Bank of the James Financial Group Inc BOTJ US Equity
Bank of the James Financial Group Inc (Nasdaq: BOTJ), an SEC filer in State Commercial Banks, closed at $27.01, +0.6%, on 2026-08-28, with a market cap of $122M as of 2026-08-27, a trailing P/E of 13.5, a return on equity of 12.5%, a net margin of 18.5% and 3-year sales growth of 4.3%. Institutional ownership, earnings history and filed financials are on the tabs below.
Legal & controls
Item 3 and Item 9A as filed · every verdict is the registrant’s own sentence, printed below it · a filing that fails an extraction gate reads “not extracted”
| Fiscal year | Filed | Item 3 | ICFR | disclosure controls | material weakness | Filing |
|---|---|---|---|---|---|---|
| 2025-12-31 | 2026-03-27 | none stated | effective | effective | none in Item 9A | EDGAR |
Item 3 · There are no material pending legal proceedings to which the Company is a party or to which the property of the Company is subject. Item 9A · ICFR · Based on this assessment, management concluded that the Company maintained effective internal control over financial reporting as of December 31, 2025. Item 9A · disclosure controls · Based on this evaluation, the principal executive officer and principal financial officer concluded that the Company’s disclosure controls and procedures were effective as of December 31, 2025, in ensuring that information required to be disclosed in reports filed or submitted under the Exchange Act was (1) recorded, processed, summarized, and reported within the specified time periods, and (2) accumulated and communicated to management, including the principal executive officer and principal financial officer, to allow timely decisions regarding required disclosure. | ||||||
| 2024-12-31 | 2025-03-26 | none stated | effective | effective | none in Item 9A | EDGAR |
Item 3 · There are no material pending legal proceedings to which the Company is a party or to which the property of the Company is subject. Item 9A · ICFR · Based on this assessment, management concluded that the Company maintained effective internal control over financial reporting as of December 31, 2024. Item 9A · disclosure controls · Based on this evaluation, the principal executive officer and principal financial officer concluded that the Company’s disclosure controls and procedures were effective as of December 31, 2024, in ensuring that information required to be disclosed in reports filed or submitted under the Exchange Act was (1) recorded, processed, summarized, and reported within the specified time periods, and (2) accumulated and communicated to management, including the principal executive officer and principal financial officer, to allow timely decisions regarding required disclosure. | ||||||
| 2023-12-31 | 2024-03-27 | none stated | effective | effective | none in Item 9A | EDGAR |
Item 3 · There are no material pending legal proceedings to which the Company is a party or to which the property of the Company is subject. Item 9A · ICFR · In order to ensure that Financial’s internal control over financial reporting is effective, management regularly assesses such controls and did so most recently for its financial reporting as of December 31, 2023. Item 9A · disclosure controls · Based upon their evaluation, the principal executive officer and principal financial officer concluded that, as of the end of the period covered by this report, Financial’s disclosure controls and procedures were effective for the purpose of ensuring that the information required to be disclosed in the reports that Financial files or submits under the Exchange Act with the Securities and Exchange Commission (the “SEC”) (1) is recorded, processed, summarized and reported within the time periods specified in the SEC’s rules and forms, and (2) is accumulated and communicated to the Company’s management, including its principal executive and principal financial officers, as appropriate to allow timely decisions regarding required disclosure. | ||||||
| 2022-12-31 | 2023-03-31 | none stated | effective | effective | none in Item 9A | EDGAR |
Item 3 · There are no material pending legal proceedings to which the Company is a party or to which the property of the Company is subject. Item 9A · ICFR · In order to ensure that Financial’s internal control over financial reporting is effective, management regularly assesses such controls and did so most recently for its financial reporting as of December 31, 2022. Item 9A · disclosure controls · Based upon their evaluation, the principal executive officer and principal financial officer concluded that, as of the end of the period covered by this report, Financial’s disclosure controls and procedures were effective for the purpose of ensuring that the information required to be disclosed in the reports that Financial files or submits under the Exchange Act with the Securities and Exchange Commission (the “SEC”) (1) is recorded, processed, summarized and reported within the time periods specified in the SEC’s rules and forms, and (2) is accumulated and communicated to the Company’s management, including its principal executive and principal financial officers, as appropriate to allow timely decisions regarding required disclosure. | ||||||
| 2021-12-31 | 2022-03-29 | none stated | not extracted | not extracted | disclosed | EDGAR |
Item 3 · There are no material pending legal proceedings to which the Company is a party or to which the property of the Company is subject. Item 9A · ICFR · In order to ensure that Financial’s internal control over financial reporting is effective, management regularly assesses such controls and did so most recently for its financial reporting as of December 31, 2021. Item 9A · material weakness · Based on that evaluation, the Chief Executive Officer and Chief Financial Officer concluded that the Company did not, as of December 31, 2021, maintain effective disclosure controls and procedures due to a material weakness in the Company’s internal control over financial reporting as described below. | ||||||
5 of 5 annual reports on record have their filing text cached on this host; the rest are listed with their EDGAR link and no extraction, because this surface never fetches from SEC on a page load.
- Item 3 and Item 9A are located in the filing HTML already cached on this host and read with the same line-anchored item matcher and largest-gap body disambiguation the filing-narrative pass uses for Item 1A and Item 7 — no fetch, no model, no summarization.
- A heading is accepted as a section only when it is not a table-of-contents row (a trailing page number), not a quoted reference in prose, and names its own section; the span must then clear a per-item length band and carry readable text after the heading. Anything that fails a gate is served as 'not extracted' with the reason — never as a default value.
- An effectiveness conclusion is read only from a sentence that names its own control set (disclosure controls and procedures, or internal control over financial reporting) and states an outcome. Conditional sentences — the standard limitations paragraph and forward-looking remediation language — are excluded, because they are hypotheses rather than conclusions.
- When a filing's own sentences disagree — an effective conclusion beside an unremediated material-weakness disclosure, or two conclusions of opposite sign — no verdict is asserted. A wrong 'controls were effective' reading is worse than no reading.
- Every verdict is shown beside the verbatim sentence it was read from. The excerpt is the filing's own words, capped at 1,200 characters; the filing itself is one link away.