UPST US Equity

Upstart Holdings, Inc.

Nasdaq+ Compare Tear sheet →

Financials · Finance Services · CIK 1647639 · FYE 1231

$27.82

+0.33 (+1.20%)

USD · as of 2026-07-28 · marketstack

Switch Ticker

Institutional ownership· 13F filers holding UPST · 2026-Q1 methodology → sources →

338 holders

% of shares outstanding held

59.1%

Shares held (13F)

56,584,079

Reporting holders

338

Top holders

largest 100 of 338 · Δ vs 2025-Q4

#	Holder	Shares	Value	% of shares out	Δ QoQ
1	BlackRock, Inc.	7,403,0797.4M	$190M	7.73%	ADD 4%
2	MORGAN STANLEY	3,975,0594.0M	$102M	4.15%	TRIM -6%
3	VANGUARD CAPITAL MANAGEMENT LLC	3,752,0503.8M	$96M	3.92%	NEW†
4	VANGUARD PORTFOLIO MANAGEMENT LLC	3,743,5413.7M	$96M	3.91%	NEW†
5	MARSHALL WACE, LLP	3,280,1103.3M	$84M	3.43%	ADD 495%
6	GEODE CAPITAL MANAGEMENT, LLC	2,124,0782.1M	$54M	2.22%	ADD 3%
7	STATE STREET CORP	2,053,0862.1M	$53M	2.15%	ADD 3%
8	GOLDMAN SACHS GROUP INC	1,559,4861.6M	$40M	1.63%	TRIM -6%
9	Clear Street Group Inc.	1,555,2061.6M	$40M	1.62%	TRIM -25%
10	Halter Ferguson Financial Inc.	1,467,3601.5M	$38M	1.53%	ADD 253%
11	BARCLAYS PLC	1,272,2861.3M	$33M	1.33%	ADD 47%
12	BAILLIE GIFFORD & CO	1,108,2951.1M	$28M	1.16%	ADD 46%
13	DIMENSIONAL FUND ADVISORS LP	1,022,7801.0M	$26M	1.07%	ADD 267%
14	UBS Group AG	881,867881,867	$23M	0.92%	ADD 37%
15	COATUE MANAGEMENT LLC	870,947870,947	$22M	0.91%	NEW
16	Balyasny Asset Management L.P.	869,416869,416	$22M	0.91%	ADD 4311%
17	CAPITAL FUND MANAGEMENT S.A.	846,779846,779	$22M	0.88%	ADD 26%
18	CITIGROUP INC	806,341806,341	$21M	0.84%	ADD 43%
19	NORTHERN TRUST CORP	758,887758,887	$19M	0.79%	—
20	Point72 Asset Management, L.P.	756,060756,060	$19M	0.79%	ADD 104%
21	JANE STREET GROUP, LLC	740,823740,823	$19M	0.77%	ADD 293%
22	MILLENNIUM MANAGEMENT LLC	668,064668,064	$17M	0.70%	ADD 205%
23	CHARLES SCHWAB INVESTMENT MANAGEMENT INC	656,018656,018	$17M	0.69%	TRIM -12%
24	CITADEL ADVISORS LLC	631,162631,162	$16M	0.66%	TRIM -43%
25	VANGUARD FIDUCIARY TRUST CO	597,310597,310	$15M	0.62%	NEW
26	KADENSA CAPITAL Ltd	589,871589,871	$15M	0.62%	ADD 13%
27	FRED ALGER MANAGEMENT, LLC	559,525559,525	$14M	0.58%	TRIM -44%
28	Squarepoint Ops LLC	531,387531,387	$14M	0.56%	NEW
29	BANK OF AMERICA CORP /DE/	505,978505,978	$13M	0.53%	TRIM -80%
30	FIRST TRUST ADVISORS LP	373,455373,455	$10M	0.39%	ADD 17%
31	GC Wealth Management RIA, LLC	344,646344,646	$9M	0.36%	ADD 38%
32	Pathstone Holdings, LLC	337,287337,287	$9M	0.35%	—
33	SUSQUEHANNA INTERNATIONAL GROUP, LLP	326,106326,106	$8M	0.34%	TRIM -75%
34	HSBC HOLDINGS PLC	288,044288,044	$7M	0.30%	TRIM -31%
35	Bank of New York Mellon Corp	267,341267,341	$7M	0.28%	—
36	D. E. Shaw & Co., Inc.	267,076267,076	$7M	0.28%	TRIM -2%
37	PEAK6 LLC	242,030242,030	$6M	0.25%	ADD 38%
38	Trexquant Investment LP	226,197226,197	$6M	0.24%	NEW
39	BNP PARIBAS FINANCIAL MARKETS	216,523216,523	$6M	0.23%	ADD 260%
40	VOLORIDGE INVESTMENT MANAGEMENT, LLC	215,345215,345	$6M	0.22%	TRIM -38%
41	Maxi Investments CY Ltd	193,400193,400	$5M	0.20%	—
42	Nuveen, LLC	188,344188,344	$5M	0.20%	—
43	SG Americas Securities, LLC	183,637183,637	$5M	0.19%	TRIM -83%
44	Connor, Clark & Lunn Investment Management Ltd.	180,606180,606	$5M	0.19%	TRIM -79%
45	UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC	178,984178,984	$5M	0.19%	ADD 14%
46	Swiss National Bank	173,200173,200	$4M	0.18%	—
