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Myseum.AI, Inc. MYSE US Equity

Communication Services · CIK 1648960 · FY ends Dec 31
$2.73
+0.05 (+1.87%)
USD · as of 2026-08-28 · marketstack

Myseum.AI, Inc. (Nasdaq: MYSE), an SEC filer in Telegraph & Other Message Communications, closed at $2.73, +1.9%, on 2026-08-28, with a market cap of $14M, a return on equity of -40.2%, a net margin of -474049.5% and 3-year sales growth of -77.2%. Institutional ownership, earnings history and filed financials are on the tabs below.

MYSE · 10-K · period ended 2024-12-31

← all MYSE documents
filed 2025-03-31 · EDGAR original ↗

Our rendering of the filing — original pagination and typography are not reproduced, and tables are reduced to their short label cells (the figures live on FA). Nothing is summarized: every line below is the filing's own text.

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UNITED STATES

SECURITIES AND EXCHANGE COMMISSION

Washington, D.C. 20549

FORM 10-K

☒ANNUAL

REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the fiscal year ended December 31, 2024

☐TRANSITION

REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934

For the transition period from ______ to ______

Commission file number 001-40729

DATCHAT, INC.

(Exact name of registrant as specified in charter)

204 Neilson Street New Brunswick, NJ 08901

(Address of principal executive offices) (Zip code)

(732)374-3529

(Registrant’s telephone number, including

area code)

Securities registered pursuant to Section 12(b)

of the Act:

Title of Each Class Trading Symbol(s) Name of Each Exchange on Which Registered

Common Stock, par value $0.0001 per share DATS The Nasdaq Stock Market LLC

Securities registered pursuant to Section 12(g)

of the Exchange Act: None

Indicate by check mark if the registrant is a

well-known seasoned issuer, as defined in Rule 405 of the Securities Act. Yes ☐No☒

Indicate by check mark if the registrant is not

required to file reports pursuant to Section 13 or Section 15(d) of the Act. Yes ☐No☒

Indicate by check mark whether the registrant

(1) has filed all reports required to be filed by Section 13 or 15(d) of the Securities Exchange Act of 1934 during the preceding 12

months (or for such shorter period that the registrant was required to file such reports), and (2) has been subject to such filing requirements

for the past 90 days. Yes☒ No ☐

Indicate by check mark whether the registrant

has submitted electronically every Interactive Data File required to be submitted pursuant to Rule 405 of Regulation S-T (§ 232.405

of this chapter) during the preceding 12 months (or for such shorter period that the registrant was required to submit such files). Yes☒

No ☐

Indicate by check mark whether the registrant

is a large accelerated filer, an accelerated filer, a non-accelerated filer, a smaller reporting company, or an emerging growth

company. See definition of “large accelerated filer,” “accelerated filer,” “smaller reporting company,”

and “emerging growth company” in Rule 12b-2 of the Exchange Act.

Large accelerated filter ☐ Accelerated filter ☐

Non-accelerated filter ☒ Smaller reporting company ☒

Emerging growth company ☒

If an emerging growth company, indicate by check

mark if the registrant has elected not to use the extended transition period for complying with any new or revised financial accounting

standards provided pursuant to Section 13(a) of the Exchange Act. ☐

Indicate by check mark whether the registrant

has filed a report on and attestation to its management’s assessment of the effectiveness of its internal control over financial

reporting under Section 404(b) of the Sarbanes-Oxley Act (15 U.S.C. 7262(b)) by the registered public accounting firm that prepared or

issued its audit report. ☐

If securities are registered pursuant to Section

12(b) of the Act, indicate by check mark whether the financial statements of the registrant included in the filing reflect the correction

of an error to previously issued financial statements. ☐

Indicate by check mark whether any of those error

corrections are restatements that required a recovery analysis of incentive-based compensation received by any of the registrant’s

executive officers during the relevant recovery period pursuant to §240.10D-1(b). ☐

Indicate by check mark whether the registrant

is a shell company (as defined by Rule 12b-2 of the Exchange Act) Yes ☐

No ☒

The aggregate market value of the voting and

non-voting common equity held by non-affiliates of the registrant as of June 28, 2024, the last business day of the registrant’s

most recently completed second fiscal quarter, was approximately $2,732,900 based upon the closing price reported for such date on The

Nasdaq Capital Market as of that date.

