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MA vs PYPL

Mastercard Inc (MA) and PayPal Holdings, Inc. (PYPL) are both filed with the SEC under Services-Business Services, NEC. MA is 9.7× PYPL's size by market cap ($525.1B against $54.2B); MA trades at the higher fiscal-year P/E (35.8× against 11.4×); MA reports the higher net margin (45.6% against 15.8%); MA grew sales faster over three years (+13.8% against +6.4%); and over the past year MA returned +1.3% against PYPL's -23.0%.

MAPYPL
Last close$595.30$53.66
Market cap$525.1B$54.2B
P/E (FY)35.8×11.4×
P/S16.0×1.6×
EV/EBITDA26.6×7.7×
Operating margin57.6%18.3%
Net margin45.6%15.8%
Return on equity210.5%25.7%
Sales growth (3y)+13.8%+6.4%
EPS growth (3y)+17.4%+37.3%
Dividend yield0.5%0.2%
1-year return+1.3%-23.0%

Screener snapshot — prices as of 2026-08-28. Each side's last close is the most recent session the snapshot holds for that company, which can be an earlier one, and its 1-year return is measured to that close. Market caps struck on 2026-08-27. Last close, market cap and the 1-year return are price figures; every other row is computed over the company's latest filed fiscal year — FY2025 (ended 2025-12-31) for both. A return on equity past ±100% — MA at 210.5% — divides earnings by an average filed equity base smaller in magnitude than the earnings themselves; the two columns are not on one scale.

Who holds them, and who has traded them

MAPYPL
Institutional holders (13F)3,5811,485
Insider buyers − sellers (180d)-2
Congressional trades disclosed (180d)47
Executive-branch officials on file — trades disclosed (180d)219

Counts only. The congressional figures count transactions dated in the trailing 180 days and disclosed in STOCK Act periodic transaction reports; amounts are filed as ranges and are never summed. The executive-branch figures count the same window of transactions, and they are scoped to one roster. The officials OGE posts for direct download. Insider buyers − sellers counts distinct people filing open-market Form 4 purchases minus distinct people filing open-market sales over the trailing 180 days, capped at ±5. — no open-market Form 4 purchases or sales in the window.

MA vs PYPL: common questions

Is MA bigger than PYPL?
MA carries the larger market cap — $525.1B against $54.2B, both struck on 2026-08-27.
Which trades at a higher P/E, MA or PYPL?
MA, at a fiscal-year 35.8× against 11.4× for PYPL. Both are price ÷ latest full-year diluted earnings per share, not a trailing-twelve-month P/E.
How have MA and PYPL performed over the past year?
MA returned +1.3% and PYPL -23.0%, measured on the trailing calendar year to the last close.
How many institutions hold MA and PYPL?
3,581 13F filers report a position in MA and 1,485 in PYPL, on the latest quarter in the panel.
Are MA and PYPL in the same industry?
Both are filed with the SEC under Services-Business Services, NEC, which is the classification this pairing is built on.

MA overview · PYPL overview · MA institutional ownership · PYPL institutional ownership · Congress and MA · Congress and PYPL · Executive branch and MA · Executive branch and PYPL

More in Services-Business Services, NEC: ACN vs DASH · ACN vs MA · ACN vs MELI · ACN vs PYPL

Stock comparisons lists every pair this site publishes.

Source: SPZCO — https://spzco.com/vs/ma-vs-pypl