Consumers Bancorp Inc /Oh/ CBKM US Equity

Financials · CIK 1006830 · FY ends Jun 30

$31.90

+0.00 (+0.00%)

USD · as of 2026-08-27 · marketstack

Consumers Bancorp Inc /Oh/ (OTC: CBKM), an SEC filer in National Commercial Banks, closed at $31.90, +0.0%, on 2026-08-27, with a market cap of $100M, a trailing P/E of 11.5, a return on equity of 12.4%, a net margin of 21.9% and 3-year sales growth of 1.8%. Institutional ownership, earnings history and filed financials are on the tabs below.

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Multiples & cost of capital

$31.90 · 2026-08-27 · marketstack

Size & multiples

Market Cap (close × cover-page shares)

$100.3M

Enterprise Value

—

P/E (TTM)

11.52×

PEG (trailing)

—

P/S

2.25×

P/FCF

13.47×

EV/EBITDA

—

EV/EBIT

—

EV/Sales

—

EV/FCF

—

FCF Yield

7.42%

Buyback Yield

—

Owner Earnings Yield

—

Shareholder Yield

—

Cost of capital & EVAmethodology →

Beta (5y monthly)

−0.14

Risk-free (assumed)

4.00%

Equity risk premium (assumed)

4.23%

Cost of Equity

—

After-tax Cost of Debt

—

WACC

—

ROIC

—

EVA Spread (ROIC−WACC)

—

EVA

—

Flows TTM (last 4 quarters); latest annual for: EPS (Diluted) · EPS TTM $2.77 · revenue TTM $44.6M · FCF TTM $7.4M

Cash-flow figures use the latest fiscal year: this filer tags quarterly cash flows year-to-date only and the missing discrete quarters could not be derived (irregular fiscal quarters or a tagging change), so no four consecutive quarters exist to sum.
No four consecutive quarters could be summed for EPS (Diluted); these figures use the latest fiscal year, not a trailing twelve months.
Some figures named '(TTM)' on this payload are the latest FISCAL YEAR, not a trailing twelve months — eps_ttm (fiscal year ended 2025-06-30). No four consecutive quarters could be summed for them — for an IFRS 20-F filer that is every income-statement line (no quarterly income statement is tagged to EDGAR at all); for a US filer it is usually one line the quarterly tagging skips. Each field's own basis is on field_basis.
full derived coverage requires a plan

Output of a disclosed model — assumptions may be wrong. Research, not investment advice. See the Disclaimer.

Own-history valuation (point-in-time)141 monthly snapshots · 2014-12 → 2026-08

P/E (FY) 11.52× sits at the 99th percentile of its own 72-month range (2020-09→2026-08) — own median 7.09×, 4.39×–11.17× range

Own history, not peers · point-in-time, filing-date honest · Multiples above prints 11.52× on trailing-12-month earnings

sector median from 828 Financials names in the same archive

Column definitions

Today: — Latest value — live figure if it matches, else newest snapshot.
Own median: — Middle of this name's own months in the window.
Own range: — min→max rule, shaded p10–p90, tick median, dot today.
%ile: — Where today ranks in its own history.
z: — Standard deviations from its own mean.
Sector med.: — Same-month sector median in the archive.
mo · distinct: — Months · distinct values (the real sample size).

Metric	Today	Own median	Own range	%ile	z	Sector med.	mo · distinct
	11.52×	7.09×		99th	+1.95σ	14.57×	72 · 65
	12.4%	14.4%		10th	−1.16σ	10.1%	60 · 5
ROIC (FY)	—	no reconstructed observations for this name and metric.
	21.9%	25.5%		25th	−1.02σ	19.5%	72 · 6
	46.1%	1.5%		98th	+2.07σ	24.7%	141 · 139
	−9.0%	—	no band (36 mo · 3 distinct)	—	—	3.7%	36 · 3
	1.8%	—	no band (36 mo · 3 distinct)	—	—	7.4%	36 · 3
Market Cap	$100.32M	not reconstructed — market cap was removed from the historical pass (never a ranking factor, and a reconstructed share count carries look-ahead risk). The single stored value is the forward-captured snapshot, not a series.

P/E (FY) · point-in-time monthly72 monthly observations · 2020-09 → 2026-08

P/E (point-in-time)Financials median, same monthshaded = own p10–p90 · dashed = own median · right-edge tick = today

Multiple-implied price ladder · Fulltoday 11.52× · $31.90 (2026-08-27 close)

Filed earnings only.

Own median 7.09× × $2.77 = $19.64 vs the $31.90 close · earnings held constant

Own multiple	P/E	Implied price	vs close
10th percentile	4.84×	$13.42	−57.9%
25th percentile	5.04×	$13.97	−56.2%
median	7.09×	$19.64	−38.4%
75th percentile	9.18×	$25.44	−20.2%
90th percentile	10.15×	$28.12	−11.9%
today	11.52×	$31.90	—

Own multiple

P/E

Implied price

vs close

10th percentile

4.84×

$13.42

−57.9%

25th percentile

5.04×

$13.97

−56.2%

median

7.09×

$19.64

−38.4%

75th percentile

9.18×

$25.44

−20.2%

90th percentile

10.15×

$28.12

−11.9%

today

11.52×

$31.90

—

Reference computation · 72 monthly P/E observations in Full · EPS basis FY2025 EPS (Diluted) $2.77 · close $31.90 (2026-08-27)

Not a forecast: each row re-prices today's filed earnings at a multiple this company itself once traded at. It abstains rather than guess on a loss year or a broken per-share basis.

