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Myseum.AI, Inc. MYSE US Equity

Communication Services · CIK 1648960 · FY ends Dec 31
$2.73
+0.05 (+1.87%)
USD · as of 2026-08-28 · marketstack

Myseum.AI, Inc. (Nasdaq: MYSE), an SEC filer in Telegraph & Other Message Communications, closed at $2.73, +1.9%, on 2026-08-28, with a market cap of $14M, a return on equity of -40.2%, a net margin of -474049.5% and 3-year sales growth of -77.2%. Institutional ownership, earnings history and filed financials are on the tabs below.

MYSE · 10-K · period ended 2022-12-31

← all MYSE documents
filed 2023-03-31 · EDGAR original ↗

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ITEM 1A. RISK FACTORS

An investment in our common stock involves

a high degree of risk. You should carefully consider the following risk factors and the other information in this Annual Report on Form

10-K before investing in our common stock. Our business and results of operations could be seriously harmed by any of the following risks.

The risks set out below are not the only risks we face. Additional risks and uncertainties not currently known to us or that we currently

deem to be immaterial also may materially adversely affect our business, financial condition and/or operating results. If any of the following

events occur, our business, financial condition and results of operations could be materially adversely affected. In such case, the value

and trading price of our common stock could decline, and you may lose all or part of your investment.

Risks Related to our Business and Industry

We have a limited operating history and

have not yet generated any revenues.

Our limited operating history makes evaluating

the business and future prospects difficult, and may increase the risk of your investment. We were incorporated in 2014, and since then

there have been a limited amount of downloads of the application. To date, we have minimal revenues. As reflected in the accompanying

consolidated financial statements, for the years ended December 31, 2022 and 2021, we incurred a net loss of $12,138,572 and $10,829,034,

respectively. Additionally, for the years ended December 31, 2022 and 2021, we used cash in operations of $7,258,765 and $8,454,504, respectively.

As of December 31, 2022, we has an accumulated deficit of $39,729,118. We intend, in the long term, to derive revenues from advertisement

sales, technology licensing, and other forms of revenue. The application is available for download on certain mobile platforms and we

are developing compatibility on with other platforms. We also continue to develop and refine functions of the application.

We have not developed a strong customer

base, and we have not generated sustainable revenue since inception. We cannot assure you that we ever will. We will incur significant

losses in launching products and we may not realize sufficient subscriptions or profits in order to sustain our business.

We have not yet developed a strong customer base

and we have not generated sustainable revenue since inception. We are subject to the substantial risk of failure facing businesses seeking

to develop and commercialize new products and technologies. Maintaining and improving our platform will require significant capital. We

will also incur substantial accounting, legal and other overhead costs as a public company. If our offerings to customers are unsuccessful,

result in insufficient revenue or result in us not being able to sustain revenue, we will be forced to reduce expenses, which may result

in an inability to gain new customers.

We may fail to develop new products, or

may incur unexpected expenses or delays.

Although the application is currently available

for download, we may need to develop various new technologies, products and product features to remain competitive. Due to the risks inherent

in developing new products and technologies — limited financing, loss of key personnel, and other factors — we may fail to

develop these technologies and products, or may experience lengthy and costly delays in doing so. Although we are able to license some

of our technologies in their current stage of development, we cannot assure that we will be able to develop new products or enhancements

to our existing products in order to remain competitive.

We are dependent on the services of certain

key management personnel, employees, and advisors. If we are unable to retain or motivate such individuals or hire qualified personnel,

we may not be able to grow effectively.

We depend on the services of a number of key management

personnel, employees, and advisors and our future performance will largely depend on the talents and efforts of such individuals. We do

not currently maintain “key person” life insurance on any of our employees. The loss of one or more of such key individuals,

or failure to find a suitable successor, could hamper our efforts to successfully operate our business and achieve our business objectives.

Our future success will also depend on our ability to identify, hire, develop, motivate and retain highly skilled personnel. Competition

in our industry for qualified employees is intense, and our compensation arrangements may not always be successful in attracting new employees

and/or retaining and motivating our existing employees. Future acquisitions by us may also cause uncertainty among our current employees

and employees of the acquired entity, which could lead to the departure of key individuals. Such departures could have an adverse impact

on the anticipated benefits of an acquisition.

We may face intense competition and expect

competition to increase in the future, which could prohibit us from developing a customer base and generating revenue.

We are focused on the mobile application industry,

specifically the mobile messaging market, which is already saturated with established companies. Many of these companies, including Apple

Inc., Alphabet Inc., Facebook, Inc., and Snap Inc., already have an established market in our industry. Most of these companies have significantly

greater financial and other resources than us and have been developing their products and services longer than we have been developing

ours.

-6-

The application is based on new and unproven

technologies and is subject to the risks of failure inherent in the development of new products and services.

Because the application is based on certain new

technologies, it is subject to risks of failure that are particular to new technologies, including the possibility that:

● the application may not gain market acceptance;

● the application may not receive the exposure required to obtain new users; or

● third parties may market superior products or services.

If we are unable to maintain a good relationship

with the markets where the application is distributed, our business will suffer.

The Apple App Store is the primary distribution,

marketing, promotion and payment platform for the application. Any deterioration in our relationship with Apple or any application market

place we utilize in the future would harm our business and adversely affect the value of our common stock.

We are subject to Apple’s standard terms

and conditions for application developers, which govern the promotion, distribution and operation of mobile applications on its platform.

Our business would be harmed if:

We expect to benefit from Apple’s strong

brand recognition and large user base. If Apple loses its market position or otherwise falls out of favor with mobile users, we would

need to identify alternative channels for marketing, promoting and distributing our application, which would consume substantial resources

and may not be effective. In addition, Apple has broad discretion to change their terms of service and other policies with respect to

us and other developers, and those changes may be unfavorable to us. Any such changes in the future could significantly alter our users

experience or how interact within our application, which may harm our business.