47	ALLIANCEBERNSTEIN L.P.	99,99199,991	$4M	0.10%	—
48	Qube Research & Technologies Ltd	167,379167,379	$4M	0.17%	ADD 31%
49	WELLS FARGO & COMPANY/MN	161,770161,770	$4M	0.17%	TRIM -23%
50	BANK OF NOVA SCOTIA	150,475150,475	$4M	0.16%	ADD 6%
51	JPMORGAN CHASE & CO	152,062152,062	$4M	0.16%	TRIM -63%
52	Holocene Advisors, LP	134,934134,934	$3M	0.14%	ADD 1392%
53	Marex Group plc	116,308116,308	$3M	0.12%	TRIM -90%
54	MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd.	115,008115,008	$3M	0.12%	TRIM -90%
55	Banco Santander, S.A.	109,300109,300	$3M	0.11%	ADD 170%
56	RHUMBLINE ADVISERS	108,065108,065	$3M	0.11%	—
57	Invesco Ltd.	107,290107,290	$3M	0.11%	ADD 18%
58	Quantbot Technologies LP	106,086106,086	$3M	0.11%	ADD 51%
59	BNP PARIBAS ASSET MANAGEMENT Holding S.A.	105,393105,393	$3M	0.11%	TRIM -4%
60	Quantinno Capital Management LP	103,860103,860	$3M	0.11%	ADD 31%
61	Neo Ivy Capital Management	102,953102,953	$3M	0.11%	TRIM -27%
62	LPL Financial LLC	100,871100,871	$3M	0.11%	TRIM -5%
63	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	100,693100,693	$3M	0.11%	ADD 21%
64	Man Group plc	100,192100,192	$3M	0.10%	ADD 43%
65	PDT Partners, LLC	100,041100,041	$3M	0.10%	—
66	PRICE T ROWE ASSOCIATES INC /MD/	97,60497,604	$3M	0.10%	ADD 21%
67	CREDIT AGRICOLE S A	97,27297,272	$2M	0.10%	TRIM -16%
68	RAYMOND JAMES FINANCIAL INC	93,02093,020	$2M	0.10%	—
69	Divisadero Street Capital Management, LP	89,58989,589	$2M	0.09%	TRIM -76%
70	AQR CAPITAL MANAGEMENT LLC	86,66986,669	$2M	0.09%	ADD 44%
71	Bank Julius Baer & Co. Ltd, Zurich	83,94183,941	$2M	0.09%	ADD 3%
72	HRT FINANCIAL LP	83,44783,447	$2M	0.09%	NEW
73	ALGERT GLOBAL LLC	81,80081,800	$2M	0.09%	ADD 313%
74	BANK OF MONTREAL /CAN/	81,48881,488	$2M	0.09%	TRIM -10%
75	DEUTSCHE BANK AG\	80,98780,987	$2M	0.08%	ADD 9%
76	NORDEA INVESTMENT MANAGEMENT AB	83,50183,501	$2M	0.09%	TRIM -5%
77	VANGUARD ASSET MANAGEMENT, Ltd	79,69179,691	$2M	0.08%	NEW
78	Headlands Technologies LLC	79,50179,501	$2M	0.08%	NEW
79	CONGRESS ASSET MANAGEMENT CO	76,40776,407	$2M	0.08%	NEW
80	WINTON GROUP Ltd	75,90075,900	$2M	0.08%	NEW
81	Universal- Beteiligungs- und Servicegesellschaft mbH	70,79770,797	$2M	0.07%	ADD 41%
82	Legal & General Group Plc	69,69469,694	$2M	0.07%	TRIM -17%
83	Brevan Howard Capital Management LP	69,34269,342	$2M	0.07%	NEW
84	Private Advisor Group, LLC	68,05468,054	$2M	0.07%	TRIM -5%
85	Schonfeld Strategic Advisors LLC	67,52567,525	$2M	0.07%	TRIM -69%
86	MML INVESTORS SERVICES, LLC	63,43563,435	$2M	0.07%	TRIM -16%
87	SummitTX Capital, L.P.	59,50359,503	$2M	0.06%	TRIM -30%
88	Havemeyer Place LP	59,21659,216	$2M	0.06%	NEW
89	IMC-Chicago, LLC	54,84054,840	$1M	0.06%	ADD 17%
90	COMMONWEALTH EQUITY SERVICES, LLC	54,16854,168	$1M	0.06%	ADD 3%
91	Creative Planning	53,91453,914	$1M	0.06%	ADD 19%
92	Liontrust Investment Partners LLP	52,01352,013	$1M	0.05%	TRIM -27%
93	Engineers Gate Manager LP	48,71448,714	$1M	0.05%	ADD 142%
94	TCI Wealth Advisors, Inc.	48,38948,389	$1M	0.05%	ADD 9%
95	MetLife Investment Management, LLC	47,53047,530	$1M	0.05%	—
96	DARK FOREST CAPITAL MANAGEMENT LP	45,83645,836	$1M	0.05%	TRIM -45%
97	NOMURA HOLDINGS INC	45,06245,062	$1M	0.05%	—
98	Manchester Capital Management LLC	44,93444,934	$1M	0.05%	ADD 4%
99	GSA CAPITAL PARTNERS LLP	44,76044,760	$1M	0.05%	ADD 554%
100	GMT Capital Corp	42,00042,000	$1M	0.04%	NEW

