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SBEV US Equity

Splash Beverage Group, Inc.Consumer Staples · Beverages · CIK 1553788 · FY ends Dec 31
$0.47
+0.05 (+10.94%)
USD · as of 2026-08-21 · marketstack

SBEV · 10-K · period ended 2021-12-31

← all SBEV documents
filed 2022-03-31 · EDGAR original ↗

Our rendering of the filing — original pagination and typography are not reproduced, and tables are reduced to their short label cells (the figures live on FA). Nothing is summarized: every line below is the filing's own text.

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U.S. SECURITIES AND

EXCHANGE COMMISSION

WASHINGTON, D.C.

20549

FORM 10-K

☒ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d)

OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2021

☐TRANSITION REPORT UNDER SECTION 13 OR 15(d) OF

THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from _________to _________

Commission File Number 001-40471

SPLASH BEVERAGE GROUP, INC.

(Exact name of registrant as specified in its charter)

1314 E Las Olas Blvd. Suite 221

Fort Lauderdale, FL33301

(Address of principal executive offices) (Zip

code)

(954)745-5815

(Registrant’s telephone number, including

area code)

Not Applicable

(Former name, former address and former fiscal year,

if changed since last report)

Securities registered pursuant to Section 12(b) of the Act:

Title of each class Trading Symbol Name of each exchange on which registered

Common Stock, $.001 par value per share SBEV NYSE American LLC

Indicate

by check mark if the registrant is a well-known seasoned issuer, as defined in Rule 405 of the Securities Act. ☐Yes ☒No

Indicate

by check mark if the registrant is not required to file reports pursuant to Section 13 or Section 15(d) of the Act. ☐Yes ☒No

Indicate

by check mark whether the registrant (i) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange

Act of 1934 during the preceding 12 months (or for such shorter period that the registrant was required to file such reports), and (2)

has been subject to such filing requirements for the past 90 days. ☒Yes☐No

Indicate

by checkmark whether the registrant has submitted electronically every Interactive Data File required to be submitted pursuant to rule

405 of Regulation S-T during the preceding 12 months (or for such shorter period that the registrant was required to submit such files).

☒Yes☐No

Indicate by checkmark whether the registrant is a

large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth company. See

the definitions of “large accelerated filer,” “accelerated filer,” “smaller reporting company,” and

“emerging growth company,” in Rule 12b-2 of the Exchange Act.

Large accelerated filer ☐ Accelerated filer ☐

Non-accelerated filer ☒ Smaller reporting company ☒

Emerging growth company ☐

If

an emerging growth company, indicate by check mark if the registrant has elected not to use the extended transition period for complying

with any new or revised financial accounting standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Indicate

by check mark whether the registrant has filed a report on and attestation to its management’s assessment of the effectiveness of

its internal control over financial reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public

accounting firm that prepared or issued its audit report. ☐

Indicate

by check mark whether the registrant is a shell company (as defined in rule 12b-2 of the Act). ☐Yes ☒No

The aggregate market value of the Registrant’s

common equity held by non-affiliates computed by reference to the price at which the common equity was last sold as of the last business

day of the Registrant’s most recently completed second fiscal quarter was $24,013,945.

On March 31, 2022, there were 33,586,234shares of Common Stock issued and outstanding.

SPLASH BEVERAGE GROUP, INC.

FORM 10-K FOR THE YEAR ENDED DECEMBER 31, 2021

TABLE OF CONTENTS

Page

PART I

Item 1. Business 1

Item 1A. Risk Factors 7

Item 1B. Unresolved Staff Comments 20

Item 2. Properties 20

Item 3. Legal Proceedings 20

Item 4. Mine Safety Disclosures 20

PART II

Item 6. Selected Financial Data 21

Item 7A. Quantitative and Qualitative Disclosures about Market Risk 22

Item 8. Financial Statements and Supplementary Data F-1

Item 9A. Controls and Procedures 23

Item 9B. Other Information 23

PART III

Item 10. Directors, Executive Officers and Corporate Governance 24

Item 11. Executive Compensation 28

Item 14. Principal Accounting Fees and Services 30

PART IV

Item 15. Exhibits and Financial Statement Schedules 31

Signatures 32

i

PART I

Except

as otherwise indicated, references to “we”, “us”, “our”, “Splash”, “SBG” and

the “Company” refer to Splash Beverage Group, Inc. and its wholly owned

subsidiaries.

This Annual

Report on Form 10-K (this “Annual Report”) contains “forward-looking statements” Forward-looking statements reflect

our current view about future events. When used in this Report, the words “anticipate,” “believe,” “estimate,”

“expect,” “future,” “intend,” “plan,” or the negative of these terms and similar expressions,

as they relate to us or our management, identify forward-looking statements. Such statements include, but are not limited to, statements

contained in this Report relating to our business strategy, our future operating results and liquidity and capital resources outlook.