In the event that Apple’s standard terms

and conditions become prohibitively costly or unduly burdensome, we plan to host our own servers in a co-location facility and create

a web-based, desktop version of the application that does not require users to install the application from the App store.

-7-

The mobile application industry is subject

to rapid technological change and, to compete, we must continually enhance the application.

We must continue to enhance and improve the performance,

functionality and reliability of the application. The mobile application industry is characterized by rapid technological change, changes

in user requirements and preferences, frequent new product and services introductions embodying new technologies and the emergence of

new industry standards and practices that could render our product and services obsolete. We have discovered that some of our customers’

desire additional performance and functionality that the application, and the underlying technology, does not currently support. Our success

will depend, in part, on our ability to both internally develop leading technologies to enhance the application, develop new mobile applications

and services that address the increasingly sophisticated and varied needs of our customers, and respond to technological advances and

emerging industry standards and practices on a cost-effective and timely basis. The development of our technology and other proprietary

technology involves significant technical and business risks. We may fail to use new technologies effectively or to adapt our proprietary

technology and systems to customer requirements or emerging industry standards. If we are unable to adapt to changing market conditions,

customer requirements or emerging industry standards, we may not be able to create revenue and expand our business.

Defects in the application and the technology

powering it may adversely affect our business.

Tools, code, subroutines and processes contained

within the application may contain defects not yet discovered or contained in updates and new versions. Our introduction of new mobile

applications or updates and new versions with defects or quality problems may result in adverse publicity, reduced downloads and use,

product redevelopment costs, loss of or delay in market acceptance of our products or claims by customers or others against us. Such problems

or claims may have a material and adverse effect on our business, prospects, financial condition and results of operations.

If we fail to retain current users or add

new users, or if our users engage less with the application, our business would be seriously harmed.

Adding, maintaining, and engaging daily monthly

users will be essential to attaining our growth targets and sustaining operations. If current and potential users do not perceive our

products to be effective and useful, we may not be able to attract new users, retain existing users, or maintain or increase the frequency

and duration of their engagement. In addition, our products typically require high bandwidth data capabilities, high-end mobile device

penetration and high bandwidth capacity cellular networks with large coverage areas. We therefore do not expect to experience rapid user

growth or engagement in countries with low smartphone penetration even if such countries have well-established and high bandwidth capacity

cellular networks. We may also not experience rapid user growth or engagement in regions where, even though smartphone penetration is

high, due to the lack of sufficient cellular based data networks, consumers rely heavily on Wi-Fi and may not access our products regularly.

There are many factors that could negatively affect

user retention, growth, and engagement, including if:

● users increasingly engage with competing products instead of ours;

● we are unable to combat hostile or inappropriate usage on our products;

-8-

● we fail to provide adequate service to users;

● we are the subject of adverse media reports or other negative publicity; and

● we do not maintain our brand image or our reputation is damaged.

Any decrease to user retention, growth, or engagement

could render our products less attractive to users, advertisers, or partners, and would seriously harm our business.

There is a risk that the public will not

perceive the privacy protections that we offer to be necessary or useful and therefore would not be interested in our services.

No matter how effective our products might be

in affording users control over their privacy, the general public may not perceive our products to be necessary or useful. In general,

although people are more aware than in the past of the amount of personal data that is tracked on a daily basis with the advent of social

media and targeted advertising, mere awareness does not necessarily translate into a desire to take affirmative action with respect to

one’s privacy. For us, this could mean that the average person might not feel the need to have the ability to delete messages that

they have sent. While we believe that the general public will recognize the value of our products and feel empowered to take control of

their privacy, it is possible that a great number of people have come to believe that their personal information cannot be protected and

that any attempt to do so would be ineffective. As such, regardless of how effective our products might be, there is a risk that the general

public might deem our products to be unnecessary and will not be drawn to download and use the application.

Users may not want to change the way that

they send messages and therefore would not be interested in our products.

Our success is dependent in part on users altering

their behavior and changing the way that they send text messages. Although the application is fully integrated with iMessage, the application

requires the user to send the message through a separate text bar, which is located below the ordinary iMessage bar. Even if users have

downloaded the application, it is possible that users will bypass this option when they go to send a text message. In addition, our user

experience may not be received positively, as some users might find it inconvenient to have two text bars appearing on the screen at the

same time when they go to send a text message. The iMessage integration figure does not currently allow a user to remove the iMessage

bar so that only the application’s bar appears and it is doubtful that Apple would ever allow such a feature. Moreover, because

both text bars are displayed on the screen at the same time, users may inadvertently send a private message through iMessage that they

intended to send through the application, thereby defeating the data protection and privacy benefits that the application offers. If users

do not adapt to seeing and typing messages with two texts bars displayed, our user retention may suffer.

The characteristics of the application,

including but not limited to privacy and encryption, may be exploited to facilitate illegal activity; if any of our users do so or are

alleged to have done so, it could adversely affect us and generate negative perception of our products in the marketplace.

For all of the same reasons that our products

are attractive to the general public, the privacy, data protection and encryption features could appeal to persons and groups engaged

in illegal activities due to the ability of the application to delete messages from a recipient’s phone. In this context, the application

may be used to facilitate both illegal activity and the destruction of evidence, which could potentially draw scrutiny from regulators.

In addition, the application could develop a stigma that it is associated with illegal activity and deter certain people from communicating

through the application.

-9-

Negative publicity could adversely affect

our reputation, our business, and our operating results.

