| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | XPAY | SPY | Δ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 · ytd | −0.1% | −2.6% | −7.0% | +8.7% | +3.7% | −2.8% | −2.4% | — | — | — | — | — | −3.2% | +9.3% | −12.6pp |
| 2025 | +1.0% | −3.0% | −7.5% | −2.7% | +4.4% | +3.1% | +0.5% | −0.0% | +1.9% | +0.5% | −1.7% | −1.7% | −5.7% | +17.7% | −23.4pp |
| 2024 · part | — | — | — | — | — | — | — | — | — | — | +4.0% | −4.1% | −0.2% | +24.9% | −25.1pp |
A month’s return is its month-end close over the prior month-end’s, so a year’s figure is exactly the product of its twelve monthly cells — no separate annualisation, no resampling. A blank cell means no return exists for that month (the series had not started, or it is the very first month-end, which has nothing to be measured against). Blank is never zero.
Basis. XPAY is on the price only (split-adjusted close; dividends NOT included) basis, SPY on the total return (splits + dividends) basis. THE TWO DIFFER: one series includes dividends and the other does not, so the Δ column flatters whichever one is on the total-return basis. Read it with that in mind — the bases are printed rather than silently reconciled.
Partial years. A year marked “ytd” or “part” does not cover the full calendar year: either the stored history starts inside it (the figure is measured from the first month-end present) or the data stops before December (the figure runs through the last stored close). The row’s own tooltip names the exact boundary. It is never dressed up as a calendar-year return.
End of day. These are stored end-of-day closes, and the window is anchored on the LAST stored bar rather than today’s date — so the newest row ends where the data ends. Nothing here is intraday.
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Years ⓘ | 2 | 2 | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 1 | 2 | 2 |
| Positive ⓘ | 50% | 0% | 0% | 50% | 100% | 50% | 50% | 0% | 100% | 100% | 50% | 0% |
| Median | +0.4% | −2.8% | −7.3% | +3.0% | +4.1% | +0.1% | −0.9% | −0.0% | +1.9% | +0.5% | +1.2% | −2.9% |
| Best | +1.0% | −2.6% | −7.0% | +8.7% | +4.4% | +3.1% | +0.5% | −0.0% | +1.9% | +0.5% | +4.0% | −1.7% |
| Worst | −0.1% | −3.0% | −7.5% | −2.7% | +3.7% | −2.8% | −2.4% | −0.0% | +1.9% | +0.5% | −1.7% | −4.1% |
| vs SPY ⓘ | −1.7pp | −1.7pp | −2.0pp | −1.8pp | −1.7pp | −1.9pp | −1.8pp | −2.1pp | −1.7pp | −1.9pp | −1.9pp | −1.7pp |
21 monthly observations across 2024–2026, benchmark SPY. The highlighted column is the current calendar month. Months are calendar months, not rolling 30-day windows.
