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Nanoviricides, Inc. NNVC US Equity

Health Care · CIK 1379006 · FY ends Jun 30
$1.24
-0.04 (-3.13%)
USD · as of 2026-08-28 · marketstack

Nanoviricides, Inc. (NYSE: NNVC), an SEC filer in Pharmaceutical Preparations, closed at $1.24, -3.1%, on 2026-08-28, with a market cap of $28M as of 2026-08-27 and a return on equity of -99.7%. Institutional ownership, earnings history and filed financials are on the tabs below.

NNVC · 10-K · period ended 2021-06-30

← all NNVC documents
filed 2021-10-12 · EDGAR original ↗

Our rendering of the filing — original pagination and typography are not reproduced, and tables are reduced to their short label cells (the figures live on FA). Nothing is summarized: every line below is the filing's own text.

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ITEM 7: MANAGEMENT’S DISCUSSION AND

ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS

The following discussion should be read in conjunction

with the information contained in the financial statements of the Company and the notes thereto appearing elsewhere herein and in conjunction

with the Company’s Annual Report on Form 10-K for the year ended June 30, 2021. Readers should carefully review the risk

factors disclosed in this Form 10-K and other documents filed by the Company with the SEC.

As used in this report, the terms “Company”,

“we”, “our”, “us” and “NNVC” refer to NanoViricides, Inc., a Nevada corporation.

PRELIMINARY NOTE REGARDING FORWARD-LOOKING STATEMENTS

This Annual Report contains forward-looking statements

within the meaning of the federal securities laws. These include statements about our expectations, beliefs, intentions or strategies

for the future, which we indicate by words or phrases such as “anticipate,” “expect,” “intend,” “plan,”

“will,” “we believe,” “NNVC believes,” “management believes” and similar language. The

forward-looking statements are based on the current expectations of NNVC and are subject to certain risks, uncertainties and assumptions,

including those set forth in the discussion under “Management’s Discussion and Analysis of Financial Condition and Results

of Operations” in this report. Actual results may differ materially from results anticipated in these forward-looking statements.

We base the forward-looking statements on information currently available to us, and we assume no obligation to update them.

Investors are also advised to refer to the information

in our previous filings with the Securities and Exchange Commission (SEC), especially on Forms 10-K, 10-Q and 8-K, in which we discuss

in more detail various important factors that could cause actual results to differ from expected or historic results. It is not possible

to foresee or identify all such factors. As such, investors should not consider any list of such factors to be an exhaustive statement

of all risks and uncertainties or potentially inaccurate assumptions.

Management’s Plan of Operation

The Company’s drug development

business model was formed in May 2005 with a license to the patents and intellectual property held by TheraCour that enabled

creation of drugs engineered specifically to combat viral diseases in humans. This exclusive license from TheraCour serves as a

foundation for our intellectual property. The Company was granted a worldwide exclusive license to this technology for several drugs

with specific targeting mechanisms for the treatment of the following human viral diseases: Human Immunodeficiency Virus (HIV/AIDS),

Hepatitis B Virus (HBV), Hepatitis C Virus (HCV), Rabies, Herpes Simplex Virus (HSV-1 and HSV-2), Influenza and Asian Bird Flu

Virus. The Company entered into an Additional License Agreement with TheraCour granting the Company the exclusive licenses for

technologies developed by TheraCour for the additional virus types: Dengue viruses, Japanese Encephalitis virus, West Nile Virus,

Viruses causing viral Conjunctivitis (a disease of the eye) and Ocular Herpes, and Ebola/Marburg viruses. The Company completed a

license agreement for the field of VZV indications in November 2019 from TheraCour. The Company completed a license agreement

for the field of human Coronavirus indications in September 2021 from TheraCour. TheraCour has not denied any licenses sought by the

Company in the past.

Page 91 of 121

The Company discloses the risk that the Company may want to add further

virus types to its drug pipeline as the Company progresses further. The Company would then need to negotiate with TheraCour appropriate

license agreements to include those of such additional viruses that the Company determines it wants to follow for further development.

We are seeking to add to our existing portfolio of products through our internal discovery pre-clinical development programs and through

an in-licensing strategy.

The licenses granted by TheraCour are for entire

set of pathologies that the licensed virus is a causative agent for. The licenses are not for single drug/indication pairs, which is the

customary mode of licensing in the Pharmaceutical industry. Thus these are very broad licenses and enable NanoViricides to pursue a number

of indications as well as develop drug candidates with different characteristics as is best suited for the indications, without having

to license the resulting drugs for each indication separately, as with normal pharmaceutical industry licensing.

The Company plans to develop several drugs through

the preclinical studies and clinical trial phases with the goal of eventually obtaining approval from the United States Food and Drug

Administration (“FDA”) and International regulatory agencies for these drugs. The Company plans, when appropriate, to seek

regulatory approvals in several international markets, including developed markets such as Europe, Japan, Canada, Australia, and Emerging

Regions such as Southeast Asia, India, China, Central and South America, as well as the African subcontinent. The seeking of these

regulatory approvals would only come when and if one or more of our drugs have significantly advanced through the US FDA and international

regulatory process. If and as these advances occur, the Company may attempt to partner with more established pharmaceutical companies

to advance the various drugs through the approval process.

The Company intends to perform the regulatory

filings and own all the regulatory licenses for the drugs it is currently developing. The Company will develop these drugs in part via

subcontracts to TheraCour, the exclusive source for these nanomaterials. The Company may manufacture these drugs itself, or under subcontract

arrangements with external manufacturers that carry the appropriate regulatory licenses and have appropriate capabilities. The Company

intends to distribute these drugs via subcontracts with distributor companies or in partnership arrangements. The Company plans to market

these drugs either on its own or in conjunction with marketing partners. The Company also plans to actively pursue co-development, as

well as other licensing agreements with other pharmaceutical companies. Such agreements may entail up-front payments, milestone payments,

royalties, and/or cost sharing, profit sharing and many other instruments that may bring early revenues to the Company. Such licensing

and/or co-development agreements may shape the manufacturing and development options that the Company may pursue. The Company has received

significant interest from certain pharmaceutical companies for potential licensing or co-development of some of our drug candidates. However,

none of these distributor or co-development agreements is in place at the current time.

