| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | RYAM | SPY | Δ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 · ytd | +31.7% | +22.0% | +16.9% | −14.3% | −3.6% | −14.1% | +6.0% | — | — | — | — | — | +41.4% | +7.5% | +33.9pp |
| 2025 | −3.0% | −3.7% | −25.3% | −25.9% | −9.6% | +0.0% | −0.3% | +45.1% | +29.6% | −3.7% | −6.0% | −9.8% | −28.6% | +17.7% | −46.3pp |
| 2024 | +7.2% | −21.9% | +41.0% | −22.0% | +51.5% | −3.7% | +22.2% | +20.0% | +7.3% | −7.0% | +10.7% | −6.4% | +103.7% | +24.9% | +78.8pp |
| 2023 | −27.8% | +18.3% | −23.5% | −13.2% | −37.5% | +25.9% | +10.5% | −25.4% | +0.3% | −21.8% | +19.1% | +22.7% | −57.8% | +26.2% | −84.0pp |
| 2022 | +9.1% | −5.8% | +11.9% | −21.9% | −25.0% | −31.9% | +35.1% | +27.7% | −30.3% | +44.4% | +70.1% | +24.0% | +68.1% | −18.2% | +86.3pp |
| 2021 | +6.1% | +33.7% | −1.9% | +0.2% | −15.1% | −13.3% | +4.2% | +1.3% | +6.2% | −4.3% | −23.7% | +4.2% | −12.4% | +28.7% | −41.2pp |
| 2020 · part | — | — | — | — | — | — | +3.6% | +8.6% | +1.3% | +7.2% | +88.6% | +0.8% | +132.0% | +18.3% | +113.7pp |
A month’s return is its month-end close over the prior month-end’s, so a year’s figure is exactly the product of its twelve monthly cells — no separate annualisation, no resampling. A blank cell means no return exists for that month (the series had not started, or it is the very first month-end, which has nothing to be measured against). Blank is never zero.
Basis. RYAM is on the total return (splits + dividends) basis, SPY on the total return (splits + dividends) basis. Both columns are on the same basis, so the Δ column is a like-for-like difference.
Partial years. A year marked “ytd” or “part” does not cover the full calendar year: either the stored history starts inside it (the figure is measured from the first month-end present) or the data stops before December (the figure runs through the last stored close). The row’s own tooltip names the exact boundary. It is never dressed up as a calendar-year return.
End of day. These are stored end-of-day closes, and the window is anchored on the LAST stored bar rather than today’s date — so the newest row ends where the data ends. Nothing here is intraday.
