| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | PAY | SPY | Δ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 · ytd | −15.4% | −8.5% | +3.8% | +10.4% | −16.3% | +2.9% | +44.3% | — | — | — | — | — | +10.4% | +9.3% | +1.0pp |
| 2025 | −2.2% | −14.3% | −4.7% | +24.4% | +17.7% | −14.2% | −14.9% | +39.6% | −21.4% | −6.5% | +21.4% | −9.0% | −3.3% | +17.7% | −21.0pp |
| 2024 | −11.2% | −1.9% | +46.2% | −10.3% | −8.3% | +1.5% | +11.3% | +7.5% | −11.9% | +22.9% | +53.6% | −13.6% | +82.8% | +24.9% | +57.9pp |
| 2023 | +8.5% | +3.0% | −1.0% | −7.1% | +14.2% | +12.3% | +6.9% | +33.4% | +10.2% | −12.3% | +18.6% | +3.5% | +123.1% | +26.2% | +96.9pp |
| 2022 | −24.9% | −12.3% | −8.5% | −21.4% | −8.3% | −12.0% | +8.8% | −18.1% | −18.4% | +7.0% | −2.5% | −21.0% | −77.1% | −18.2% | −58.9pp |
| 2021 · part | — | — | — | — | — | — | −18.3% | −11.6% | −3.9% | +3.9% | +15.5% | +18.3% | −1.5% | +28.7% | −30.2pp |
A month’s return is its month-end close over the prior month-end’s, so a year’s figure is exactly the product of its twelve monthly cells — no separate annualisation, no resampling. A blank cell means no return exists for that month (the series had not started, or it is the very first month-end, which has nothing to be measured against). Blank is never zero.
Basis. PAY is on the total return (splits + dividends) basis, SPY on the total return (splits + dividends) basis. Both columns are on the same basis, so the Δ column is a like-for-like difference.
Partial years. A year marked “ytd” or “part” does not cover the full calendar year: either the stored history starts inside it (the figure is measured from the first month-end present) or the data stops before December (the figure runs through the last stored close). The row’s own tooltip names the exact boundary. It is never dressed up as a calendar-year return.
End of day. These are stored end-of-day closes, and the window is anchored on the LAST stored bar rather than today’s date — so the newest row ends where the data ends. Nothing here is intraday.
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Years ⓘ | 5 | 5 | 5 | 5 | 5 | 5 | 6 | 5 | 5 | 5 | 5 | 5 |
| Positive ⓘ | 20% | 20% | 40% | 40% | 40% | 60% | 67% | 60% | 20% | 60% | 80% | 40% |
| Median | −11.2% | −8.5% | −1.0% | −7.1% | −8.3% | +1.5% | +7.9% | +7.5% | −11.9% | +3.9% | +18.6% | −9.0% |
| Best | +8.5% | +3.0% | +46.2% | +24.4% | +17.7% | +12.3% | +44.3% | +39.6% | +10.2% | +22.9% | +53.6% | +18.3% |
| Worst | −24.9% | −14.3% | −8.5% | −21.4% | −16.3% | −14.2% | −18.3% | −18.1% | −21.4% | −12.3% | −2.5% | −21.0% |
| vs SPY ⓘ | −12.8pp | −7.6pp | +0.8pp | −6.3pp | −8.5pp | −2.0pp | +1.6pp | +5.1pp | −9.1pp | −3.1pp | +16.3pp | −9.1pp |
61 monthly observations across 2021–2026, benchmark SPY. The highlighted column is the current calendar month. Months are calendar months, not rolling 30-day windows.