Negative publicity about our company, including

about the quality and reliability of our products, content shared by users through the application, changes to our products, policies

and services, our privacy and security practices, litigation, regulatory activity, the actions of users on the application, or user experience

with our products, even if inaccurate, could adversely affect our reputation and the confidence in and the use of our product. Such negative

publicity could also have an adverse effect on the size, engagement, and loyalty of our user base and, in turn, adversely affect our business,

results of operations and financial condition.

We expect to derive substantially all of

our revenue from a single product.

We expect to derive substantially all of our revenue

from the application. As such, the continued growth in market demand for and market acceptance of the application is critical to our continued

success. Demand for the application is affected by a number of factors, many of which are beyond our control, such as continued market

acceptance; the timing of development and release of competing new products; consumer preferences; the development and acceptance of new

features, integrations, and capabilities; price or product changes by us or our competitors; technological changes and developments within

the markets we serve; growth, contraction, and rapid evolution of our market; and general economic conditions and trends. If we are unable

to continue to meet demands of our users or trends in preferences or to achieve more widespread market acceptance of the application,

our business, results of operations, and financial condition could be harmed. Changes in preferences of users may have a disproportionately

greater impact on us than if we offered multiple products. In addition, competitors may develop or acquire their own tools or software

and people may continue to rely on traditional tools and software, such as text message and email, which would reduce or eliminate the

demand for the application. If demand declines for any of these or other reasons, our business could be adversely affected.

The application depends on effectively operating

with mobile operating systems, hardware, networks, regulations, and standards that we do not control. Changes in our products or to those

operating systems, hardware, networks, regulations, or standards may seriously harm our user growth, retention, and engagement.

Because the application is used primarily on mobile

devices, the application must remain interoperable with popular mobile operating systems, Android and iOS. The owners of such operating

systems, Google and Apple, respectively, each provide consumers with products that compete with ours. We have no control over these operating

systems or hardware, and any changes to these systems or hardware that degrade our products’ functionality, or give preferential

treatment to competitive products, could seriously harm DatChat usage on mobile devices. Our competitors that control the operating systems

and related hardware the application runs on could make interoperability of our products with those mobile operating systems more difficult

or display their competitive offerings more prominently than ours. When introducing new products, it takes time to optimize such products

to function with these operating systems and hardware, impacting the popularity of such products, and we expect this trend to continue.

Moreover, our products require high-bandwidth data capabilities. If the costs of data usage increase, our user growth, retention, and

engagement may be seriously harmed.

We may not successfully cultivate relationships

with key industry participants or develop products that operate effectively with these technologies, systems, networks, regulations, or

standards. If it becomes more difficult for our users to access and use the application on their mobile devices, if our users choose not

to access or use the application on their mobile devices, or if our users choose to use mobile products that do not offer access to the

application, our user growth, retention, and engagement could be seriously harmed.

Moreover, the adoption of any laws or regulations

that adversely affect the popularity or growth in use of the internet or mobile applications, including laws or regulations that undermine

open and neutrally administered internet access, could decrease user demand for the application and increase our cost of doing business.

For example, in December 2017, the Federal Communications Commission adopted an order reversing net neutrality protections in the United

States, including the repeal of specific rules against blocking, throttling or “paid prioritization” of content or services

by internet service providers. To the extent internet service providers engage in such blocking, throttling or “paid prioritization”

of content or similar actions as a result of this order and the adoption of similar laws or regulations, our business, financial condition

and results of operations could be materially adversely affected.

-10-

Risks Related to Information Technology Systems, Intellectual Property and Privacy Laws

We rely on a single third-party provider,

Amazon Web Services (“AWS”), for computing infrastructure, secure network connectivity, and other technology-related services

needed to deliver our products. Any disruption in the services provided by such third-party provider could adversely affect our business.

Our products are hosted from, and use computing

infrastructure, secure network connectivity, and other technology-related services provided by AWS. We do not control the operations of

this third-party provider or own the equipment used to provide such services. Because we cannot easily switch our AWS-serviced operations

to another cloud provider, any disruption of or interference with our use of AWS, for example, due to natural disasters, cyber-attacks,

terrorist attacks, power losses, telecommunications failures, or similar events, would impact our operations and may adversely affect

our business, financial condition, operating results and cash flows. In addition, AWS has no obligation to renew its agreement with us

on commercially reasonable terms or at all. If we are unable to renew our agreement on commercially reasonable terms or develop our blockchain

capabilities, we may be required to transition to a new provider, and we may incur significant costs and possible service interruption

in connection with doing so.

In addition, Amazon may take actions beyond our

control that could seriously harm our business, including:

● discontinuing or limiting our access to its cloud platform

● increasing pricing terms;

● terminating or seeking to terminate our contractual relationship altogether;

Amazon has broad discretion to change and interpret

its terms of service and other policies with respect to us, and those actions may be unfavorable to us. They may also alter how we are

able to process data on their cloud platform. If Amazon makes changes or interpretations that are unfavorable to us, our business could

be seriously harmed.

Major network failures could have an adverse

effect on our business.