† a filer this large appearing as NEW usually reflects a renamed or succeeded filing entity (the old name stops filing the same quarter) — not a brand-new position.

Rows rank by the value each filer reported — 13F filers price their own positions, so a holder with fewer shares can rank just above one with more.

Holder trends· top 15 holders · shares held over 6 quarters

green added · red trimmed

Holder

2024-Q4

2025-Q1

2025-Q2

2025-Q3

2025-Q4

2026-Q1

Latest value

BlackRock, Inc.

6.3M

6.5M

6.8M

6.9M

7.1M

7.4M

$190M

MORGAN STANLEY

2.6M

1.6M

1.7M

4.2M

4.0M

$102M

VANGUARD CAPITAL MANAGEMENT LLC

—

3.8M

$96M

VANGUARD PORTFOLIO MANAGEMENT LLC

—

3.7M

$96M

MARSHALL WACE, LLP

1.1M

—

111K

491K

551K

3.3M

$84M

GEODE CAPITAL MANAGEMENT, LLC

1.8M

1.9M

2.0M

2.1M

$54M

STATE STREET CORP

2.0M

2.1M

2.0M

2.1M

$53M

GOLDMAN SACHS GROUP INC

2.4M

1.8M

1.3M

1.6M

1.7M

1.6M

$40M

Clear Street Group Inc.

—

571K

2.1M

1.6M

$40M

Halter Ferguson Financial Inc.

—

205K

415K

1.5M

$38M

BARCLAYS PLC

400K

732K

584K

719K

864K

1.3M

$33M

BAILLIE GIFFORD & CO

—

759K

1.1M

$28M

DIMENSIONAL FUND ADVISORS LP

17K

32K

58K

279K

1.0M

$26M

UBS Group AG

562K

758K

820K

825K

642K

882K

$23M

COATUE MANAGEMENT LLC

349K

871K

—

871K

$22M

Shares reported each quarter by the largest current holders. Green = added vs the prior filing, red = trimmed, grey = roughly held; a dash is a quarter with no 13F on file (a gap is skipped, not read as an exit). 13F is filed up to 45 days after quarter-end. Up to 40 quarters (10 years) available — use the selector above.