There can be no assurance that the Company will

be able to develop effective nanoviricides, or if developed, that we will have sufficient resources to be able to successfully manufacture

and market these products to commence revenue-generating operations.

There can be no assurance that other developments

in the field would not impact our business plan adversely. For example, successful creation and availability of an effective vaccine may

reduce the potential market size for a particular viral disease, or an effective drug may be developed by competitors that becomes difficult

to compete against with our limited resources. Our goal, which we can give no assurance that we will achieve, is for NanoViricides, Inc.

to become the premier company developing highly safe and effective drugs that employ an integrated multiplicity of actions as enabled

by our nanomedicine approach for anti-viral therapy.

Page 92 of 121

To date, we have engaged in organizational activities;

developing and sourcing compounds and preparing nano-materials; and experimentation involving preclinical studies using cell cultures

and animal models of efficacy and safety. We have generated funding through the issuances of debt and the sales of securities under our

shelf registration and the private placement of common stock (See, Item 5). The Company does not currently have any long-term

debt. We have not generated any revenues and we do not expect to generate revenues in the near future. We may not be successful in developing

our drugs and start selling our products when planned, or we may not become profitable in the future. We have incurred net losses in each

fiscal period since inception of our operations.

Current Financial Status

NanoViricides technology is now maturing rapidly

toward clinical drug trials, with the new facility, expanded staff, and the financial strength that we have attained since uplisting to

NYSE-MKT (now NYSE American) in September 2013.

As of June 30, 2021, the end of the reporting

period, we had $20,516,677 in cash and cash equivalents, prepaid expenses of $307,102 and $9,084,901 of property and equipment, net of

accumulated depreciation. Our liabilities at June 30, 2021 are $351,146 including a short term loan payable of $95,306 payable to BankDirect,

accounts payable of $200,016 payable to third parties and accounts payable to TheraCour of $31,539. Stockholders’ equity was $29,911,167

at June 30, 2021. In comparison, as of June 30, 2020, we had $13,708,594 in cash and cash equivalents, prepaid expenses of $277,063

and property and equipment was $9,544,431, net of accumulated depreciation. Our liabilities at June 30, 2020 were $2,156,377, accounts

payable of $380,727 payable to third parties, and accounts payable to TheraCour of $561,580 of which $200,000 is deferred until an IND

filing. Stockholders’ equity was $21,757,962 at June 30, 2020.

During the year ended June 30, 2021, we spent

approximately $8.2 million in cash toward operating activities and approximately $239,000 in capital investment. In contrast, we spent

approximately $6.7 million in cash toward operating activities and approximately $8,600 in capital investment in the year ended June 30,

2020. We anticipate capital costs of approximately $200,000 in the next twelve months.

As of June 30, 2021, we have a cash and cash

equivalent balance of $20,516,677 that is expected to be sufficient to fund our currently budgeted operations for more than one year from

the filing of the Company’s Form 10K. Additionally, on July 8, 2020, the Company

entered into an underwriting agreement (the “Underwriting Agreement”) with Kingswood Capital Markets, a Division of Benchmark

Investments, Inc. (“Kingswood”). The offering was consummated on July 10, 2020, whereby the Company sold 1,369,863 shares

of Common Stock and a fully exercised Underwriters’ over-allotment option of 205,479 additional shares the public offering price

of $7.30 per share. No warrants were issued in this Offering. The net proceeds to the Company from the offering was approximately $10.4

million after deducting underwriting discounts and commissions and other estimated offering expenses payable by the Company.

Page 93 of 121

On July 31, 2020, the Company entered into

an At Market Issuance Sales Agreement (the “Sales Agreement”) with B. Riley Securities, Inc. and Kingswood Capital

Markets, a division of Benchmark Investments, Inc. (each a “Sales Agent” and collectively, the “Sales

Agents”), pursuant to which the Company may offer and sell, from time to time, through or to the Sales Agents, shares of

Common Stock (the “Placement Shares”), having an aggregate offering price of up to $50 million (the “ATM

Offering”). Sales pursuant to the Sales Agreement will be made only upon instructions by the Company to the Sales Agents, and

the Company cannot provide any assurances that it will issue any Shares pursuant to the Sales Agreement. Actual sales will depend on

a variety of factors to be determined by the Company from time to time, including (among others) market conditions, the trading

price of the Company’s Common Stock, capital needs and determinations by the Company of the appropriate sources of funding for

the Company. The Company is not obligated to make any sales of Common Stock under the Sales Agreement and the Company cannot provide

any assurances that it will issue any shares pursuant to the Sales Agreement. The Company will pay a commission rate of up to 3.5%

of the gross sales price per share sold and agreed to reimburse the Sales Agents for certain specified expenses, including the fees

and disbursements of its legal counsel in an amount not to exceed $50,000 and have agreed to reimburse the Sales Agents an amount

not to exceed $2,500 per quarter during the term of the Sales Agreement for legal fees to be incurred by the Sales Agents. The

Company has also agreed pursuant to the Sales Agreement to provide each Sales Agent with customary indemnification and contribution

rights.

On March 2, 2021 the Company sold 814,242 shares

of common stock at an average price of approximately $7.83 per share under the sales agreement with B. Riley Securities, Inc. The net

proceeds to the Company from the offering was approximately $6.1 million after placement agent fees and other estimated offering expenses.

The Company has an accumulated deficit at June 30,

2021 of approximately $114.4 million and a net loss of approximately $8.8 million and net cash used in operating activities of approximately

$8.2 million for the fiscal year then ended. In addition, the Company has not generated any revenues and no revenues are anticipated in

the foreseeable future. Since May 2005, the Company has been engaged exclusively in research and development activities focused on

developing targeted antiviral drugs. The Company has not yet commenced any product commercialization. Such losses are expected to continue

for the foreseeable future and until such time, if ever, as the Company is able to attain sales levels sufficient to support its operations.

