Timberland Bancorp Inc TSBK US Equity

Financials · CIK 1046050 · FY ends Sep 30

$46.40

+0.16 (+0.35%)

USD · as of 2026-08-28 · marketstack

Timberland Bancorp Inc (Nasdaq: TSBK), an SEC filer in Savings Institutions, Not Federally Chartered, closed at $46.40, +0.3%, on 2026-08-28, with a market cap of $360M as of 2026-08-27, a trailing P/E of 12.6, a return on equity of 11.5%, a net margin of 35.3% and 3-year sales growth of 6.4%. Institutional ownership, earnings history and filed financials are on the tabs below.

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Multiples & cost of capital

$46.40 · 2026-08-28 · marketstack

Size & multiples

Market Cap (close × cover-page shares)

$360.8M

Enterprise Value

—

P/E (TTM)

11.63×

PEG (trailing)

1.27×

P/S

4.14×

P/FCF

12.41×

EV/EBITDA

—

EV/EBIT

—

EV/Sales

—

EV/FCF

—

FCF Yield

8.06%

Buyback Yield

2.46%

Owner Earnings Yield

—

Shareholder Yield

4.91%

Cost of capital & EVAmethodology →

Beta (5y monthly)

0.30

Risk-free (assumed)

4.00%

Equity risk premium (assumed)

4.23%

Cost of Equity

—

After-tax Cost of Debt

—

WACC

—

ROIC

—

EVA Spread (ROIC−WACC)

—

EVA

—

Flows TTM (last 4 quarters) · EPS TTM $3.99 · revenue TTM $87.0M · FCF TTM $29.1M

full derived coverage requires a plan

Output of a disclosed model — assumptions may be wrong. Research, not investment advice. See the Disclaimer.

Own-history valuation (point-in-time)141 monthly snapshots · 2014-12 → 2026-08

P/E (FY) 12.60× sits at the 63rd percentile of its own 141-month range (2014-12→2026-08) — own median 10.67×, 5.87×–21.92× range

Own history, not peers · point-in-time, filing-date honest · Multiples above prints 11.63× on trailing-12-month earnings

sector median from 828 Financials names in the same archive

Column definitions

Today: — Latest value — live figure if it matches, else newest snapshot.
Own median: — Middle of this name's own months in the window.
Own range: — min→max rule, shaded p10–p90, tick median, dot today.
%ile: — Where today ranks in its own history.
z: — Standard deviations from its own mean.
Sector med.: — Same-month sector median in the archive.
mo · distinct: — Months · distinct values (the real sample size).

Metric	Today	Own median	%ile	z	Sector med.	mo · distinct
	12.60×	10.67×	63rd	+0.21σ	14.57×	141 · 140
	11.5%	12.0%	41st	−0.51σ	10.1%	129 · 11
ROIC (FY)	—	no reconstructed observations for this name and metric.
	35.3%	32.4%	71st	+0.65σ	19.5%	141 · 12
	38.2%	12.8%	81st	+0.99σ	24.7%	141 · 139
	9.2%	13.8%	39th	−0.39σ	3.7%	105 · 9
	6.4%	10.2%	39th	−0.50σ	7.4%	105 · 9
Market Cap	$359.55M	not reconstructed — market cap was removed from the historical pass (never a ranking factor, and a reconstructed share count carries look-ahead risk). The single stored value is the forward-captured snapshot, not a series.

Metric

Today

Own median

Own range

%ile

Sector med.

mo · distinct

12.60×

10.67×

63rd

+0.21σ

14.57×

141 · 140

11.5%

12.0%

41st

−0.51σ

10.1%

129 · 11

ROIC (FY)

—

no reconstructed observations for this name and metric.

35.3%

32.4%

71st

+0.65σ

19.5%

141 · 12

38.2%

12.8%

81st

+0.99σ

24.7%

141 · 139

9.2%

13.8%

39th

−0.39σ

3.7%

105 · 9

6.4%

10.2%

39th

−0.50σ

7.4%

105 · 9

Market Cap

$359.55M

not reconstructed — market cap was removed from the historical pass (never a ranking factor, and a reconstructed share count carries look-ahead risk). The single stored value is the forward-captured snapshot, not a series.

P/E (FY) · point-in-time monthly141 monthly observations · 2014-12 → 2026-08

P/E (point-in-time)Financials median, same monthshaded = own p10–p90 · dashed = own median · right-edge tick = today

Multiple-implied price ladder · Fulltoday 12.64× · $46.40 (2026-08-28 close)

Filed earnings only.

Own median 10.67× × $3.67 = $39.16 vs the $46.40 close · earnings held constant

Own multiple	P/E	Implied price	vs close
10th percentile	8.08×	$29.64	−36.1%
25th percentile	9.49×	$34.84	−24.9%
median	10.67×	$39.16	−15.6%
75th percentile	13.38×	$49.09	+5.8%
90th percentile	15.83×	$58.11	+25.2%
today	12.64×	$46.40	—

Own multiple

P/E

Implied price

vs close

10th percentile

8.08×

$29.64

−36.1%

25th percentile

9.49×

$34.84

−24.9%

median

10.67×

$39.16

−15.6%

75th percentile

13.38×

$49.09

+5.8%

90th percentile

15.83×

$58.11

+25.2%

today

12.64×

$46.40

—

Reference computation · 141 monthly P/E observations in Full · EPS basis FY2025 EPS (Diluted) $3.67 · close $46.40 (2026-08-28)

Not a forecast: each row re-prices today's filed earnings at a multiple this company itself once traded at. It abstains rather than guess on a loss year or a broken per-share basis.

