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LWAY US Equity

Lifeway Foods, Inc.Consumer Staples · Dairy Products · CIK 814586 · FY ends Dec 31
$25.93
+0.02 (+0.08%)
USD · as of 2026-08-21 · marketstack

LWAY · 10-K · period ended 2021-12-31

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filed 2022-07-21 · EDGAR original ↗

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Table of Contents

UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

Form 10-K

☒ANNUAL REPORT PURSUANT TO SECTION 13

OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2021

or

☐TRANSITION REPORT PURSUANT TO SECTION

13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from _____________ to

_____________

Commission file number: 000-17363

LIFEWAY FOODS, INC.

(Exact name of registrant as specified in

its charter)

(State or other jurisdiction of (I.R.S. Employer

incorporation or organization) Identification No.)

6431 West Oakton St., Morton Grove, Illinois60053

(Address of principal executive offices) (Zip

Code)

(847)967-1010

(Registrant’s telephone number, including

area code)

Securities registered under Section 12(b) of

the Exchange Act:

Title of each class Trading Symbol(s) Name of each exchange on which registered

Common Stock, No Par Value LWAY Nasdaq Global Market

Securities registered under Section 12(g) of

the Exchange Act:

None

Indicate

by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes ☐ No ☒

Indicate

by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes ☐ No ☒

Indicate

by check mark whether the registrant (1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange

Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2)

has been subject to such filing requirements for the past 90 days. Yes ☒ No ☐

Indicate

by check mark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to Rule

405 of Regulation S-T(§ 232.405 of this chapter) during the preceding 12 months (or for such shorter period that the registrant

was required to submit such files). Yes ☒ No ☐

Indicate by check mark whether the registrant

is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company.

See the definitions of “large accelerated filer”, “accelerated filer,” “smaller reporting company”

and “emerging growth company” in Rule 12b-2 of the Exchange Act.

If an emerging growth company, indicate by check

mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting

standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Indicate by check mark whether the registrant has filed a report on

and attestation to its management’s assessment of the effectiveness of its internal control over financial reporting under Section

404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or issued its audit report.

Yes ☐ No ☒

Indicate

by check mark whether the registrant is a shell company (as defined in Rule 12b-2 of the Act). Yes ☐ No ☒

The aggregate market value of the voting and

non-voting common equity held by non-affiliates computed by reference to the price at which the stock was last sold as of June 30, 2021

($5.18 per share as quoted on the Nasdaq Global Market) was $21,142,470.

As of July 6, 2022, 15,473,269

shares of the registrant’s common stock, no par value, were outstanding.

Table of Contents

Page

PART I

Item 1. Business 1

Item 1A. Risk Factors 7

Item 1B. Unresolved Staff Comments 17

Item 2. Properties 17

Item 3. Legal Proceedings 17

Item 4. Mine Safety Disclosures 17

PART II

Item 6. [RESERVED] 19

Item 7A. Quantitative and Qualitative Disclosures about Market Risk 27

Item 8. Financial Statements and Supplementary Data 27

Item 9A. Controls and Procedures 28

Item 9B. Other Information 29

Item 9C. Disclosure Regarding Foreign Jurisdictions That Prevent Inspections 29

PART III

Item 10. Directors, Executive Officers and Corporate Governance 30

Item 11. Executive Compensation 36

Item 14. Principal Accountant Fees and Services 54

PART IV

Item 15. Exhibits, Financial Statement Schedules 56

Signatures 58

i

EXPLANATORY NOTE

Restatement

Except as otherwise indicated or unless context

otherwise requires, the terms “Lifeway,” “we,”, “us,”, “our,” or “the Company”

refer to Lifeway Foods, Inc. and its subsidiaries on a consolidated basis.

On April 29, 2022, as previously reported

in our Current Report on Form 8-K, filed with the Securities and Exchange Commission (“SEC”), management and the Audit and

Corporate Governance Committee of our Board of Directors concluded that our consolidated financial statements as of and for the year ended

December 31, 2020, and as of and for each of the quarterly periods ending in 2020 and 2021, should be restated and no longer be relied

upon.

Within this Annual Report on Form 10-K, we have

included restated audited consolidated financial statements as of and for the year ended December 31, 2020, as well as restated unaudited

consolidated financial information as of and for each of the quarterly periods ending in 2020 and 2021 (together, the “Restatement”).

Our consolidated financial statements as of and for the year ended 2020 included in this report have been restated from the consolidated

financial statements included in our Annual Report on Form 10-K for the year ended December 31, 2020.

The Restatement corrects a material error, made

in connection with our 2009 acquisition of Fresh Made, Inc., that resulted in a $1.18 million understatement of both deferred income tax

liabilities and goodwill. Specifically, the Company did not record a deferred income tax liability and corresponding increase to goodwill

related to the difference in the book and income tax bases for the $3.7 million Fresh Made, Inc. indefinite-lived brand name intangible

asset acquired. The Restatement had no impact on opening retained earnings of as of January 1, 2020 or the Company’s Consolidated

Statements of Operations, Consolidated Statements of Cash Flows and Consolidated Statements of Stockholders’ Equity for any period

subsequent to such date.

