Affinity Bancshares, Inc. (Nasdaq: AFBI), an SEC filer in Savings Institutions, Not Federally Chartered, closed at $23.00, +0.0%, on 2026-08-27, with a market cap of $140M, a trailing P/E of 17.8, a return on equity of 6.5%, a net margin of 25.2% and 3-year sales growth of 0.9%. Institutional ownership, earnings history and filed financials are on the tabs below.
No four consecutive quarters could be summed for EPS (Diluted); these figures use the latest fiscal year, not a trailing twelve months.
Some figures named '(TTM)' on this payload are the latest FISCAL YEAR, not a trailing twelve months — eps_ttm (fiscal year ended 2025-12-31). No four consecutive quarters could be summed for them — for an IFRS 20-F filer that is every income-statement line (no quarterly income statement is tagged to EDGAR at all); for a US filer it is usually one line the quarterly tagging skips. Each field's own basis is on field_basis.
full derived coverage requires a plan
Output of a disclosed model — assumptions may be wrong. Research, not investment advice. See the Disclaimer.
— Months · distinct values (the real sample size).
Metric
Today
Own median
Own range
%ile
z
Sector med.
mo · distinct
17.83×
17.86×
48th
−0.36σ
14.57×
65 · 65
6.5%
6.0%
no band (54 mo · 5 distinct)
—
—
10.1%
54 · 5
ROIC (FY)
—
no reconstructed observations for this name and metric.
25.2%
21.7%
95th
+1.16σ
19.5%
65 · 6
18.7%
12.3%
no band (57 mo · 57 distinct)
—
—
24.7%
57 · 57
6.8%
—
no band (30 mo · 3 distinct)
—
—
3.7%
30 · 3
0.9%
—
no band (30 mo · 3 distinct)
—
—
7.4%
30 · 3
Market Cap
$140.18M
not reconstructed — market cap was removed from the historical pass (never a ranking factor, and a reconstructed share count carries look-ahead risk). The single stored value is the forward-captured snapshot, not a series.
Own median 17.86× × $1.29 = $23.04vs the $23.00 close · earnings held constant
Own multiple
P/E
Implied price
vs close
10th percentile
13.47×
$17.37
−24.5%
25th percentile
13.98×
$18.04
−21.6%
median
17.86×
$23.04
+0.2%
75th percentile
23.28×
$30.03
+30.6%
90th percentile
32.96×
$42.51
+84.8%
today
17.83×
$23.00
—
Reference computation · 65 monthly P/E observations in Full · EPS basis FY2025 EPS (Diluted) $1.29 · close $23.00 (2026-08-27)ⓘ
Not a forecast: each row re-prices today's filed earnings at a multiple this company itself once traded at. It abstains rather than guess on a loss year or a broken per-share basis.
Every month uses only what was filed by then, split-adjusted. Delisted names are absent and a trough year can throw one huge reading, so read the median, not the edges.
Percentile through time (point-in-time cohort)
Loading the monthly cohort placement…
▸Comp setname your own peers — pick a pool or add tickers
Covered pool$2.05T +6.6%/yr 2020→2025Concentration395 of 10,000fragmented · top 3 hold 26.3% · +76 pts since 2020AFBI0.0% · rank 390 of 442 · −0.0pp over 5y· CV 0.11 · σ 0.0pp
Who holds the poolCY2025 · bars scaled to the largest member
Growth, restated as sharewhere each pace has to END UP, by 2030
Its own realised pace0.0% → 0.0%
The pace the price requires— The growth today's price requires (our reverse-DCF) is a Pro metric — the realized-pace runway above is free.
AFBI share over time6 published years
Calendar year
2020
2021
2022
2023
2024
2025
Share of covered pool
0.0%
0.0%
0.0%
0.0%
0.0%
0.0%
coverage: 436 of the 461 members that…
Share of covered industry revenue · n=442 in Banks · CY2025 pool · built 2026-08-29 not market shareⓘ
Covered filers only, not market share — private and uncovered companies are missing, so every share here reads high. Years are FX-converted and published only once most of the pool has filed.