Number of shares of common stock outstanding as of March 26, 2025 was 4,276,274.

Documents Incorporated by Reference: None.

Table of Contents

Part I 1

Item 1. Business 1

Item 1A. Risk Factors 6

Item 1B. Unresolved Staff Comments 24

Item 1C. Cybersecurity 24

Item 2. Properties 25

Item 3. Legal Proceedings 25

Item 4. Mine Safety Disclosures 25

Item 6. [Reserved] 26

Item 7A. Quantitative and Qualitative Disclosures About Market Risk 33

Item 8. Financial Statements and Supplementary Data 33

Item 9A. Controls and Procedures 33

Item 9B. Other Information 34

Item 9C. Disclosure Regarding Foreign Jurisdiction that Prevent Inspections 34

Part III 35

Item 10. Directors, Executive Officers and Corporate Governance 35

Item 11. Executive Compensation 38

Item 14. Principal Accountant Fees and Services 43

Item 15. Exhibit and Financial Statement Schedules 44

Signatures 46

i

CAUTIONARY NOTE ON FORWARD-LOOKING

STATEMENTS

This Annual Report on Form 10-K contains certain

forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended (the “Securities Act”),

and Section 21E of the Securities Exchange Act of 1934, as amended (the “Exchange Act”). Any statements in this Annual Report

on Form 10-K about our expectations, beliefs, plans, objectives, assumptions or future events or performance are not historical facts

and are forward-looking statements. These statements are often, but not always, made through the use of words or phrases such as “believe,”

“will,” “expect,” “anticipate,” “estimate,” “intend,” “plan”

and “would.” For example, statements concerning financial condition, possible or assumed future results of operations, growth

opportunities, industry ranking, plans and objectives of management, markets for our common stock and future management and organizational

structure are all forward-looking statements. Forward-looking statements are not guarantees of performance. They involve known and unknown

risks, uncertainties and assumptions that may cause actual results, levels of activity, performance or achievements to differ materially

from any results, levels of activity, performance or achievements expressed or implied by any forward-looking statement.

Any forward-looking statements are qualified

in their entirety by reference to the risk factors discussed throughout this Annual Report on Form 10-K. Some of the risks, uncertainties

and assumptions that could cause actual results to differ materially from estimates or projections contained in the forward-looking statements

include, but are not limited to:

● our business strategies;

● the timing of regulatory submissions;

● risks related to market acceptance of products;

● intellectual property risks;

● risks associated to our reliance on third party organizations;

● our competitive position;

● our industry environment;

● management’s expectation with respect to future acquisitions;

● our cash needs and financing plans.

The foregoing list sets forth some, but not all,

of the factors that could affect our ability to achieve results described in any forward-looking statements. You should read this Annual

Report on Form 10-K and the documents that we reference herein and have filed as exhibits to the Annual Report on Form 10-K, completely

and with the understanding that our actual future results may be materially different from what we expect. You should assume that the

information appearing in this Annual Report on Form 10-K is accurate as of the date hereof. Because the risk factors referred to on page

6 of this Annual Report on Form 10-K, could cause actual results or outcomes to differ materially from those expressed in any forward-looking

statements made by us or on our behalf, you should not place undue reliance on any forward-looking statements. Further, any forward-looking

statement speaks only as of the date on which it is made, and except as required by law, we undertake no obligation to update any forward-looking

statement to reflect events or circumstances after the date on which the statement is made or to reflect the occurrence of unanticipated

events. New factors emerge from time to time, and it is not possible for us to predict which factors will arise. In addition, we cannot

assess the impact of each factor on our business or the extent to which any factor, or combination of factors, may cause actual results

to differ materially from those contained in any forward-looking statements. We qualify all of the information presented in this Annual

Report on Form 10-K, and particularly our forward-looking statements, by these cautionary statements.

ii

RISK FACTOR SUMMARY

Our business is subject to significant risks

and uncertainties that make an investment in us speculative and risky. Below we summarize what we believe are the principal risk factors

but these risks are not the only ones we face, and you should carefully review and consider the full discussion of our risk factors in

the section titled “Risk Factors,” together with the other information in this Annual Report on Form 10-K. If any of the

following risks actually occurs (or if any of those listed elsewhere in this Annual Report on Form 10-K occur), our business, reputation,

financial condition, results of operations, revenue, and future prospects could be seriously harmed. Additional risks and uncertainties

that we are unaware of, or that we currently believe are not material, may also become important factors that adversely affect our business.