For additional discussion of the Restatement,

including the accounting errors identified and the resulting adjustments, see “Part II – Item 7 – Management’s

Discussion and Analysis of Financial Condition and Results of Operations” and Note 1 – Basis of presentation included

in “Part II – Item 8 – Financial Statements and Supplementary Data.” “Note 17 – Correction of previously

issued unaudited consolidated financial statements, to the consolidated financial statements included in this Annual Report on Form 10-K

presents consolidated quarterly information for fiscal 2020 and 2021. For a description of the material weakness identified by Management

as a result of our internal reviews and Management’s plan to remediate this deficiency, see “Part II – Item 9A –

Controls and Procedures.”

We believe that presenting the information regarding the Restatement

in this Annual Report allows investors to review all pertinent data in a single presentation. We have not amended, and do not intend to

amend, our Annual Report on Form 10-K for the year ended December 31, 2020 or Quarterly Reports on Form 10-Q for each of the quarterly

periods in 2020 and 2021. Instead, the financial statements contained in such reports are superseded in their entirety by the restated

financial statements contained in this Annual Report on Form 10-K.

ii

FORWARD LOOKING STATEMENTS

In connection with the “safe harbor”

provisions of the Private Securities Litigation Reform Act of 1995, readers are advised that this document, any document incorporated

by reference herein, and other documents we file with the SEC, contain forward looking statements. In addition, we, or others on our

behalf, may make forward looking statements in press releases or written statements, or in our communications and discussions with investors

and analysts in the normal course of business through meetings, webcasts, phone calls, and conference calls. Forward looking statements

are subject to certain risks and uncertainties, which could cause actual results to differ materially from those indicated by the forward

looking statements. These statements use words, variations of words, and negatives of words such as "may," "could,"

"believe," "future," "depend," "expect," "will," "result," "can,"

"remain," "assurance," "subject to," "require," "limit," "impose," "guarantee,"

"restrict," "continue," "become," "predict," "likely," "opportunities," "effect,"

"change," "future," "predict," and "estimate." Examples of forward looking statements include,

but are not limited to, (i) projections of revenues, income or loss, earnings or losses per share, capital expenditures, dividends, capital

structure and other financial items, (ii) statements of Lifeway Foods, Inc.’s (the “Company”, “Lifeway”,

“we”, or “our”) plans and objectives, including the introduction of new products, or estimates or predictions

of actions by customers, suppliers, competitors or regulatory authorities, (iii) statements of future economic performance, and (iv)

statements of assumptions underlying other statements and statements about Lifeway or its business.

These forward looking statements are based on

management’s beliefs, assumptions, estimates and observations of future events based on information available to our management

at the time the statements are made and include any statements that do not relate to any historical or current fact. These statements

are not guarantees of future performance and they involve certain risks, uncertainties and assumptions that are difficult to predict.

Actual outcomes and results may differ materially from what is expressed, implied or forecast by our forward looking statements due in

part to the risks, uncertainties, and assumptions that include:

· the actions and decisions of our customers or consumers;

· our ability to successfully implement our business strategy;

· changes in the pricing of commodities;

· the effects of government regulation;

These factors are not necessarily all of the important

factors that could cause actual results to differ materially from those expressed in any of our forward looking statements. Other unknown

or unpredictable factors could also have material adverse effects on future results. We intend these forward looking statements to speak

only at the date made. Except as otherwise required to be disclosed in periodic reports required to be filed by public companies with

the SEC pursuant to the SEC’s rules, we have no duty to update these statements, and we undertake no obligation to publicly update

or revise any forward looking statements, whether as a result of new information, future events or otherwise.

iii

PART I

ITEM 1 BUSINESS

OVERVIEW

Lifeway was founded in 1986 by Michael Smolyansky

shortly after he and his wife, Ludmila Smolyansky, emigrated from Eastern Europe to the United States. Lifeway was the first to successfully

introduce kefir to the U.S. consumer on a commercial scale, initially catering to ethnic consumers in the Chicago, Illinois metropolitan

area. In the thirty-five years that have followed, Lifeway has grown to become the largest producer and marketer of kefir in the U.S.

and an important player in the broader market spaces of probiotic-based products and natural, “better for you” foods.

PRODUCTS

Our primary product is drinkable kefir, a cultured

dairy product. Lifeway Kefir is tart and tangy, high in protein, calcium and vitamin D. Thanks to our exclusive blend of kefir cultures,

each cup of kefir contains 12 live and active cultures and 25 to 30 billion beneficial CFU (Colony Forming Units) at the time of manufacture.

We manufacture (directly or through co-packers)

and market products under the Lifeway, Fresh Made and Glen Oaks Farms brand names, as well as under private labels on behalf of certain

customers.

Our product categories are:

· ProBugs, a line of kefir products designed for children;

· Drinkable Yogurt, sold in a variety of sizes and flavors; and

· Other Dairy, which consists primarily of Fresh Made butter and sour cream.

