Security National Financial Corp SNFCA US Equity

Financials · CIK 318673 · FY ends Dec 31

$8.80

+0.06 (+0.69%)

USD · as of 2026-08-28 · marketstack

Security National Financial Corp (Nasdaq: SNFCA), an SEC filer in Finance Services, closed at $8.80, +0.7%, on 2026-08-28, with a market cap of $223M as of 2026-08-27, a trailing P/E of 6.9, a return on equity of 8.1%, a net margin of 9.3% and 3-year sales growth of -4.0%. Institutional ownership, earnings history and filed financials are on the tabs below.

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Multiples & cost of capital

$8.80 · 2026-08-28 · marketstack

Size & multiples

Market Cap (close × diluted shares)

$224.3M

Enterprise Value

—

P/E (TTM)

6.98×

PEG (trailing)

1.74×

P/S

0.67×

P/FCF

2.83×

EV/EBITDA

—

EV/EBIT

—

EV/Sales

—

EV/FCF

—

FCF Yield

35.34%

Buyback Yield

0.78%

Owner Earnings Yield

—

Shareholder Yield

—

Cost of capital & EVAmethodology →

Beta (5y monthly)

0.71

Risk-free (assumed)

4.00%

Equity risk premium (assumed)

4.23%

Cost of Equity

—

After-tax Cost of Debt

—

WACC

—

ROIC

—

EVA Spread (ROIC−WACC)

—

EVA

—

Flows TTM (last 4 quarters); latest annual for: EPS (Diluted) · EPS TTM $1.26 · revenue TTM $336.0M · FCF TTM $79.3M

Cash-flow figures use the latest fiscal year: this filer tags quarterly cash flows year-to-date only and the missing discrete quarters could not be derived (irregular fiscal quarters or a tagging change), so no four consecutive quarters exist to sum.
No four consecutive quarters could be summed for EPS (Diluted); these figures use the latest fiscal year, not a trailing twelve months.
Some figures named '(TTM)' on this payload are the latest FISCAL YEAR, not a trailing twelve months — eps_ttm (fiscal year ended 2025-12-31). No four consecutive quarters could be summed for them — for an IFRS 20-F filer that is every income-statement line (no quarterly income statement is tagged to EDGAR at all); for a US filer it is usually one line the quarterly tagging skips. Each field's own basis is on field_basis.
full derived coverage requires a plan

Output of a disclosed model — assumptions may be wrong. Research, not investment advice. See the Disclaimer.

Own-history valuation (point-in-time)141 monthly snapshots · 2014-12 → 2026-08

P/E (FY) 6.94× sits at the 60th percentile of its own 66-month range (2021-03→2026-08) — own median 6.86×, 2.41×–20.42× range

Own history, not peers · point-in-time, filing-date honest · Multiples above prints 6.98× on trailing-12-month earnings

sector median from 828 Financials names in the same archive

Column definitions

Today: — Latest value — live figure if it matches, else newest snapshot.
Own median: — Middle of this name's own months in the window.
Own range: — min→max rule, shaded p10–p90, tick median, dot today.
%ile: — Where today ranks in its own history.
z: — Standard deviations from its own mean.
Sector med.: — Same-month sector median in the archive.
mo · distinct: — Months · distinct values (the real sample size).

Metric	Today	Own median	Own range	%ile	z	Sector med.	mo · distinct
	6.94×	6.86×		60th	+0.07σ	14.57×	66 · 65
	8.1%	8.4%	no band (54 mo · 5 distinct)	—	—	10.1%	54 · 5
ROIC (FY)	—	no reconstructed observations for this name and metric.
	9.3%	8.4%		77th	+0.55σ	19.5%	66 · 6
	10.2%	10.3%		39th	−0.40σ	24.7%	141 · 140
	4.0%	—	no band (30 mo · 3 distinct)	—	—	3.7%	30 · 3
	−4.0%	—	no band (30 mo · 3 distinct)	—	—	7.4%	30 · 3
Market Cap	$222.73M	not reconstructed — market cap was removed from the historical pass (never a ranking factor, and a reconstructed share count carries look-ahead risk). The single stored value is the forward-captured snapshot, not a series.

P/E (FY) · point-in-time monthly66 monthly observations · 2021-03 → 2026-08

P/E (point-in-time)Financials median, same monthshaded = own p10–p90 · dashed = own median · right-edge tick = today

Multiple-implied price ladder · Fulltoday 6.98× · $8.80 (2026-08-28 close)

Filed earnings only.

Own median 6.86× × $1.26 = $8.64 vs the $8.80 close · earnings held constant

Own multiple	P/E	Implied price	vs close
10th percentile	2.67×	$3.36	−61.8%
25th percentile	3.47×	$4.37	−50.3%
median	6.86×	$8.64	−1.8%
75th percentile	7.80×	$9.83	+11.7%
90th percentile	13.38×	$16.86	+91.6%
today	6.98×	$8.80	—

Own multiple

P/E

Implied price

vs close

10th percentile

2.67×

$3.36

−61.8%

25th percentile

3.47×

$4.37

−50.3%

median

6.86×

$8.64

−1.8%

75th percentile

7.80×

$9.83

+11.7%

90th percentile

13.38×

$16.86

+91.6%

today

6.98×

$8.80

—

Reference computation · 66 monthly P/E observations in Full · EPS basis FY2025 EPS (Diluted) $1.26 · close $8.80 (2026-08-28)

Not a forecast: each row re-prices today's filed earnings at a multiple this company itself once traded at. It abstains rather than guess on a loss year or a broken per-share basis.