Further, any forward-looking statement speaks only as of the date on which it is made, and except as required by law, we undertake no

obligation to update any forward-looking statement to reflect events or circumstances after the date on which the statement is made or

to reflect the occurrence of unanticipated events. New factors emerge from time to time, and it is not possible for us to predict which

factors will arise. In addition, we cannot assess the impact of each factor on our business or the extent to which any factor, or combination

of factors, may cause actual results to differ materially from those contained in any forward-looking statements. We qualify all of the

information presented in this Annual Report on Form 10-K, and particularly our forward-looking statements, by these cautionary statements.

Risks Related to our Business and Industry

● We have a limited operating history

Risks Related to Information Technology Systems,

Intellectual Property and Privacy Laws

● Major network failures could have an adverse effect on our business.

Risks Related to Our Common Stock and Series

A Warrants

iii

PART I

ITEM 1. BUSINESS

Overview

We are a private messaging, cybersecurity, and

social media company that not only focuses on protecting privacy on personal devices, but also protects user information after it is shared

with others. We believe that one’s right to privacy should not end the moment they click “send”, and that we all deserve

the same right to privacy online that we enjoy in our own living rooms. Our flagship product, DatChat Messenger & Private Social Network,

is a privacy platform and mobile application that gives users the ability to communicate with the privacy and protection they deserve.

Recently, we have expanded our business and product offerings to include the development of our Myseum platform, a secure digital content

management and storage solution for families, groups and individuals. In addition, as a result of our acquisition of RPM Interactive,

Inc. in October 2024, we have repositioned our majority-owned subsidiary, Dragon Interact, Inc. (recently renamed RPM Interactive, Inc.)

away from the development of the Habytat platform to focus on becoming an AI generated publishing company of trivia mobile game apps and

vodcasts/podcasts designed to publish content across hundreds of evergreen topics every day and be distributed to all major streaming

platforms. See “Business – RPM Interactive, Inc.” and “Business – The Habytat.”

DatChat Messenger & Private Social Network

Our platform allows users to exercise control

over their messages and posts, even after they are sent. Through our application, users can delete messages that they have sent, on their

own device and the recipient’s device as well. There is no set time limit within which they must exercise this choice. A user can

elect at any time to delete a message that they previously sent to a recipient’s device.

The application also enables users to hide secret

and encrypted messages behind a cover, which messages can only be unlocked by the recipient and which are automatically destroyed after

a fixed number of views or fixed amount of time. Users can decide how long their messages last on the recipient’s device. The application

also includes a screen shot protection system, which makes it virtually impossible for the recipient to screenshot a message or picture

before it gets destroyed. In addition, users can delete entire conversations at any time, making it like the conversation never even

happened.

In addition to the foregoing, the application

also provides users with the ability to connect via an encrypted live video chat that also is designed to prevent screenshots or screen

grabs. The application integrates with iMessage, making private messages potentially available to hundreds of millions of users.

1

Myseum Social Media

Platform

We recently launched our Myseum social media platform,

an innovative social media platform that brings a fresh approach to digital media and content management,

allowing users to create a digital legacy that can be easily shared today and with future generations. Backed by AI technology and proprietary

software, the multi-tiered social media ecosystem enables individuals, families, and other groups to store and share digital content such

as messages, photos, videos, and documents within a highly secure and private family library. Myseum allows users to create amazing

albums and galleries for everyone to see, create special private and secure galleries with limited access, personalize a user’s

newsfeed with updates from other Myseums and leave time released video messages for both now and future generations.

RPM Interactive, Inc.

In October 2024, our majority owned subsidiary,

Dragon Interact, Inc. (“Dragon”), entered into a Share Exchange Agreement with RPM Interactive,

Inc., a Florida corporation (“RPM”), pursuant to which Dragon acquired 100% of the equity interests of RPM, including all

assets of RPM in consideration for the issuance of 3,500,000 restricted shares of Dragon’s common stock. RPM’s assets included

an artificial intelligence (“AI”) tool used for publishing AI-generated consumer gaming and podcasting/vodcasting applications

and certain intellectual property. As part of the acquisition, Dragon has changed its corporate name to RPM Interactive, Inc. (“RPM

Interactive”) and shifted its focus to developing AI-driven podcast and gaming technologies.