Forward-looking statements are based on our current expectations and assumptions regarding our business, the economy and other future

conditions. Because forward–looking statements relate to the future, they are subject to inherent uncertainties, risks and changes

in circumstances that are difficult to predict. Our actual results may differ materially from those contemplated by the forward-looking

statements. They are neither statements of historical fact nor guarantees of assurance of future performance. We caution you therefore

against relying on any of these forward-looking statements. Important factors that could cause actual results to differ materially from

those in the forward-looking statements include, without limitation, our ability to raise capital to fund continuing operations; our ability

to protect our intellectual property rights; the impact of any infringement actions or other litigation brought against us; competition

from other providers and products; our ability to develop and commercialize products and services; changes in government regulation; our

ability to complete capital raising transactions; and other factors (including the risks contained in the section of this Annual Report

entitled “Risk Factors”) relating to our industry, our operations and results of operations. Actual results may differ significantly

from those anticipated, believed, estimated, expected, intended or planned.

Factors

or events that could cause our actual results to differ may emerge from time to time, and it is not possible for us to predict all of

them. We cannot guarantee future results, levels of activity, performance or achievements. Except as required by applicable law, including

the securities laws of the United States, we do not intend to update any of the forward-looking statements to conform these statements

to actual results.

MARKET AND INDUSTRY DATA

This Annual Report on Form 10-K

contains statistical data, estimates and forecasts that are based on independent industry publications or other publicly available

information, as well as other information based on our internal sources. While we believe the industry and market data included in this

Annual Report on Form 10-K are reliable and are based on reasonable assumptions, these data involve many assumptions and limitations,

and you are cautioned not to give undue weight to these estimates. We have not independently verified the accuracy or completeness of

the data contained in these industry publications and other publicly available information. The industry in which we operate is subject

to a high degree of uncertainty and risk due to a variety of factors, including those described in the sections titled “Cautionary Note Regarding

Forward-Looking Statements” and “Risk Factors” included in this Annual Report on Form 10-K.

TRADEMARKS AND TRADE NAMES

We own or have rights to various

trademarks, service marks and trade names that we use in connection with the operation of our business. This Annual Report on Form 10-K

may also contain trademarks, service marks and trade names of third parties, which are the property of their respective owners. Our use

or display of third parties’ trademarks, service marks, trade names or products in this Annual Report on Form 10-K is not intended

to, and does not imply a relationship with, or endorsement or sponsorship by us. Solely for convenience, the trademarks, service marks

and trade names referred to in this Annual Report on Form 10-K may appear without the ®, TM or SM symbols, but such

references are not intended to indicate, in any way, that we will not assert, to the fullest extent under applicable law, our rights or

the right of the applicable licensor to these trademarks, service marks and trade names.

Except

as otherwise indicated, references to “we”, “us”, “our”, “Splash”, “SBG” and

the “Company” refer to Splash Beverage Group, Inc. and its wholly owned

subsidiaries.

Item 1. Business.

Company Overview

Splash is a portfolio company

managing multiple brands across several growth segments within the consumer beverage industry. Splash has built organizational capabilities

and an infrastructure enabling it to incubate and/or acquire brands with the intention of efficiently accelerating them to higher volumes.

We have proven capabilities in building consumer franchises and marketing and distributing multiple brands of beverages within the non-alcoholic

and alcoholic segments. Manufacturing is typically outsourced to third party co-packers and distillers, or in select cases for a brand

such as Copa Di Vino wines, performed within our own facility in Oregon.

We believe the distribution landscape

in the beverage industry is changing rapidly as tech-enabled e-commerce business models are thriving. Direct to consumer, office or home

solutions are projected to continue to gain traction in the future. To address this opportunity Splash continues to shape its operating

model to be vertically integrated building a proprietary e-commerce platform, Qplash, which allows us to purchase local and regional brands

for developing a direct line of sales at retail stores.

Splash Beverage Group II, Inc.

Splash’s wholly owned subsidiary, was originally incorporated in the State of Nevada under the name TapouT Beverages, Inc. for the

purpose of acquiring the rights under a license agreement with TapouT, LLC (Authentic Brands Group ) for the right to use the TapouT Performance

brand in connection with manufacturing and selling certain beverages. In 2014, Robert Nistico was hired as Chief Executive Officer and

the Company’s name was changed to Splash Beverage Group, Inc. to reflect the revised business plan of being a manufacturer

and distributor of several brands of beverages including both non-alcoholic and alcoholic brands.

1

Robert Nistico has over 28 years

of experience in all levels of the three-tier distribution system used in the beverage industry. Prior to joining the Company, he led

the Marley Beverage Company from startup to over $47 million in annual revenues and ultimately profitability in three and one-half years.

Before that he was the 5th employee at Red Bull North America, Inc. and served as General Manager, VP of Field Marketing and Sr. Vice

President & General Manager during his 11 years there. He was instrumental in building the Red Bull brand in North and Central America

and the Caribbean. Under his leadership, revenues grew from $0 revenue to over $1.6 billion annually. Nistico began his career with the

Gallo Winery, quickly ascending within that system between winery and senior positions in distribution with Premier Beverage and RNDC

Texas.

Mr. Nistico has assembled a team

of experienced beverage industry professionals including SBG’s President & CMO, Bill Meissner, the former CEO and/or President

of brands such as Sparkling Ice, Fuse and Jones Soda with the goal of replicating the business model of companies like Diageo of owning

certain brands and managing others where there are synergies from a distribution standpoint. SBG however, has an additional

strategic advantage of “brand incubation” with its own ecommerce platform.

