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XTI Aerospace, Inc. XTIA US Equity

Information Technology · CIK 1529113 · FY ends Dec 31
$1.35
-0.03 (-2.17%)
USD · as of 2026-08-28 · marketstack

XTI Aerospace, Inc. (Nasdaq: XTIA), an SEC filer in Services-Computer Programming Services, closed at $1.35, -2.2%, on 2026-08-28, with a market cap of $52M, a return on equity of -565.7%, a net margin of -305.7% and 3-year sales growth of 5.0%. Institutional ownership, earnings history and filed financials are on the tabs below.

XTIA · 10-K · period ended 2025-12-31

← all XTIA documents
filed 2026-04-15 · EDGAR original ↗

Our rendering of the filing — original pagination and typography are not reproduced, and tables are reduced to their short label cells (the figures live on FA). Nothing is summarized: every line below is the filing's own text.

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ITEM 1A: RISK FACTORS

We are subject to various

risks and uncertainties that may materially harm our business, prospects, financial condition and results of operations. An investment

in our common stock and other securities is speculative and involves a high degree of risk. In evaluating an investment in our securities,

you should carefully consider the risks described below, together with the other information included in this Annual Report.

If any of the events described

in the following risk factors actually occurs, or if additional risks and uncertainties later materialize, that are not presently known

to us or that we currently deem immaterial, then our business, prospects, results of operations and financial condition could be materially

adversely affected. In that event, the trading price of our common stock could decline, and investors in our securities may lose all

or part of their investment. The risks discussed below include forward-looking statements, and our actual results may differ substantially

from those discussed in these forward-looking statements. Moreover, these disclosures reflect the Company’s beliefs and opinions

as to factors that could materially and adversely affect the Company and its securities in the future. References to past events are

provided by way of example only and are not intended to be a complete listing or a representation as to whether or not such factors have

occurred in the past or their likelihood of occurring in the future.

10

Summary of Risk Factors

The following summarizes

the risks and uncertainties that could materially adversely affect our business, financial condition, results of operation and stock price.

You should read this summary together with the more detailed description of each risk factor contained below.

Risks Related to Our Business and Industries

11

Risks Related to Our Securities

12

Risks Related to Our Business and Industries

Our ability to continue funding our operations

and execute our long-term development strategy depends on our ability to maintain sufficient liquidity and obtain additional capital over

time.

Our operations have historically generated net losses and negative

operating cash flows, and we have incurred significant cumulative losses since inception. Although we believe our current liquidity is

sufficient to fund operations for at least the next twelve months, we will require additional capital over time to support the growth

of our UAS distribution and services businesses via acquisitions and, if we decide to resume the TriFan 600 program, the continued development,

certification and commercialization of the TriFan 600 aircraft. Because the TriFan 600 program is currently paused, our near-term capital

needs are primarily driven by our UAS growth plan and the development of our unmanned systems and domestic manufacturing initiatives.

Our ability to obtain additional

financing will depend on many factors, including market conditions, investor demand, our operating performance, and broader economic conditions.

If we are unable to obtain additional capital when needed or on acceptable terms, we may be required to delay or scale back certain development

programs, reduce operating expenditures, or modify our business strategy, any of which could materially adversely affect our business,

financial condition and results of operations.

Our UAS business operates in a rapidly evolving

market and is subject to risks related to changes in technology, customer demand, regulatory developments and procurement requirements.

Drone Nerds’ drone,

camera and sensor technologies and related software, training, operational support and repair services are sold in new and rapidly evolving

markets. The commercial unmanned aerial vehicles (“UAV”) industry is in the early stages of customer adoption, and the FAA’s

regulations relating to the integration of commercial drones into the U.S. National Airspace System continue to evolve. Accordingly, our

UAS business and future prospects may be difficult to evaluate. We cannot accurately predict the extent to which demand for drone systems

and solutions will increase, if at all.

The challenges, risks and

uncertainties frequently encountered by companies in rapidly evolving markets could impact our ability to:

● Acquire and maintain market share;

● Achieve or manage growth in our business operations;

● Renew customer contracts or maintain customer relationships;

If we fail to address these

and other challenges, risks and uncertainties successfully, our business, results of operations and financial condition would be materially

harmed.

Our UAS operations are subject to evolving

federal, state, local and international regulatory requirements, and changes in such regulations or our inability to comply with them

could adversely affect our business.

The distribution, sale, integration

and operation of UAS are subject to extensive and evolving regulation by the FAA, the FCC, the Department of Commerce, the Department

of War and other federal, state, local and foreign authorities. These regulations govern, among other things, airspace usage, remote identification,

beyond visual line of sight (“BVLOS”) operations, operator certification, product authorizations, communications spectrum,

importation, cybersecurity requirements and procurement eligibility for government customers. These regulations may require us to obtain,

maintain and periodically renew certifications, waivers or operational authorizations in order to conduct certain types of drone operations,

including operations beyond visual line of sight, nighttime operations, flights over people or operations in controlled or restricted

airspace. If we are unable to obtain, maintain or renew required approvals or authorizations on commercially reasonable terms or within

required timeframes, our ability to expand our services, enter new markets or maintain existing operations could be adversely affected.

13

Regulatory requirements applicable

to UAS technology and operations continue to evolve and may become more restrictive. For example, new rules or interpretations relating

to airspace access, operational waivers, remote ID compliance, data security, country-of-origin restrictions, or government procurement

eligibility could limit the ability of our customers to deploy certain products or could restrict the products we are permitted to sell.