Following the acquisition, in

January 2025, we returned 3,500,000 shares of the RPM Interactive common stock held by us to RPM Interactive, which shares were cancelled

and are no longer outstanding on RPM Interactive’s stock ledger. Following these transactions, we hold 9,000,000 shares of the RPM

Interactive’s common stock, or approximately 34% of its outstanding shares.

The Habytat

Prior ot the acquisition of RPM, we had developed

and launched, in November 2022, the Habytat, a virtual space that blends real world and virtual realities into one, in real time, using

emerging technology like virtual and augmented reality, to create a highly immersive 3D environment. We had further contemplated spinning-off

our Habytat platform business into a new standalone public company pursuant to a distribution of the shares of the our shareholders. As

discussed above, following our acquisition of RPM in October 2024, we ceased our development of the Habytat platform and are evaluating

ways to utilize the technology that had been developed by our subsidiary.

2

Competition

DatChat Messenger & Private Social Network

The current market for mobile messenger applications

is highly competitive, and we expect that it will remain competitive. There are currently several large companies that provide mobile

messenger applications and we expect several more competitors to enter into this market in the next few years. Well-established competitors

include Snapchat, WhatsApp, Facebook Messenger, Facebook, Telegram, MeWe, Confide and Apple iMessage. We believe that it is the range

of privacy and security features that we offer that sets us apart from our competitors.

Our flagship applications are the DatChat Privacy

Platform and Private Encrypted Social Network, which address the needs of consumers and businesses to communicate with increased levels

of privacy and control over messages and social posts, even after they are sent or shared.

Observing that mobile messaging and social media

users are drawn to several different messaging platforms by specific capabilities, we set out to create the application to consolidate

popular messaging and social media features such as group chats, emoticons and video sharing, offer new and unique features such as being

able to “nuke” a conversation to remove all traces of it from all parties involved, and deliver increased levels of privacy

and security. As public concerns over privacy in an ever-expanding digital society grow, the application offers comfort to its users

with extensive control over their messages and posts, even after they are sent or shared. The application allows users to not only control

how long or how many times a message or post may be viewed by the recipient, but also allows the sender to erase the message or entire

conversation after it is sent. Our goal is to make the application a leader in the mobile secure messaging and social media market based

upon our proprietary technology and enhanced privacy and security features. We intend to roll out additional features including video

chat, attachments, unique social posts and other features to enhance the messaging and social media experience.

Myseum Social Media Platform

The current market for social media and photo

sharing applications is highly competitive, and we expect that it will remain competitive. There are currently several large companies

that provide social media applications, and we expect several more competitors to enter into this market in the next few years. Well established

competitors include Facebook, Instagram, Snapchat, TikTok, iCloud Shared Photo, Pinterest, Google Photos, Amazon Drive, Photobucket and

Shutterfly. We believe that it is the range of privacy, security and social networking features that we offer that sets us apart from

our competitors.

Our Myseum application addresses the needs of

both consumers and businesses by bringing a fresh approach to digital media and content management, allowing users to create a digital

legacy that can be easily shared today and with future generations. The innovative social media platform brings a fresh approach to digital

media and content management, allowing users to create a digital legacy that can be easily shared today and with future generations. Backed

by privacy technology and proprietary software, the multi-tiered social media ecosystem enables individuals, families, and other groups

to store and share digital content such as messages, photos, videos, and documents within a secure and private media library. In addition,

we are developing a blockchain-based, decentralized media storage and sharing platform that is being designed to allow consumers and businesses

to connect directly with each other. Recognizing that currently our media is more often stored in digital form, it can make it harder

to share both now and with future generations we set out to build the Myseum Social Media platform to solve this problem.

3

Software and Development

DatChat Messenger & Myseum Social Media

Platform

Our ability to compete depends in large part

on our continuous commitment to research and development, our ability to rapidly introduce new features and functionality and our ability

to improve proven applications for established markets in which we have competitive advantages. We intend to work closely with our customers

to continuously enhance the performance, functionality, usability, reliability and flexibility of the application.