Reconstructed point-in-time · 141 monthly snapshots 2014-12 → 2026-08 · 139 reconstructed, 2 live 2 forward-captured

Every month uses only what was filed by then, split-adjusted. Delisted names are absent and a trough year can throw one huge reading, so read the median, not the edges.

Percentile through time (point-in-time cohort)

Loading the monthly cohort placement…

▸Comp setname your own peers — pick a pool or add tickers

Cheap vs Financials on P/E

P/E 24th pct

vs Financials· 828 names

Whole-sector pool — median skews small.

Metric	This (FY)	Peer median	IQR (25–75)	%ile
P/E	11.5x	14.4x	11.8x–20.5x	24 ↓cheap
P/Sales	2.5x	3.7x	2.3x–4.9x	28 ↓cheap
FCF Yield	4.8%	6.4%	1.8%–9.6%	37 ↓weak
Dividend Yield	2.4%	2.2%	1.3%–3.1%	56 ↑strong
Net Margin	21.9%	19.5%	5.7%–29.8%	54 ↑strong
ROE	12.4%	10.1%	5.7%–14.3%	66 ↑strong

Metric

This (FY)

Peer median

IQR (25–75)

%ile

P/E

11.5x

14.4x

11.8x–20.5x

24 ↓cheap

P/Sales

2.5x

3.7x

2.3x–4.9x

28 ↓cheap

FCF Yield

4.8%

6.4%

1.8%–9.6%

37 ↓weak

Dividend Yield

2.4%

2.2%

1.3%–3.1%

56 ↑strong

Net Margin

21.9%

19.5%

5.7%–29.8%

54 ↑strong

ROE

12.4%

10.1%

5.7%–14.3%

66 ↑strong

P/Sales basis · 445 peers

Reading the covered industry pool…

Held-with peers…

Peers by disclosure language…

Metric

Today

Own median

Own range

%ile

Sector med.

mo · distinct

11.52×

7.09×

99th

+1.95σ

14.57×

72 · 65

12.4%

14.4%

10th

−1.16σ

10.1%

60 · 5

ROIC (FY)

—

no reconstructed observations for this name and metric.

21.9%

25.5%

25th

−1.02σ

19.5%

72 · 6

46.1%

1.5%

98th

+2.07σ

24.7%

141 · 139

−9.0%

—

no band (36 mo · 3 distinct)

—

3.7%

36 · 3

1.8%

—

no band (36 mo · 3 distinct)

—

7.4%

36 · 3

Market Cap

$100.32M

not reconstructed — market cap was removed from the historical pass (never a ranking factor, and a reconstructed share count carries look-ahead risk). The single stored value is the forward-captured snapshot, not a series.

Own multiple	P/E	Implied price	vs close
10th percentile	4.84×	$13.42	−57.9%
25th percentile	5.04×	$13.97	−56.2%
median	7.09×	$19.64	−38.4%
75th percentile	9.18×	$25.44	−20.2%
90th percentile	10.15×	$28.12	−11.9%
today	11.52×	$31.90	—

Own multiple

P/E

Implied price

vs close

10th percentile

4.84×

$13.42

−57.9%

25th percentile

5.04×

$13.97

−56.2%

median

7.09×

$19.64

−38.4%

75th percentile

9.18×

$25.44

−20.2%

90th percentile

10.15×

$28.12

−11.9%

today

11.52×

$31.90

—

Metric	This (FY)	Peer median	IQR (25–75)	%ile
P/E	11.5x	14.4x	11.8x–20.5x	24 ↓cheap
P/Sales	2.5x	3.7x	2.3x–4.9x	28 ↓cheap
FCF Yield	4.8%	6.4%	1.8%–9.6%	37 ↓weak
Dividend Yield	2.4%	2.2%	1.3%–3.1%	56 ↑strong
Net Margin	21.9%	19.5%	5.7%–29.8%	54 ↑strong
ROE	12.4%	10.1%	5.7%–14.3%	66 ↑strong

Metric

This (FY)

Peer median

IQR (25–75)

%ile

P/E

11.5x

14.4x

11.8x–20.5x

24 ↓cheap

P/Sales

2.5x

3.7x

2.3x–4.9x

28 ↓cheap

FCF Yield

4.8%

6.4%

1.8%–9.6%

37 ↓weak

Dividend Yield

2.4%

2.2%

1.3%–3.1%

56 ↑strong

Net Margin

21.9%

19.5%

5.7%–29.8%

54 ↑strong

ROE

12.4%

10.1%

5.7%–14.3%

66 ↑strong

Calendar year	2019	2020	2021	2022	2023	2024
Share of covered pool	0.0%	0.0%	0.0%	0.0%	0.0%	0.0%

Calendar year

2019

2020

2021

2022

2023

2024

Share of covered pool

0.0%

Consumers Bancorp Inc /Oh/ CBKM US Equity☆

Multiples & cost of capital

▸Comp setname your own peers — pick a pool or add tickers

vs Financials· 828 names

Multiples & cost of capital

▸Comp setname your own peers — pick a pool or add tickers

vs Financials· 828 names

Consumers Bancorp Inc /Oh/ CBKM US Equity