In addition, certain customers may require additional certifications, security clearances or compliance with emerging federal or state

procurement restrictions before purchasing UAS products or services.

If we or our suppliers are

unable to obtain, maintain or renew required licenses, certifications or authorizations, or if regulatory changes restrict the use, sale

or importation of certain drone platforms, components or related technologies, demand for our products and services could decline. Increased

regulatory scrutiny, enforcement actions, or delays in regulatory approvals could also increase our compliance costs, disrupt our operations

or adversely affect our reputation.

Any material changes in the

regulatory framework governing UAS operations, or our failure to comply with applicable laws and regulations, could have a material adverse

effect on our business, financial condition and results of operations.

Our UAS business depends on relationships

with key suppliers and manufacturers, and adverse regulatory developments or other disruptions affecting those suppliers could materially

adversely affect our business, financial condition and results of operations.

Drone Nerds maintains relationships

with various global suppliers of drones and related electronics. For the year ended December 31, 2025, purchases from its top three suppliers

represented approximately 49%, 13% and 6% of total purchases, respectively. If any of these suppliers were to reduce or terminate their

relationship with us, fail to supply products on commercially reasonable terms, or experience operational or regulatory disruptions, our

ability to source products could be materially adversely affected.

Drone Nerds relies on SZ DJI

Technology Co, Ltd. and affiliates (“DJI”) for a significant portion of its drone sales. In September 2025, Drone Nerds, LLC

entered into a one-year agreement with DJI to serve as an official non-exclusive dealer of its products in the United States. DJI has

been included on certain U.S. government watchlists relating to national security and data concerns.

In addition, the FCC and other

U.S. government agencies have taken actions, including actions relating to the FCC’s Covered List and national security restrictions

affecting certain foreign-manufactured unmanned aircraft systems and related components, that may affect the authorization, procurement,

or use of certain drone platforms in the United States. These actions may limit manufacturers’ ability to obtain FCC equipment authorization

for new products or product modifications, which could affect the ability to market or sell certain drone platforms or components in the

United States.

Although existing FCC equipment

authorizations for previously approved products generally remain valid, federal agencies may impose procurement restrictions, usage limitations,

or other requirements affecting the deployment of such products. Regulatory actions, procurement bans, import restrictions, or heightened

export-control or data-security scrutiny could reduce customer demand, limit participation in government-funded projects, or otherwise

adversely affect sales of DJI-based systems.

If regulatory developments restrict

DJI’s ability to sell products in the United States or limit customer use of such products or our agreement with DJI expires and

is not renewed, we may be required to seek alternative suppliers, renegotiate supplier agreements, or incur transition costs. Our ability

to diversify our supplier base may be limited, and there can be no assurance that alternative suppliers would be available on comparable

terms, if at all. Any significant disruption in supply, reduction in product availability, or decline in customer demand could materially

and adversely affect our business, financial condition and results of operations.

Our UAS operations also depend

on the continued availability of critical components such as batteries, sensors, communications equipment, software platforms and replacement

parts supplied by third-party manufacturers and vendors. Shortages of these components, quality control issues, transportation delays,

trade restrictions, tariffs, geopolitical developments or financial distress affecting key suppliers could delay service delivery, increase

operating costs or reduce operational capacity, which could materially adversely affect our business, financial condition and results

of operations.

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Our UAS operations involve assembly, configuration,

integration, repair and service activities that expose us to operational, quality and execution risks that could adversely affect our

business.

Our UAS business includes

activities such as assembling, configuring, integrating, testing, repairing and maintaining drone systems and related components for customers.

These operational activities involve risks that differ from those associated with simple product distribution, including the risk of technician

errors, quality control failures, equipment malfunctions, improper installation, delays in service delivery, and failures to meet customer

specifications or performance expectations.

As our UAS operations grow,

we may face challenges in scaling our service infrastructure, training and retaining qualified personnel, maintaining consistent quality

standards, and managing workflow and inventory across multiple locations. Any operational or service failures could result in product

returns, warranty claims, customer disputes, contract penalties, reputational harm, increased operating costs or reduced margins. In addition,

defects or failures in products that we assemble, configure or service could expose us to liability claims or regulatory scrutiny.

If we are unable to manage

these operational risks effectively, our business, financial condition and results of operations could be materially adversely affected.

We may experience losses or reduced margins

if we are unable to accurately forecast demand for UAS products or manage our inventory effectively.

Our business requires us to

maintain inventory of drone platforms, components and related equipment in advance of customer demand. Demand for UAS products can be

affected by regulatory changes, technological developments, seasonal purchasing patterns, government procurement cycles and macroeconomic

conditions. If we overestimate demand, we may hold excess or obsolete inventory, incur storage and carrying costs, or be required to sell

products at reduced prices. Conversely, if we underestimate demand, we may be unable to fulfill customer orders in a timely manner, resulting

in lost sales and reduced customer satisfaction. Any significant mismatch between inventory levels and customer demand could materially

adversely affect our gross margins, operating results and cash flows.

Our UAS distribution and services business

depends on third-party manufacturers, software platforms and OEM policies, and adverse changes in those relationships could materially

adversely affect our business, financial condition and results of operations.

A significant portion of our

UAS business involves the distribution, integration, servicing and support of products manufactured by third-party drone and sensor OEMs.

Our ability to sell, service and support these products depends on maintaining strong commercial relationships with such manufacturers

and complying with their distribution, pricing, branding, warranty and technical requirements.