Our software and development team is responsible

for the design enhancements, development, testing and certification of the application. In addition, we may, in the future, utilize third

parties for our automated testing, managed upgrades, software development and other technology services. We are also developing video

messages that can be distributed at a future time. We anticipate that the video messaging currently

under development will allow users to set a specific date to release a video message to their social network at a set time in the future. Additionally,

we are developing an instantly created media sharing space that can either be deleted, or shared and saved in the Myseum of everyone involved.

Marketing and Monetization

DatChat Messenger & Myseum Social Media Platform

The applications are currently offered for

free on Apple’s App Store and Google Play. Initial marketing is expected to consist of public relations, “cost-per-install”

campaigns, social media marketing using the Facebook’s ad platform and other readily available advertising platforms.

We anticipate utilizing social influencers and

additional public relations strategies to promote the application on a global basis, which also includes making the application available

for use in other languages.

We also plan to add in-app purchases such as

user customization features, increased storage, AI media organizers and time released videos messages to monetize the

application.

We anticipate monetizing the Myseum

Platform with a subscription-based service for small businesses. In the future, we may develop

other mobile applications and services for consumers once our user base reaches a level at which we deem it to be economically

feasible. No assurance can be given that we will successfully develop new or future applications that will be embraced by users or

generate revenue.

RPM Interactive, Inc.

The RPM products are still under development

and the marketing and monetization strategies are being developed as well.

4

Intellectual Property Portfolio

DatChat Messenger & Private Social Network

We strive to protect and enhance the proprietary

technology and inventions that are commercially important to our business, including seeking, maintaining and defending patent rights.

Our policy is to seek to protect our proprietary position through a combination of intellectual property rights in the United States,

including patents, trademarks, copyrights, trade secret laws and internal procedures. Our commercial success will depend in part on our

ability to protect our intellectual property and proprietary technologies.

As of March 28, 2024, we had 15 issued

patents, no notices of allowance and 2 filed patent applications in the United States relating to our encryption technologies,

blockchain platform and digital assets. Our issued patents will expire in 2036. In addition, we plan to continue expanding and

strengthening our IP portfolio with additional patent applications in the future. We may not be able to obtain protection for our

intellectual property, and our existing and future patents, trademarks, and other intellectual property rights may not provide us

with competitive advantages or distinguish our products and services from those of our competitors. Our pending patent application

and future applications may not result in the issuance of patents, and any resulting issued patents may have claims narrower than

those in our patent applications. Additionally, our current and future patents, trademarks, and other intellectual property rights

may be contested, circumvented, or found unenforceable or invalid, and we may not be able to prevent third parties from infringing

them. Our internal controls may not always be effective at preventing unauthorized parties from obtaining our intellectual property

and proprietary technologies.

Other companies that own patents, copyrights,

trademarks, trade secrets, and other intellectual property rights related to the mobile, encryption, blockchain, communication, privacy,

internet, and other technology-related industries frequently enter into litigation based on allegations of infringement, misappropriation,

and other violations of intellectual property or other rights. Third parties, including our competitors, may make claims from time to

time that we have infringed their patents, trademarks, copyrights, trade secrets, or other intellectual property rights. As our business

grows and competition rises, the risk of facing claims related to intellectual property and litigation matters will likely increase.

Our Privacy Policy

Privacy and security are the foundations of our

Company. We recognize that this is why users are drawn to the application and that our users care deeply about how their personal information

is collected, used and shared. When you read our Privacy Policy, we hope that you notice that it has been written to advance our core

principles and protect the integrity of the application.

When users sign up for the application, they

are required to provide us with certain personal information such as their name, email address and phone number. We take commercially

reasonable and appropriate measures to protect this personal information from accidental loss, misuse, and unauthorized access, disclosure,

alteration, or destruction, taking into account the risks involved in processing and the nature of such data, and comply with applicable

laws and regulations. We do not currently transfer any personal information to third-parties that do not act on our behalf, and we will

not do so without users’ opt-in consent. Similarly, we do not currently collect sensitive personal information from users without

opt-in consent. We may disclose personal information to certain types of third-party companies, but only to the extent needed to enable

them to provide such services. The types of companies that may receive personal information and their functions are: marketing assistance,

analytics and reporting, customer support, email and SMS delivery, cloud infrastructure, and systems monitoring. All such third parties

function as our agents, performing services at our instruction and on our behalf pursuant to contracts which require them to provide

at least the same level of privacy protection as is required by our Privacy Policy. In addition, we may be required to disclose personal

information in response to lawful requests by public authorities, including for the purpose of meeting national security or law enforcement

requirements. We may also disclose personal information to other third parties when compelled to do so by government authorities or required

by law or regulation including, but not limited to, in response to court orders and subpoenas.

