| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | VFMO | SPY | Δ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 · ytd | +5.6% | +3.4% | −5.5% | +13.6% | +4.0% | +7.3% | −14.0% | — | — | — | — | — | +12.6% | +7.5% | +5.0pp |
| 2025 | +5.1% | −4.3% | −8.0% | +0.4% | +7.9% | +5.3% | +1.3% | +3.6% | +6.0% | +2.7% | −2.2% | −0.4% | +17.4% | +17.7% | −0.3pp |
| 2024 | +2.2% | +9.2% | +3.4% | −6.2% | +5.8% | +0.3% | +3.8% | +1.5% | +1.8% | +0.6% | +10.0% | −7.5% | +26.1% | +24.9% | +1.3pp |
| 2023 | +4.0% | −2.3% | −2.6% | −1.0% | +0.4% | +8.6% | +3.2% | −3.5% | −6.0% | −5.1% | +11.9% | +9.3% | +16.3% | +26.2% | −9.9pp |
| 2022 | −9.0% | +1.3% | +3.3% | −8.4% | +2.3% | −9.6% | +8.4% | −0.4% | −7.6% | +12.9% | +2.1% | −6.0% | −12.8% | −18.2% | +5.3pp |
| 2021 | +5.3% | +5.7% | −1.0% | +2.7% | +1.4% | +2.0% | −2.0% | +3.4% | −3.3% | +6.7% | −3.7% | +1.1% | +19.2% | +28.7% | −9.6pp |
| 2020 · part | — | — | — | — | — | — | +6.9% | +4.8% | −1.3% | −2.4% | +14.7% | +6.2% | +31.4% | +18.3% | +13.0pp |
A month’s return is its month-end close over the prior month-end’s, so a year’s figure is exactly the product of its twelve monthly cells — no separate annualisation, no resampling. A blank cell means no return exists for that month (the series had not started, or it is the very first month-end, which has nothing to be measured against). Blank is never zero.
Basis. VFMO is on the total return (splits + dividends) basis, SPY on the total return (splits + dividends) basis. Both columns are on the same basis, so the Δ column is a like-for-like difference.
Partial years. A year marked “ytd” or “part” does not cover the full calendar year: either the stored history starts inside it (the figure is measured from the first month-end present) or the data stops before December (the figure runs through the last stored close). The row’s own tooltip names the exact boundary. It is never dressed up as a calendar-year return.
End of day. These are stored end-of-day closes, and the window is anchored on the LAST stored bar rather than today’s date — so the newest row ends where the data ends. Nothing here is intraday.