Splash has license rights to the

TapouT Performance brand globally and has a joint venture with SALT Naturally Flavored Tequila, and Copa Di Vino wines & Pulpoloco sangrias, SBG’s

first acquisition. Mr. Nistico and Company leadership understand the importance of infusing beverage brands with strong pop culture and

lifestyle elements which drives trial, belief and, most importantly, repeat purchases.

Our Strategy

Our strategy is to combine the

traditional approach of manufacturing, distributing, and marketing of beverages, with brands that have a reasonable level of pre-existing

brand awareness and market presence, or have attributes that we believe to be purely innovative. We believe this allows us to break through

the clutter of numerous brand introductions and dilute risk. This philosophy is applied regardless of whether the brand is 100% owned

by us or a joint venture.

For acquisition or joint venture

consideration, we prefer to work with brands that already have one or more of the following in place:

● Some level of preexisting brand awareness

● Regional presence that can be expanded

● Licensing an existing brand name (TapouT for example)

● Innovation to an existing attractive category (such as flavored tequila)

We believe this model provides

us with two paths to success: one, developing our wholly owned core brands and two, the ability to tap into high growth, early-stage brands

ready to scale. This platform allows us to significantly reduce development expense while simultaneously increasing efficiencies for all

brands in our portfolio.

Most new single beverage brands

have limited access to distribution and thus find it extremely difficult to obtain meaningful retail shelf presence. Our management

team has over 120 years of combined experience in the beverage industry, including decades of successful brand introductions by our

management team (Gallo, Red Bull, Bacardi, Diageo, Sparkling Ice, Jones Soda, FUZE Beverage, NOS Energy, SoBe Beverages, Muscle Milk,

Marley Beverages), we believe our ability to break through the distribution and retail bottlenecks makes us an attractive joint venture

partner to many new brand owners.

Our preference is to own and control

all aspects of any given brand. However, we have also been flexible to engage in business ventures structured with a revenue split, a

marketing spend commitment from the brand founder and an earned equity position that constitutes control. We have proven that many partners

are happy to award Splash an equity position in their brand in exchange for distribution, sales and marketing management within the distribution

network which eliminates their need to invest in infrastructure. Our partners only need to manage a small base of corporate operations.

The benefit to Splash in these

shared brand ownerships is the ability to avoid the development costs for new products. This model spreads our risk over several brands,

contributes to our economies of scale, and improves our relationship with distributors because we can provide them with a broader line

of beverage products.

Since our inception, we have seen

consistent deal flow, having been approached by over 20 brands. We only engage with brands that fit comfortably within the guidelines

noted above and which provide efficiencies or synergies within the beverage categories and retail channels we participate in.

We also believe the distribution

landscape in the beverage category is changing rapidly. Tech-enabled business models are thriving and direct to consumer, office or home

solutions are projected to continue to gain traction as beverage alcohol regulations evolve. A core strategy for us is to build onto the

early success we’re seeing with the Qplash online platform, our consumer-packaged goods retail division and our first entry point

into the growing e-commerce channel.

Products

We currently produce,

distribute and market SALT Naturally Flavored Tequila (“SALT”), a 100% agave 80 proof line of flavored tequilas, “TapouT

Performance,” a hydration and recovery isotonic sport drink, Copa Di Vino single serve wine by the glass and import Pulpoloco Sangria

in 3 flavors.

2

The following is a description

of these products.

SALT Flavored Tequila

We produce, distribute, and market

the following flavors under the brand name SALT Naturally Flavored Tequila:

● Citrus flavor

● Berry flavor

● Chocolate flavor

We believe that SALT is the

first line of 100% agave 80-proof flavored tequilas. Vodka, rum, and brown spirits have experienced significant growth when flavors are

introduced, and we expect this growth of flavors to continue, as the tequila category continues to rapidly expand.

SALT is currently being distributed

by Republic National Distribution Co., Youngs Market, various Anheuser-Busch & Miller-Coors distributorships, and Major Brands Distribution

Company, a wine and spirits distributor in the Mid-West to chains such as Walmart and Total Wine (which is the largest private wine

and spirits chain in the U.S.), and others in multiple U.S. states. Additionally, SALT is for sale in Mexico. Several South American countries

are expected to launch SALT during spring 2022.

SALT is a business venture between

our Company and SALT USA, LLC. All aspects of manufacturing, logistics, distribution and marketing are our responsibility.

TapouT Performance Isotonic Sports Drinks

We will produce, market, sell

and distribute the following sports beverages under the brand name TapouT:

● TapouT Performance:

● TapouT Elite: Under consideration for 2022

● TapouT Energy: Under consideration for 2022

● TapouT Performance Mango Flavor: Under consideration for 2022

3

TapouT Performance is a unique

advanced performance beverage containing ingredients known for recuperative and cell regeneration which promotes better absorption of

nutrients, increase hydration and cellular recovery. It is exclusively formulated with GRAS (FDA Designation “Generally Regarded

As Safe”) ingredients versus controversial ingredients often used in many competitive products. It can be taken before, during or

after activity to enhance activation, hydration, and recovery. TapouT Performance is all natural and is balanced with a proprietary blend

of 5 electrolytes, amino acids and a proprietary specialized ingredient blend of minerals and nutrients.

