| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | IRM | SPY | Δ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 · ytd | +11.1% | +17.6% | −4.9% | +23.4% | +1.8% | −1.5% | −4.4% | — | — | — | — | — | +46.8% | +7.5% | +39.2pp |
| 2025 | −3.4% | −8.3% | −6.8% | +4.2% | +10.1% | +4.7% | −5.1% | −5.2% | +11.3% | +1.0% | −16.1% | −2.9% | −18.2% | +17.7% | −36.0pp |
| 2024 | −3.5% | +16.5% | +2.8% | −3.4% | +4.1% | +11.9% | +14.4% | +10.4% | +5.6% | +4.1% | −0.0% | −14.5% | +54.5% | +24.9% | +29.6pp |
| 2023 | +9.5% | −3.4% | +1.5% | +4.4% | −3.3% | +7.5% | +8.1% | +3.5% | −5.5% | −0.6% | +8.6% | +10.1% | +46.5% | +26.2% | +20.4pp |
| 2022 | −12.2% | +7.1% | +14.1% | −3.0% | +0.3% | −8.5% | −0.4% | +8.5% | −15.5% | +13.9% | +8.5% | −7.2% | −0.1% | −18.2% | +18.1pp |
| 2021 | +14.2% | +3.3% | +8.2% | +8.4% | +8.5% | −1.5% | +3.4% | +9.1% | −7.8% | +5.0% | −0.4% | +16.6% | +87.8% | +28.7% | +59.0pp |
| 2020 | −0.8% | −3.8% | −19.9% | +1.6% | +6.5% | +3.6% | +8.0% | +6.7% | −9.1% | −2.7% | +5.5% | +9.4% | +1.0% | +18.3% | −17.3pp |
| 2019 | +14.8% | −4.8% | +1.9% | −8.4% | −5.6% | +4.1% | −6.0% | +8.3% | +3.5% | +1.3% | −2.1% | +1.1% | +5.9% | +31.2% | −25.4pp |
| 2018 | −7.2% | −10.2% | +6.3% | +3.3% | −1.9% | +7.0% | +0.3% | +2.8% | −2.8% | −11.3% | +11.0% | −2.9% | −8.0% | −4.6% | −3.4pp |
| 2017 | +10.2% | +1.5% | −0.3% | −2.6% | +0.5% | −0.0% | +6.0% | +8.2% | +0.1% | +2.8% | +2.2% | −6.2% | +23.6% | +21.7% | +1.9pp |
A month’s return is its month-end close over the prior month-end’s, so a year’s figure is exactly the product of its twelve monthly cells — no separate annualisation, no resampling. A blank cell means no return exists for that month (the series had not started, or it is the very first month-end, which has nothing to be measured against). Blank is never zero.
Basis. IRM is on the total return (splits + dividends) basis, SPY on the total return (splits + dividends) basis. Both columns are on the same basis, so the Δ column is a like-for-like difference.
Partial years. A year marked “ytd” or “part” does not cover the full calendar year: either the stored history starts inside it (the figure is measured from the first month-end present) or the data stops before December (the figure runs through the last stored close). The row’s own tooltip names the exact boundary. It is never dressed up as a calendar-year return.
End of day. These are stored end-of-day closes, and the window is anchored on the LAST stored bar rather than today’s date — so the newest row ends where the data ends. Nothing here is intraday.