As of June 30, 2021, the Company had available cash and cash equivalents of approximately $20.5 million. The Company believes that

it has several important milestones that it will be achieving in the ensuing year. Management believes that as it achieves these milestones,

the Company’s ability to raise additional funds in the public markets would be enhanced.

Management believes that the Company’s existing

resources will be sufficient to fund the Company’s planned operations and expenditures through October 2022. However, the Company

cannot provide assurance that its plans will not change or that changed circumstances will not result in the depletion of its capital

resources more rapidly than it currently anticipates. The accompanying audited financial statements do not include any adjustments that

may result from the outcome of such unidentified uncertainties.

Page 94 of 121

Results of Operations

The Company is a biopharmaceutical company and

does not have any revenue for the years ended June 30, 2021, 2020 and 2019.

Comparison of the Year End June 30,

2021 to the Year Ended June 30, 2020

Revenues - The Company is a non-revenue

producing entity.

Operating Expenses - Research and

development expenses for the year ended June 30, 2021 increased $1,419,017 to $6,114,541 from $4,695,524 for the year ended June 30,

2020. This year-to-year increase is generally attributable to increases in lab supplies and chemicals, employee compensation expenses

and lab fees for pre IND studies. General and administrative expenses decreased $671,370 to $2,629,565 for the year ended June 30,

2021 from $3,300,935 for the year ended June 30, 2020. The decrease in general and administrative expenses is generally attributable

to decreases in legal and professional expenses and office salaries.

Interest Income - Interest income

was $9,348 and $17,079 for the years ended June 30, 2021 and 2020, respectively. Interest income decreased due to lower interest

rates for the majority of the year ended June 30, 2021.

Interest

Expense- The Company has incurred interest expense of $85,405 and $93,670 for the years ended June 30, 2021 and June 30,

2020 respectively. The decrease results from the payoff of a mortgage loan in December, 2020, offset by an increase in interest paid on

a short term loan payable.

Income Taxes - There is no provision

for income taxes due to ongoing operating losses. As of June 30, 2021, we had estimated cumulative tax benefits and development tax

credits and other deferred tax credits resulting in a deferred tax asset of $35,266,699. This amount has been offset by a full valuation

allowance.

Page 95 of 121

Net Loss - For the year ended June 30,

2021, the Company had a net loss of $8,822,189, or a basic and fully diluted loss per share of $0.81 compared to a net loss of $13,446,538,

or a basic and fully diluted loss per share of $2.39 for the year ended June 30, 2020. The decrease in the Company’s net

loss for the year ended June 30, 2021 from the year ended June 30, 2020 of $4,624,349 is generally attributable to the change

in fair value of derivatives and a loss on issuance of Series A shares for accounts payable-related party in the year ended June

30, 2020 offset by an increase in research and development costs in the year ended June 30, 2021.

Comparison of the Year End June 30,

2020 to the Year Ended June 30, 2019

Revenues - The Company is a

non-revenue producing entity.

Operating Expenses - Research

and development expenses for the year ended June 30, 2020 decreased $1,226,196 to $4,695,524 from $5,921,720 for the year ended June 30,

2019. This year-to-year decrease is generally attributable to a decrease in lab supplies and chemicals, and a decrease in employee compensation

expenses and by a decrease in lab fees for pre IND studies. General and administrative expenses increased $562,973 to $3,300,935 for the

year ended June 30, 2020 from $2,737,962 for the year ended June 30, 2019. The increase in general and administrative expenses

is generally attributable to an increase in legal and professional expenses offset by a decrease in salary and stock compensation paid

to retired executive officers and to employees other than research scientists and a decrease in consultants costs unrelated to research

and development.

Interest Income - Interest

income was $17,079 and $55,497 for the years ended June 30, 2020 and 2019, respectively. Interest income decreased due to lower cash

and cash equivalents for the majority of the year ended June 30, 2020 as well as lower interest rates.

Interest Expense- The Company

has incurred interest expense of $93,670 and $0 for the years ended June 30, 2020 and June 30, 2019, respectively. The increase

is as a result of interest paid on the mortgage note, amortization of the mortgage loan origination fee, and interest paid on a short

term loan payable.

Loss

on issuance of Series A preferred stock for accounts payable – related party – Loss of $142,669 for the

year ended June 30, 2020 represents the difference on the exchange of 100,000 shares of Series A preferred stock with a fair value of

$392,669 for $250,000 of previously deferred development fees owed to TheraCour’s.

Gain on Warrant Settlement- For

the year ended June 30, 2020, the gain on warrant settlement resulted from an Exchange Agreement with certain Investors pursuant

to a Settlement Agreement with the same investors. The Investors exchanged 347,222 old warrants for 647,224 shares of common stock and

347,222 new warrants. The aggregate fair value of the common stock and New Warrants issued as part of the Exchange Agreement was $7,788,968.

The Old Warrants were remeasured to a fair value of $8,403,462 on January 24, 2020 immediately prior to the exchange. As a result

of the Exchange Agreement, a gain on warrant settlement was recognized in the amount of $614,494 calculated as the difference between

the fair value of the Old Warrants immediately prior to the exchange and the aggregate fair value of the common stock and New Warrants

issued in the exchange.

Change in fair value of derivative -

Change in fair value of derivative for the year ended June 30, 2020 decreased $6,025,058 to ($5,845,313) from $179,745 for the year

ended June 30, 2019. For the year ended June 30, 2020, the change in fair value of derivatives resulted from an Exchange Agreement

with certain Investors pursuant to a Settlement Agreement with the same investors. For the year ended June 30, 2019, the change in

the fair value of derivative liabilities was calculated primarily on the change in fair value of 5.5 year warrants issued on February 27,

2019.

Page 96 of 121

Income Taxes - There is

no provision for income taxes due to ongoing operating losses. As of June 30, 2020, we had estimated cumulative tax benefits and

development tax credits and other deferred tax credits resulting in a deferred tax asset of $35,089,911. This amount has been offset by

a full valuation allowance.