TapouT , formally associated with

the UFC and mixed martial arts has been producing branded clothing and light equipment for over 23 years and has a high level of aided

and unaided brand awareness.

TapouT License Agreement

We have the rights under a License

Agreement with ABG TapouT (the “License Agreement”) to produce, market, sell and distribute TapouT sports beverages globally.

The beverages covered by the License Agreement include sports drinks, energy drinks, energy shots, electrolyte chews, energy bars, water,

protein, and teas.

We pay a 6% royalty of net sales

or a guaranteed minimum annual royalty of $653,000, whichever is greater. The License Agreement will expire on December 31, 2028 at which

time will be reviewed and renegotiated if necessary.

We have the right to use the TapouT

brand to market, advertise and promote for sale our TapouT beverages and branded products. As part of the alliance, Splash commits to

investing 2% of sales in marketing the TapouT Performance Brand. TapouT provides marketing collateral for advertising and promotion and

has influential relationships with select celebrity and athletic talent. TapouT agrees to use reasonable efforts to request its retained

celebrities and/or athletes be present at autograph signings, tradeshows and other similar events.

Copa di Vino Wine Group, Inc. and Related Financing

On December 24, 2020, the Company

entered into a Revenue Loan and Security Agreement (the “Loan and Security Agreement”) by and among the Company, Robert Nistico,

additional Guarantor and each of the subsidiary guarantors from time-to-time party thereto (each a “Guarantor”, and, collectively,

the “Guarantors”), and Decathlon Alpha IV, L.P. (the “Lender”). The Loan and Security Agreement provided for a

revenue-based credit facility of $1,578,237 (the “Gross Amount”) with the Lender (the “Credit Facility”).

The Credit Facility matures on

the earliest of (a) August 15, 2025, (b) immediately prior to a change in control of the Company, or (c) acceleration of the obligations,

such as upon the occurrence of any event of default under the Loan and Security Agreement. If the Credit Facility is paid off after 6

months, the Company will pay interest at a rate starting at 0.5 times the amount advanced under the Credit Facility and up to 1.00 times

the amount advanced if the Credit Facility is paid off after more than 24 months have elapsed from the effective date. The Credit Facility

requires monthly payments, commencing on February 15, 2021, equal to the product of all revenue for the immediately preceding month and

applicable revenue percentage, which is 3.75% in 2021 and 2022, 4.0% in 2023 and 2024. If the annual revenue is not equal to at least

80% of projected revenue, the applicable revenue percentage for all subsequent payments will automatically increase by 0.50%, without

notice from the lender. Pursuant to the Loan and Security Agreement dated December 24, 2020, the Company instructed the Lender to pay

$1,500,000 of the Gross Amount under the Credit Facility towards the purchase price in connection with the Company’s purchase of

certain assets of Copa di Vino Corporation (“CdV”) and the balance of the Gross Amount was used for to pay off a line of credit

for one of the Company’s other subsidiaries in order to make the Lender the first-in-line creditor. Pursuant to the Loan and Security

Agreement, the Company granted the Lender a security interest in all of its assets as listed therein.

Borrowings under the Credit Facility

are subject to, among other things, a minimum borrowing/collateral base and pursuant to which the Company granted the Lender a security

interest in its assets (as set forth and subject to the Loan and Security Agreement) as collateral under the Credit Facility. In addition,

the Credit Facility requires the Company to, among other things (i) make representations and warranties regarding the collateral as well

the Company’s business and operations, (ii) agree to certain indemnification obligations and (iii) agree to comply with various

affirmative and negative covenants.

Copa di Vino is the leading producer

of premium wine by the glass in the United States. Founder James Martin discovered the concept on a bullet train adventure through the

south of France. A year later he brought the technology to his hometown of The Dalles, Oregon located in the Columbia River Gorge. His

passion for wine led to Copa di Vino – wine in a glass – a ready to drink wine glass that could go anywhere without the need

for a bottle, corkscrew or glass.

Copa di Vino Wine Group, Inc.

Copa Di Vino is the leading producer

of premium wine by the glass in the United States.

Through our acquisition of Copa

di Vino Corporation, we are now able to offer seven varietals of wine: Pinot Grigio, Riesling, Merlot, Chardonnay, White Zinfandel, Moscato,

and Cabernet Sauvignon. In addition to its wine varietals, Copa di Vino also procures Pulpoloco, a sangria which is encased in a 100%

biodegradable can made from paper, from Spain. The exclusive rights to this packaging we conveyed to SBG as a result of the acquisition.

4

On December 24, 2020, we entered

into an Asset Purchase Agreement with CdV, pursuant to which the Company purchased certain assets and assumed certain liabilities that

comprise the CdV business for a total purchase price of $5,980,000, payable in the combination of $2,000,000 in cash, a $2,000,000 convertible

promissory note to CdV and a variable number of shares of the Company’s common stock based on a attainment of revenue hurdles.