Our technology infrastructure is critical to the

performance of the application and customer satisfaction. The application runs on a complex distributed system, or what is commonly known

as cloud computing. Some elements of this system are operated by third-parties that we do not control and which would require significant

time to replace. We expect this dependence on third parties to continue. Major equipment failures, natural disasters, including severe

weather, terrorist acts, acts of war, cyber-attacks or other breaches of network or information technology security that affect third-party

networks, communications switches, routers, microwave links, cell sites or other third-party equipment on which we rely, could cause major

network failures and/or unusually high network traffic demands that could have a material adverse effect on our operations or our ability

to provide service to our customers. These events could disrupt our operations, require significant resources to resolve, result in a

loss of customers or impair our ability to attract new customers, which in turn could have a material adverse effect on our business,

prospects, results of operations and financial condition. If we experience significant service interruptions, which could require significant

resources to resolve, it could result in a loss of customers or impair our ability to attract new customers, which in turn could have

a material adverse effect on our business, prospects, results of operations and financial condition. In addition, with the growth of wireless

data services, enterprise data interfaces and Internet-based or Internet Protocol enabled applications, wireless networks and devices

are exposed to a greater degree to third-party data or applications over which we have less direct control. As a result, the network infrastructure

and information systems on which we rely, as well as our customers’ wireless devices, may be subject to a wider array of potential

security risks, including viruses and other types of computer-based attacks, which could cause lapses in our service or adversely affect

the ability of our customers to access our service. Such lapses could have a material adverse effect on our business, prospects, results

of operations and financial condition.

-11-

If third parties claim that we infringe

their intellectual property, it may result in costly litigation.

We cannot assure you that third parties will not

claim our current or future products or services infringe their intellectual property rights. Any such claims, with or without merit,

could cause costly litigation that could consume significant management time. As the number of product and services offerings in the mobile

application market increases and functionalities increasingly overlap, companies such as ours may become increasingly subject to infringement

claims. Such claims also might require us to enter into royalty or license agreements. If required, we may not be able to obtain such

royalty or license agreements, or obtain them on terms acceptable to us.

We may not be able to adequately protect

our proprietary technology, and our competitors may be able to offer similar products and services which would harm our competitive position.

Our success, in part, depends upon our proprietary

technology. We have various forms of intellectual property including patent, copyright, trademark and trade secret laws, confidentiality

procedures and contractual provisions to establish and protect our proprietary rights. Despite these precautions, third parties could

copy or otherwise obtain and use our technology without authorization, or develop similar technology independently. We also pursue the

registration of our domain names, trademarks, and service marks in the United States. We have also filed patent applications. However,

we cannot provide any assurance that patent applications that we file will ultimately result in an issued patent or, if issued, that they

will provide sufficient protections for our technology against competitors. We cannot assure you that the protection of our proprietary

rights will be adequate or that our competitors will not independently develop similar technology, duplicate our products and services

or design around any intellectual property rights we hold.

We could be harmed by improper disclosure

or loss of sensitive or confidential data.

In connection with the operation of our business,

we plan to process and transmit data. Unauthorized disclosure or loss of sensitive or confidential data may occur through a variety of

methods. These include, but are not limited to, systems failure, employee negligence, fraud or misappropriation, or unauthorized access

to or through our information systems, whether by our employees or third parties, including a cyberattack by computer programmers, hackers,

members of organized crime and/or state-sponsored organizations, who may develop and deploy viruses, worms or other malicious software

programs.

Such disclosure, loss or breach could harm our

reputation and subject us to government sanctions and liability under laws and regulations that protect sensitive or personal data and

confidential information, resulting in increased costs or loss of revenues. It is possible that security controls over sensitive or confidential

data and other practices we and our third-party vendors follow may not prevent the improper access to, disclosure of, or loss of such

information. The potential risk of security breaches and cyberattacks may increase as we introduce new services and offerings, such as

mobile technology. Further, data privacy is subject to frequently changing rules and regulations, which sometimes conflict among the various

jurisdictions in which we provide services. Any failure or perceived failure to successfully manage the collection, use, disclosure, or

security of personal information or other privacy related matters, or any failure to comply with changing regulatory requirements in this

area, could result in legal liability or impairment to our reputation in the marketplace.

Unauthorized breaches or failures in cybersecurity

measures adopted by us and/or included in our products and services could have a material adverse effect on our business.

Information security risks have generally increased

in recent years, in part because of the proliferation of new technologies and the use of the Internet, and the increased sophistication

and activity of organized crime, hackers, terrorists, activists, cybercriminals and other external parties, some of which may be linked

to terrorist organizations or hostile foreign governments. Cybersecurity attacks are becoming more sophisticated and include malicious

attempts to gain unauthorized access to data and other electronic security breaches that could lead to disruptions in critical systems,

unauthorized release of confidential or otherwise protected information and corruption of data, substantially damaging our reputation.

Our security systems are designed to maintain the security of our users’ confidential information, as well as our own proprietary

information. Accidental or willful security breaches or other unauthorized access by third parties or our employees, our information systems

or the systems of our third-party providers, or the existence of computer viruses or malware in our or their data or software could expose

us to risks of information loss and misappropriation of proprietary and confidential information, including information relating to our

products or customers and the personal information of our employees.

-12-

In addition, we could become subject to unauthorized

network intrusions and malware on our own IT networks. Any theft or misuse of confidential, personal or proprietary information as a result

of such activities or failure to prevent security breaches could result in, among other things, unfavorable publicity, damage to our reputation,

loss of our trade secrets and other competitive information, difficulty in marketing our products, allegations by our customers that we

have not performed our contractual obligations, litigation by affected parties and possible financial obligations for liabilities and

damages related to the theft or misuse of such information, as well as fines and other sanctions resulting from any related breaches of

data privacy regulations, any of which could have a material adverse effect on our reputation, business, profitability and financial condition.

Furthermore, the techniques used to obtain unauthorized access or to sabotage systems change frequently and are often not recognized until

launched against a target, and we may be unable to anticipate these techniques or to implement adequate preventative measures.

We may be subject to stringent and changing

laws, regulations, standards, and contractual obligations related to privacy, data protection, and data security. Our actual or perceived

failure to comply with such obligations could adversely affect our business.