Net sales of products by category were as follows

for the years ended December 31:

In thousands $ % $ %

(a) Includes Lifeway Kefir Shop sales

Product innovation and new product development

Lifeway is committed to maintaining its positions

as the leading producer of kefir and a recognized leader in the market for probiotic products. We routinely evaluate opportunities for

new product flavors and formulations, improved package design, new product configurations and other innovation opportunities. Beyond

our core drinkable kefir products, we have an ongoing effort to extend the strength of the Lifeway brand and leverage the capabilities

of the Lifeway organization into categories both inside and outside of the dairy aisle, including into non-food categories and into additional

channels, such as gyms and fitness studios. In 2021, we maintained the level of focus on product innovations, packaging innovations,

and growth opportunities. These product innovation and development efforts have led to additional revenue opportunities.

Lifeway considers research and development of

new products to be a significant part of our overall business philosophy. Where possible, we leverage our existing staff and facilities

to conduct our innovation, research, and development efforts, rather than maintaining a dedicated research and development staff and facilities

or relying solely on third parties. Until the second half of 2021, in light of the COVID-19 outbreak, our focus was on expanding sales

of our current products, and less on new product development. In August 2021, we purchased the Glen Oaks drinkable yogurt product line

and in December 2021 launched our drinkable oat-based kefir product line.

PRODUCTION

Manufacturing

During 2021 and 2020, approximately 98% and 99%

of our revenue, respectively, was derived from products manufactured at our own facilities. We currently operate the following manufacturing

and distribution facilities:

We own these manufacturing facilities. All

our fixed assets associated with manufacturing, storage, and distribution of our products are located in the United States.

Co-Packers

In addition to the products manufactured in our

own facilities, independent manufacturers (“co-packers”) manufacture some of our products. We have a co-packer agreement to

manufacture drinkable yogurt in California. We have co-packer agreements to manufacture drinkable and frozen kefir in Ireland and the

United Kingdom, respectively, to serve our European markets. During 2021 and 2020, approximately 2% and 1% of our revenue, respectively,

was derived from products manufactured by co-packers. Our domestic co-packer is Safe Quality Food (“SQF”) certified and follows

Good Manufacturing Practices (GMPs). Additionally, the co-packers are required to ensure our products are manufactured in accordance with

our quality specifications and that they are compliant with all applicable laws and regulations.

SALES AND DISTRIBUTION

Sales Organization

We sell our products primarily through our direct

sales force, brokers, and distributors. Our sales organization strives to cultivate strong, collaborative relationships with our customers

that facilitate favorable shelf placement for our products, which we believe will drive sales volumes when combined with our marketing

efforts and our brand strength. Our relationships with food brokers provide additional retail customer coverage as a supplement to our

direct sales force.

Distribution inside the United States

Lifeway’s products reach the consumer through

three primary “route-to-market” pathways:

· Retail-direct;

· Distributor; and

· Direct store delivery (“DSD”).

Under the retail-direct channel, we sell our products

to retailers and deliver it through either the retailers’ carriers or third-party carriers that deliver to such retailers’

distribution centers. In turn, our retailers then deliver the products to their respective stores. Customers in this route-to-market grouping

include Kroger, Walmart and Trader Joe’s. Under the retail direct-model, optimal product merchandising, assortments and product

presentation are attended to by the retailer with limited support from Lifeway’s broker network. Sales to our retail-direct customers

represent approximately 46% of our total net sales for the year ended 2021.

Under the distributor channel, we sell our products

to distributors and deliver it through either the distributors’ carriers or third-party carriers that deliver to such distributors’

designated warehouses. In turn, our distributors then sell and ship our products to their retail customers. Our distributors often use

a DSD model of their own to make deliveries directly to individual stores, but they also make deliveries to retailers’ distribution

centers. Our distributor customers include United Natural Foods (UNFI), KeHE Distributors, and C&S Wholesale Grocers. The distributor

attends to optimal product merchandising, assortments, and product presentations at the retail end of the channel, with support from Lifeway’s

direct sales force and broker network. Sales to our distributor customers represented approximately 51% of our total net sales for year

ended 2021.

Under the direct store delivery (DSD) route to

market, we sell our products to retailers and deliver it directly to the store using Company-owned vehicles and a team of Lifeway merchandisers

who engage face-to-face with store management to ensure optimal product assortments and presentations. We operate our DSD model in the

Chicago, Illinois metropolitan area only. Sales to our DSD customers represent approximately 2% of our total net sales for the year ended

2021.

In the Chicago, Illinois metropolitan area, Lifeway

operated two retail stores and a food truck under its Lifeway Kefir Shop subsidiary. This subsidiary was closed during 2021. The Lifeway

Kefir Shop sold frozen and drinkable kefir products, as well as certain Lifeway products, through these retail outlets. Sales through

these retail outlets represented less than 1% of net sales for the year ended 2021.

Distribution outside of the U.S.

Substantially all of Lifeway’s products

are distributed within the United States; however, certain of our distributors sell our products to retailers in Mexico and portions of

South America and the Caribbean. Additionally, Lifeway products reach consumers in the United Kingdom, Ireland, and the Middle East under

third party co-manufacturing agreements and in-country broker and distributor arrangements. Sales outside the United States represented

approximately 2% of net sales for the year ended 2021.

Channel- and Market-Specific Distribution and Broker Representation

Arrangements

Lifeway’s generally standardized agreements

with independent distributors and food brokers allow us the latitude to establish new relationships as opportunities and needs arise.