Reconstructed point-in-time · 141 monthly snapshots 2014-12 → 2026-08 · 139 reconstructed, 2 live 2 forward-captured

Every month uses only what was filed by then, split-adjusted. Delisted names are absent and a trough year can throw one huge reading, so read the median, not the edges.

Percentile through time (point-in-time cohort)

Loading the monthly cohort placement…

▸Comp setname your own peers — pick a pool or add tickers

Cheap vs Financials on P/E

P/E 6th pct

vs Financials· 828 names

Whole-sector pool — median skews small.

Metric	This (FY)	Peer median	IQR (25–75)	%ile
P/E	6.9x	14.4x	11.8x–20.5x	6 ↓cheap
P/Sales	0.6x	3.7x	2.3x–4.9x	5 ↓cheap
FCF Yield	19.7%	6.4%	1.8%–9.6%	93 ↑strong
Net Margin	9.3%	19.5%	5.7%–29.8%	31 ↓weak
ROE	8.1%	10.1%	5.7%–14.3%	36 ↓weak

Metric

This (FY)

Peer median

IQR (25–75)

%ile

P/E

6.9x

14.4x

11.8x–20.5x

6 ↓cheap

P/Sales

0.6x

3.7x

2.3x–4.9x

5 ↓cheap

FCF Yield

19.7%

6.4%

1.8%–9.6%

93 ↑strong

Net Margin

9.3%

19.5%

5.7%–29.8%

31 ↓weak

ROE

8.1%

10.1%

5.7%–14.3%

36 ↓weak

P/Sales basis · 445 peers

Reading the covered industry pool…

Held-with peers…

Peers by disclosure language…

Metric

Today

Own median

Own range

%ile

Sector med.

mo · distinct

6.94×

6.86×

60th

+0.07σ

14.57×

66 · 65

8.1%

8.4%

no band (54 mo · 5 distinct)

—

10.1%

54 · 5

ROIC (FY)

—

no reconstructed observations for this name and metric.

9.3%

8.4%

77th

+0.55σ

19.5%

66 · 6

10.2%

10.3%

39th

−0.40σ

24.7%

141 · 140

4.0%

—

no band (30 mo · 3 distinct)

—

3.7%

30 · 3

−4.0%

—

no band (30 mo · 3 distinct)

—

7.4%

30 · 3

Market Cap

$222.73M

not reconstructed — market cap was removed from the historical pass (never a ranking factor, and a reconstructed share count carries look-ahead risk). The single stored value is the forward-captured snapshot, not a series.

Own multiple	P/E	Implied price	vs close
10th percentile	2.67×	$3.36	−61.8%
25th percentile	3.47×	$4.37	−50.3%
median	6.86×	$8.64	−1.8%
75th percentile	7.80×	$9.83	+11.7%
90th percentile	13.38×	$16.86	+91.6%
today	6.98×	$8.80	—

Own multiple

P/E

Implied price

vs close

10th percentile

2.67×

$3.36

−61.8%

25th percentile

3.47×

$4.37

−50.3%

median

6.86×

$8.64

−1.8%

75th percentile

7.80×

$9.83

+11.7%

90th percentile

13.38×

$16.86

+91.6%

today

6.98×

$8.80

—

Metric	This (FY)	Peer median	IQR (25–75)	%ile
P/E	6.9x	14.4x	11.8x–20.5x	6 ↓cheap
P/Sales	0.6x	3.7x	2.3x–4.9x	5 ↓cheap
FCF Yield	19.7%	6.4%	1.8%–9.6%	93 ↑strong
Net Margin	9.3%	19.5%	5.7%–29.8%	31 ↓weak
ROE	8.1%	10.1%	5.7%–14.3%	36 ↓weak

Metric

This (FY)

Peer median

IQR (25–75)

%ile

P/E

6.9x

14.4x

11.8x–20.5x

6 ↓cheap

P/Sales

0.6x

3.7x

2.3x–4.9x

5 ↓cheap

FCF Yield

19.7%

6.4%

1.8%–9.6%

93 ↑strong

Net Margin

9.3%

19.5%

5.7%–29.8%

31 ↓weak

ROE

8.1%

10.1%

5.7%–14.3%

36 ↓weak

Calendar year	2020	2021	2022	2023	2024	2025
Share of covered pool	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%

Calendar year

2020

2021

2022

2023

2024

2025

Share of covered pool

0.0%

Security National Financial Corp SNFCA US Equity☆

Multiples & cost of capital

▸Comp setname your own peers — pick a pool or add tickers

vs Financials· 828 names

Multiples & cost of capital

▸Comp setname your own peers — pick a pool or add tickers

vs Financials· 828 names

Security National Financial Corp SNFCA US Equity