We receive, collect, store, and process certain

personally identifiable information about individuals and other data relating to users of the application. We have legal and contractual

obligations regarding the protection of confidentiality and appropriate use of certain data, including personally identifiable and other

potentially sensitive information about individuals. We may be subject to numerous federal, state, local, and international laws, directives,

and regulations regarding privacy, data protection, and data security and the collection, storing, sharing, use, processing, transfer,

disclosure, disposal and protection of information about individuals and other data, the scope of which are changing, subject to differing

interpretations, and may be inconsistent among jurisdictions or conflict with other legal and regulatory requirements. We strive to comply

with our applicable data privacy and security policies, regulations, contractual obligations, and other legal obligations relating to

privacy, data protection, and data security. However, the regulatory framework for privacy, data protection and data security worldwide

is, and is likely to remain for the foreseeable future, uncertain and complex, and it is possible that these or other actual or alleged

obligations may be interpreted and applied in a manner that we do not anticipate or that is inconsistent from one jurisdiction to another

and may conflict with other legal obligations or our practices. Further, any significant change to applicable laws, regulations or industry

practices regarding the collection, use, retention, security, processing, transfer or disclosure of data, or their interpretation, or

any changes regarding the manner in which the consent of users or other data subjects for the collection, use, retention, security, processing,

transfer or disclosure of such data must be obtained, could increase our costs and require us to modify our services and features, possibly

in a material manner, which we may be unable to complete, and may limit our ability to receive, collect, store, process, transfer, and

otherwise use user data or develop new services and features.

If we are found in violation of any applicable

laws or regulations relating to privacy, data protection, or security, our business may be materially and adversely affected and we would

likely have to change our business practices and potentially the services and features, integrations or other capabilities of the application.

In addition, these laws and regulations could impose significant costs on us and could constrain our ability to use and process data in

a commercially desirable manner. In addition, if a breach of data security were to occur or be alleged to have occurred, if any violation

of laws and regulations relating to privacy, data protection or data security were to be alleged, or if we were to discover any actual

or alleged defect in our safeguards or practices relating to privacy, data protection, or data security, the application may be perceived

as less desirable and our business, financial condition, results of operations and growth prospects could be materially and adversely

affected.

We also expect that there will continue to be

new laws, regulations, and industry standards concerning privacy, data protection, and information security proposed and enacted in various

jurisdictions. For example, the California Consumer Privacy Act (“CCPA”), which came into force in 2020, provides new data

privacy rights for California consumers and new operational requirements for covered companies. Specifically, the CCPA mandates that covered

companies provide new disclosures to California consumers and afford such consumers new data privacy rights that include, among other

things, the right to request a copy from a covered company of the personal information collected about them, the right to request deletion

of such personal information, and the right to request to opt-out of certain sales of such personal information. The California Attorney

General can enforce the CCPA, including seeking an injunction and civil penalties for violations. The CCPA also provides a private right

of action for certain data breaches that is expected to increase data breach litigation. Additionally, a new privacy law, the California

Privacy Rights Act (“CPRA”), was approved by California voters in the November 3, 2020 election. The CPRA generally takes

effect on January 1, 2023 and significantly modifies the CCPA, including by expanding consumers’ rights with respect to certain

personal information and creating a new state agency to oversee implementation and enforcement efforts, potentially resulting in further

uncertainty and requiring us to incur additional costs and expenses in an effort to comply. Some observers have noted the CCPA and CPRA

could mark the beginning of a trend toward more stringent privacy legislation in the United States, which could also increase our potential

liability and adversely affect our business. For example, the CCPA has encouraged “copycat” or other similar laws to be considered

and proposed in other states across the country, such as in Virginia, New Hampshire, Illinois and Nebraska. This legislation may add additional

complexity, variation in requirements, restrictions and potential legal risk, require additional investment in resources to compliance

programs, could impact strategies and availability of previously useful data and could result in increased compliance costs and/or changes

in business practices and policies.

-13-

Various U.S. federal privacy laws are potentially

relevant to our business, including the Federal Trade Commission Act, Controlling the Assault of Non-Solicited Pornography and Marketing

Act, the Family Educational Rights and Privacy Act, the Children’s Online Privacy Protection Act, and the Telephone Consumer Protection

Act. Any actual or perceived failure to comply with these laws could result in a costly investigation or litigation resulting in potentially

significant liability, injunctions and other consequences, loss of trust by our users, and a material and adverse impact on our reputation

and business.

In addition, the data protection landscape in

the EU is continually evolving, resulting in possible significant operational costs for internal compliance and risks to our business.

The EU adopted the General Data Protection Regulation (“GDPR”), which became effective in May 2018, and contains numerous

requirements and changes from previously existing EU laws, including more robust obligations on data processors and heavier documentation

requirements for data protection compliance programs by companies.

Among other requirements, the GDPR regulates the

transfer of personal data subject to the GDPR to third countries that have not been found to provide adequate protection to such personal

data, including the United States. Recent legal developments in Europe have created complexity and uncertainty regarding such transfers.

For instance, on July 16, 2020, the Court of Justice of the European Union (the “CJEU”) invalidated the EU-U.S. Privacy Shield

Framework (the “Privacy Shield”) under which personal data could be transferred from the European Economic Area to U.S. entities

who had self-certified under the Privacy Shield scheme. While the CJEU upheld the adequacy of the standard contractual clauses (a standard

form of contract approved by the European Commission as an adequate personal data transfer mechanism and potential alternative to the

Privacy Shield), it made clear that reliance on such clauses alone may not necessarily be sufficient in all circumstances. Use of the

standard contractual clauses must now be assessed on a case-by-case basis taking into account the legal regime applicable in the destination

country, including, in particular, applicable surveillance laws and rights of individuals, and additional measures and/or contractual

provisions may need to be put in place; however, the nature of these additional measures is currently uncertain. The CJEU also states

that if a competent supervisory authority believes that the standard contractual clauses cannot be complied with in the destination country

and that the required level of protection cannot be secured by other means, such supervisory authority is under an obligation to suspend

or prohibit that transfer.

