Multiples & cost of capital

▸Comp setname your own peers — pick a pool or add tickers

vs Financials· 828 names

Multiples & cost of capital

▸Comp setname your own peers — pick a pool or add tickers

vs Financials· 828 names

CNO US Equity