Many OEMs control critical

elements of the ecosystem in which their products operate, including firmware updates, cloud-based management platforms, software development

kits (SDKs), application programming interfaces (APIs), parts availability, repair authorizations and technical documentation. Changes

to these platforms, pricing structures, reseller programs, minimum purchase requirements, territory allocations, certification requirements

or other OEM policies could:

● reduce our margins;

● limit our ability to access certain products or components;

● restrict our ability to provide repair or support services;

● delay product availability;

● increase compliance or administrative costs; or

In addition, some OEMs may

choose to sell directly to end customers, expand their own direct sales channels, consolidate distribution networks or favor larger or

strategically aligned distributors. If any key OEM were to reduce our authorized reseller status, impose less favorable commercial terms,

limit product allocations, or terminate our relationship, we may be unable to replace such products on comparable terms, or at all.

Our dependence on third-party

platforms and OEM-controlled ecosystems reduces our control over product roadmaps, pricing, support policies and long-term availability.

Any material disruption or deterioration in these relationships could have a material adverse effect on our UAS business, financial condition

and results of operations.

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We may be unable to effectively manage the

growth and operational complexity of our expanding UAS distribution and services business.

Our recent growth and the

expansion of our UAS operations have increased the complexity of our business and placed significant demands on our management, personnel,

operational systems and infrastructure. Continued growth may require us to expand our workforce, warehouse capacity, service capabilities,

information technology systems and internal controls. If we are unable to successfully manage these operational demands, maintain service

quality, or integrate new personnel and processes effectively, our ability to fulfill customer orders, provide timely support services

and maintain customer satisfaction could be adversely affected. Any failure to manage our growth effectively could result in operational

inefficiencies, increased costs, service disruptions or reputational harm, which could materially adversely affect our business, financial

condition and results of operations.

Our UAS business requires us to maintain

inventory, and we may incur losses due to excess inventory, obsolescence or changes in market demand.

Our UAS distribution and services

business requires us to purchase, hold and manage inventory of drone platforms, components, accessories, replacement parts and related

products. We must forecast customer demand, regulatory developments and technology trends when making inventory purchasing decisions.

Because the UAS market is characterized by rapid technological change, evolving regulatory requirements and changing customer preferences,

products we hold in inventory may become obsolete, subject to new restrictions, or less desirable before they are sold.

In addition, adverse regulatory

developments, including changes to U.S. import restrictions, sanctions, FCC authorization requirements, NDAA compliance rules or other

government procurement standards, could limit our ability to sell certain products we have already purchased. If we are required to discontinue

or restrict sales of certain products, we may be required to write down or dispose of affected inventory at a loss.

We may also experience excess

inventory levels if customer demand declines, orders are cancelled or delayed, suppliers introduce newer models, or macroeconomic conditions

reduce purchasing activity. Any significant write-downs for excess or obsolete inventory would adversely affect our gross margins, operating

results and financial condition.

Furthermore, if we are unable

to accurately forecast demand or manage inventory effectively, we may experience shortages of high-demand products, which could result

in lost sales and damage to customer relationships.

We may incur significant costs to honor

warranties, provide service, repairs, maintenance and technical support for UAS products we distribute or service, and failures in these

activities could adversely affect our business, financial condition and results of operations.

We may incur costs to support

warranties, provide service, repairs, maintenance and technical support for UAS products we distribute or service, and failures in these

activities could adversely affect our business, financial condition and results of operations.

A portion of our UAS business

involves providing repair, maintenance and technical support services for the drone systems, sensors and related equipment we distribute.

The products we sell are generally covered by manufacturer warranties. We do not typically provide standalone product warranties; however,

certain product protection programs may be included with or offered in connection with product sales. We may also provide support, repair

or other post-sale services to our customers, including facilitating warranty claims with manufacturers.

Although manufacturer warranties

are generally the responsibility of the supplier, we may incur costs associated with providing service support, including labor, logistics

and administrative expenses. We may also bear costs in situations where warranty coverage is disputed, delayed or otherwise not honored

by the manufacturer. In addition, we may offer certain extended service or support arrangements in limited circumstances.

If we fail to meet customer

expectations regarding service quality, response time or product performance, or if warranty claims are not resolved in a timely or satisfactory

manner, we could experience customer dissatisfaction, reputational harm, loss of repeat business or increased costs, any of which could

adversely affect our business, financial condition and results of operations.

Licenses and regulatory authorizations required

for certain UAS products may be difficult to obtain in the future, which could adversely affect our ability to sell certain products.

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Our drones and other electronic

products require regulatory approvals and certifications, including FCC equipment authorizations, in order to be imported into the United

States and sold to customers. Such approvals are typically obtained by the manufacturers of the products we distribute. If our suppliers

are unable to obtain, maintain or renew required regulatory approvals, certifications or authorizations, or if such approvals are delayed,

revoked, restricted or become subject to additional conditions, we may be unable to sell affected products. In addition, certain UAS operations

may require operational approvals, waivers or authorizations from regulatory authorities, including approvals for operations beyond visual

line of sight, nighttime operations or flights in controlled airspace. Delays in obtaining or maintaining such approvals could limit our

ability to deploy services, expand into new markets or meet customer requirements.

In addition, changes in regulatory

standards, heightened scrutiny of certain manufacturers, export control regulations, import restrictions or other governmental actions

could limit the availability of certain drone platforms or components. If key products are restricted, delayed or removed from the market

due to regulatory actions, our revenue, customer relationships and financial results could be materially adversely affected.