Where appropriate given the relationship, market, and business opportunity, we offer exclusive channels, markets, and/or territories to

our distributors and brokers.

We provide our independent distributors with

products at wholesale prices for distribution to their retail accounts. Lifeway believes that the prices at which we sell our products

to distributors are competitive with the prices generally paid by distributors for similar products in the markets served. Due to the

perishable nature of our products and the costs to return, we do not offer return privileges to any of our distributors or channel customers;

however, from time to time we do provide our customers with allowances for non-saleable product.

Lifeway engages independent food brokers generally

on a commission basis, subject in some cases to a minimum commission guarantee. The commissions vary based on the scope of services provided

and customers served. Our brokers represent our products to a variety of prospective buyers. These buyers could be specialty stores,

retail grocery chains, wholesalers, foodservice operators and distributors, drug chains, mass merchandisers, industrial users, schools

and universities, or military installations. With support from our direct sales force, brokers may provide other value-added services.

These may include scheduling and coordinating promotions, merchandising, centralized ordering, and data collection services.

MARKETING

We use a combination of sales incentives, trade

promotions, and consumer promotions to market our products.

Sales Incentives and Trade Promotion

Allowances

Lifeway offers various sales incentives and trade

promotional programs to its retailer and distributor customers from time to time in the normal course of business. These sales incentives

and trade promotion programs typically include rebates, in-store display and demo allowances, allowances for non-saleable product, coupons,

and other trade promotional activities. Trade promotions support price features, displays, and other merchandising of our products by

our retail and distributor customers. We record these arrangements as a reduction to net sales in our consolidated statements of operations.

Consumer Promotions and Marketing Campaigns

We engage in an ongoing and wide variety of marketing

and media campaigns - primarily digital and social media, print advertising, and television advertising. We complement these marketing

and media efforts by sponsoring cultural and community events, and various festivals, as well as participating in industry-related trade

shows and in-store promotional events. Our consumer marketing efforts also include cooperative advertising programs with our retail customers

and various couponing campaigns, online consumer relationship programs, and other similar forms of promotions.

Our marketing efforts are aimed at stimulating

demand with new and existing consumers by elevating awareness and consumption of kefir and probiotics, as well as enhancing our brand

equity. Our awareness marketing seeks to promote the verifiable nutritional profile, purity, benefits, and good taste of our kefir.

COMPETITION

Lifeway competes with a limited number of other

domestic kefir producers and consequently faces a small amount of direct competition for kefir products. However, Lifeway’s kefir-based

products compete with other dairy products, such as spoonable and drinkable yogurt, and, increasingly, with non-dairy probiotic products.

Many of our competitors are well-established and have significantly greater financial resources than Lifeway to promote their products.

SUPPLIERS

We purchase our ingredients such as milk, pectin,

and other ingredients from unaffiliated suppliers. In addition, we purchase significant quantities of packaging materials to package our

products and natural gas and electricity to operate our facilities. Purchases are made through purchase orders or contracts, and price,

delivery terms, and product specifications vary. Although the prices for our principal inputs can fluctuate based on economic, weather,

and other conditions, Lifeway believes it has ready access to alternative suppliers for all critical ingredients, packaging, and other

input requirements.

MAJOR CUSTOMERS

During the year ended December 31, 2021, two customers

collectively accounted for approximately 23% of our total net sales. These customers collectively accounted for approximately 32% of net

accounts receivable as of December 31, 2021.

SEGMENTS

Lifeway has determined that it has one reportable

segment based on how our chief operating decision maker manages the business and, in a manner, consistent with the internal reporting

provided to the chief operating decision maker. The chief operating decision maker, who is responsible for allocating resources and assessing

Company performance, has been identified collectively as the Chief Executive Officer and, Chief Financial Officer. Substantially all of

our consolidated revenues relate to the sale of cultured dairy products that we produce using the same processes and materials and are

sold to consumers through a common network of distributors and retailers in the United States.

DANONE SA

Since October 1999, Danone SA, through subsidiaries

(collectively “Danone”), has been the beneficial owner of approximately 22% of the outstanding common stock of Lifeway. Lifeway

and Danone are parties to a Stockholders’ Agreement dated October 1, 1999, which as amended provides Danone the right to designate

one director nominee, provides Danone with anti-dilutive rights relating to certain future offerings and issuances of capital stock,

and grants Danone limited registration rights.

INTELLECTUAL PROPERTY

We believe that our rights in our trademarks

and service marks are important to our marketing efforts to develop brand recognition and differentiate our brand from our competitors

and are a valuable part of our business. We own many domestic and international trademarks and service marks. In addition, we own numerous

registered and unregistered copyrights, registered domain names, and proprietary trade secrets, trade dress, technology, know-how, processes,

and other proprietary rights that are not registered. Depending on the jurisdiction, trademarks are generally valid as long as they are

in use and/or their registrations are properly maintained, and they have not been found to have become generic. Registrations of trademarks

can also generally be renewed indefinitely as long as the trademarks are in use. We also have licenses to use certain trademarks inside

and outside of the United States and to certain product formulas, all subject to the terms of the agreements under which such licenses

are granted. Lifeway’s policy is to pursue registration of intellectual property whenever appropriate. We protect our intellectual

property rights by relying on a combination of trademark, copyright, trade dress, trade secret and other intellectual property laws,

and domain name dispute resolution systems; as well as licensing agreements, third-party confidentiality, nondisclosure, and assignment

agreements; and by policing third-party misuses of our intellectual property. We regard the Lifeway family of trademarks and other intellectual

property as having substantial value and as being an important factor in the marketing of our products. The loss of such protection would

have a material adverse impact on our operations and share price.