With respect to retention of personal information,

we may only retain such users’ personal information in a form that identifies them only for as long as it serves the purpose(s)

for which it was initially collected as stated in our Privacy Policy, or subsequently authorized. We may continue processing users’

personal information for longer periods, but only for the time and to the extent such processing reasonably serves the purposes of statistical

analysis, and subject to the protection of our Privacy Policy. After such time periods have expired, we may either delete the personal

information or retain it in a form that it does not identify the user personally.

Most importantly, when users send an encrypted

message through the application, we may only temporarily process and store the message in its encrypted form. We do not (and cannot)

read our users’ encrypted messages and we delete our users’ messages as soon as they have been successfully self-destructed

or deleted. Our end-to-end encryption ensures that we will never have access to the contents of our users’ messages. Moreover,

we recognize the privacy rights of our users and are committed to complying with data protection laws to the extent they apply to us,

and to assist our users in exercising their rights under applicable law. For example, users may exercise their rights pursuant to the

EU General Data Protection Regulation (“GDPR”) or Section 1798.83 of the California Civil Code, simply by submitting a request

via email to privacy@DatChat.com.

5

Employees

As of March 26, 2025, we have a total of 10

full-time employees and no part-time employees. We have established a network of external professionals and consultants to which we

outsource various research and development and operational tasks in an effort to minimize administrative overhead. We are not a

party to any collective bargaining agreements. We believe that we maintain good relations with our employees.

Our Corporate Information

DatChat, Inc. was initially incorporated in Nevada

on December 4, 2014 under the name YssUp, Inc. On March 4, 2015, an amendment to our articles of incorporation was filed with the Nevada

Secretary of State, changing YssUp, Inc.’s name to “DatChat, Inc.” On September 22, 2016, amended and restated articles

of incorporation were filed with the Nevada Secretary of State in order to, among other things, authorize the Company to issue preferred

stock.

Available Information

Our website address is www.datchat.com.

The contents of, or information accessible through, our website is not part of this Annual Report on Form 10-K, and our website address

is included in this document as an inactive textual reference only. We make our filings with the U.S. Securities and Exchange Commission

(“SEC”), including our Annual Report on Form 10-K, Quarterly Reports on Form 10-Q, Current Reports on Form 8-K and all amendments

to those reports, available free of charge on our website as soon as reasonably practicable after we file such reports with, or furnish

such reports to, the SEC. The public may read and copy the materials we file with the SEC at the SEC’s Public Reference Room at

100 F Street, NE, Washington, DC 20549. The public may obtain information on the operation of the Public Reference Room by calling the

SEC at 1-800-SEC-0330. Additionally, the SEC maintains an internet site that contains reports, proxy and information statements and other

information. The address of the SEC’s website is www.sec.gov. The information contained in the SEC’s website is not

intended to be a part of this filing.

ITEM 1A. RISK FACTORS

An investment in our common stock involves

a high degree of risk. You should carefully consider the following risk factors and the other information in this Annual Report on Form

10-K before investing in our common stock. Our business and results of operations could be seriously harmed by any of the following risks.

The risks set out below are not the only risks we face. Additional risks and uncertainties not currently known to us or that we currently

deem to be immaterial also may materially adversely affect our business, financial condition and/or operating results. If any of the

following events occur, our business, financial condition and results of operations could be materially adversely affected. In such case,

the value and trading price of our common stock could decline, and you may lose all or part of your investment.

Risks Related to our Business and Industry

We have a limited operating history and

have not yet generated any revenues.