The nature of our UAS business and, to the

extent we resume the TriFan 600 program, aircraft development activities involves significant risks and uncertainties, including product

liability exposure, that may not be covered by insurance or indemnification.

Our UAS business and, to the

extent we resume the TriFan 600 program, aircraft development activities involve significant operational and legal risks and uncertainties,

and insurance or indemnification may not be available in all circumstances. We develop, distribute, service and support drones and other

electronic products. As a result, claims could be brought against us if the use or misuse of one of the products we sell, service or develop

causes, or merely appears to have caused, personal injury, death or property damage. In addition, defects, errors or failures in our products

or services could lead to other potential life, health and property risks.

In our UAS operations, product

liability risks may arise from equipment malfunctions, operator error, software failures, battery incidents, collisions or other operational

incidents involving drones deployed by customers or service personnel. These incidents may result in personal injury, property damage,

regulatory investigations, litigation or reputational harm. Because drone operations often occur in populated or industrial environments,

even isolated incidents could lead to significant claims, increased insurance costs, operational restrictions or loss of customer confidence.

In addition, Drone Nerds has

historically developed and sold products and services in circumstances where insurance or indemnification may be limited or unavailable,

including in connection with the collection, processing and analysis of various types of information. Our UAS products and services may

raise legal issues relating to privacy, data security, civil liberties, intellectual property, trespass, conversion and similar concepts,

which may result in claims, regulatory scrutiny, enforcement actions or litigation.

Indemnification to cover potential

claims or liabilities resulting from the failure of technologies we deploy may be available in certain circumstances but not in others.

The uncrewed aerial systems industry continues to evolve, and insurance coverage for certain operational risks may be limited, unavailable,

subject to significant exclusions, or prohibitively expensive. We may not be able to obtain or maintain product liability insurance or

other insurance coverage in sufficient amounts, on commercially reasonable terms, or at all, and any such insurance may not be adequate

to cover all potential liabilities.

Substantial claims resulting

from an accident, product failure, or personal injury or property liability arising from our products and services in excess of any indemnity

or insurance coverage (or for which indemnity or insurance coverage is not available or is not obtained) could harm our financial condition,

cash flows and operating results. Any accident, even if fully covered or insured, could negatively affect our reputation among our customers

and the public and make it more difficult for us to compete effectively.

The growth of our

UAS business depends on increasing sales to existing customers and obtaining new customers, which, if unsuccessful, could limit our financial

performance.

Our future success depends,

in part, on our ability to increase revenues from existing customers by identifying additional opportunities to sell more of our UAS products

and services, including drone platforms, cameras, sensors, software, training, repair and operational support services, and on our ability

to obtain new customers. The rate at which customers purchase additional products and services, and our ability to attract new customers,

depends on a number of factors, including customer demand for UAS solutions, our ability to offer high-quality products and services at

competitive prices, meeting customer needs and expectations, the strength of our competitors, the capabilities of our sales and marketing

efforts, the availability of drone products from key suppliers, regulatory developments and general economic conditions.

If we are not able to continue

to increase sales of our UAS products and services to existing customers or to obtain new customers in the future, we may not be able

to increase our revenues and could suffer a decrease in revenues. In addition, certain customer demand may depend on government budgets,

procurement cycles and contract awards, which are difficult to predict.

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Our business may

be dependent on a limited number of significant customers, and the loss of one or more such customers could adversely affect our operating

results.

A portion of our revenues

may be derived from a limited number of significant customers, and the importance of any individual customer may vary from period to period.

The loss of a significant amount of business from one or more major customers, or a reduction in orders, could materially and adversely

affect our results of operations until such time, if ever, as we are able to replace the lost business.

In addition, certain customers,

including public sector and enterprise customers, may delay, reduce or cancel purchases due to budgetary constraints, procurement cycles,

regulatory developments or changing operational priorities. To the extent that we are dependent on any significant customer, we are subject

to the risks faced by that customer, including financial condition, funding availability and operational performance, which may impact

the customer’s ability to make timely payments to us or continue purchasing our products and services.

If we are unable to collect our receivables

in a timely manner, our liquidity, working capital and results of operations could be adversely affected.

Our UAS business depends on

our ability to successfully obtain payment from customers for products delivered and services performed. The timely collection of receivables

is critical to generating cash flow, maintaining adequate working capital and supporting inventory purchases, operating expenses and debt

service obligations.

Customers may delay or fail

to pay invoices for a number of reasons, including financial difficulties, macroeconomic conditions, budgetary constraints, administrative

or procurement delays, disputes regarding products or services, or bankruptcy proceedings. Certain customers, including public sector

customers, may also be subject to extended payment cycles.

An extended delay or default

in payment by significant customers could adversely affect our accounts receivable aging, reduce cash flow and impair our ability to meet

working capital needs. In addition, because availability under our asset-based lending facility may be tied in part to eligible receivables,

deterioration in receivables quality or collectability could reduce borrowing availability.

If we are unable to timely

collect receivables for any reason, our liquidity, financial condition and results of operations could be materially adversely affected.

Defects, errors or vulnerabilities in the

products we distribute, service or develop, or the failure of such products to perform as expected, could harm our reputation and adversely

affect our results of operations.

The drone systems, sensors,

software and related products we distribute and service are complex and may contain design defects, manufacturing defects, firmware or

software errors, or security vulnerabilities that are not detected until after the products are sold or deployed by customers. In addition,

products may fail to perform as expected due to component failures, integration issues, user error, or interoperability issues with third-party

software, communications networks or payloads.