E-commerce

“Qplash” is our consumer-packaged

goods retail division and our first entry point into the growing e-commerce channel. The division sells beverages and groceries online

through www.qplash.com, and third-party storefronts such as Amazon.com and Walmart.com. Inside of the division, there are

two primary customer groups: business to business retail businesses, which in turn offer the products to their customers, and business

to customer, selling direct to end users.

Qplash sells to retailers through www.qplash.com.

These retailers, generally in the high-end apparel space, buy beverages from Qplash and provide them to their customers in store to enhance

their shopping experience. They offer high end beverages for customers to enjoy while shopping or to take on the go. This program

allows businesses to control inventory, order with payment terms, and offers the convenience of delivery directly to each store.

To the end user, we ship orders

from our warehouses direct to their home or office. We offer competitive pricing, an easy and convenient transactional process, and a

wide selection of products. Consumers can order from www.qplash.com, from our storefront on Amazon, or other third-party platforms.

Amazon is a valuable revenue source as it allows us to access their loyal customer base and provides a high conversion rate

as customers are comfortable navigating and checking out through their website.

Currently we offer over

350 listings and have warehouses that ship from both California and Pennsylvania. Our objective is to offer 1,500 items by the fall of

2022.

Additionally, this vertically

integrated platform affords us a unique opportunity to incubate, accelerate and ultimately migrate brands to traditional distribution.

Legacy Business - Canfield Medical Supply, Inc.

Canfield Medical Supply, Inc.

(“CMS”) is a provider of home medical equipment, supplies and services (which relate to the equipment sales) in Ohio’s

Mahoning Valley, Western Pennsylvania and Northern West Virginia, with an emphasis on providing for patients with mobility-related limitations

who have had strokes, hip or knee replacements, and other surgeries after they are discharged from a hospital or rehab center. Canfield

is a legacy segment of the business and in December 2020, management announced our plan to discontinue CMS and will execute the business

transfer agreement in the second Quarter of 2022.

Our Competitive Strengths

We believe the following competitive strengths

contribute to Company’s success and differentiate us from our competitors:

● An established distribution network through global sales channels;

● Long-term relationships with retailers and the establishment of chains;

● Premium customer service;

● A highly experienced management team;

● Strategically selected, dedicated sales professionals;

● Celebrity and professional athlete endorsement of our brands.

5

Manufacturing and Co-packing

We are responsible for the manufacturing

of the TapouT Performance and SALT.

Although we are responsible for

manufacturing TapouT Performance and SALT, we do not directly manufacture these products, but instead outsource such manufacturing to

third party bottlers and contract packers.

Our TapouT Performance and Salt

products are manufactured by various third-party bottlers and co-packers situated throughout the United States under separate arrangements

with each party. Our co-packaging arrangements are generally on a month-to-month basis or are terminable upon request and do not typically

obligate us to produce any minimum quantities of products within specified periods.

We purchase concentrates, flavors,

dietary ingredients, cans, bottles, caps, labels, and other ingredients for our beverage products from our suppliers, which are delivered

to our various third-party bottlers and co-packers. In some cases, certain common supplies may be purchased by our various third-party

bottlers and co-packers. Depending on the product, the third-party bottlers or packers add filtered water and/or other ingredients (including

dietary ingredients) for the manufacture and packaging of the finished products into our approved containers in accordance with our formulas.

The Copa di Vino is bottled at

our manufacturing facility in The Dalles, Oregon. Pulpoloco is imported from Spain.

Distribution

We operate within what is referred

to as a “Three Tier Distribution System” where manufacturers do not typically sell directly to retailers, but instead contract

for local and regional distribution with independent distributors. These distributors typically have geographic rights to distribute major

beverage brands such as Budweiser, Pepsi, and Red Bull and call on every store in a given area such as major cities or regions. However,

due to increasing costs over the last 20 years for these distributors to call on every store (sometimes referred to in the industry as

“DSD” or direct store delivery), there has been a great deal of consolidation which has limited the options for new brands

to gain distribution and retail shelf presence. Our management team believes that their history of success and experience working within

this channel will allow us to be successful in building a strong network of these distributors.

In addition to working with these

independent distributors, we also have distribution arrangements with national retail accounts to distribute some of our products directly

through their warehouse operations. Most notably, SBG executed a distribution agreement with AB-InBev, for distribution with their owned

operations, AB ONE. This provides SBG very effective distribution capabilities.

Employees

We

have 21 full-time employees, including non-officer employees and our executive officers. None

of our employees are represented by a labor union. We have not experienced any work stoppages and consider our relations with our

employees to be good.

Listing on the NYSE American

Our common stock and warrants

are listed on the NYSE American exchange under the ticker symbols “SBEV” and “SBEV WS,” respectively.

6

Corporate Information

Splash

was originally incorporated in the State of Nevada under the name TapouT Beverages, Inc. for the purpose of acquiring the rights under

a license agreement with TapouT, LLC (Authentic Brands Group) for the right to use the TapouT brand in connection with manufacturing

and selling certain beverages.