Our limited operating history makes evaluating the business and future

prospects difficult and may increase the risk of your investment. We were incorporated in 2014, and since then there have been a limited

amount of downloads of the application. To date, we have minimal revenues. As reflected in the accompanying consolidated financial statements,

for the years ended December 31, 2024 and 2023, we incurred a net loss of $5,025,007 and $8,404,970, respectively. Additionally, for the

years ended December 31, 2024 and 2023, we used cash in operations of $4,388,385 and $6,529,277, respectively. As of December 31, 2024,

we had working capital of $3,657,711. We intend, in the long term, to derive revenues from advertisement sales, technology licensing,

and other forms of revenue. The application is available for download on certain mobile platforms and we are developing compatibility

with other platforms. We also continue to develop and refine functions of the application.

6

We have not developed a strong customer

base, and we have not generated sustainable revenue since inception. We cannot assure you that we ever will. We will incur significant

losses in launching products and we may not realize sufficient subscriptions or profits in order to sustain our business.

We have not yet developed a strong customer base

and we have not generated sustainable revenue since inception. We are subject to the substantial risk of failure facing businesses seeking

to develop and commercialize new products and technologies. Maintaining and improving our platform will require significant capital.

We will also incur substantial accounting, legal and other overhead costs as a public company. If our offerings to customers are unsuccessful,

result in insufficient revenue or result in us not being able to sustain revenue, we will be forced to reduce expenses, which may result

in an inability to gain new customers.

We may fail to develop new products or

may incur unexpected expenses or delays.

Although the application is currently available

for download, we may need to develop various new technologies, products and product features to remain competitive. Due to the risks

inherent in developing new products and technologies, limited financing, loss of key personnel, and other factors, we may fail to develop

these technologies and products or may experience lengthy and costly delays in doing so. Although we are able to license some of our

technologies in their current stage of development, we cannot assure that we will be able to develop new products or enhancements to

our existing products in order to remain competitive.

We are dependent on the services of certain

key management personnel, employees, and advisors. If we are unable to retain or motivate such individuals or hire qualified personnel,

we may not be able to grow effectively.

We depend on the services of a number of key

management personnel, employees, and advisors and our future performance will largely depend on the talents and efforts of such individuals.

We do not currently maintain “key person” life insurance on any of our employees. The loss of one or more of such key individuals,

or failure to find a suitable successor, could hamper our efforts to successfully operate our business and achieve our business objectives.

Our future success will also depend on our ability to identify, hire, develop, motivate and retain highly skilled personnel. Competition

in our industry for qualified employees is intense, and our compensation arrangements may not always be successful in attracting new

employees and/or retaining and motivating our existing employees. Future acquisitions by us may also cause uncertainty among our current

employees and employees of the acquired entity, which could lead to the departure of key individuals. Such departures could have an adverse

impact on the anticipated benefits of an acquisition.

We may face intense competition and expect

competition to increase in the future, which could prohibit us from developing a customer base and generating revenue.

We are focused on the mobile application industry,

specifically the mobile messaging market, which is already saturated with established companies. Many of these companies, including Apple

Inc., Alphabet Inc., Facebook, Inc., and Snap Inc., already have an established market in our industry. Most of these companies have

significantly greater financial and other resources than us and have been developing their products and services longer than we have

been developing ours.

7

The application is based on new and unproven

technologies and is subject to the risks of failure inherent in the development of new products and services.

Because the application is based on certain new

technologies, it is subject to risks of failure that are particular to new technologies, including the possibility that:

● the application may not gain market acceptance;

● the application may not receive the exposure required to obtain new users; or

● third parties may market superior products or services.

If we are unable to maintain a good relationship

with the markets where the application is distributed, our business will suffer.

The Apple App Store is the primary distribution,

marketing, promotion and payment platform for the application. Any deterioration in our relationship with Apple or any application marketplace

we utilize in the future would harm our business and adversely affect the value of our common stock.

We are subject to Apple’s standard terms

and conditions for application developers, which govern the promotion, distribution and operation of mobile applications on its platform.

Our business would be harmed if:

We expect to benefit from Apple’s strong

brand recognition and large user base. If Apple loses its market position or otherwise falls out of favor with mobile users, we would

need to identify alternative channels for marketing, promoting and distributing our application, which would consume substantial resources

and may not be effective. In addition, Apple has broad discretion to change their terms of service and other policies with respect to

us and other developers, and those changes may be unfavorable to us. Any such changes in the future could significantly alter our users

experience or how they interact within our application, which may harm our business.