Certain drone platforms and

connected devices may be vulnerable to cybersecurity threats, including unauthorized access, malware, spoofing, jamming or data interception.

Because techniques used by malicious actors evolve rapidly, we may be unable to anticipate these techniques or ensure that products we

sell or support will be able to adequately prevent or mitigate such threats.

Because many drone systems

rely on wireless communications, remote control technologies and network connectivity to operate, cybersecurity incidents affecting these

systems could disrupt flight operations, result in loss of control of aircraft, compromise operational or customer data, or expose us

to liability under aviation safety, data protection or privacy laws and regulations.

In addition, errors in software

updates, firmware updates or configuration changes could result in product malfunction, degraded performance, loss of data, reduced reliability

or safety incidents. Any defects, errors or vulnerabilities in products we distribute, service or develop could result in:

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● delayed or lost revenue;

● loss of existing or potential customers, suppliers or strategic partners;

● product recalls, regulatory scrutiny, or restrictions on product sales; and

If we are unable to prevent,

identify and address such defects, errors or vulnerabilities, our business, financial condition and results of operations could be materially

adversely affected.

If the UAS products and solutions we distribute

and support do not effectively interoperate with our customers’ systems and operational requirements, deployments could be delayed

or cancelled, which would harm our financial condition, operating results and growth prospects.

The UAS products and solutions

we distribute and support must effectively interoperate with our customers’ existing systems, software platforms, communications

networks, payloads, data processing tools and operational workflows. Customer environments often have different specifications, utilize

multiple protocol standards, deploy products from multiple vendors, and contain multiple generations of equipment that have been added

over time. As a result, when performance issues occur, it may be difficult to identify the source of the problem.

If the products we sell or

support do not integrate effectively with customer systems or operational requirements, customers may experience reduced performance,

delays in deployment, increased support requirements, or the inability to achieve expected mission outcomes. In such cases, customers

may delay purchases, reduce order volumes or cancel orders, any of which could adversely affect our business, results of operations and

financial condition.

In addition, certain customers,

particularly public sector, defense, and enterprise customers, may require products to comply with specific security, procurement, communications,

data handling or other standards and certifications. If products we distribute are late in achieving, or fail to achieve, compliance with

applicable certifications and standards, or competitors sooner achieve such compliance, we may be disqualified from selling to such customers

or may otherwise be at a competitive disadvantage, which could harm our business, results of operations and financial condition.

We have no guarantee of receiving government

contracts, and our failure to do so would materially harm our revenues and growth prospects.

ADS intends to pursue contracts

with the Department of War, federal agencies, and allied government customers. The award of government contracts is subject to competitive

bidding processes, shifting procurement priorities, budget allocations, and administrative determinations that are entirely outside of

our control. There is no assurance that ADS will be awarded any contract for which it competes, that any existing relationships we may

develop with government personnel will translate into contract awards, or that contracts awarded will be renewed or extended upon expiration.

If ADS is unable to secure government contract awards, it may be unable to generate revenues or achieve the growth objectives contemplated

for this division, which would adverse affect our overall business and prospects. Government customers may also delay procurements, cancel

solicitations, modify technical requirements, or award contracts in smaller quantities than anticipated, which could reduce expected revenues

or delay program execution.

Government contracts are subject to termination

for convenience, funding reductions, and regulatory changes that could eliminate anticipated revenues without recourse.

Even if ADS is successful in securing government contracts, such contracts

may be terminated by the contracting agency at any time for convenience, without cause, and with limited compensation to the Company.

Government appropriations are subject to annual congressional approval, continuing resolutions, sequestration, and other budgetary constraints

that may reduce, delay, or eliminate funding for programs under which ADS operates. Changes in administration, defense policy priorities,

or national security strategy may result in the cancellation or restructuring of programs in which ADS participates, regardless of performance

or contractual obligations. In addition, government contracts may be modified, suspended, or terminated for default if we fail to comply

with applicable contractual, regulatory, or performance requirements, which could result in actual or anticipated revenues being reduced

or eliminated, and could subject us to financial penalties, repayment obligations, or reputational harm.

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The defense procurement process is lengthy,

unpredictable, and resource-intensive, and we may expend significant capital pursuing contracts that are never awarded.

Defense and government procurement

cycles are complex and can span months or years from initial solicitation to contract award. ADS may be required to invest substantial

financial, personnel, and technical resources in proposal development, demonstration activities, prototype builds, and compliance preparation

— with no guarantee of award. Procurement decisions may be protested by competing bidders, resulting in further delays or reversals

of awards. The mismatch between our cost of pursuit and the timing of potential contract revenue could strain our liquidity and divert

resources from other strategic priorities. In addition, procurement terms, evaluation criteria, or customer requirements may change during

the procurement process, requiring us to incur additional costs to remain competitive or compliant, with no assurance of award. Further,

the failure to recover bid and proposal costs for unsuccessful procurements could adversely affect our financial condition, particularly

if multiple large pursuits are unsuccessful or delayed.

We operate in a highly competitive market

for autonomous unmanned systems, and many of our competitors have substantially greater resources, established relationships, and proven

contract histories.

