| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | UEVM | SPY | Δ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 · ytd | +6.9% | +2.5% | −7.7% | +6.1% | +1.2% | −3.6% | +2.2% | — | — | — | — | — | +6.8% | +7.5% | −0.7pp |
| 2025 | −0.7% | −1.1% | +2.5% | −0.0% | +5.3% | +6.3% | +0.6% | +5.1% | +1.6% | +1.4% | +0.5% | −0.4% | +22.7% | +17.7% | +5.0pp |
| 2024 | −1.6% | +3.5% | +0.7% | +2.1% | +4.7% | +0.9% | −0.2% | +1.4% | +5.3% | −4.1% | −0.9% | +0.1% | +12.1% | +24.9% | −12.8pp |
| 2023 | +4.9% | −3.8% | +2.8% | +3.0% | −2.9% | +3.2% | +7.2% | −4.6% | −1.0% | −3.3% | +6.9% | +4.9% | +17.4% | +26.2% | −8.8pp |
| 2022 | −1.4% | −0.4% | −1.3% | −4.5% | −0.0% | −7.4% | −0.5% | −1.1% | −9.7% | +1.4% | +11.5% | −0.9% | −14.6% | −18.2% | +3.6pp |
| 2021 | +0.7% | +2.9% | +3.3% | +3.4% | +2.8% | +1.0% | −4.7% | +3.9% | −3.4% | −0.5% | −3.3% | +5.1% | +11.1% | +28.7% | −17.6pp |
| 2020 · part | — | — | — | — | — | — | +6.8% | +1.0% | −2.6% | −1.0% | +10.9% | +6.3% | +22.5% | +18.3% | +4.2pp |
A month’s return is its month-end close over the prior month-end’s, so a year’s figure is exactly the product of its twelve monthly cells — no separate annualisation, no resampling. A blank cell means no return exists for that month (the series had not started, or it is the very first month-end, which has nothing to be measured against). Blank is never zero.
Basis. UEVM is on the total return (splits + dividends) basis, SPY on the total return (splits + dividends) basis. Both columns are on the same basis, so the Δ column is a like-for-like difference.
Partial years. A year marked “ytd” or “part” does not cover the full calendar year: either the stored history starts inside it (the figure is measured from the first month-end present) or the data stops before December (the figure runs through the last stored close). The row’s own tooltip names the exact boundary. It is never dressed up as a calendar-year return.
End of day. These are stored end-of-day closes, and the window is anchored on the LAST stored bar rather than today’s date — so the newest row ends where the data ends. Nothing here is intraday.
