Western New England Bancorp, Inc. WNEB US Equity

Financials · CIK 1157647 · FY ends Dec 31

$13.72

+0.02 (+0.15%)

USD · as of 2026-08-28 · marketstack

Western New England Bancorp, Inc. (Nasdaq: WNEB), an SEC filer in Savings Institution, Federally Chartered, closed at $13.72, +0.1%, on 2026-08-28, with a market cap of $275M as of 2026-08-27, a trailing P/E of 18.3, a return on equity of 6.3%, a net margin of 18.5% and 3-year sales growth of -3.7%. Institutional ownership, earnings history and filed financials are on the tabs below.

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Multiples & cost of capital

$13.72 · 2026-08-28 · marketstack

Size & multiples

Market Cap (close × cover-page shares)

$275.0M

Enterprise Value

—

P/E (TTM)

16.33×

PEG (trailing)

—

P/S

3.12×

P/FCF

15.99×

EV/EBITDA

—

EV/EBIT

—

EV/Sales

—

EV/FCF

—

FCF Yield

6.25%

Buyback Yield

2.42%

Owner Earnings Yield

—

Shareholder Yield

4.45%

Cost of capital & EVAmethodology →

Beta (5y monthly)

0.76

Risk-free (assumed)

4.00%

Equity risk premium (assumed)

4.23%

Cost of Equity

—

After-tax Cost of Debt

—

WACC

—

ROIC

—

EVA Spread (ROIC−WACC)

—

EVA

—

Flows TTM (last 4 quarters) · EPS TTM $0.84 · revenue TTM $88.2M · FCF TTM $17.2M

Cash-flow figures use the latest fiscal year: this filer tags quarterly cash flows year-to-date only and the missing discrete quarters could not be derived (irregular fiscal quarters or a tagging change), so no four consecutive quarters exist to sum.
full derived coverage requires a plan

Output of a disclosed model — assumptions may be wrong. Research, not investment advice. See the Disclaimer.

Own-history valuation (point-in-time)141 monthly snapshots · 2014-12 → 2026-08

P/E (FY) 18.27× sits at the 63rd percentile of its own 66-month range (2021-03→2026-08) — own median 13.27×, 4.80×–23.98× range

Own history, not peers · point-in-time, filing-date honest · Multiples above prints 16.33× on trailing-12-month earnings

sector median from 828 Financials names in the same archive

Column definitions

Today: — Latest value — live figure if it matches, else newest snapshot.
Own median: — Middle of this name's own months in the window.
Own range: — min→max rule, shaded p10–p90, tick median, dot today.
%ile: — Where today ranks in its own history.
z: — Standard deviations from its own mean.
Sector med.: — Same-month sector median in the archive.
mo · distinct: — Months · distinct values (the real sample size).

Metric	Today	Own median	Own range	%ile	z	Sector med.	mo · distinct
	18.27×	13.27×		63rd	+0.66σ	14.57×	66 · 64
	6.3%	6.5%	no band (54 mo · 5 distinct)	—	—	10.1%	54 · 5
ROIC (FY)	—	no reconstructed observations for this name and metric.
	18.5%	19.1%		41st	−0.46σ	19.5%	66 · 6
	32.6%	6.6%		96th	+1.87σ	24.7%	141 · 141
	−14.0%	—	no band (30 mo · 3 distinct)	—	—	3.7%	30 · 3
	−3.7%	—	no band (30 mo · 3 distinct)	—	—	7.4%	30 · 3
Market Cap	$274.63M	not reconstructed — market cap was removed from the historical pass (never a ranking factor, and a reconstructed share count carries look-ahead risk). The single stored value is the forward-captured snapshot, not a series.

P/E (FY) · point-in-time monthly66 monthly observations · 2021-03 → 2026-08

P/E (point-in-time)Financials median, same monthshaded = own p10–p90 · dashed = own median · right-edge tick = today

Multiple-implied price ladder · Fulltoday 18.29× · $13.72 (2026-08-28 close)

Filed earnings only.

Own median 13.27× × $0.75 = $9.95 vs the $13.72 close · earnings held constant

Own multiple	P/E	Implied price	vs close
10th percentile	6.36×	$4.77	−65.2%
25th percentile	8.46×	$6.35	−53.7%
median	13.27×	$9.95	−27.5%
75th percentile	18.94×	$14.21	+3.6%
90th percentile	21.01×	$15.76	+14.9%
today	18.29×	$13.72	—

Own multiple

P/E

Implied price

vs close

10th percentile

6.36×

$4.77

−65.2%

25th percentile

8.46×

$6.35

−53.7%

median

13.27×

$9.95

−27.5%

75th percentile

18.94×

$14.21

+3.6%

90th percentile

21.01×

$15.76

+14.9%

today

18.29×

$13.72

—

Reference computation · 66 monthly P/E observations in Full · EPS basis FY2025 EPS (Diluted) $0.75 · close $13.72 (2026-08-28)

Not a forecast: each row re-prices today's filed earnings at a multiple this company itself once traded at. It abstains rather than guess on a loss year or a broken per-share basis.