The market for autonomous

unmanned aerial systems serving defense and government customers includes large, established defense primes, well-capitalized venture-backed

startups, and foreign manufacturers with significant price advantages. Many of our competitors have decades-long relationships with defense

procurement offices, existing IDIQ contract vehicles, cleared facilities and personnel, and proven platform histories that ADS has not

yet established. Our ability to compete effectively will depend on our capacity to differentiate on technology, cost, compliance, and

speed — none of which is assured in a market where incumbency and past performance carry significant procurement weight. In addition,

certain competitors may benefit from government preferences, domestic sourcing requirements, or procurement frameworks that favor incumbent

contractors or suppliers with established past performance records. Some competitors may also be able to devote substantially greater

resources than we can to proposal development, testing, compliance, manufacturing scale-up, pricing concessions, and lobbying or business

development efforts, which could place us at a competitive disadvantage.

Our autonomous systems may fail to meet

evolving military performance, reliability, and interoperability requirements, which could disqualify us from contract competitions or

result in contract termination.

Defense customers impose rigorous

and evolving technical standards on autonomous platforms, including requirements related to system reliability, cybersecurity, communications

interoperability, electromagnetic compatibility, and resistance to electronic warfare and GPS-denied environments. ADS’s systems may fail

to meet these requirements during testing, evaluation, or fielded operations. Military standards and requirements can change between the

time of proposal submission and contract award, and ADS may be required to undertake costly redesigns or modifications to remain competitive

or compliant. Failure to satisfy technical requirements could disqualify ADS from competition or result in contract termination for default,

with material adverse consequences. In addition, failures discovered after deployment or acceptance of systems could result in warranty

claims, contractual penalties, or obligations to repair or replace systems at our expense. Such failures could also delay customer acceptance,

impair our past performance record, give rise to indemnification obligations, or adversely affect our ability to compete for future contracts.

We may be unable to obtain or maintain the

security clearances, certifications, and regulatory authorizations required to pursue and perform classified or sensitive government programs.

Many defense contracts require

company personnel, facilities, and information systems to hold appropriate security clearances issued by the Defense Counterintelligence

and Security Agency or other federal authorities. ADS may be unable to obtain necessary clearances in a timely manner, or at all, for

key personnel or facilities. The denial, delay, suspension, or revocation of required clearances — whether due to adjudicative determinations,

foreign ownership or control considerations, or other factors — could prevent ADS from competing for or performing on classified

programs. Additionally, compliance with International Traffic in Arms Regulations (ITAR), Export Administration Regulations (EAR), and

other export control regimes is complex and costly, and violations could result in debarment, fines, and reputational damage. Violations

of export control, sanctions, or national security regulations may also result in suspension or debarment from government contracting,

civil or criminal penalties, or restrictions on our ability to export products or technology. Compliance with clearance, export control,

and related national security requirements may also require us to implement costly policies, procedures, and system controls, and any

failure to do so adequately could adversely affect our ability to compete for and perform sensitive programs.

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We are subject to the risk that changes

in U.S. defense spending, budget sequestration, or shifts in national security priorities will reduce or eliminate the market for our

products and services.

ADS’s revenue prospects are directly dependent on the level of

U.S. government spending on autonomous unmanned systems, which is in turn subject to federal budget negotiations, congressional appropriations,

and executive branch policy determinations. Reductions in defense spending, shifts in strategic priority toward or away from unmanned

systems, or the consolidation of procurement programs could materially reduce the addressable market for ADS’s products. The Company

has no ability to influence federal budget decisions, and our financial projections may prove incorrect if assumed levels of government

investment in autonomous systems are not sustained. In addition, delays in appropriations legislation, government shutdowns, or changes

in defense acquisition strategies could disrupt procurement timelines and delay contract awards. Because our expected ADS revenues may

be concentrated in a limited number of programs or customers, any such delays, reductions, or cancellations could have a disproportionate

adverse effect on this business unit.

We may rely on teaming arrangements and

subcontracts with prime contractors whose decisions and performance are outside of our control and who may become our competitors.

ADS may pursue government contracts

as a subcontractor or teaming partner to larger defense prime contractors. In these arrangements, the prime contractor retains control

over proposal strategy, pricing, scope allocation, and the customer relationship. To the extent we secure these types of arrangements,

prime contractors may reduce our workshare, replace us with alternative subcontractors, terminate teaming arrangements without cause,

or develop competing internal capabilities using knowledge gained through our collaboration. Our revenues from such arrangements would

be contingent on the prime contractor’s continued selection for and performance under the prime contract, over which we have no

direct control. In addition, disputes with prime contractors regarding performance, pricing, intellectual property rights, or contract

interpretation could result in reduced revenue, litigation, or termination of subcontract relationships. In certain cases, our rights

against a prime contractor may be limited by the terms of the applicable subcontract or teaming agreement, and we may have little or no

direct recourse against the government customer.

Our ability to scale ADS operations is dependent

on recruiting and retaining personnel with specialized expertise in autonomous systems, defense engineering, and government program management

— talent that is in high demand and limited supply.

The development, integration,

and support of autonomous unmanned systems requires specialized talent in areas including autonomy software, embedded systems engineering,

signals intelligence, RF communications, systems integration, and government program management. Competition for this talent among defense

primes, technology companies, and government agencies is intense. ADS may be unable to attract or retain the personnel necessary to execute

its development programs and contract obligations in a timely and cost-effective manner. The loss of key technical or program management

personnel could delay development programs, impair contract performance, and damage our standing with government customers, with material

adverse effects on our business and prospects. In addition, certain government programs may require personnel with security clearances

or specialized certifications, which may further limit the available talent pool and increase hiring and retention costs. Any inability

to recruit, retain, or replace such personnel on acceptable terms could also delay contract execution, increase labor costs, or impair

our ability to satisfy customer requirements.