Additionally, the GDPR greatly increased the European

Commission’s jurisdictional reach of its laws and added a broad array of requirements for handling personal data. EU member states

are tasked under the GDPR to enact, and have enacted, certain implementing legislation that adds to and/or further interprets the GDPR

requirements and potentially extends our obligations and potential liability for failing to meet such obligations. The GDPR, together

with national legislation, regulations and guidelines of the EU member states a governing the processing of personal data, impose strict

obligations and restrictions on the ability to collect, use, retain, protect, disclose, transfer and otherwise process personal data.

In particular, the GDPR includes obligations and restrictions concerning the consent and rights of individuals to whom the personal data

relates, security breach notifications and the security and confidentiality of personal data.

Failure to comply with the GDPR could result in

penalties for noncompliance (including possible fines of up to the greater of €20 million and 4% of our global annual turnover for

the preceding financial year for the most serious violations, as well as the right to compensation for financial or non-financial damages

claimed by individuals under Article 82 of the GDPR).

-14-

In addition to the GDPR, the European Commission

has another draft regulation in the approval process that focuses on a person’s right to conduct a private life. The proposed legislation,

known as the Regulation of Privacy and Electronic Communications (“ePrivacy Regulation”), would replace the current ePrivacy

Directive. While the text of the ePrivacy Regulation is still under development, a recent European court decision and regulators’

recent guidance are driving increased attention to cookies and tracking technologies. If regulators start to enforce the strict approach

in recent guidance, this could lead to substantial costs, require significant systems changes, limit the effectiveness of our marketing

activities, divert the attention of our technology personnel, adversely affect our margins, increase costs and subject us to additional

liabilities. Regulation of cookies and similar technologies may lead to broader restrictions on our marketing and personalization activities

and may negatively impact our efforts to understand users.

Further, in March 2017, the United Kingdom formally

notified the European Council of its intention to leave the EU pursuant to Article 50 of the Treaty on European Union (“Brexit”).

The United Kingdom ceased to be an EU Member State on January 31, 2020, but enacted a Data Protection Act substantially implementing the

GDPR (“U.K. GDPR”), effective in May 2018, which was further amended to align more substantially with the GDPR following Brexit.

It is unclear how U.K. data protection laws or regulations will develop in the medium to longer term and how data transfers to and from

the United Kingdom will be regulated. Some countries also are considering or have enacted legislation requiring local storage and processing

of data that could increase the cost and complexity of delivering our services. Beginning in 2021 when the transitional period following

Brexit expired, we are required to comply with both the GDPR and the U.K. GDPR, with each regime having the ability to fine up to the

greater of €20 million (in the case of the GDPR) or £17 million (in the case of the U.K. GDPR) and 4% of total annual revenue.

The relationship between the United Kingdom and the EU in relation to certain aspects of data protection law remains unclear, including,

for example, how data transfers between EU member states and the United Kingdom will be treated and the role of the United Kingdom’s

Information Commissioner’s Office following the end of the transitional period. These changes could lead to additional costs and

increase our overall risk exposure.

Any failure or perceived failure by us to comply

with our posted privacy policies, our privacy-related obligations to users, or any other legal obligations or regulatory requirements

relating to privacy, data protection, or data security, may result in governmental investigations or enforcement actions, litigation,

claims, or public statements against us by consumer advocacy groups, or others and could result in significant liability, cause our users

to lose trust in us, and otherwise materially and adversely affect our reputation and business. Furthermore, the costs of compliance with,

and other burdens imposed by, the laws, regulations, other obligations, and policies that are applicable to the businesses of our users

may limit the adoption and use of, and reduce the overall demand for, the application. Further, public scrutiny of, or complaints about,

technology companies or their data handling or data protection practices, even if unrelated to our business, industry or operations, may

lead to increased scrutiny of technology companies, including us, and may cause government agencies to enact additional regulatory requirements,

or to modify their enforcement or investigation activities, which may increase our costs and risks. Any of the foregoing could materially

and adversely affect our business, financial condition and results of operations.

Online applications are subject to various

laws and regulations relating to children’s privacy and protection, which if violated, could subject us to an increased risk of

litigation and regulatory actions.

A variety of laws and regulations have been adopted

in recent years aimed at protecting children using the internet such as the COPPA and Article 8 of the GDPR. We implement certain precautions

to ensure that we do not knowingly collect personal information from children under the age of 13 through the application. Despite our

efforts, no assurances can be given that such measures will be sufficient to completely avoid allegations of COPPA violations, any of

which could expose us to significant liability, penalties, reputational harm and loss of revenue, among other things. Additionally, new

regulations are being considered in various jurisdictions to require the monitoring of user content or the verification of users’

identities and age. Such new regulations, or changes to existing regulations, could increase the cost of our operations.

-15-

We may not be successful in our metaverse

strategy and investments, which could adversely affect our business, reputation, or financial results.

We believe the metaverse, an embodied internet

where people have immersive experiences beyond two-dimensional screens, is the next evolution in social technology. We recently announced

our plan to develop The Habytat, a mobile based social metaverse. We expect this will be a complex, evolving, and long-term initiative

that will involve the development of new and emerging technologies and collaboration with other companies, developers, partners, and other

participants. However, the metaverse may not develop in accordance with our expectations, and market acceptance of features, products,

or services we build for The Habytat is uncertain. In addition, we have limited experience with virtual and augmented reality technology,

which may enable other companies to compete more effectively than us. We may be unsuccessful in our research and product development efforts,

including if we are unable to develop relationships with key participants in the metaverse or develop products that operate effectively

with metaverse technologies, products, systems, networks, or standards. Our metaverse efforts may also divert resources and management

attention from other areas of our business.