Splash executed a reverse merger with a fully reporting,

public entity called Canfield Medical Supply, Inc. and became a wholly-owned subsidiary of Canfield Medical Supply Inc. At the time of

the merger Canfield state of incorporation was Colorado. At the time of the merger Canfield’s common stock was quoted on the

OtCQB.

On July 31, 20221, we changed our name from Canfield

Medical Supply, Inc. to Splash Beverage Group, Inc.

On June 11, 2021, our common stock and warrants to

purchase common stock began trading on the NYSE American under the symbols “SBEV” and SBEV WS,” respectively

On November 8, 2021, we changed

our state of incorporation from Colorado to Nevada.

Our principal offices are located

at 1314 E. Las Olas Blvd, Suite 221, Fort Lauderdale, Florida 33301. Our main telephone number is (954) 745-5815. Our website address

is www.splashbeveragegroup.com. We have not incorporated by reference into this Annual Report on Form 10-K the information

that can be assessed through our website and you should not consider it to be part of this Annual Report on Form 10-K.

Item 1A. Risk Factors.

You should carefully consider the risks described

below as well as other information provided to you in this document, including information in the section of this document entitled “Cautionary

Note Concerning Forward Looking Statements.” If any of the following risks actually occur, the Company’s business, financial

condition or results of operations could be materially adversely affected, the value of the Company’s Common Stock could decline,

and you may lose all or part of your investment.

RISKS RELATED TO OUR BUSINESS

Risks Related to our Business

An recurrence of the COVID-19 pandemic may negatively

affect our operations and our ability to raise capital.

The recurrence of an uncontrollable

event such as the COVID-19 pandemic may negatively affect our operations. A pandemic typically results in social distancing, travel bans

and quarantine, and this may limit access to our facilities, customers, management, support staff and professional advisors. This event

may also limit our ability to raise capital which as noted above could trigger certain rescission rights which could result in the Company’s

incurring additional debt and preferred holders who may take preference over other common holders. These factors, in turn, may not only

impact our operations, financial condition and demand for our products but our overall ability to react timely to mitigate the impact

of this event. Also, it may hamper our efforts to comply with our filing obligations with the Commission.

7

If we are unable to continue as a going concern,

our securities will have little or no value.

We have sustained recurring losses

and we have had a working capital and stockholders’ equity deficits. These prior losses and expected future losses have had, and

will continue to have, an adverse effect on our financial condition. In addition, continued operations and our ability to continue as

a going concern may be dependent on our ability to obtain additional financing in the near future and thereafter, and there are no assurances

that such financing will be available to us at all or will be available in sufficient amounts or on reasonable terms. Our financial statements

do not include any adjustments that may result from the outcome of this uncertainty. If we are unable to generate additional funds in

the future through sales of our products, financings or from other sources or transactions, we will exhaust our resources and will be

unable to continue operations. If we cannot continue as a going concern, our shareholders would likely lose most or all of their investment

in us.

We have experienced recurring losses from operations

and negative cash flows from operating activities and anticipate that we will continue to incur significant operating losses

in the future.

We have experienced recurring losses from operations and negative cash

flows from operating activities. We expect to continue to incur significant expenses related to our ongoing operations and generate operating

losses for the foreseeable future. The size of our losses will depend, in part, on the rate of future expenditures and our ability to

generate revenues. We incurred a net loss of $29.1 million for the year ended December 31, 2021. Our accumulated deficit

increased to $91.0 million as of December 31, 2021, compared to the prior year’s deficit of $61.6 million.

We may encounter unforeseen expenses,

difficulties, complications, delays, and other unknown factors that may adversely affect our financial condition. Our prior losses and

expected future losses have had, and will continue to have, an adverse effect on our financial condition. If our products do not achieve

sufficient market acceptance and our revenues do not increase significantly, we may never become profitable. Even if we achieve profitability

in the future, we may not be able to sustain profitability in subsequent periods. Our failure to become and remain profitable would decrease

the value of our company and could impair our ability to raise capital, expand our business, diversify our product offerings or continue

our operations. A decline in the value of our company could cause you to lose all or part of your investment.

If we are not able to successfully execute on

our future operating plans and objectives, our financial condition and results of operation may be materially adversely affected, and

we may not be able to continue as a going concern.

It is important that we meet our

sales goals and increase sales going forward as our operating plan already reflects prior significant cost containment measures and may

make it difficult to achieve top-line growth if further significant reductions become necessary. If we do not meet our sales goals, our

available cash and working capital will decrease and our financial condition will be negatively impacted.

In order to be successful, we

believe that we must, among other things:

● increase the sales volume and gross margins for our products;

● maintain efficiencies in operations;

● manage our operating expenses to sufficiently support operating activities;

● maintain fixed costs at or near current levels; and

We may not be able to meet these

objectives, which could have a material adverse effect on our results of operations. We have incurred significant operating expenses

in the past and may do so again in the future and, as a result, will need to increase revenues in order to improve our results of operations.

Our ability to increase sales will depend primarily on success in expanding our current markets, improving our distribution base, entering

into Direct-To-Retail (DTR) arrangements with national accounts, and introducing new brands, products or product extensions to the market.