The TriFan 600 aircraft program has been

paused, and if resumed, may never achieve certification, commercial production or market acceptance.

In 2026, we paused the TriFan

600 aircraft program and redirected the division’s resources toward unmanned systems development. We are preserving the underlying

intellectual property and engineering work product, but we have not made a final determination to abandon the program. If the TriFan 600

program is resumed, the development, certification and commercialization of advanced aircraft is a complex, costly and time-consuming

process, and there can be no assurance that we will successfully complete development, obtain required regulatory approvals or achieve

commercial production.

We will not generate revenues

from the sale of aircraft without successfully resuming active development of the TriFan 600, securing FAA type certification, and completing

production readiness activities, each of which involves substantial risk and uncertainty. The TriFan 600 program is currently paused,

and any resumption will require significant additional capital. There can be no assurance that such capital will be available on acceptable

terms, or at all.

21

The strategic reorientation of our former

XTI Aircraft division toward unmanned systems development introduces significant new execution risks.

In 2026, following the acquisition

of Drone Nerds, the Company paused active development phase of the TriFan 600 manned VTOL aircraft program and redirected the former XTI

Aircraft division, now operating as XTIA Autonomous Defense Systems (the “ADS division”), toward the design and development

of unmanned platforms for defense and commercial applications. The TriFan 600 program has been paused, and the Company has not made a

final determination to abandon it. However, there can be no assurance that the program will be resumed, or that, if resumed, it will achieve

FAA certification, reach commercial production, or generate revenues.

The ADS division is in an

early stage of development and has not generated revenues. Its ability to generate revenues will depend on its success in securing development

contracts, government procurement awards, or commercial partnerships, none of which are assured. The division faces significant competition

from established defense contractors and unmanned systems developers with substantially greater resources, experience, and existing customer

relationships. There can be no assurance that the ADS division will successfully develop marketable products, secure contracts, or generate

revenues on the timeline anticipated, or at all.

The reorientation of the former

XTI Aircraft division also introduces execution risks, including the challenge of recruiting and retaining additional personnel with specialized

unmanned systems experience, the difficulty of competing for defense procurement awards as a relatively new entrant, and the risk that

the engineering expertise developed through the TriFan 600 program may not translate directly into commercially viable unmanned systems

products. These risks, individually or in combination, could materially adversely affect our business, financial condition, and results

of operations.

In addition, we have devoted

significant financial and engineering resources to the TriFan 600 program, and if the program is not resumed, we may not realize a return

on those investments.

While our current operations are primarily

focused on our UAS solutions business, if we resume the TriFan 600 program, the program will be subject to significant development, certification,

and financing risks. Any resumption of active TriFan 600 development could divert management attention and financial resources from our

UAS operations and adversely affect our business, financial condition and results of operations.

The TriFan 600 aircraft program has been paused. To the extent we decide

to resume the program, certification by the FAA will be required for the sale of the TriFan 600 in the civil or commercial market in the

United States. The process to obtain such certification is expensive and time consuming and has inherent engineering risks. These include

(but are not limited to) ground test risks such as structural strength and fatigue resistance, and structural flutter modes. Flight test

risks include (but are not limited to) stability and handling over the desired center-of-gravity range, performance extremes (stalls,

balked-landing climb, single-engine climb), and flutter control effectiveness (aircraft roll effectiveness, controllability, various control

failure safety). We cannot predict whether or when the TriFan 600 program will be resumed, and until it is, these certification risks

are contingent on a future decision to re-engage the program. Any decision to resume the TriFan 600 program would require substantial

additional capital and a commitment of engineering and management resources. Any resumption-related costs, delays or adverse developments

could divert management attention and financial resources from our UAS operations, limit our ability to invest in the growth, staffing

or expansion of our UAS business, or otherwise disrupt the execution of our operating strategy. These impacts could adversely affect our

ability to meet customer demand, maintain service levels, or pursue new business opportunities in our UAS operations, and could materially

adversely affect our business, financial condition and results of operations.

22

Customer orders and service

engagements for our UAS products and services and the pre-orders we have received for our aircraft may be non-binding, conditional or

written expressions of interest and may be terminated at any time prior to execution of a definitive agreement, and cancellations, modifications

or delays could materially adversely affect our business, liquidity and cash flows.

Customer orders, project-based engagements and service arrangements

for our UAS products and services may be non-binding, subject to change, or dependent on customer budgets, project timing, regulatory

approvals or operational needs. Customers may delay, reduce or cancel planned purchases or service engagements with little or no advance

notice. Such changes could result in fluctuations in demand, inventory levels, workforce utilization and revenue, and could adversely

affect our ability to plan operations, manage costs and maintain margins. Any cancellation, modification or delay in customer orders or

service engagements could materially adversely affect our business, financial condition and results of operations.

We previously operated a pre-sales program for the TriFan 600 aircraft

under which we received refundable deposits equal to approximately $1,350,000. The TriFan

600 program is currently paused. Deposits are refundable upon customer request, and customers are not obligated to purchase an aircraft

or to enter into a binding purchase agreement. We expect to return deposits to customers who request a refund in accordance with the terms

of the applicable customer agreements, and any such returns would reduce our available cash.

Our drone operations may be adversely affected

by weather conditions and other environmental factors beyond our control.