REGULATION

Lifeway is subject to extensive regulation by

federal, state, and local governmental authorities. In the United States, agencies governing the manufacture, marketing, and distribution

of our products include, among others, the Federal Trade Commission (“FTC”), the United States Food & Drug Administration

(“FDA”), the United States Department of Agriculture (“USDA”), the United States Environmental Protection Agency

(“EPA”), the Occupational Safety and Health Administration (“OSHA”), and their state and local equivalents. Under

various statutes, these agencies prescribe, among other things, the requirements and standards for quality, safety, and representation

of our products to consumers. We are also subject to federal laws and regulations relating to our products and production. For example,

as required by the National Organic Program (“NOP”), we rely on third parties to certify certain of our products and production

locations as organic. Additionally, our facilities are subject to various laws and regulations regarding the release of material into

the environment and the protection of the environment in other ways.

Internationally, we are subject to the laws and

regulatory authorities of the foreign jurisdictions in which we manufacture and sell our products, including the Food Standards Agency

in the United Kingdom; the National Service of Health, Food Safety and Agro-Food Quality (known by its Spanish-language acronym “SENASICA”)

and the Federal Commission for the Protection from Sanitary Risks (“COFEPRIS”) in Mexico; the Food Safety Authority in Ireland;

and the European Food Safety Authority, which supports the European Commission, as well as individual country, province, state, and local

regulations.

MILK INDUSTRY REGULATION

Our primary raw material is milk. The federal

government establishes minimum prices for raw milk purchased in federally regulated areas. Some states have established their own rules

for determining minimum prices. The federal government announces prices for raw milk each month. While we are subject to federal government

regulations that establish minimum prices for milk, and we also pay producer (“over-order”) premiums, federal order administration

costs, and other related charges that vary by milk product, location, and supplier.

FOOD SAFETY

Lifeway takes appropriate precautions to ensure

the safety of our products. In addition to routine inspections by state and federal regulatory agencies, including the USDA and FDA,

we have instituted Company-wide quality systems that address topics such as supplier control; ingredient, packaging, and product specifications;

preventive maintenance; pest control; and sanitation. Each of our facilities also has in place a hazard analysis critical control points

(“HACCP”) plan that identifies critical pathways for contaminants and mandates control measures that must be used to prevent,

eliminate or reduce relevant food-borne hazards. To the extent that the federal Food Safety Modernization Act applies to Lifeway’s

business, we develop food safety plans and implement preventive measures to protect against food contamination. We also maintain a product

recall plan, including lot identifiability and traceability measures that allow us to act quickly to reduce the risk of consumption of

any product that we suspect may pose a health issue.

We maintain various types of insurance, including

product liability and product recall coverages, which we believe to be sufficient to cover potential product liabilities.

We have also implemented the SQF program at our

Illinois and Wisconsin facilities. SQF is a fully integrated food safety and quality management protocol designed specifically for the

food sector. The SQF Code, based on universally accepted CODEX Alimentarius, HACCP guidelines and the Global Food Safety Initiative (“GFSI”)

standards, offers a comprehensive methodology to manage food safety and quality simultaneously. SQF certification provides an independent

and external validation that a product, process or service complies with international, regulatory and other specified standards.

SEASONALITY

Lifeway’s business is not seasonal.

EMPLOYEES

As of December 31, 2021, we employed 280 full-time

and two part-time employees, of which 93 were members of a union bargaining unit.

AVAILABLE INFORMATION

Lifeway maintains a corporate website for investors

at www.lifewayfoods.com and makes available, free of charge, through this website its annual report on Form 10-K, quarterly reports on

Form 10-Q, current reports on Form 8-K, and amendments to those reports that we file with or furnish to the SEC as soon as reasonably

practicable after we electronically file such material with, or furnish it to, the SEC.

ITEM 1A

RISK FACTORS

In evaluating and understanding us and our business,

you should carefully consider the risks described below, in conjunction with all of the other information included in this Annual Report

on Form 10-K, including “Management’s Discussion and Analysis of Financial Condition and Results of Operations” contained

in Part II, Item 7 and “Quantitative and Qualitative Disclosures About Market Risk” contained in Part II, Item 7A. The risks

and uncertainties described below are not the only ones we face. Additional risks and uncertainties that we are unaware of, or that we

currently believe are not material, may become important factors that adversely affect our business. If any of the events or circumstances

described in the following risk factors actually occurs, our business, financial condition, results of operations, and future prospects

could be materially and adversely affected.

RISKS RELATED TO OUR BUSINESS

Our product categories face a high level

of competition, which could negatively impact our sales and results of operations.

