| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | PBNC | SPY | Δ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 · ytd | +8.4% | +5.6% | +4.2% | +15.4% | −7.9% | +0.0% | +3.6% | — | — | — | — | — | +31.3% | +7.5% | +23.8pp |
| 2025 | +6.7% | −3.0% | −1.1% | +4.9% | −0.4% | +6.4% | +0.0% | +2.0% | +2.7% | +3.4% | +0.2% | +4.5% | +29.1% | +17.7% | +11.4pp |
| 2024 | +4.4% | −4.3% | +5.8% | −2.4% | +8.8% | −4.2% | −0.5% | +0.7% | +2.5% | +0.4% | +3.9% | +4.6% | +20.6% | +24.9% | −4.2pp |
| 2023 | +2.3% | +0.1% | +0.6% | +0.7% | +2.0% | −11.7% | +7.5% | +3.7% | +0.0% | −3.0% | −4.6% | +2.2% | −1.4% | +26.2% | −27.6pp |
| 2022 | −0.5% | −3.0% | +3.0% | −2.5% | +0.6% | +0.8% | +1.6% | +3.7% | +0.6% | −0.5% | +3.5% | +0.1% | +7.4% | −18.2% | +25.6pp |
| 2021 | +8.8% | +1.2% | −1.1% | +1.9% | +0.7% | −1.1% | +2.2% | +0.0% | +0.5% | +1.3% | +6.3% | +5.3% | +28.6% | +28.7% | −0.1pp |
| 2020 | +0.0% | +3.9% | −6.3% | +0.0% | −2.0% | −8.2% | +4.2% | −0.1% | +7.7% | +7.4% | +0.0% | +0.0% | +5.5% | +18.3% | −12.9pp |
A month’s return is its month-end close over the prior month-end’s, so a year’s figure is exactly the product of its twelve monthly cells — no separate annualisation, no resampling. A blank cell means no return exists for that month (the series had not started, or it is the very first month-end, which has nothing to be measured against). Blank is never zero.
Basis. PBNC is on the total return (splits + dividends) basis, SPY on the total return (splits + dividends) basis. Both columns are on the same basis, so the Δ column is a like-for-like difference.
Partial years. A year marked “ytd” or “part” does not cover the full calendar year: either the stored history starts inside it (the figure is measured from the first month-end present) or the data stops before December (the figure runs through the last stored close). The row’s own tooltip names the exact boundary. It is never dressed up as a calendar-year return.
End of day. These are stored end-of-day closes, and the window is anchored on the LAST stored bar rather than today’s date — so the newest row ends where the data ends. Nothing here is intraday.
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Years ⓘ | 7 | 7 | 7 | 7 | 7 | 7 | 7 | 6 | 6 | 6 | 6 | 6 |
| Positive ⓘ | 71% | 57% | 57% | 71% | 57% | 29% | 86% | 83% | 83% | 67% | 67% | 83% |
| Median | +4.4% | +0.1% | +0.6% | +0.7% | +0.6% | −1.1% | +2.2% | +1.3% | +1.5% | +0.8% | +1.8% | +3.4% |
| Best | +8.8% | +5.6% | +5.8% | +15.4% | +8.8% | +6.4% | +7.5% | +3.7% | +7.7% | +7.4% | +6.3% | +5.3% |
| Worst | −0.5% | −4.3% | −6.3% | −2.5% | −7.9% | −11.7% | −0.5% | −0.1% | +0.0% | −3.0% | −4.6% | +0.0% |
| vs SPY ⓘ | +4.0pp | −0.0pp | +2.6pp | +1.6pp | +0.1pp | −3.3pp | −1.7pp | −0.8pp | +5.0pp | +0.1pp | −2.1pp | +2.5pp |
79 monthly observations across 2020–2026, benchmark SPY. The highlighted column is the current calendar month. Months are calendar months, not rolling 30-day windows.