Drone operations are subject

to weather-related and environmental limitations, including high winds, precipitation, temperature extremes, reduced visibility and other

conditions that may prevent or delay safe flight operations. Adverse weather conditions or environmental disruptions could delay project

completion, increase operating costs, reduce operational efficiency or limit our ability to meet customer expectations.

In addition, severe weather

events, natural disasters or other environmental disruptions could temporarily suspend operations in affected regions or reduce demand

for our services, which could materially adversely affect our business, financial condition and results of operations.

23

We operate in highly competitive markets

characterized by rapid technological change, and we may be required to reduce prices or modify our offerings to remain competitive, which

could adversely affect our results of operations.

We operate in highly competitive

markets in both the UAS and the aerospace industries, which are characterized by rapid technological innovation, evolving customer requirements,

changing industry standards and frequent introductions of new products, product enhancements, software capabilities and distribution models.

Many of our current and potential competitors are well-established, have or may have longer-standing relationships with customers and

potential business partners, have or may have greater name recognition, and have or may have access to significantly greater financial,

technical and marketing resources.

In our UAS business, we face

significant competition from drone manufacturers that sell directly to customers, other distributors and resellers, systems integrators

and service providers. In addition, advancements in drone platforms, sensors, batteries, communications systems, autonomy, artificial

intelligence and data processing technologies may quickly render existing products less competitive or obsolete. Our ability to remain

competitive depends in part on our relationships with key suppliers and our ability to timely introduce new products and services that

reflect current technology trends, customer requirements and regulatory developments.

To the extent we resume our

TriFan 600 aircraft program, such program potentially competes with a variety of aircraft manufacturers in the United States and abroad.

We could face competition from competitors of whom we are not aware that have developed or are developing technologies that will offer

alternatives to the TriFan 600. Competitors could develop an aircraft that renders the TriFan 600 less competitive than we believe it

would become. Other manufacturers may be developing a light, fixed-wing VTOL aircraft with performance similar to that of the TriFan 600.

Similarly, if we resume the

program, the development of the TriFan 600 would require the successful integration of advanced propulsion, avionics, software and control

systems. Technological challenges, evolving certification requirements or competitor advancements could require redesign, additional investment

or changes to our development roadmap.

Competitive pressures may

result in pricing pressure, reduced margins, and the need to increase sales and marketing expenditures. As a result, we may be required

to reduce the prices of certain products and services we sell, offer more favorable terms, or increase promotional activity to remain

competitive. If we are not able to maintain favorable pricing, successfully differentiate our offerings, or achieve sufficient gross margins,

our business, financial condition and results of operations could be materially adversely affected.

24

If we are unable to obtain and maintain adequate

facilities and infrastructure, we may be unable to effectively store, service, repair and distribute UAS products or develop and manufacture

our products as our business grows.

In order to support our UAS operations,

including maintaining adequate warehouse space, service and repair facilities, logistics infrastructure and inventory management systems,

and, if the TriFan 600 program is resumed, to develop and manufacture our aircraft, we must be able to obtain and maintain adequate facilities

and infrastructure. While we believe our current facilities are adequate for our present level of operations, as our UAS business grows,

we may be required to expand or upgrade these facilities and systems. Any inability to secure suitable facilities on commercially reasonable

terms, disruptions at our service or warehouse locations, or failure to effectively manage inventory and repair operations could adversely

affect our ability to fulfill customer orders, provide timely service and support, and maintain customer relationships, which could materially

adversely affect our business, financial condition and results of operations.

Moreover, if the TriFan 600 program is resumed and the aircraft

reaches commercial production, the aircraft would require ongoing maintenance and support, the costs and frequency of which are uncertain.

There can be no assurance that the program will be resumed or that the aircraft will reach commercial production.

Our UAS operations depend on trained drone

operators, technicians and other qualified personnel, and competition for such personnel is significant. If the TriFan 600 program is

resumed, pilot and mechanic availability could affect the commercialization of the aircraft.

Our UAS operations rely on

trained drone operators, technicians, repair personnel and other skilled employees, including individuals holding FAA Part 107 certifications

and other applicable credentials. Competition for qualified personnel in the UAS industry is significant and may increase as adoption

of drone technology expands. If we are unable to attract, train and retain qualified personnel in sufficient numbers, our ability to grow

our UAS business, provide timely service and support, and execute our strategic plans could be adversely affected.

If and when the TriFan 600

program is resumed and the aircraft approaches commercialization, a shortage of pilots and qualified aviation mechanics could adversely

affect demand for the aircraft and the Company’s ability to support customers. There is an existing shortage of pilots in the broader

aviation industry, and trained aviation mechanics are also in limited supply. If these conditions persist at the time the TriFan 600 program

is resumed, they may reduce our ability to sell aircraft at scale or operate on the timelines we project at that time.

We may be adversely affected by interruptions

in production or supply chain disruptions that are beyond our control, including disruptions impacting suppliers of UAS products or aircraft

components if the TriFan 600 program is resumed.

UAS Operations

Our UAS operations depend

on the timely availability of drone platforms, payloads, batteries, components and related products from third-party manufacturers. Disruptions

in global supply chains, shipping delays, manufacturing constraints, tariff or trade restrictions, or other supplier-related issues could

reduce product availability, increase costs, delay customer deliveries, and adversely affect our ability to maintain adequate inventory

Source: SEC EDGAR (public domain) · 10-K for the period ended 2025-12-31, filed 2026-04-15 · accession 0001213900-26-043785

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