We compete with a limited number of other domestic

kefir producers and consequently face a small amount of direct competition for kefir products. However, our kefir-based products compete

with other dairy products, notably spoonable and drinkable yogurt, and, increasingly, with non-dairy probiotic products that incorporate

kefir cultures but are not kefir. We face significant competition for limited retailer shelf space in each of our product categories.

Competition in our product categories is based on product innovation, product quality, price, brand recognition and loyalty, effectiveness

of marketing, promotional activity, and our ability to identify and satisfy consumer tastes and preferences. We believe that our brands

have benefited in many cases from being the first to introduce products in their categories, and their success has attracted competition

from other food and beverage companies that produce branded products, as well as from private label competitors. Some of our competitors,

such as Danone, General Mills, Chobani, Hain Celestial Group, and Nestle, have substantial financial and marketing resources. These competitors

and others may be able to introduce innovative products more quickly or market their products more successfully than we can, which could

cause our growth rate to be slower than we anticipate and could cause sales to decline.

We also compete with producers of non-dairy products,

such as Millennium Products and PepsiCo, that have lower ingredient and production-related costs. As a result, these competing producers

may be able to offer their products to customers at a lower price point. This could cause us to lower our prices, resulting in lower

profitability or, in the alternative, cause us to lose market share if we fail to lower prices. Furthermore, private label competitors

are generally able to sell their products at lower prices because private label products typically have lower marketing costs than their

branded counterparts. If our products fail to compete successfully with other branded or private label offerings, demand for our products

and our sales volumes could be negatively impacted.

Additionally, due to high levels of competition,

certain of our key retailers may demand price concessions on our products or may become more resistant to price increases for our products.

Increased price competition and resistance to price increases have had, and may continue to have, a negative effect on our results of

operations.

We may not be able to successfully implement our business strategy

for our brands on a timely basis or at all.

We believe that our future success depends, in

part, on our ability to implement our strategy of leveraging our existing brands with our new products to maintain our market position

in our product categories; drive increased sales; acquire or establish new brands; and create strategic alliances including potential

joint ventures. Our ability to implement this strategy depends, among other things, on our ability to:

· compete successfully in the product categories in which we choose to operate;

· increase our brand recognition and loyalty;

· negotiate acquisitions and joint ventures on terms acceptable to us; and

If we fail to execute these and other important

elements of our business strategy, our business and results of operations could be adversely affected.

One key element of our business strategy is to

introduce timely, new, cost-effective, and appealing products and to innovate successfully within our existing product categories. However,

consumer tastes and preferences change rapidly, and evolve over time. Factors that may affect consumer tastes and preferences include:

Our future investments may not produce the results

we expect when we expect them for a variety of reasons including those described herein. Our future product development and innovation

will be reliant on our ability to identify and develop potential new growth opportunities. This process is inherently risky and will

result in investments of substantial time and resources for which we may not achieve any return or value. Successful product development

and innovation is also affected by our ability to launch new or improved products successfully and on a timely and cost-effective basis.

We may have to pay cash, incur debt, or issue

equity, equity-linked, or debt securities to fund our business strategy, or may be unable to fund that strategy. Any of these events

could adversely affect our financial results and our business. We could experience similar effects if we invest resources in a strategy

that ultimately proves unsuccessful. If, due to a failure of our strategy or any other reason, consumer demand for our products declines,

our sales volumes, results of operations, and our business could be negatively affected, and we may not be able to create or sustain

growth or successfully implement our business strategy.

Interruption of our supply chain could affect our ability to

manufacture or distribute products, could adversely affect our business and sales, and/or could increase our operating costs and capital

expenditures.

We have several supply agreements with suppliers

and co-packers that require them to provide us with specific finished goods, including packaging and kefir. For some of these products,

we essentially rely on a single supplier or co-packer as our sole source for the item. The failure for any reason of any such sole source

or other co-packer to fulfill its obligations under the applicable agreements with us or the termination or renegotiation of any such

sourcing agreement could result in disruptions to our supply of finished goods and have an adverse effect on our results of operations.

Additionally, our suppliers and co-packers are subject to risk, including labor disputes, union organizing activities, financial liquidity,

inclement weather, natural disasters, supply constraints, and general economic and political conditions that could limit their ability

to timely provide us with acceptable products, which could disrupt our supply of finished goods, or require that we incur additional

expense by providing financial accommodations to the supplier or co-packer or taking other steps to seek to minimize or avoid supply

disruption, such as establishing new arrangements with other providers. A new arrangement may not be available on terms as favorable

to us as our existing arrangements, if at all.

Our inability to maintain sufficient internal

capacity or establish satisfactory co-packing, warehousing and distribution arrangements could limit our ability to operate our business

or implement our strategic plan and could negatively affect our sales volumes and results of operations.

Disruption of our manufacturing or distribution

chains or information technology systems, including disruption due to cybersecurity threats, could adversely affect our business.

The success of our business depends, in part,

on maintaining a strong production platform and we rely primarily on internal production resources to fulfill our manufacturing needs.

