Ameriserv Financial Inc /Pa/ ASRV US Equity
Ameriserv Financial Inc /Pa/ (Nasdaq: ASRV), an SEC filer in National Commercial Banks, closed at $4.80, -1.0%, on 2026-08-28, with a market cap of $82M as of 2026-08-27, a trailing P/E of 14.3, a return on equity of 5.0%, a net margin of 38.3% and 3-year sales growth of -36.5%. Institutional ownership, earnings history and filed financials are on the tabs below.
Documents
| Period end | Filed | Form | Read here | EDGAR |
|---|---|---|---|---|
| 2025-12-31 | 2026-03-18 | 10-K | read · risk factors · MD&A | index · original · 0001104659-26-031270 |
| 2024-12-31 | 2025-03-19 | 10-K | read · risk factors · MD&A | index · original · 0001558370-25-003291 |
| 2023-12-31 | 2024-03-27 | 10-K | read · risk factors · MD&A | index · original · 0001558370-24-004100 |
| 2022-12-31 | 2023-03-27 | 10-K | read · risk factors · MD&A | index · original · 0001558370-23-004728 |
| 2021-12-31 | 2022-03-14 | 10-K | read · risk factors · MD&A | index · original · 0001558370-22-003530 |
| 2020-12-31 | 2021-03-10 | 10-K | read · risk factors · MD&A | index · original · 0001558370-21-002724 |
▾Risk registerwhich risk-factor headings appeared in which year
Descriptive and within-name: this is what changed in the wording of one firm's own filings.
A register needs two comparable years of risk-factor headings; 0 of the 6 cached 10-Ks for ASRV produced any.
2020-12-31: Item 1A could not be bounded safely in this filing, so nothing is read from it. The item extractor suppresses a section whose boundaries are doubtful rather than report a mis-bounded one — a wrong section is a wrong reading.
2021-12-31: Item 1A could not be bounded safely in this filing, so nothing is read from it. The item extractor suppresses a section whose boundaries are doubtful rather than report a mis-bounded one — a wrong section is a wrong reading.
2022-12-31: Item 1A could not be bounded safely in this filing, so nothing is read from it. The item extractor suppresses a section whose boundaries are doubtful rather than report a mis-bounded one — a wrong section is a wrong reading.
2023-12-31: Item 1A could not be bounded safely in this filing, so nothing is read from it. The item extractor suppresses a section whose boundaries are doubtful rather than report a mis-bounded one — a wrong section is a wrong reading.
2024-12-31: Item 1A could not be bounded safely in this filing, so nothing is read from it. The item extractor suppresses a section whose boundaries are doubtful rather than report a mis-bounded one — a wrong section is a wrong reading.
2025-12-31: Item 1A could not be bounded safely in this filing, so nothing is read from it. The item extractor suppresses a section whose boundaries are doubtful rather than report a mis-bounded one — a wrong section is a wrong reading.
The filer's own 10-K text · 6 filings read
Rows are the filing's own headings, verbatim — nothing is summarized or generated.
A blank cell means the filer did not print that heading that year — not that the risk ended.
Gates: 5+ captions · 50% of Item 1A · match at Jaccard 0.6.
▾Filing languagedocument length, negation and hedging — chart it against price on GRAPH
6 filings measured
Descriptive and within-name: this is what changed in the wording of one firm's own filings.
| Filed | Period end | Document words | Item 1A words | Negation / 10k | Hedging / 10k | Filing |
|---|---|---|---|---|---|---|
| 2021-03-10 | 2020-12-31 | 42,465 | — | 42.62 | 63.82 | read · EDGAR ↗ |
| 2022-03-14 | 2021-12-31 | 42,962 | — | 41.43 | 69.36 | read · EDGAR ↗ |
| 2023-03-27 | 2022-12-31 | 43,074 | — | 42.02 | 63.84 | read · EDGAR ↗ |
| 2024-03-27 | 2023-12-31 | 57,335 | — | 47.44 | 65.58 | read · EDGAR ↗ |
| 2025-03-19 | 2024-12-31 | 52,570 | — | 50.6 | 63.72 | read · EDGAR ↗ |
| 2026-03-18 | 2025-12-31 | 52,477 | — | 53.93 | 66.12 | read · EDGAR ↗ |
plot against the price on GRAPH: Document length · Item 1A length · Negation per 10k words · Hedging per 10k words
The filer's own 10-K text · 6 filings measured
House wordlists, not a licensed dictionary and not tuned against returns.
9 negation words · 40 hedging words — hover to read both lists.
Each point sits at its filing date and is held flat until the next filing.