Net Loss - For the year ended

June 30, 2020, the Company had a net loss of $13,446,538, or a basic and fully diluted loss per share of $2.39 compared to a net

loss of $8,424,440, or a basic and fully diluted loss per share of $2.35 for the year ended June 30, 2019. The increase in the Company’s

net loss for the year ended June 30, 2020 from the year ended June 30, 2019 of $5,022,098 is generally attributable to the change

in fair value of derivatives, and an increase in general and administrative expenses, offset by a decrease in research and development

costs.

Liquidity and Capital Reserves

The

Company had cash and cash equivalents of $20,516,677 and $13,708,594 as of June 30, 2021 and 2020, respectively. On the same dates,

current liabilities outstanding totaled $351,146 and $2,156,377, respectively. As of June 30, 2021 and June 30, 2020, total

current liabilities included short term loan payable of $95,306 and $62,843, respectively

Page 97 of 121

Since inception, the Company has expended substantial

resources on research and development. Consequently, we have sustained substantial losses. The Company has an accumulated deficit of $114,385,313

and $105,563,124 at June 30, 2021 and 2020, respectively.

The Company anticipates

several important milestones that it will be achieving in the ensuing year. Management believes that as it achieves these milestones,

the Company’s ability to raise additional funds in the public markets would be enhanced.

Management believes that the Company’s existing

resources will be sufficient to fund the Company’s planned operations and expenditures through October, 2022. However, the Company

cannot provide assurance that its plans will not change or that changed circumstances will not result in the depletion of its capital

resources more rapidly than it currently anticipates. The accompanying audited financial statements do not include any adjustments that

may result from the outcome of such unidentified uncertainties.

As of June 30,

2021, we have a cash and cash equivalent balance of $20,516,677 that is expected to be sufficient to fund our currently budgeted

operations for more than one year from the filing of the Company’s Annual Report on Form 10K. Additionally, on July

31, 2020, the Company entered into an At Market Issuance Sales Agreement (the “Sales Agreement”) with B. Riley

Securities, Inc. and Kingswood Capital Markets, a division of Benchmark Investments, Inc. (collectively, the “Sales

Agents”). Sales pursuant to the Sales Agreement will be made only upon instructions by the Company to the Sales Agents, and

the Company cannot provide any assurances that it will issue any Shares pursuant to the Sales Agreement. Actual sales will depend on

a variety of factors to be determined by the Company from time to time, including (among others) market conditions, the trading

price of the Company’s common stock, capital needs and determinations by the Company of the appropriate sources of funding for

the Company. The Company is not obligated to make any sales of common stock under the Sales Agreement and the Company cannot provide

any assurances that it will issue any shares pursuant to the Sales Agreement. On March 2, 2021 the Company sold 814,242 shares

of common stock at an average price of $7.83 under the Sales Agreement with B. Riley Securities, Inc. The net proceeds to the

Company from the offering was approximately $6.1 million after deducting underwriting discounts and commissions and other offering

expenses.

Research and Development Costs

The Company does not maintain separate accounting

line items for each project in development. The Company maintains aggregate expense records for all research and development conducted.

Because at this time all of the Company’s projects share a common core material, the Company allocates expenses across all projects

at each period-end for purposes of providing accounting basis for each project. Project costs are allocated based upon labor hours performed

for each project.

The Company has signed several cooperative research

and development agreements with different agencies and institutions.

The Company expects to enter into additional cooperative

agreements with other governmental and non-governmental, academic, or commercial, agencies, institutions, and companies. There can be

no assurance that a final agreement may be achieved and that the Company will execute any of these agreements. However, should any of

these agreements materialize, the Company will implement a system to track these costs by project and account for these projects as customer-sponsored

activities and show these project costs separately.

The following Table 4 summarizes the primary components

of our research and development expenses as allocated, during the periods presented in this Annual Report on Form 10-K.

Page 98 of 121

Table 4: R&D Cost Allocations

All Influenzas: FluCideTM - - 150,000

EKC-CideTM, other Eye Viral Infections - - -

Dengue - - -

Other (Ebola, and other projects) - - -

Unallocated stock compensation - - 150,000

Anticipated Budgets and Expenditures in the Near Future

The Company has ended the year on a reasonable financial footing by

controlling costs and expenditures. We project that our current available financing is sufficient for accomplishing the goal of filing

one IND or equivalent regulatory applications and executing initial human trials. We will need additional financing to execute on our

business plan and to complete human clinical trials of our drug candidates into drug approval. Our Coronavirus drug candidate has completed

IND-enabling studies, and is expected to rapidly move into human clinical studies in response to the COVID-19 pandemic. Our Shingles Skin

Cream, has completed IND-enabling studies, and we intend to file an IND for this drug once the COVID-19 situation abates. At present,

we are working on the scale up of manufacturing of these drug candidates in a manner that will be compliant with US FDA cGMP and corresponding

ICH guidelines. We intend to request a pre-IND meeting with the USFDA for the Coronavirus drug candidate at an appropriate time, as we

develop the dataset for this discussion. A pre-IND meeting will help us determine the level of detail needed in the cGLP Safety/Toxicology

study required for the IND application, and also to refine our human clinical trials design. We anticipate that these drug candidates

will move forward into IND or equivalent regulatory filings, and ensuing human clinical trials. As these drug candidates are advancing

into the clinic, we believe that our additional drug candidates, including two or more drug candidates in the HerpeCide program will also

move forward into IND-enabling studies. We intend to further re-engage our FluCide and HIVCide drug development programs once we have

established our platform technology with the Coronavirus and HerpeCide program drug candidates. We are thus poised for strong growth with

a number of drug candidates in a number of disease indications.

Financings

Management engaged in efforts to raise financing

in September 2019. On September 24, 2019, the Company effected a reverse stock split of its outstanding shares of common stock and shares

of preferred stock at a ratio of one for twenty (the “Reverse Stock Split”). The Reverse Stock split, which was approved by

the Company’s Board of Directors under authority granted under the laws of the State of Nevada, was consummated pursuant to a Certificate

of Amendment filed with the Secretary of State of Nevada on September 23, 2019.