Institutional footprint by quarter

Line breaks are honest gaps — quarters with no 13F record, or a suppressed % — never interpolated. % of shares outstanding uses today's share count for every quarter (the only count stored).

Quarter	Holders	Shares held	% shares out	Value held
2026-Q1	338	56,584,079	59.1%	$1.5B
2025-Q4	392	64,956,224	67.9%	$2.8B
2025-Q3	412	64,935,777	67.8%	$3.3B
2025-Q2	421	61,553,561	64.3%	$4.0B
2025-Q1	387	60,269,750	63.0%	$2.8B
2024-Q4	392	58,291,154	60.9%	$3.6B
2024-Q3	348	50,417,592	52.7%	$2.0B
2024-Q2	273	39,069,734	40.8%	$922M
2024-Q1	277	42,332,978	44.2%	$1.1B
2023-Q4	332	43,923,611	45.9%	$1.8B

Short interest has its own tab now — open SI →

Source: SEC Form 13F — every institution manager (≥ $100M in 13F securities) reporting a long US-listed position, across ~10,250 filers over 10 years of history. 13F is long-only, US-listed, filed up to 45 days after quarter-end.

Activists & large holders· Schedule 13D/G beneficial owners · UPST

Large holders — 13G, passive (top 5 by % of class)

Holder

% of class

Type

As of

D. E. SHAW & CO, L.P.

4.9%

Passive

2024-12-31

SEC →

Citadel Securities GP LLC

4.7%

Passive

2025-10-02

SEC →

SUSQUEHANNA SECURITIES, LLC

4.6%

QII

2025-12-31

SEC →

VANGUARD GROUP INC

QII

2026-03-13

SEC →

Jericho Capital Asset Management L.P.

QII

Institutional ownership· 13F filers holding UPST · 2026-Q1 methodology → sources →

338 holders

% of shares outstanding held

59.1%

Shares held (13F)