Our ability to successfully enter new distribution areas and obtain national accounts will, in turn, depend on various factors, many

of which are beyond our control, including, but not limited to, the continued demand for our brands and products in target markets, the

ability to price our products at competitive levels, the ability to establish and maintain relationships with distributors in each geographic

area of distribution and the ability in the future to create, develop and successfully introduce one or more new brands, products, and

product extensions.

8

Demand for our products

may be adversely affected by changes in consumer preferences or any inability on our part to innovate, market or distribute our products

effectively, and any significant reduction in demand could adversely affect our business, financial condition or results of operations.

Our beverage portfolio is comprised

of a number of unique brands with reputations and consumer imagery that have been built over time. Our investments in marketing as well

as our strong commitment to product quality are intended to have a favorable impact on brand image and consumer preferences. If we do

not adequately anticipate and react to changing demographics, consumer and economic trends, health concerns and product preferences, our

financial results could be adversely affected.

Additionally, failure to introduce

new brands, products or product extensions into the marketplace as current ones mature and to meet the changing preferences of consumers

could prevent us from gaining market share and achieving long-term profitability. Product lifecycles can vary and consumer preferences

and loyalties change over time. Although we try to anticipate these shifts and innovate new products to introduce to our consumers, we

may not succeed. Consumer preferences also are affected by factors other than taste, such as health and nutrition considerations and obesity

concerns, shifting consumer needs, changes in consumer lifestyles, increased consumer information and competitive product and pricing

pressures. Sales of our products may be adversely affected by the negative publicity associated with these issues. In addition, there

may be a decreased demand for certain products as a result of the COVID-19 outbreak. If we do not adequately anticipate or adjust to respond

to these and other changes in consumer preferences, we may not be able to maintain and grow our brand image and our sales may be adversely

affected.

Volatility in the price or availability

of the inputs we depend on, including raw materials, packaging, energy and labor, could adversely impact our financial results.

The principal raw materials we use include glass bottles,

aluminum cans, labels and cardboard cartons, flavorings and sweeteners. These ingredient costs are subject to fluctuation. Substantial

increases in the prices of our ingredients, raw materials and packaging materials, to the extent that they cannot be recouped through

increases in the prices of finished beverage products, would increase our operating costs and could reduce our profitability. If our supply

of these raw materials is impaired or if prices increase significantly, it could affect the affordability of our products and reduce sales.

If we are unable to secure sufficient ingredients or

raw materials including glass, sugar, and other key supplies, we might not be able to satisfy demand on a short-term basis.

Changes in government regulation or failure

to comply with existing regulations could adversely affect our business, financial condition and results of operations.

Our business and properties are

subject to various federal, state and local laws and regulations, including those governing the production, packaging, quality, labeling

and distribution of beverage products. In addition, various governmental agencies have enacted or are considering additional taxes on

soft drinks and other sweetened beverages. Changes in existing laws or regulations could require material expenses and negatively affect

our financial results through lower sales or higher costs.

We compete in an industry that is brand-conscious,

so brand name recognition and acceptance of our products are critical to our success.

Our business is dependent upon

awareness and market acceptance of our products and brands by our target market, trendy, young consumers looking for a distinctive tonality

in their beverage choices. In addition, our business depends on acceptance by our independent distributors and retailers of our brands

as beverage brands that have the potential to provide incremental sales growth. If we are not successful in the revitalization and growth

of our brand and product offerings, we may not achieve and maintain satisfactory levels of acceptance by independent distributors and

retail consumers. In addition, we may not be able to effectively execute our marketing strategies in light of the various closures

and event cancellations caused by the COVID-19 outbreak. Any failure of our brand to maintain or increase acceptance or market penetration

would likely have a material adverse effect on our revenues and financial results.

Our brands and brand images are keys to our

business and any inability to maintain a positive brand image could have a material adverse effect on our results of operations.

Our success depends on our ability

to maintain brand image for our existing products and effectively build up brand image for new products and brand extensions. We cannot

predict whether our advertising, marketing and promotional programs will have the desired impact on our products’ branding and on

consumer preferences. In addition, negative public relations and product quality issues, whether real or imagined, could tarnish our reputation

and image of the affected brands and could cause consumers to choose other products. Our brand image can also be adversely affected by

unfavorable reports, studies and articles, litigation, or regulatory or other governmental action, whether involving our products or those

of our competitors.

Competition from traditional and large, well-financed

non-alcoholic and alcoholic beverage manufacturers may adversely affect our distribution relationships and may hinder development of our

existing markets, as well as prevent us from expanding our markets.

The beverage industry is highly

competitive. We compete with other beverage companies not only for consumer acceptance but also for shelf space in retail outlets and

for marketing focus by our distributors, all of whom also distribute other beverage brands. Our products compete with all non-alcoholic

and alcoholic beverages, most of which are marketed by companies with substantially greater financial resources than ours. Some of these

competitors are placing severe pressure on independent distributors not to carry competitive brands such as ours. We also compete with

regional beverage producers and “private label” hydration suppliers.