On December 16, 2019, the Company entered into an Open End Mortgage

Note (the “Note”) with Dr. Anil Diwan, the Company’s founder, Chairman and President, to loan the Company up to $2,000,000

in two tranches of $1,000,000 (the “Loan”). The Note bore interest at a rate of 12% per annum and was secured by a mortgage

granted against the Company’s headquarters. Dr. Anil Diwan received 10,000 shares of the Company’s Series A preferred stock

as a loan origination fee. As of June 30, 2020, the Company had drawn down $1.1 million on this loan. On April 30, 2020, the Company and

Dr. Diwan have mutually agreed to extend the maturity date of the note, at the Company’s option, to May 15, 2021, with the rest

of the terms remaining the same. On December 16, 2020 the Company repaid the mortgage loan.

Page 99 of 121

On December 17, 2019, the Company entered into

a Deferred Expense Exchange Agreement with TheraCour, whereby the Company and TheraCour agreed to exchange 100,000 shares of Series A

preferred stock with a fair value of $392,669 for $250,000 previously deferred development fees owed to TheraCour. The Company recognized

a loss on the exchange of $142,669. Dr. Diwan is principal shareholder of TheraCour.

On January 24, 2020, the Company announced

in a press release that it had completed an underwritten public offering (the “Offering”) with gross proceeds of $8,625,000

before deducting underwriting discounts and other estimated offering expenses. The Offering included 2,500,000 shares of the Company’s

common stock, and 375,000 additional shares from the exercise of the underwriter’s option to purchase to cover over-allotments at

the public offering price of $3.00 per share. No warrants were issued in this Offering. The net proceeds to the Company After deducting

offering costs was $7,457,575.

On May 26, 2020, the Company announced in

a press release that it had raised $10,220,000 in gross proceeds from the sale of 1,400,000, shares of common stock, at a price of $7.30

per share, in a previously announced registered direct offering (the “May Offering”). No warrants were issued in this May

Offering. The net proceeds to the Company were approximately $9,219,400 after deducting placement agent fees and other costs. The

May Offering closed on May 22, 2020.

Page 100 of 121

On July 8, 2020, , the Company entered into an

underwriting offering with Kingswood Capital Markets, a Division of Benchmark Investments, Inc. (“Kingswood”). The offering

was consummated on July 10, 2020, whereby the Company sold 1,369,863 shares of Common Stock and a fully exercised Underwriters’

over-allotment option of 205,479 additional shares the public offering price of $7.30 per share. No warrants were issued in this Offering.

The net proceeds to the Company from the offering was approximately $10.4 million after deducting underwriting discounts and commissions

and other estimated offering expenses payable by the Company.

Additionally, on July

31, 2020, the Company entered into an At Market Issuance Sales Agreement (the “Sales Agreement”) with B. Riley Securities,

Inc. and Kingswood Capital Markets, a division of Benchmark Investments, Inc. (each a “Sales Agent” and collectively, the

“Sales Agents”), pursuant to which the Company may offer and sell, from time to time, through or to the Sales Agents, shares

of Common Stock (the “Placement Shares”), having an aggregate offering price of up to $50 million (the “ATM Offering”).

Sales pursuant to the Sales Agreement will be made only upon instructions by the Company to the Sales Agents, and the Company cannot provide

any assurances that it will issue any Shares pursuant to the Sales Agreement. Actual sales will depend on a variety of factors to be determined

by the Company from time to time, including (among others) market conditions, the trading price of the Company’s common stock, capital

needs and determinations by the Company of the appropriate sources of funding for the Company. The Company is not obligated to make any

sales of common stock under the Sales Agreement and the Company cannot provide any assurances that it will issue any shares pursuant to

the Sales Agreement. On March 2, 2021 the Company sold 814,242 shares of common stock at an average price of $7.83 under the Sales

Agreement with B. Riley Securities, Inc. The net proceeds to the Company from the offering was approximately $6.1 million after deducting

underwriting discounts and commissions and other offering expenses.

The Company thus believes that it is in a strong

financial position now and can undertake the COVID-19 clinical program, and also, when opportune, reengage the NV-HHV-101 clinical program.

The Company also believes that additional non-dilutive financing will be available under the COVID-19 program upon advancing it further

toward or into human clinical trials. The Company also believes that due to the pandemic, it will be possible to rapidly take our anti-coronavirus

drug into human clinical trials under the COVID-19 regulatory pathways of the US FDA or other regulatory authorities.

Requirement for Additional Capital

As of June 30, 2021, we had a cash and cash

equivalent balance of $20,516,677 that is expected to be sufficient to fund our currently budgeted operations for more than one year from

the filing of the Company’s Form 10-K.

The Company believes that our cash and cash equivalent

balance and the proceeds from the ATM offerings will provide sufficient funds for us to continue our operations beyond October, 2022 and

to be able to advance at least one of its drug candidates into human clinical trial stage with the available cash. The Company estimates

that it will need additional funding to continue further development of its drug candidates through later stages of human clinical trials

if it does not form a collaborative licensing or partnership agreement with a party that would provide such funding such as Big

Pharma.

Based on our current rate of expenditures and

anticipated changes, we have estimated a total cash expenditure budget of approximately $15.2 million from October 2021 through October

2022, of which approximately $11.2 million is expected to go towards research and development for our drug candidates, including IND-enabling

studies and anticipated human critical trial of our antiviral treatment for COVID, and approximately $4.0 million is budgeted for general

and administrative expenses.