Our ongoing initiatives to expand our production platform and our productive capacity could fail to achieve such objectives and, in any

case, could increase our operating costs beyond our expectations and could require significant additional capital expenditures. If we

cannot maintain sufficient production, warehousing, and distribution capacity, either internally or through third party agreements, we

may be unable to meet customer demand and/or our manufacturing, distribution, and warehousing costs may increase, which could negatively

affect our business.

Furthermore, damage or disruption to our manufacturing

or distribution capabilities due to weather, natural disaster, fire, environmental incident, terrorism, cybersecurity threats and other

security breaches, pandemic, strikes, the financial or operational instability of key distributors, warehousing, and transportation providers,

or other reasons could impair our ability to manufacture or distribute our products.

We rely on a limited number of production and

distribution facilities. A disruption in operations at any of these facilities or any other disruption in our supply chain relating to

common carriers, supply of raw materials and finished goods, or otherwise, whether as a result of casualty, natural disaster, power loss,

telecommunications failure, cybersecurity threat, terrorism, labor shortages, contractual disputes or other causes, could significantly

impair our ability to operate our business and adversely affect our relationship with our customers. Furthermore, our insurance coverage

may not be adequate to cover all related costs.

Our information technology systems are also critical

to the operation of our business and essential to our ability to successfully perform day-to-day operations. These systems include, without

limitation, networks, applications, and outsourced services in connection with the operation of our business. A failure of our information

technology systems to perform as we anticipate could disrupt our business and result in transaction errors, processing inefficiencies,

and sales losses, causing our business to suffer. In addition, our information technology systems may be vulnerable to damage or interruption

from circumstances beyond our control, including fire, natural disasters, systems failures, and cybersecurity threats. Cybersecurity

threats in particular are persistent, evolve quickly and include, without limitation, computer viruses, unauthorized attempts to access

information, denial of service attacks, and other electronic security breaches. Like our customers, suppliers, subcontractors and other

third parties with whom we do business generally, we expect that we will continue to be the subject of cybersecurity threats. In some

cases, we must rely on the safeguards put in place by the third parties with whom we do business to protect against security threats.

We believe we have implemented appropriate measures and controls and have invested in sufficient resources to appropriately identify

and monitor these threats and mitigate potential risks, including risks involving our customers and suppliers. However, there can be

no assurance that any such actions will be sufficient to prevent cybersecurity breaches, disruptions to mission critical systems, the

unauthorized release of sensitive information or corruption of data, or harm to facilities or personnel.

These threats and other events could disrupt

our operations, or the operations of our customers, suppliers, subcontractors and other third parties; could require significant management

attention and resources; could result in the loss of business, regulatory actions and potential liability; and could negatively impact

our reputation among our customers and the public. Any of these outcomes could have a negative impact on our financial condition, results

of operations, or liquidity.

Our debt and financial obligations could

adversely affect our financial condition, our ability to obtain future financing, and our ability to operate our business.

We have outstanding debt obligations that could

adversely affect our financial condition and limit our ability to successfully implement our business strategy. Furthermore, from time

to time, we may need additional financing to support our business and pursue our business strategy, including strategic acquisitions.

Our ability to obtain additional financing, if and when required, will depend on investor demand, our operating performance, the condition

of the capital markets, and other factors. We cannot assure that additional financing will be available to us on favorable terms when

required, or at all. If we raise additional funds through the issuance of equity, equity-linked, or debt securities, those securities

may have rights, preferences, or privileges senior to those of our common stock, and, in the case of equity and equity-linked securities,

our existing stockholders may experience dilution.

As of December 31, 2021, we had $2.77 million

outstanding under the Revolving Credit Facility and $4.47 million outstanding under the note payable, net of $30 thousand of unamortized

deferred financing. Our loan agreements contain certain restrictions and requirements that among other things:

· impose on us financial and operational restrictions.

Our ability to meet our debt service obligations

will depend on our future performance, which will be affected by the other risk factors described in this Annual Report on Form 10-K.

If we do not generate enough cash flow to pay our debt service obligations, we may be required to refinance all or part of our existing

debt, sell our assets, borrow more money or raise equity. There is no guarantee that we will be able to take any of these actions on

a timely basis, on terms satisfactory to us, or at all.

Our Revolving Credit Facility and term loan bear

interest at variable rates. If market interest rates increase, it will increase our debt service requirements, which could adversely affect

our cash flow.

Our loan agreements also contain provisions that restrict our ability

to:

· borrow money or guarantee debt;

· create liens;

· make specified types of investments and acquisitions;

· pay dividends on or redeem or repurchase stock;

· enter into new lines of business;

· enter into transactions with affiliates; and

· sell assets or merge with other companies.

These restrictions on the operation of our business

could harm our ability to execute on our business strategy by, among other things, limiting our ability to take advantage of financing,

merger and acquisition opportunities, and other corporate opportunities. Various risks, uncertainties, and events beyond our control

could affect our ability to comply with these covenants. Unless cured or waived, a default would permit lenders to accelerate the maturity

of the debt under the credit agreement and to foreclose upon the collateral securing the debt.

Loss of our key management or other personnel,

or an inability to attract such management and other personnel, could negatively impact our business.