In addition, as our efforts to develop The Habytat

evolve, we may be subject to a variety of existing or new laws and regulations in the United States and international jurisdictions, including

in the areas of privacy, safety, competition, content regulation, consumer protection, and e-commerce, which may delay or impede the development

of our products and services, increase our operating costs, require significant management time and attention, or otherwise harm our business.

As a result of these or other factors, our metaverse strategy and investments may not be successful in the foreseeable future, or at all,

which could adversely affect our business, reputation, or financial results.

The Habytat is

currently under development and no assurance can be given that it will be accepted by others or generate sufficient interest.

The Habytat, our social

metaverse platform, is currently under development. It is our intent that The Habytat will feature a virtual world containing immersive

experiences in intelligent retail, social networking, gaming and the use of NFTs to grant property rights, boasting a wide range of “online

+ offline” and “virtual + reality” scenarios. We aim to continue researching and developing different applications for

our social metaverse platform in order to generate continual interest in our social metaverse platform, including, but not limited to,

our proprietary metaverse ad network and dynamic NFT technology. If we do not generate sufficient interest in our social metaverse platform

we will not attract enough advertisers to make it profitable.

The Habytat and

VenVūū are both based on new and unproven technologies and therefore are subject to the risks of failure inherent in the development

of new products and services.

Because both The Habytat

and VenVūū are based on certain new technologies, they are subject to risks of failure that are particular to new technologies,

including the possibility that:

● The Habytat and/or VenVūū may not gain market acceptance;

● third parties may market superior products or services.

-16-

We may not be able

to adequately evaluate the risks associated with our planned social metaverse and advertising platforms.

The Habytat and VenVūū

may not be successful and may expose us to legal, regulatory, and other risks. Given the nascent and evolving nature of the metaverse,

digital assets and blockchain technology, we may be unable to accurately anticipate or adequately address such risks or the potential

impact of such risks. The occurrence of any such risks could materially and adversely affect our business, financial condition, results

of operations, reputation, and prospects. It is difficult to predict how the legal and regulatory framework around such digital assets

and services will develop and how such developments will impact our business and our platforms. The launch of The Habytat and VenVūū

also subjects us to risks similar to those associated with any new platform offering, including, but not limited to, our ability to accurately

anticipate market demand and acceptance, our ability to successfully launch these initiatives, technical issues with the operation of

The Habytat and/or VenVūū, and legal and regulatory risks as discussed above. We believe these risks may be heightened with

respect to both of these initiatives, as metaverse assets and services, NFTs and other digital assets and services are still considered

relatively novel concepts. If we fail to accurately anticipate or manage the risks associated with The Habytat and VenVūū,

or if we directly or indirectly become subject to disputes, liability, or other legal or regulatory issues in connection with either of

these initiatives, they may not be successful and our business, financial condition, results of operations, reputation, and prospects

could be materially harmed.

Digital ecosystems,

including offerings of digital assets, is evolving, and uncertain, and new regulations or policies may materially adversely affect our

development.

The technologies supporting

the metaverse and NFTs, like blockchain and NFTs, are new and rapidly evolving. If we fail to explore new advancements in these technologies

and apply them innovatively to keep our products and services competitive, we may not experience significant growth of our business. Regulation

of digital assets is currently underdeveloped and likely to rapidly evolve as government agencies take greater interest in them. Regulation

also varies significantly among international, federal, state and local jurisdictions and is subject to significant uncertainty. Various

legislative and executive bodies in the United States and in other countries may in the future adopt laws, regulations, or guidance, or

take other actions, which may severely impact the permissibility of NFTs generally and the technology behind them or the means of transacting

in or transferring them. The regulatory regime governing blockchain technologies, NFTs, and other digital assets is uncertain, and new

regulations or policies may materially adversely affect our development and our value if we materially embrace digital assets in the future.

Our business is subject to risks generally

associated with the metaverse and digital entertainment industry.

We are susceptible to market conditions and risks

associated with the metaverse and digital entertainment industry, including the popularity, customers’ preferences, and potential

regulations, all of which are difficult to predict and are beyond our control.

In addition, economic conditions that negatively

impact discretionary consumer spending, including inflation, slower growth, unemployment levels, tax rates, interest rates, energy prices,

declining consumer confidence, recession and other macroeconomic conditions, including those resulting from COVID-19 and from geopolitical

issues and uncertainty, could have a material adverse impact on our business and results of operations.

If we fail to retain users or add new users,

or if our users decrease their level of engagement with The Habytat, revenue, bookings, and operating results will be harmed.

Our business plan assumes that the demand for

interactive entertainment offerings, specifically, the adoption of a metaverse with users interacting together by playing, communicating,

connecting, working, making friends, learning, or simply hanging out, all in 3D environments, will increase for the foreseeable future.

However, if this market shrinks or grows more slowly than anticipated, if the metaverse does not gain widespread adoption as a forum for

experiences, social interaction and creative expression for our users, or if demand for The Habytat does not grow as quickly as we anticipate,

whether as a result of competition, product obsolescence, budgetary constraints of our developers, creators, and users, technological

changes, unfavorable economic conditions, uncertain geopolitical or regulatory environments or other factors, we may not be able to increase

our revenue and bookings sufficiently to ever achieve profitability and our stock price would decline.