Page 101 of 121

These anticipated expenses for the subsequent one year period commencing

about October 2021 can be summarized as follows:

We estimate that beyond the current budgetary

one-year period ending October 15, 2022, to the period ending October 15, 2023 human clinical development of the Skin Cream for Topical

Treatment of Shingles, for further clinical studies towards full-fledged approval of our Coronavirus drug candidate as may be necessary,

and for developing additional drug indications based on the Shingles skin cream candidate, NV-HHV-101, in the HerpeCide program, we

may need approximately an additional $13 million, or approximately $13 million more than our current cash reserves. The additional funds

will be needed to pay additional, subcontract costs related to the expansion and further development of our drug pipeline, for human clinical

trials, and for additional capital and operational expenditures

These anticipated additional expenses for the

two-year period commencing October 16, 2022 can be summarized as follows:

Page 102 of 121

5. Capital costs for laboratory and pilot manufacturing equipment of $2,000,000.

We believe that as we become a clinical stage

company, and as our programs mature towards FDA approval, the Company’s market capitalization should improve substantially, based

on market capitalizations of comparable public companies in clinical stages. If so, we believe that we will be able to raise the additional

necessary funds through public financings as needed. We believe that our coronavirus program is maturing rapidly towards human clinical

trials, and if we are successful in achieving an emergency use approval for a coronavirus drug candidate, we may be able to generate substantial

revenues during the current pandemic using our existing cGMP-capable manufacturing capacity itself.

We believe we have sufficient funding to

take our Coronavirus drug candidate into initial human clinical trials. We will need to raise additional funds to take NV-HHV-101

and additional Topical HerpeCide drug candidate indications into an IND application stage. There is no assurance that the Company

will be successful in obtaining sufficient financing on terms acceptable to the Company to fund these programs. Management believes

that as a result of the management plan, the Company’s existing resources and access to the capital markets will permit

the Company to fund planned operations and expenditures. However, the Company cannot provide assurance that its plans will not

change or that changed circumstances will not result in the depletion of its capital resources more rapidly than it currently

anticipates.

The Company has limited experience with pharmaceutical

drug development. Thus, our budget estimates are not based on experience, but rather based on advice given by our associates and consultants.

As such these budget estimates may not be accurate. In addition, the actual work to be performed is not known at this time, other than

a broad outline, as is normal with any scientific work. As further work is performed, additional work may become necessary or change in

plans or workload may occur. Such changes may have an adverse impact on our estimated budget. Such changes may also have an adverse impact

on our projected timeline of drug development.

We believe that the coming year’s work plan will lead us to obtain

certain information about the safety and efficacy of some of the drugs under development in animal models and very likely, our coronavirus

drug candidate in human clinical trials. If our studies are not successful, we will have to develop additional drug candidates and perform

further studies. If our studies are successful, then we expect to be able to undertake further studies in animal models to obtain necessary

data regarding the pharmaco-kinetic and pharmaco-dynamic profiles and further human clinical studies, expanding into Phase 2b, and Phase

3 human clinical trials of our drug candidates.

Page 103 of 121

Our strategy is to minimize capital expenditure.

We therefore rely on third party collaborations for the testing of our drug candidates. We continue to engage with our previous collaborators.

Our animal efficacy studies as well as safety/toxicology

studies are performed by third parties. We opt into drug developments against specific disease indications for which we have appropriate

partners that can perform the necessary cell culture and animal efficacy studies.

The Company reports summaries of its studies as

the data becomes available to the Company, after analyzing and verifying same, in its press releases. The studies of biological testing

of materials provide information that is relatively easy to understand and therefore readily reported. In addition, we continue to engage

in substantial work that is needed for the optimization of synthesis routes and for the chemical characterization of the nanoviricide

drug candidates. We also continue to work on improving the drug candidates and the virus binding ligands where necessary. We continue

to work on creating the information needed for the development of controlled chemical synthesis procedures that is vital for developing

c-GMP manufacturing processes.

We cannot accurately project the timeline of when

we would be able to take a drug candidate into clinical studies, nor can we predict when we may be able to achieve our first drug approval,

if any. As such we do not provide any guidance on expected timelines. The Company has no experience in having taken a single drug through

the US FDA or any international drug approval process as of now. As such, we may not be able to estimate the time or cost of these studies

accurately. However, we try to do our best by using expert consultants and preparing reasonable estimates based on quotations from various

contract research organizations.

Our timelines depend upon several assumptions,

many of which are outside the control of the Company, and thus are subject to delays.

Management intends to use capital and debt financing,

as required, to fund the Company’s operations. There can be no assurance that the Company will be able to obtain the additional

capital resources.

The Company is considered to be a development

stage company and will continue in the development stage until it generates revenues from the sales of its products or services.

Off Balance Sheet Arrangements

We have not entered into any off-balance sheet

arrangements during the year ended June 30, 2021.

CRITICAL ACCOUNTING POLICIES AND ESTIMATES

Accounting for Stock Based Compensation

– The Company follows the provisions of ASC 718 – Stock Compensation, which requires the measurement of compensation

expense for all shared-based payment awards made to employees, non-employee directors, and non-employees including employee stock options.

Shared-based compensation expense is based on the grant date fair value estimated in accordance with the provisions of ASC 718 and is

generally recognized as an expense over the requisite service period, net of forfeitures.

Page 104 of 121

RECENT ACCOUNTING PRONOUNCEMENTS

Recently Issued Accounting Pronouncements

The Company considers the applicability and Impact of all Accounting

Standard Updates (“ASU’s”). There were no recent ASU’s that are expected to have a material impact on the Company’s

balance sheets or statements of operations.

ITEM 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURES

ABOUT MARKET RISK

The Company is not exposed to market risk related

to interest rates on foreign currencies.

ITEM 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY

DATA

The information required by Item 8 appears after

the signature page to this report.

ITEM 9. CHANGES IN AND DISAGREEMENTS WITH

ACCOUNTANTS ON ACCOUNTING AND FINANCIAL DISCLOSURES

None.

Item

9A. Controls and Procedures.

Evaluation of Disclosure Controls and Procedures

Disclosure controls and procedures (as defined

in Rules 13a-15(e) and 15(d)-15(e) under the Securities Exchange Act of 1934, as amended (the “Exchange Act”)

are controls and other procedures that are designed to ensure that information required to be disclosed by us in the reports that we file

or submit under the Exchange Act is recorded, processed, summarized and reported within the time periods specified in the rules and

forms of the Securities and Exchange Commission (the “SEC”). Disclosure controls and procedures include, without limitation,

controls and procedures designed to ensure that information required to be disclosed in the reports that we file under the Exchange Act

is accumulated and communicated to our management including our chief executive officer and our chief financial officer, as appropriate,

to allow timely decisions regarding required disclosure. In designing and evaluating the disclosure controls and procedures, management

recognizes that any controls and procedures, no matter how well designed and operated, can provide only reasonable assurance of achieving

the desired control objectives. Due to the inherent limitation of controls systems, not all misstatements may be detected. These inherent

limitations include the realities that judgments in decision-making can be faulty and that breakdowns can occur because of a simple error

or mistakes. Additionally, controls can be circumvented by the individual acts of some persons, by collusion of two or more people, or

by management override of the control. Controls and procedures can only provide reasonable, not absolute, assurance that the above objectives

have been met.