9

Increased competitor consolidations,

market-place competition, particularly among branded beverage products, and competitive product and pricing pressures could impact our

earnings, market share and volume growth. If, due to such pressure or other competitive threats, we are unable to sufficiently maintain

or develop our distribution channels, we may be unable to achieve our current revenue and financial targets. Competition, particularly

from companies with greater financial and marketing resources than ours, could have a material adverse effect on our existing markets,

as well as on our ability to expand the market for our products.

We may experience a reduced demand for some of our products due to

health concerns (including obesity) and legislative initiatives against sweetened beverages.

Consumers are concerned about

health and wellness; public health officials and government officials are increasingly vocal about obesity and its consequences. There

has been a trend among some public health advocates and dietary guidelines to recommend a reduction in sweetened beverages, as well as

increased public scrutiny, new taxes on sugar-sweetened beverages (as described below), and additional governmental regulations concerning

the marketing and labeling/packing of the beverage industry. Additional or revised regulatory requirements, whether labeling, tax or otherwise,

could have a material adverse effect on our financial condition and results of operations. Further, increasing public concern with respect

to sweetened beverages could reduce demand for our beverages and increase desire for more low-calorie soft drinks, water, enhanced water,

coffee-flavored beverages, tea, and beverages with natural sweeteners. We are continuously working to reduce calories and sugar in our

TapouT products while launching new products, to pair with existing brand extensions that round out our diversified portfolio.

Legislative or regulatory changes that affect

our products, including new taxes, could reduce demand for products or increase our costs.

Taxes imposed on the sale of certain

of our products by federal, state and local governments in the United States, or other countries in which we operate could cause consumers

to shift away from purchasing our beverages. Several municipalities in the United States have implemented or are considering implementing

taxes on the sale of certain “sugared” beverages, including non-diet soft drinks, fruit drinks, teas and flavored waters to

help fund various initiatives. These taxes could materially affect our business and financial results.

Our reliance on distributors, retailers and

brokers could affect our ability to efficiently and profitably distribute and market our products, maintain our existing markets and expand

our business into other geographic markets.

Our ability to maintain and expand

our existing markets for our products, and to establish markets in new geographic distribution areas, is dependent on our ability to establish

and maintain successful relationships with reliable distributors, retailers and brokers strategically positioned to serve those areas.

Most of our distributors, retailers and brokers sell and distribute competing products, including non-alcoholic and alcoholic beverages,

and our products may represent a small portion of their businesses. The success of this network will depend on the performance of the

distributors, retailers and brokers of this network. There is a risk that the mentioned entities may not adequately perform their functions

within the network by, without limitation, failing to distribute to sufficient retailers or positioning our products in localities that

may not be receptive to our product. Our ability to incentivize and motivate distributors to manage and sell our products is affected

by competition from other beverage companies who have greater resources than we do. To the extent that our distributors, retailers and

brokers are distracted from selling our products or do not employ sufficient efforts in managing and selling our products, including re-stocking

the retail shelves with our products, our sales and results of operations could be adversely affected. Furthermore, such third-parties’

financial position or market share may deteriorate, which could adversely affect our distribution, marketing and sales activities.

Our ability to maintain and expand

our distribution network and attract additional distributors, retailers and brokers will depend on a number of factors, some of which

are outside our control. Some of these factors include:

We may not be able to successfully

manage all or any of these factors in any of our current or prospective geographic areas of distribution. Our inability to achieve success

with regards to any of these factors in a geographic distribution area will have a material adverse effect on our relationships in that

particular geographic area, thus limiting our ability to maintain or expand our market, which will likely adversely affect our revenues

and financial results.

10

It is difficult to predict the timing and amount

of our sales because our distributors are not required to place minimum orders with us.

Our independent distributors and

national accounts are not required to place minimum monthly or annual orders for our products. In order to reduce their inventory costs,

independent distributors typically order products from us on a “just in time” basis in quantities and at such times based

on the demand for the products in a particular distribution area. Accordingly, we cannot predict the timing or quantity of purchases by

any of our independent distributors or whether any of our distributors will continue to purchase products from us in the same frequencies

and volumes as they may have done in the past. Additionally, our larger distributors and national partners may make orders that are larger

than we have historically been required to fill. Shortages in inventory levels, supply of raw materials or other key supplies could negatively

affect us.

If we do not adequately manage our inventory

levels, our operating results could be adversely affected.

We need to maintain adequate inventory

levels to be able to deliver products to distributors on a timely basis. Our inventory supply depends on our ability to correctly estimate

demand for our products. Our ability to estimate demand for our products is imprecise, particularly for new products, seasonal promotions

and new markets. If we materially underestimate demand for our products or are unable to maintain sufficient inventory of raw materials,

we might not be able to satisfy demand on a short-term basis. If we overestimate distributor or retailer demand for our products, we may

end up with too much inventory, resulting in higher storage costs, increased trade spend and the risk of inventory spoilage. If we fail

to manage our inventory to meet demand, we could damage our relationships with our distributors and retailers and could delay or lose

sales opportunities, which would unfavorably impact our future sales and adversely affect our operating results. In addition, if the inventory

of our products held by our distributors and retailers is too high, they will not place orders for additional products, which would also

Source: SEC EDGAR (public domain) · 10-K for the period ended 2021-12-31, filed 2022-03-31 · accession 0001731122-22-000639

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