56,584,079

Reporting holders

338

Top holders

largest 100 of 338 · Δ vs 2025-Q4

#	Holder	Shares	Value	% of shares out	Δ QoQ
1	BlackRock, Inc.	7,403,0797.4M	$190M	7.73%	ADD 4%
2	MORGAN STANLEY	3,975,0594.0M	$102M	4.15%	TRIM -6%
3	VANGUARD CAPITAL MANAGEMENT LLC	3,752,0503.8M	$96M	3.92%	NEW†
4	VANGUARD PORTFOLIO MANAGEMENT LLC	3,743,5413.7M	$96M	3.91%	NEW†
5	MARSHALL WACE, LLP	3,280,1103.3M	$84M	3.43%	ADD 495%
6	GEODE CAPITAL MANAGEMENT, LLC	2,124,0782.1M	$54M	2.22%	ADD 3%
7	STATE STREET CORP	2,053,0862.1M	$53M	2.15%	ADD 3%
8	GOLDMAN SACHS GROUP INC	1,559,4861.6M	$40M	1.63%	TRIM -6%
9	Clear Street Group Inc.	1,555,2061.6M	$40M	1.62%	TRIM -25%
10	Halter Ferguson Financial Inc.	1,467,3601.5M	$38M	1.53%	ADD 253%
11	BARCLAYS PLC	1,272,2861.3M	$33M	1.33%	ADD 47%
12	BAILLIE GIFFORD & CO	1,108,2951.1M	$28M	1.16%	ADD 46%
13	DIMENSIONAL FUND ADVISORS LP	1,022,7801.0M	$26M	1.07%	ADD 267%
14	UBS Group AG	881,867881,867	$23M	0.92%	ADD 37%
15	COATUE MANAGEMENT LLC	870,947870,947	$22M	0.91%	NEW
16	Balyasny Asset Management L.P.	869,416869,416	$22M	0.91%	ADD 4311%
17	CAPITAL FUND MANAGEMENT S.A.	846,779846,779	$22M	0.88%	ADD 26%
18	CITIGROUP INC	806,341806,341	$21M	0.84%	ADD 43%
19	NORTHERN TRUST CORP	758,887758,887	$19M	0.79%	—
20	Point72 Asset Management, L.P.	756,060756,060	$19M	0.79%	ADD 104%
21	JANE STREET GROUP, LLC	740,823740,823	$19M	0.77%	ADD 293%
22	MILLENNIUM MANAGEMENT LLC	668,064668,064	$17M	0.70%	ADD 205%
23	CHARLES SCHWAB INVESTMENT MANAGEMENT INC	656,018656,018	$17M	0.69%	TRIM -12%
24	CITADEL ADVISORS LLC	631,162631,162	$16M	0.66%	TRIM -43%
25	VANGUARD FIDUCIARY TRUST CO	597,310597,310	$15M	0.62%	NEW
26	KADENSA CAPITAL Ltd	589,871589,871	$15M	0.62%	ADD 13%
27	FRED ALGER MANAGEMENT, LLC	559,525559,525	$14M	0.58%	TRIM -44%
28	Squarepoint Ops LLC	531,387531,387	$14M	0.56%	NEW
29	BANK OF AMERICA CORP /DE/	505,978505,978	$13M	0.53%	TRIM -80%
30	FIRST TRUST ADVISORS LP	373,455373,455	$10M	0.39%	ADD 17%
31	GC Wealth Management RIA, LLC	344,646344,646	$9M	0.36%	ADD 38%
32	Pathstone Holdings, LLC	337,287337,287	$9M	0.35%	—
33	SUSQUEHANNA INTERNATIONAL GROUP, LLP	326,106326,106	$8M	0.34%	TRIM -75%
34	HSBC HOLDINGS PLC	288,044288,044	$7M	0.30%	TRIM -31%
35	Bank of New York Mellon Corp	267,341267,341	$7M	0.28%	—
36	D. E. Shaw & Co., Inc.	267,076267,076	$7M	0.28%	TRIM -2%
37	PEAK6 LLC	242,030242,030	$6M	0.25%	ADD 38%
38	Trexquant Investment LP	226,197226,197	$6M	0.24%	NEW
39	BNP PARIBAS FINANCIAL MARKETS	216,523216,523	$6M	0.23%	ADD 260%
40	VOLORIDGE INVESTMENT MANAGEMENT, LLC	215,345215,345	$6M	0.22%	TRIM -38%
41	Maxi Investments CY Ltd	193,400193,400	$5M	0.20%	—
42	Nuveen, LLC	188,344188,344	$5M	0.20%	—
43	SG Americas Securities, LLC	183,637183,637	$5M	0.19%	TRIM -83%
44	Connor, Clark & Lunn Investment Management Ltd.	180,606180,606	$5M	0.19%	TRIM -79%
45	UBS AM, a distinct business unit of UBS ASSET MANAGEMENT AMERICAS LLC	178,984178,984	$5M	0.19%	ADD 14%
46	Swiss National Bank	173,200173,200	$4M	0.18%	—
47	ALLIANCEBERNSTEIN L.P.	99,99199,991	$4M	0.10%	—
48	Qube Research & Technologies Ltd	167,379167,379	$4M	0.17%	ADD 31%
49	WELLS FARGO & COMPANY/MN	161,770161,770	$4M	0.17%	TRIM -23%