Page 105 of 121

As of June 30, 2021, an evaluation was carried

out under the supervision and with the participation of our management, of the effectiveness of our disclosure controls and procedures

(as defined in Rule 13a-15(e) and Rule 15d-15(f) under the Securities Exchange Act of 1934). Based on this evaluation,

our Chief Executive Officer and Chief Financial Officer have concluded that the Company’s disclosure controls and procedures are

not effective as of June 30, 2021 due to a material weakness in our internal control over financial reporting described below.

Management’s Report on Internal Control Over Financial Reporting

Management is responsible for establishing and

maintaining adequate internal control over financial reporting, as such term is defined in Rules 13a-15(f) and 15d-15(f) under

the Exchange Act. Under the supervision and with the participation of management, including our Chief Executive Officer and Chief Financial

Officer, we conducted an evaluation of the effectiveness, as of June 30, 2021, of our internal control over financial reporting based

on the framework in 2013 Internal Control – Integrated Framework issued by the Committee of Sponsoring Organizations of the Treadway

Commission. Based on our evaluation under this framework, our management concluded that our internal control over financial reporting

was not effective as of June 30, 2021 due to the material weakness described below:

Management did not maintain effective

procedures pertaining to the review of the 10-K. The material weakness resulted from the lack of timely and effective review of the

Company’s period-end closing process and adequate personnel and resources. Specifically, the Company has not established

procedures for thorough review by management, on a timely basis, of Form 10-K and other filings. Management’s

responsibility is to oversee that the Company is capable of developing accurate and timely financial information. The Company must

continue to reinforce additional procedures ensuring that Form 10-K as well as other required filings are done on a timely and

accurate basis.

Changes in Internal Control over Financial

Reporting

Other than what was described below, there were no material changes

in our system of internal control over financial reporting (as defined in Rule 13a-15(f) under the Securities Exchange Act of 1934) during

the quarter ended June 30, 2021 that has materially affected, or is likely to materially affect, our internal control over financial reporting.

However, as noted below, we have begun to implement changes in our internal control over financial reporting to address the material weakness

described above.

Remediation Plan

The Company has established a financial reporting

controls committee comprised of members of senior management and a member of the Audit Committee of the Board of Directors. The committee

will provide oversight to the Company’s efforts for ensuring appropriate internal control over financial reporting including, but

not limited to, remediation of the aforesaid material weakness and identifying and testing for potential internal control weakness in

the financial reporting process to assure reliability and accuracy. Management believes the foregoing efforts will effectively remediate

the material weakness identified above. As we continue to evaluate and work to improve our internal control over financial reporting,

management may execute additional measures to address potential control deficiencies or modify the remediation plan described above and

will continue to review and make necessary changes to the overall design of our internal controls.

Page 106 of 121

ITEM

9B. Other Information

None.

Item

9C. Disclosure Regarding Foreign Jurisdictions that Prevent Inspections.

Not applicable

ITEM 10. DIRECTORS, EXECUTIVE OFFICERS,

PROMOTERS AND CORPORATE GOVERNANCE

The following table sets forth the names and ages

of our current directors and executive officers, their principal offices and positions and the date each such person became a director

or executive officer. Each executive officer holds the office until he/she resigns, is removed by the Board or his/her successor is appointed

by the Board upon appropriate due diligence. Directors are elected biannually by our stockholders at the annual meeting. Each director

holds his/her office until the successor is elected and qualified or his/her earlier resignation or removal.

The following persons are the directors and executive

officers of our company:

Name Age Title

Anil Diwan, PhD. 63 President; Chairman of the Board and CEO

Stanley Glick, CPA 85 Director, Independent

Makarand “Mak” Jawadekar 70 Director, Independent

Theodore Edward (“Todd”) Rokita 51 Director, Independent

Brian Zucker 59 Director, Independent

Meeta Vyas 63 Chief Financial Officer

The Company’s directors are elected biannually

and serve until their term expires, and may be re-elected for an additional term at the annual meeting of shareholders. The executive

officers that become members of the Board of Directors are elected via biennial election and serve as director through the term, and may

be re-elected for an additional term at the annual meeting of shareholders.

Anil Diwan, PhD, age 63, has been

President and the Chairman of the Board of Directors of the Company since consummation of the merger on June 1, 2005. Dr. Diwan

simultaneously therewith and since its formation, has also served as the Chief Executive Officer and Director of AllExcel, Inc. (from

1995 to the present) and TheraCour Pharma, Inc. (from 2004 to the present) and is the original inventor of the technologies licensed

to NanoViricides Inc., as well as the TheraCour polymeric micelle technologies and products based on them. Since 1992, he has researched

and developed TheraCour nanomaterials. Dr. Diwan was the first to propose the development of novel pendant polymers for drug delivery

that led to an explosion of research in pharmacological applications of polymeric micelles. Dr. Diwan has won over 12 NIH SBIR grants.

Dr. Diwan holds several issued patents, and three PCT international patent applications in various stages of prosecution in a number

of countries, and also has several additional patentable discoveries. Dr. Diwan has held several scholastic distinctions, including

an All-India 9th rank on the Joint Entrance Examination of all IIT’s. He holds a Ph.D. in Biochemical Engineering from Rice University

(1986) and B.S. in Chemical Engineering from Indian Institute of Technology (IIT) Bombay (1980). We concluded Dr. Diwan’s experience

plus his status as creator of the Company’s technologies render him uniquely qualified to serve in these capacities.

