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CZNC US Equity

Citizens & Northern CorpFinancials · State Commercial Banks · CIK 810958 · FY ends Dec 31
$25.80
+0.10 (+0.39%)
USD · as of 2026-08-21 · marketstack

Documents

6 of 6 10-Ks readable here
Period endFiledFormRead hereEDGAR
2025-12-312026-03-0610-Kread · risk factors · MD&Aindex · original · 0001104659-26-024613
2024-12-312025-03-0610-Kread · risk factors · MD&Aindex · original · 0001558370-25-002408
2023-12-312024-03-1110-Kread · risk factors · MD&Aindex · original · 0001558370-24-002879
2022-12-312023-03-1610-Kread · risk factors · MD&Aindex · original · 0001558370-23-003990
2021-12-312022-02-2210-Kread · risk factors · MD&Aindex · original · 0001558370-22-001548
2020-12-312021-03-0510-Kread · risk factors · MD&Aindex · original · 0001558370-21-002437

Risk registerwhich risk-factor headings appeared in which year

Descriptive and within-name: this is what changed in the wording of one firm's own filings.

A register needs two comparable years of risk-factor headings; 0 of the 6 cached 10-Ks for CZNC produced any.

2020-12-31: Only 0 headings could be separated from the body of this filing's Item 1A (covering 0% of the section), below the 5-heading / 50%-coverage floor. This filer sets its risk captions inline rather than on their own line — the risks are there, this reading of them is not. Read the year in the document reader instead.

2021-12-31: Only 1 heading could be separated from the body of this filing's Item 1A (covering 12% of the section), below the 5-heading / 50%-coverage floor. This filer sets its risk captions inline rather than on their own line — the risks are there, this reading of them is not. Read the year in the document reader instead.

2022-12-31: Only 3 headings could be separated from the body of this filing's Item 1A (covering 73% of the section), below the 5-heading / 50%-coverage floor. This filer sets its risk captions inline rather than on their own line — the risks are there, this reading of them is not. Read the year in the document reader instead.

2023-12-31: Only 2 headings could be separated from the body of this filing's Item 1A (covering 61% of the section), below the 5-heading / 50%-coverage floor. This filer sets its risk captions inline rather than on their own line — the risks are there, this reading of them is not. Read the year in the document reader instead.

2024-12-31: Only 2 headings could be separated from the body of this filing's Item 1A (covering 69% of the section), below the 5-heading / 50%-coverage floor. This filer sets its risk captions inline rather than on their own line — the risks are there, this reading of them is not. Read the year in the document reader instead.

2025-12-31: Only 2 headings could be separated from the body of this filing's Item 1A (covering 67% of the section), below the 5-heading / 50%-coverage floor. This filer sets its risk captions inline rather than on their own line — the risks are there, this reading of them is not. Read the year in the document reader instead.

The filer's own 10-K text · 6 filings read

Rows are the filing's own headings, verbatim — nothing is summarized or generated.

A blank cell means the filer did not print that heading that year — not that the risk ended.

Gates: 5+ captions · 50% of Item 1A · match at Jaccard 0.6.

Filing languagedocument length, negation and hedging — chart it against price on GRAPH

6 filings measured

Descriptive and within-name: this is what changed in the wording of one firm's own filings.

FiledPeriod endDocument wordsItem 1A wordsNegation / 10kHedging / 10kFiling
2021-03-052020-12-3137,7272,84458.58100.99read · EDGAR ↗
2022-02-222021-12-3135,1882,84159.1191.79read · EDGAR ↗
2023-03-162022-12-3135,4712,95254.4198.95read · EDGAR ↗
2024-03-112023-12-3134,4873,69758.2896.56read · EDGAR ↗
2025-03-062024-12-3136,1353,98557.0199.07read · EDGAR ↗
2026-03-062025-12-3139,3404,03251.6104.98read · EDGAR ↗

plot against the price on GRAPH: Document length · Item 1A length · Negation per 10k words · Hedging per 10k words

The filer's own 10-K text · 6 filings measured

House wordlists, not a licensed dictionary and not tuned against returns.

9 negation words · 40 hedging words — hover to read both lists.

Each point sits at its filing date and is held flat until the next filing.