-17-

The multitude of other entertainment options,

online gaming, and other interactive experiences is high, making it difficult to retain users who are dissatisfied with The Habytat and

seek other entertainment options. These and other factors may lead users to switch to another entertainment option rapidly, which can

interfere with our ability to forecast usage and would negatively affect our user retention, growth, and engagement. Falling user retention,

growth, or engagement rates could harm our business.

We face intense competition for our products

and services

There are numerous technology companies seeking

ways to support efforts to enter the Web 3 technologies business. Additionally, the metaverse has become more readily recognized as method

of completing transactions and as such, more competitors are seeking to enter this marketplace. These technologies are subject to rapidly

changing technological developments, shifting organizational priorities and requirements, frequent introductions of new products and services,

and increased marketing and sales activities of other industry participants

Many competitors exist in the overlapping areas

of Web 3 and traditional digital marketing, data analytics, and digital transformation. Many of our current and potential competitors

have a significantly larger market presence, greater name recognition, access to more potential customers and substantially greater financial,

technical, sales and marketing, management, support, and other resources than we have. As a result, many of our competitors can respond

more quickly than we can to new or changing opportunities and technologies, and may devote greater resources to the marketing, promotion

and sale of their products than we can.

Our costs are continuing to grow, and some

of our investments, particularly our investments in virtual and augmented reality, have the effect of reducing our operating margin and

profitability. If our investments are not successful longer-term, our business and financial performance will be harmed.

Operating our business is costly, and we expect

our expenses to continue to increase in the future as we add users and broaden our user base, as users increase the amount and types of

content they consume and the data they share with us, for example as we continue to expand our technical infrastructure, as we continue

to invest in new and unproven technologies, and as we continue our efforts to focus on privacy, safety, security, and content review.

We are also continuing to increase our investments in new platforms and technologies, including as part of our efforts related to building

the metaverse. Some of these investments, particularly our significant investments in virtual and augmented reality, have generated only

limited revenue and is anticipated to reduce our operating margin and profitability, and we expect the adverse financial impact of such

investments to continue for the foreseeable future.

Our industry is subject to rapid technological

change, and if we do not adapt to, and appropriately allocate our resources among, emerging technologies and business models, our business

may be negatively impacted.

Technology changes rapidly in the entertainment

industry. We must continually anticipate and adapt to emerging technologies and business models to stay competitive. Forecasting the financial

impact these changing technologies and business models may have is inherently uncertain and volatile. Supporting a new technology or business

model may require affiliating with a new business or technology vendor, and such affiliation may be on terms that are less favorable to

us than those for traditional technologies or business models. If we invest in the development of content offerings that incorporate a

new technology or business model that does not achieve significant popularity, whether because of competition or otherwise, we may not

recover the often substantial costs of developing and marketing those content offerings, or recover the opportunity cost of diverting

company resources away from other content and product offerings. In the near and longer term, we expect to take advantage of broader trends

such as the growth of the metaverse in the digital economy and the associated increase in importance of technologies such as blockchains,

virtual reality and augmented reality. We may not be successful in allocating our resources to these new areas and may not recover the

costs and opportunity costs of investing in these opportunities instead of others. Further, our competitors may adapt to these or other

emerging technologies or business models more quickly or effectively than we do.

If, on the other hand, we elect not to pursue

the development of content offerings or other opportunities incorporating a new technology, or otherwise elect not to pursue new business

models that achieve significant success and popularity, it may have adverse consequences to our business. It may take significant time

and expenditures to shift financial and personnel resources to that technology or business model, and it may be more difficult to compete

against existing companies that incorporate that technology or business model effectively.

-18-

We may not be successful in our metaverse

strategy and investments, which could adversely affect our business, reputation, or financial results.

We believe the metaverse, an embodied internet

where people have immersive experiences beyond two-dimensional screens, is the next evolution in social technology. Our business strategy

focuses on offerings within the metaverse. We expect this will be a complex, evolving, and long-term initiative that will involve the

development of new and emerging technologies, continued investment in privacy, safety, and security efforts, and collaboration with other

companies, developers, partners, and other participants. However, the metaverse may not develop in accordance with our expectations, and

market acceptance of features, products, or services we build for the metaverse is uncertain. In addition, we have limited experience

with virtual and augmented reality technology, which may enable other companies to compete more effectively than us. We may be unsuccessful

in our research and product development efforts, including if we are unable to develop relationships with key participants in the metaverse

or develop products that operate effectively with metaverse technologies, products, systems, networks, or standards. Our metaverse efforts

may also divert resources and management attention from other areas of our business. In addition, as our metaverse efforts evolve, we

may be subject to a variety of existing or new laws and regulations in the United States and international jurisdictions, including in

the areas of privacy and e-commerce, which may delay or impede the development of our products and services, increase our operating costs,

require significant management time and attention, or otherwise harm our business. As a result of these or other factors, our metaverse

strategy and investments may not be successful in the foreseeable future, or at all, which could adversely affect our business, reputation,

or financial results.

Risks Related to Our Common Stock and Series

A Warrants

The price of our common stock and our Series

A Warrants may fluctuate substantially.

You should consider an investment in our common

stock and Series A Warrants to be risky, and you should invest in our common stock and Series A Warrants only if you can withstand a significant

loss and wide fluctuations in the market value of your investment. Some factors that may cause the market price of our common stock to

fluctuate, in addition to the other risks mentioned in this “Risk Factors” section and elsewhere in this Annual Report on

Form 10-K, are:

● sale of our common stock by our shareholders, executives, and directors;

● volatility and limitations in trading volumes of our shares of common stock;

● our ability to obtain financing;

● our ability to attract new customers;

● our cash position;

Source: SEC EDGAR (public domain) · 10-K for the period ended 2022-12-31, filed 2023-03-31 · accession 0001213900-23-025416

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