50	BANK OF NOVA SCOTIA	150,475150,475	$4M	0.16%	ADD 6%
51	JPMORGAN CHASE & CO	152,062152,062	$4M	0.16%	TRIM -63%
52	Holocene Advisors, LP	134,934134,934	$3M	0.14%	ADD 1392%
53	Marex Group plc	116,308116,308	$3M	0.12%	TRIM -90%
54	MIRAE ASSET GLOBAL ETFS HOLDINGS Ltd.	115,008115,008	$3M	0.12%	TRIM -90%
55	Banco Santander, S.A.	109,300109,300	$3M	0.11%	ADD 170%
56	RHUMBLINE ADVISERS	108,065108,065	$3M	0.11%	—
57	Invesco Ltd.	107,290107,290	$3M	0.11%	ADD 18%
58	Quantbot Technologies LP	106,086106,086	$3M	0.11%	ADD 51%
59	BNP PARIBAS ASSET MANAGEMENT Holding S.A.	105,393105,393	$3M	0.11%	TRIM -4%
60	Quantinno Capital Management LP	103,860103,860	$3M	0.11%	ADD 31%
61	Neo Ivy Capital Management	102,953102,953	$3M	0.11%	TRIM -27%
62	LPL Financial LLC	100,871100,871	$3M	0.11%	TRIM -5%
63	CALIFORNIA STATE TEACHERS RETIREMENT SYSTEM	100,693100,693	$3M	0.11%	ADD 21%
64	Man Group plc	100,192100,192	$3M	0.10%	ADD 43%
65	PDT Partners, LLC	100,041100,041	$3M	0.10%	—
66	PRICE T ROWE ASSOCIATES INC /MD/	97,60497,604	$3M	0.10%	ADD 21%
67	CREDIT AGRICOLE S A	97,27297,272	$2M	0.10%	TRIM -16%
68	RAYMOND JAMES FINANCIAL INC	93,02093,020	$2M	0.10%	—
69	Divisadero Street Capital Management, LP	89,58989,589	$2M	0.09%	TRIM -76%
70	AQR CAPITAL MANAGEMENT LLC	86,66986,669	$2M	0.09%	ADD 44%
71	Bank Julius Baer & Co. Ltd, Zurich	83,94183,941	$2M	0.09%	ADD 3%
72	HRT FINANCIAL LP	83,44783,447	$2M	0.09%	NEW
73	ALGERT GLOBAL LLC	81,80081,800	$2M	0.09%	ADD 313%
74	BANK OF MONTREAL /CAN/	81,48881,488	$2M	0.09%	TRIM -10%
75	DEUTSCHE BANK AG\	80,98780,987	$2M	0.08%	ADD 9%
76	NORDEA INVESTMENT MANAGEMENT AB	83,50183,501	$2M	0.09%	TRIM -5%
77	VANGUARD ASSET MANAGEMENT, Ltd	79,69179,691	$2M	0.08%	NEW
78	Headlands Technologies LLC	79,50179,501	$2M	0.08%	NEW
79	CONGRESS ASSET MANAGEMENT CO	76,40776,407	$2M	0.08%	NEW
80	WINTON GROUP Ltd	75,90075,900	$2M	0.08%	NEW
81	Universal- Beteiligungs- und Servicegesellschaft mbH	70,79770,797	$2M	0.07%	ADD 41%
82	Legal & General Group Plc	69,69469,694	$2M	0.07%	TRIM -17%
83	Brevan Howard Capital Management LP	69,34269,342	$2M	0.07%	NEW
84	Private Advisor Group, LLC	68,05468,054	$2M	0.07%	TRIM -5%
85	Schonfeld Strategic Advisors LLC	67,52567,525	$2M	0.07%	TRIM -69%
86	MML INVESTORS SERVICES, LLC	63,43563,435	$2M	0.07%	TRIM -16%
87	SummitTX Capital, L.P.	59,50359,503	$2M	0.06%	TRIM -30%
88	Havemeyer Place LP	59,21659,216	$2M	0.06%	NEW
89	IMC-Chicago, LLC	54,84054,840	$1M	0.06%	ADD 17%
90	COMMONWEALTH EQUITY SERVICES, LLC	54,16854,168	$1M	0.06%	ADD 3%
91	Creative Planning	53,91453,914	$1M	0.06%	ADD 19%
92	Liontrust Investment Partners LLP	52,01352,013	$1M	0.05%	TRIM -27%
93	Engineers Gate Manager LP	48,71448,714	$1M	0.05%	ADD 142%
94	TCI Wealth Advisors, Inc.	48,38948,389	$1M	0.05%	ADD 9%
95	MetLife Investment Management, LLC	47,53047,530	$1M	0.05%	—
96	DARK FOREST CAPITAL MANAGEMENT LP	45,83645,836	$1M	0.05%	TRIM -45%
97	NOMURA HOLDINGS INC	45,06245,062	$1M	0.05%	—
98	Manchester Capital Management LLC	44,93444,934	$1M	0.05%	ADD 4%
99	GSA CAPITAL PARTNERS LLP	44,76044,760	$1M	0.05%	ADD 554%
100	GMT Capital Corp	42,00042,000	$1M	0.04%	NEW

