| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | SOFI | SPY | Δ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 · ytd | −12.9% | −22.1% | −10.6% | +1.4% | +13.2% | −1.6% | −14.9% | — | — | — | — | — | −41.7% | +7.5% | −49.3pp |
| 2025 | +2.5% | −8.3% | −19.6% | +7.6% | +6.3% | +36.9% | +24.0% | +13.1% | +3.4% | +12.3% | +0.1% | −11.9% | +70.0% | +17.7% | +52.3pp |
| 2024 | −21.3% | +14.7% | −18.7% | −7.1% | +1.8% | −4.2% | +14.1% | +6.0% | −1.6% | +42.1% | +46.9% | −6.2% | +54.8% | +24.9% | +29.9pp |
| 2023 | +50.3% | −4.8% | −8.0% | +2.6% | +11.4% | +20.2% | +37.3% | −24.4% | −7.7% | −5.5% | −3.4% | +36.5% | +115.8% | +26.2% | +89.7pp |
| 2022 | −21.1% | −8.3% | −17.5% | −35.2% | +22.2% | −29.5% | +19.7% | −6.2% | −17.6% | +11.5% | −11.2% | −4.6% | −70.8% | −18.2% | −52.7pp |
| 2021 · part | — | — | — | — | — | — | −19.5% | −8.2% | +12.0% | +26.5% | −14.4% | −8.1% | −17.5% | +28.7% | −46.3pp |
A month’s return is its month-end close over the prior month-end’s, so a year’s figure is exactly the product of its twelve monthly cells — no separate annualisation, no resampling. A blank cell means no return exists for that month (the series had not started, or it is the very first month-end, which has nothing to be measured against). Blank is never zero.
Basis. SOFI is on the total return (splits + dividends) basis, SPY on the total return (splits + dividends) basis. Both columns are on the same basis, so the Δ column is a like-for-like difference.
Partial years. A year marked “ytd” or “part” does not cover the full calendar year: either the stored history starts inside it (the figure is measured from the first month-end present) or the data stops before December (the figure runs through the last stored close). The row’s own tooltip names the exact boundary. It is never dressed up as a calendar-year return.
End of day. These are stored end-of-day closes, and the window is anchored on the LAST stored bar rather than today’s date — so the newest row ends where the data ends. Nothing here is intraday.
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Years ⓘ | 5 | 5 | 5 | 5 | 5 | 5 | 6 | 5 | 5 | 5 | 5 | 5 |
| Positive ⓘ | 40% | 20% | 0% | 60% | 100% | 40% | 67% | 40% | 40% | 80% | 40% | 20% |
| Median | −12.9% | −8.3% | −17.5% | +1.4% | +11.4% | −1.6% | +16.9% | −6.2% | −1.6% | +12.3% | −3.4% | −6.2% |
| Best | +50.3% | +14.7% | −8.0% | +7.6% | +22.2% | +36.9% | +37.3% | +13.1% | +12.0% | +42.1% | +46.9% | +36.5% |
| Worst | −21.3% | −22.1% | −19.6% | −35.2% | +1.8% | −29.5% | −19.5% | −24.4% | −17.6% | −5.5% | −14.4% | −11.9% |
| vs SPY ⓘ | −14.3pp | −5.3pp | −14.1pp | −3.1pp | +7.9pp | −0.6pp | +11.7pp | −2.1pp | −3.0pp | +10.0pp | −12.6pp | −3.7pp |
61 monthly observations across 2021–2026, benchmark SPY. The highlighted column is the current calendar month. Months are calendar months, not rolling 30-day windows.