Stanley Glick, CPA, age 85, was

appointed as an independent Director and as chair of the Audit Committee of the Company on June 22, 2013. Mr. Glick has

over forty years of experience in his long career of providing auditing, accounting, tax, and management advisory services, to

clients in various industries. Mr. Glick has been a member of several Boards of Directors for not-for-profit organizations in

the Westport, CT area. In particular, he has served as a Director and member of Audit Committee of “A Better Chance” of

Westport, CT, from 2000 to 2005. From 1977 until present, Mr. Glick has managed an independent practice as a Certified Public

Accountant in Connecticut and New York States. Prior to forming his own CPA firm, Mr. Glick was employed by local and regional

CPA firms where he performed and supervised audits and financial reporting. Mr. Glick is a member of the American Institute of

Certified Public Accountants, The Connecticut Society of Certified Public Accountants, and the New York State Society of Certified

Public Accountants. He holds a Bachelor of Business Administration degree in Accounting from Baruch College of Business (now Baruch

College of the City University of New York). Mr. Glick is married and lives in Trumbull, CT. We concluded that

Mr. Glick’s broad business, accounting and auditing experience meets the criteria of an independent director and an

“Audit Committee Financial “expert”. Mr. Glick’s appointment as an independent director and audit

committee chairman, significantly improves the Company’s financial oversight and management.

Page 107 of 121

Makarand “Mak” Jawadekar, 70,

was appointed as an Independent Member of the Board of Directors, and will serve as a member of the Company’s Audit, Compensation

and Nominating Committees. Dr. Jawadekar has over 35 years of experience in the pharma industry spanning both business and research

activities. Dr. Jawadekar has extensive experience in joint ventures, alliance management, contracting, outsourcing, benchmarking,

performance metrics, pharmaceutical research and development, drug delivery technologies, formulations, clinical supply manufacturing

and packaging, clinical trial materials, pharmaceutics, and pharmaceutical sciences. He also has deep knowledge and global experience

working across the United States, Europe, India, and other parts of Asia, including Japan and China. He has helped create several

pharma R&D partnerships, joint ventures, and collaborations during his career. Dr. Jawadekar serves as a strategic advisor to

pharmaceutical and biotechnology companies through his independent consultancy, founded in 2010, after retiring from Pfizer, Inc.,

as Director, Portfolio Management & Analytics, and as Vice President, Asia Colleague Resource Group, in Pfizer Global R&D

division. From 1982 to 2010, Dr. Jawadekar held roles of increasing responsibility in technical, management, and business development

positions at Pfizer, in the areas of Drug Delivery Technology Assessment, Strategic External Alliance Management, Strategic CMC, Pharma

R&D, Clinical Manufacturing, Manufacturing Technology Transfer and Scale-up, beginning as a research scientist in formulations development.

Dr. Jawadekar serves on the boards of two public companies, namely: Preveceutical Medical Inc. (CSE: PREV), and Cardax, Inc.

(OTC: CDXI), as an independent board member. He also serves on the Strategic and Scientific Advisory Boards of several companies, including

Actinium Pharma (NYSE-Amer.: ATNM), Saama Technologies, Inc., and Diant Pharma, Inc., as well as Tonino Lamborghini SpA, Italy.

He also serves as a member of the Board of Directors at Abilities Inc., a New York based, non-profit organization. Mak holds a Ph.D. in

Pharmaceutics from the University of Minnesota, and was honored with an honorary D.Sc. degree by DYP Mumbai University, recommended by

the President of India. The Company believes Dr. Jawadekar’s long history as a pharmaceutical and biotech professional, particularly

in alliance development and management, in business strategy, and in pharmaceutical sciences and CMC in drug delivery, render him well

qualified to serve as an independent member of the Board of Directors.

Theodore Edward (“Todd”)

Rokita, 51, Director. Mr. Rokita was appointed as an Independent Member of the Board of Directors, and will serve

as a member of the Company’s Audit, Compensation and Nominating Committees. Mr. Rokita currently serves as co-owner and

General Counsel and Vice President of External Affairs, Apex Benefits Group, Inc. where he serves as a member of the executive

team and the corporate board. He is responsible for legal strategies, including litigation, acquisitions and other matters,

primarily involving ERISA and employment laws, and is responsible for the regulatory compliance of Apex’s clients. In his

role, he serves as the public face of the company and is responsible for external messaging, events, and other outreach functions.

Mr. Rokita was elected to the United States Congress as a Representative from the State of Indiana, serving four terms from

2011 to 2019. As a member of the US Congress, he served as the Chairman, House Subcommittee on Early Childhood, Elementary, and

Secondary Education, as the Vice Chairman, House Committee on the Budget, as a Member, House Committee on Education and the

Workforce (Health, Employment, Labor and Pensions subcommittee), as a Member, House Committee on Transportation and Infrastructure,

(aviation, railroad, and pipeline subcommittees), as a Member, Committee on House Administration (2011-2014), as a Member, Steering

Committee (2011-2012) (elected by peers to make their committee assignments), and also as a Director, Republican Study Committee

(2014- 2019) (group affecting policy direction and tactics). Prior thereto Mr. Rokita served as the Secretary of

State, Indiana, from 2003 to 2011) and as Chief Operating Officer and General Counsel, Office of Indiana Secretary of State

from 2000-2002. Mr. Rokita serves or has served as a Member of the Board of Directors on a number of commercial and charitable

institutions, among them: Aircraft Owners and Pilots Association Foundation, (2014-Present); Achieve

International, Indianapolis, IN (helping troubled teens), (2012-2018); Saint Vincent Hospital Foundation, (2011-2013);

Indiana Council for Economic Education, (2004-2010). Mr. Rokita also serves or has served as an Advisory Board Member for

several institutions, among them: Merchandise Warehouse, Inc. Indianapolis, IN, (2019-Present); WishBone

Medical, Inc., Warsaw, IN, (2019-Present); and Acel 360, Inc., Reston, VA Advisory Board member (2019-Present).

Source: SEC EDGAR (public domain) · 10-K for the period ended 2021-06-30, filed 2021-10-12 · accession 0001104659-21-125343

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