Reconstructed point-in-time · 141 monthly snapshots 2014-12 → 2026-08 · 139 reconstructed, 2 live 2 forward-captured

Every month uses only what was filed by then, split-adjusted. Delisted names are absent and a trough year can throw one huge reading, so read the median, not the edges.

Percentile through time (point-in-time cohort)

Loading the monthly cohort placement…

▸Comp setname your own peers — pick a pool or add tickers

Rich vs Financials on P/E

P/E 69th pct

vs Financials· 828 names

Whole-sector pool — median skews small.

Metric	This (FY)	Peer median	IQR (25–75)	%ile
P/E	18.3x	14.4x	11.8x–20.5x	69 ↑rich
P/Sales	3.3x	3.7x	2.3x–4.9x	41 ↓cheap
FCF Yield	6.2%	6.4%	1.8%–9.6%	47 ↓weak
Dividend Yield	2.1%	2.2%	1.3%–3.1%	45 ↓weak
Net Margin	18.5%	19.5%	5.7%–29.8%	47 ↓weak
ROE	6.3%	10.1%	5.7%–14.3%	27 ↓weak

Metric

This (FY)

Peer median

IQR (25–75)

%ile

P/E

18.3x

14.4x

11.8x–20.5x

69 ↑rich

P/Sales

3.3x

3.7x

2.3x–4.9x

41 ↓cheap

FCF Yield

6.2%

6.4%

1.8%–9.6%

47 ↓weak

Dividend Yield

2.1%

2.2%

1.3%–3.1%

45 ↓weak

Net Margin

18.5%

19.5%

5.7%–29.8%

47 ↓weak

ROE

6.3%

10.1%

5.7%–14.3%

27 ↓weak

P/Sales basis · 445 peers

Reading the covered industry pool…

Held-with peers…

Peers by disclosure language…

Metric

Today

Own median

Own range

%ile

Sector med.

mo · distinct

18.27×

13.27×

63rd

+0.66σ

14.57×

66 · 64

6.3%

6.5%

no band (54 mo · 5 distinct)

—

10.1%

54 · 5

ROIC (FY)

—

no reconstructed observations for this name and metric.

18.5%

19.1%

41st

−0.46σ

19.5%

66 · 6

32.6%

6.6%

96th

+1.87σ

24.7%

141 · 141

−14.0%

—

no band (30 mo · 3 distinct)

—

3.7%

30 · 3

−3.7%

—

no band (30 mo · 3 distinct)

—

7.4%

30 · 3

Market Cap

$274.63M

not reconstructed — market cap was removed from the historical pass (never a ranking factor, and a reconstructed share count carries look-ahead risk). The single stored value is the forward-captured snapshot, not a series.

Own multiple	P/E	Implied price	vs close
10th percentile	6.36×	$4.77	−65.2%
25th percentile	8.46×	$6.35	−53.7%
median	13.27×	$9.95	−27.5%
75th percentile	18.94×	$14.21	+3.6%
90th percentile	21.01×	$15.76	+14.9%
today	18.29×	$13.72	—

Own multiple

P/E

Implied price

vs close

10th percentile

6.36×

$4.77

−65.2%

25th percentile

8.46×

$6.35

−53.7%

median

13.27×

$9.95

−27.5%

75th percentile

18.94×

$14.21

+3.6%

90th percentile

21.01×

$15.76

+14.9%

today

18.29×

$13.72

—

Metric	This (FY)	Peer median	IQR (25–75)	%ile
P/E	18.3x	14.4x	11.8x–20.5x	69 ↑rich
P/Sales	3.3x	3.7x	2.3x–4.9x	41 ↓cheap
FCF Yield	6.2%	6.4%	1.8%–9.6%	47 ↓weak
Dividend Yield	2.1%	2.2%	1.3%–3.1%	45 ↓weak
Net Margin	18.5%	19.5%	5.7%–29.8%	47 ↓weak
ROE	6.3%	10.1%	5.7%–14.3%	27 ↓weak

Metric

This (FY)

Peer median

IQR (25–75)

%ile

P/E

18.3x

14.4x

11.8x–20.5x

69 ↑rich

P/Sales

3.3x

3.7x

2.3x–4.9x

41 ↓cheap

FCF Yield

6.2%

6.4%

1.8%–9.6%

47 ↓weak

Dividend Yield

2.1%

2.2%

1.3%–3.1%

45 ↓weak

Net Margin

18.5%

19.5%

5.7%–29.8%

47 ↓weak

ROE

6.3%

10.1%

5.7%–14.3%

27 ↓weak

Calendar year	2020	2021	2022	2023	2024	2025
Share of covered pool	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%

Calendar year

2020

2021

2022

2023

2024

2025

Share of covered pool

0.0%

Western New England Bancorp, Inc. WNEB US Equity☆

Multiples & cost of capital

▸Comp setname your own peers — pick a pool or add tickers

vs Financials· 828 names

Multiples & cost of capital

▸Comp setname your own peers — pick a pool or add tickers

vs Financials· 828 names

Western New England Bancorp, Inc. WNEB US Equity