Reconstructed point-in-time · 141 monthly snapshots 2014-12 → 2026-08 · 139 reconstructed, 2 live 2 forward-captured

Every month uses only what was filed by then, split-adjusted. Delisted names are absent and a trough year can throw one huge reading, so read the median, not the edges.

Percentile through time (point-in-time cohort)

Loading the monthly cohort placement…

▸Comp setname your own peers — pick a pool or add tickers

Cheap vs Financials on P/E

P/E 32nd pct

vs Financials· 828 names

Whole-sector pool — median skews small.

Metric	This (FY)	Peer median	IQR (25–75)	%ile
P/E	12.6x	14.4x	11.8x–20.5x	32 ↓cheap
P/Sales	4.4x	3.7x	2.3x–4.9x	66 ↑rich
FCF Yield	7.9%	6.4%	1.8%–9.6%	61 ↑strong
Dividend Yield	2.2%	2.2%	1.3%–3.1%	52 ↑strong
Net Margin	35.3%	19.5%	5.7%–29.8%	86 ↑strong
ROE	11.5%	10.1%	5.7%–14.3%	59 ↑strong

Metric

This (FY)

Peer median

IQR (25–75)

%ile

P/E

12.6x

14.4x

11.8x–20.5x

32 ↓cheap

P/Sales

4.4x

3.7x

2.3x–4.9x

66 ↑rich

FCF Yield

7.9%

6.4%

1.8%–9.6%

61 ↑strong

Dividend Yield

2.2%

1.3%–3.1%

52 ↑strong

Net Margin

35.3%

19.5%

5.7%–29.8%

86 ↑strong

ROE

11.5%

10.1%

5.7%–14.3%

59 ↑strong

P/Sales basis · 445 peers

Reading the covered industry pool…

Held-with peers…

Peers by disclosure language…

Metric	Today	Own median	%ile	z	Sector med.	mo · distinct
	12.60×	10.67×	63rd	+0.21σ	14.57×	141 · 140
	11.5%	12.0%	41st	−0.51σ	10.1%	129 · 11
ROIC (FY)	—	no reconstructed observations for this name and metric.
	35.3%	32.4%	71st	+0.65σ	19.5%	141 · 12
	38.2%	12.8%	81st	+0.99σ	24.7%	141 · 139
	9.2%	13.8%	39th	−0.39σ	3.7%	105 · 9
	6.4%	10.2%	39th	−0.50σ	7.4%	105 · 9
Market Cap	$359.55M	not reconstructed — market cap was removed from the historical pass (never a ranking factor, and a reconstructed share count carries look-ahead risk). The single stored value is the forward-captured snapshot, not a series.

Metric

Today

Own median

Own range

%ile

Sector med.

mo · distinct

12.60×

10.67×

63rd

+0.21σ

14.57×

141 · 140

11.5%

12.0%

41st

−0.51σ

10.1%

129 · 11

ROIC (FY)

—

no reconstructed observations for this name and metric.

35.3%

32.4%

71st

+0.65σ

19.5%

141 · 12

38.2%

12.8%

81st

+0.99σ

24.7%

141 · 139

9.2%

13.8%

39th

−0.39σ

3.7%

105 · 9

6.4%

10.2%

39th

−0.50σ

7.4%

105 · 9

Market Cap

$359.55M

Own multiple	P/E	Implied price	vs close
10th percentile	8.08×	$29.64	−36.1%
25th percentile	9.49×	$34.84	−24.9%
median	10.67×	$39.16	−15.6%
75th percentile	13.38×	$49.09	+5.8%
90th percentile	15.83×	$58.11	+25.2%
today	12.64×	$46.40	—

Own multiple

P/E

Implied price

vs close

10th percentile

8.08×

$29.64

−36.1%

25th percentile

9.49×

$34.84

−24.9%

median

10.67×

$39.16

−15.6%

75th percentile

13.38×

$49.09

+5.8%

90th percentile

15.83×

$58.11

+25.2%

today

12.64×

$46.40

—

Metric	This (FY)	Peer median	IQR (25–75)	%ile
P/E	12.6x	14.4x	11.8x–20.5x	32 ↓cheap
P/Sales	4.4x	3.7x	2.3x–4.9x	66 ↑rich
FCF Yield	7.9%	6.4%	1.8%–9.6%	61 ↑strong
Dividend Yield	2.2%	2.2%	1.3%–3.1%	52 ↑strong
Net Margin	35.3%	19.5%	5.7%–29.8%	86 ↑strong
ROE	11.5%	10.1%	5.7%–14.3%	59 ↑strong

Metric

This (FY)

Peer median

IQR (25–75)

%ile

P/E

12.6x

14.4x

11.8x–20.5x

32 ↓cheap

P/Sales

4.4x

3.7x

2.3x–4.9x

66 ↑rich

FCF Yield

7.9%

6.4%

1.8%–9.6%

61 ↑strong

Dividend Yield

2.2%

1.3%–3.1%

52 ↑strong

Net Margin

35.3%

19.5%

5.7%–29.8%

86 ↑strong

ROE

11.5%

10.1%

5.7%–14.3%

59 ↑strong

Calendar year	2020	2021	2022	2023	2024	2025
Share of covered pool	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%

Calendar year

2020

2021

2022

2023

2024

2025

Share of covered pool

0.0%

Timberland Bancorp Inc TSBK US Equity☆

Multiples & cost of capital

▸Comp setname your own peers — pick a pool or add tickers

vs Financials· 828 names

Multiples & cost of capital

▸Comp setname your own peers — pick a pool or add tickers

vs Financials· 828 names

Timberland Bancorp Inc TSBK US Equity