We depend on the skills, working relationships,

and continued services of key personnel, including our experienced senior management team. We also depend on our ability to attract and

retain qualified personnel to operate and expand our business. If we lose one or more members of our senior management team whose responsibilities

cannot otherwise be distributed among our other officers, or if we fail to attract talented new employees, our business and results of

operations could be negatively affected.

Employee strikes and other labor-related

disruptions may adversely affect our operations.

We have a union contract governing the terms

and conditions of employment for a significant portion of our workforce. Although we believe union relations since the union’s

certification as the exclusive bargaining representative of this portion of our workforce have been amicable, there is no assurance that

this will continue in the future or that we will not be subject to future union organizing activity. There are potential adverse effects

of labor disputes with our own employees or by others who provide warehousing, transportation, and distribution, both domestic and foreign,

of our raw materials or other products. Strikes or work stoppages or other business interruptions could occur if we are unable to renew

collective bargaining agreements on satisfactory terms or enter into new agreements on satisfactory terms, which could impair manufacturing

and distribution of our products or result in a loss of sales, which could adversely impact our business, financial condition, or results

of operations. The terms and conditions of existing, renegotiated, or new collective bargaining agreements could also increase our costs

or otherwise affect our ability to fully implement future operational changes to enhance our efficiency or to adapt to changing business

needs or strategy.

Our intellectual property rights are valuable, and any inability

to protect them could reduce the value of our products and brands.

We consider our intellectual property rights,

particularly our trademarks, but also our copyrights, registered domain names, and proprietary trade secrets, technology, know-how, processes

and other proprietary rights to be a significant and valuable aspect of our business. We attempt to protect our intellectual property

rights by relying on a combination of trademark, copyright, trade dress, trade secret, and other intellectual property laws, and domain

name dispute resolution systems; as well as licensing agreements, third-party confidentiality, nondisclosure, and assignment agreements;

and by policing third-party misuses of our intellectual property. Our failure to obtain or maintain adequate protection of our intellectual

property rights, or any change in law or other changes that serve to lessen or remove the current legal protections of our intellectual

property, may diminish our competitiveness and could materially harm our business.

We also face the risk of claims that we have

infringed third parties’ intellectual property rights. Any claims of intellectual property infringement, even those without merit,

could be expensive and time consuming to defend, cause us to cease making, licensing, or using products that incorporate the challenged

intellectual property, require us to redesign or rebrand our products or packaging, divert management’s attention and resources,

or require us to enter into royalty or licensing agreements to obtain the right to use a third party’s intellectual property. Any

royalty or licensing agreements, if required, may not be available to us on acceptable terms or at all. Additionally, a successful claim

of infringement against us could result in our being required to pay significant damages, enter into costly license or royalty agreements,

or stop the sale of certain products, any of which could have a negative effect on our results of operations.

The Smolyansky family controls a substantial portion of our common

stock and has the ability to control the outcome of matters submitted for stockholder approval.

Members of the Smolyansky family together control

49.61% of our common stock and collectively, they could significantly influence any matter requiring approval by our stockholders, including

the election of all of our directors and the approval or rejection of any merger, change of control, or other significant corporate transaction.

It is unlikely that any person interested in acquiring Lifeway will be able to do so without obtaining the consent of some members of

the Smolyansky family. The Smolyansky family’s interests may not always be aligned with other stockholders’ interests. By

exercising their influence, members of the Smolyansky family could cause Lifeway to take actions that are at odds with the investment

goals of institutional, short-term, non-voting, or other non-controlling investors, or that have a negative effect on our stock price.

Recently identified material weaknesses in our internal control

over financial reporting could have a significant adverse effect on our business and the price of our common stock.

Maintaining effective internal control over financial

reporting is necessary for us to produce reliable financial statements. As a public reporting company, we are subject to the rules and

regulations established from time to time by the SEC and Nasdaq. These rules and regulations require, among other things, that we have,

and periodically evaluate, procedures with respect to our internal control over financial reporting. In addition, as a public company

we are required to document and test our internal control over financial reporting pursuant to Section 404 of the Sarbanes-Oxley Act so

that our management can certify as to the effectiveness of our internal control over financial reporting.

We have identified a material weakness in our

internal control. A description of the material weakness can be found in Item 9A of this Annual Report on Form 10-K.

Unless and until this material weakness has been

remediated or should new material weaknesses arise or be discovered in the future, material misstatements could occur and go undetected

in our interim or annual consolidated financial statements, and we may be required to restate our financial statements. In addition, we

may experience delays in satisfying our reporting obligations or to comply with SEC rules and regulations, which could result in investigations

and sanctions by regulatory authorities. Any of these results could adversely affect our business and the value of our common stock.

RISKS RELATED TO OUR INDUSTRY

The consolidation of our customers or the

loss of any of our largest customers could negatively impact our sales and results of operations.

Customers, such as supermarkets and food distributors,

continue to consolidate. This consolidation has produced larger, more sophisticated organizations with increased negotiating and buying

power that are able to resist price increases or demand increased promotional programs, as well as operate with lower inventories, decrease

the number of brands that they carry and increase their emphasis on private label products, all of which could negatively impact our

Source: SEC EDGAR (public domain) · 10-K for the period ended 2021-12-31, filed 2022-07-21 · accession 0001683168-22-005054

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