† a filer this large appearing as NEW usually reflects a renamed or succeeded filing entity (the old name stops filing the same quarter) — not a brand-new position.

Rows rank by the value each filer reported — 13F filers price their own positions, so a holder with fewer shares can rank just above one with more.

Holder trends· top 15 holders · shares held over 6 quarters

green added · red trimmed

Holder

2024-Q4

2025-Q1

2025-Q2

2025-Q3

2025-Q4

2026-Q1

Latest value

BlackRock, Inc.

6.3M

6.5M

6.8M

6.9M

7.1M

7.4M

$190M

MORGAN STANLEY

2.6M

1.6M

1.7M

4.2M

4.0M

$102M

VANGUARD CAPITAL MANAGEMENT LLC

—

3.8M

$96M

VANGUARD PORTFOLIO MANAGEMENT LLC

—

3.7M

$96M

MARSHALL WACE, LLP

1.1M

—

111K

491K

551K

3.3M

$84M

GEODE CAPITAL MANAGEMENT, LLC

1.8M

1.9M

2.0M

2.1M

$54M

STATE STREET CORP

2.0M

2.1M

2.0M

2.1M

$53M

GOLDMAN SACHS GROUP INC

2.4M

1.8M

1.3M

1.6M

1.7M

1.6M

$40M

Clear Street Group Inc.

—

571K

2.1M

1.6M

$40M

Halter Ferguson Financial Inc.

—

205K

415K

1.5M

$38M

BARCLAYS PLC

400K

732K

584K

719K

864K

1.3M

$33M

BAILLIE GIFFORD & CO

—

759K

1.1M

$28M

DIMENSIONAL FUND ADVISORS LP

17K

32K

58K

279K

1.0M

$26M

UBS Group AG

562K

758K

820K

825K

642K

882K

$23M

COATUE MANAGEMENT LLC

349K

871K

—

871K

$22M

Institutional footprint by quarter

Line breaks are honest gaps — quarters with no 13F record, or a suppressed % — never interpolated. % of shares outstanding uses today's share count for every quarter (the only count stored).

Quarter	Holders	Shares held	% shares out	Value held
2026-Q1	338	56,584,079	59.1%	$1.5B
2025-Q4	392	64,956,224	67.9%	$2.8B
2025-Q3	412	64,935,777	67.8%	$3.3B
2025-Q2	421	61,553,561	64.3%	$4.0B
2025-Q1	387	60,269,750	63.0%	$2.8B
2024-Q4	392	58,291,154	60.9%	$3.6B
2024-Q3	348	50,417,592	52.7%	$2.0B
2024-Q2	273	39,069,734	40.8%	$922M
2024-Q1	277	42,332,978	44.2%	$1.1B
2023-Q4	332	43,923,611	45.9%	$1.8B

Short interest has its own tab now — open SI →

Activists & large holders· Schedule 13D/G beneficial owners · UPST

Large holders — 13G, passive (top 5 by % of class)

Holder

% of class

Type

As of

D. E. SHAW & CO, L.P.

4.9%

Passive

2024-12-31

SEC →

Citadel Securities GP LLC

4.7%

Passive

2025-10-02

SEC →

SUSQUEHANNA SECURITIES, LLC

4.6%

QII

2025-12-31

SEC →

VANGUARD GROUP INC

QII

2026-03-13

SEC →

Jericho Capital Asset Management L.P.

QII

UPST US Equity☆

Institutional ownership· 13F filers holding UPST · 2026-Q1 methodology → sources →

Top holders

Holder trends· top 15 holders · shares held over 6 quarters

Institutional footprint by quarter

Activists & large holders· Schedule 13D/G beneficial owners · UPST

Institutional ownership· 13F filers holding UPST · 2026-Q1 methodology → sources →

Top holders

Holder trends· top 15 holders · shares held over 6 quarters

Institutional footprint by quarter

Activists & large holders· Schedule 13D/G beneficial owners · UPST

UPST US Equity