In the event that Apple’s standard terms

and conditions become prohibitively costly or unduly burdensome, we plan to host our own servers in a co-location facility and create

a web-based, desktop version of the application that does not require users to install the application from the App store.

The mobile application industry is subject

to rapid technological change and, to compete, we must continually enhance the application.

We must continue to enhance and improve the performance,

functionality and reliability of the application. The mobile application industry is characterized by rapid technological change, changes

in user requirements and preferences, frequent new product and services introductions embodying new technologies and the emergence of

new industry standards and practices that could render our product and services obsolete. We have discovered that some of our customers’

desire additional performance and functionality that the application, and the underlying technology, does not currently support. Our

success will depend, in part, on our ability to both internally develop leading technologies to enhance the application, develop new

mobile applications and services that address the increasingly sophisticated and varied needs of our customers, and respond to technological

advances and emerging industry standards and practices on a cost-effective and timely basis. The development of our technology and other

proprietary technology involves significant technical and business risks. We may fail to use new technologies effectively or to adapt

our proprietary technology and systems to customer requirements or emerging industry standards. If we are unable to adapt to changing

market conditions, customer requirements or emerging industry standards, we may not be able to create revenue and expand our business.

8

Defects in the application and the technology

powering it may adversely affect our business.

Tools, code, subroutines and processes contained

within the application may contain defects not yet discovered or contained in updates and new versions. Our introduction of new mobile

applications or updates and new versions with defects or quality problems may result in adverse publicity, reduced downloads and use,

product redevelopment costs, loss of or delay in market acceptance of our products or claims by customers or others against us. Such

problems or claims may have a material and adverse effect on our business, prospects, financial condition and results of operations.

If we fail to retain current users or add

new users, or if our users engage less with the application, our business would be seriously harmed.

Adding, maintaining, and engaging daily monthly

users will be essential to attaining our growth targets and sustaining operations. If current and potential users do not perceive our

products to be effective and useful, we may not be able to attract new users, retain existing users, or maintain or increase the frequency

and duration of their engagement. In addition, our products typically require high bandwidth data capabilities, high-end mobile device

penetration and high bandwidth capacity cellular networks with large coverage areas. We therefore do not expect to experience rapid user

growth or engagement in countries with low smartphone penetration even if such countries have well-established and high bandwidth capacity

cellular networks. We may also not experience rapid user growth or engagement in regions where, even though smartphone penetration is

high, due to the lack of sufficient cellular based data networks, consumers rely heavily on Wi-Fi and may not access our products regularly.

There are many factors that could negatively

affect user retention, growth, and engagement, including if:

● users increasingly engage with competing products instead of ours;

● we are unable to combat hostile or inappropriate usage of our products;

● we fail to provide adequate service to users;

● we are the subject of adverse media reports or other negative publicity; and

● we do not maintain our brand image or our reputation is damaged.

Any decrease in user retention, growth, or engagement

could render our products less attractive to users, advertisers, or partners, and would seriously harm our business.

9

There is a risk that the public will not

perceive the privacy protections that we offer to be necessary or useful and therefore will not be interested in our services.

No matter how effective our products might be

in affording users control over their privacy, the general public may not perceive our products to be necessary or useful. In general,

although people are more aware than in the past of the amount of personal data that is tracked on a daily basis with the advent of social

media and targeted advertising, mere awareness does not necessarily translate into a desire to take affirmative action with respect to

one’s privacy. For us, this could mean that the average person might not feel the need to have the ability to delete messages that

they have sent. While we believe that the general public will recognize the value of our products and feel empowered to take control

of their privacy, it is possible that a great number of people have come to believe that their personal information cannot be protected

and that any attempt to do so would be ineffective. As such, regardless of how effective our products might be, there is a risk that

the general public might deem our products to be unnecessary and will not be drawn to download and use the application.

Users may not want to change the way that

they send messages and therefore would not be interested in our products.

Our success is dependent in part on users altering

their behavior and changing the way that they send text messages. Although the application is fully integrated with iMessage, the application

requires the user to send the message through a separate text bar, which is located below the ordinary iMessage bar. Even if users have

downloaded the application, it is possible that users will bypass this option when they go to send a text message. In addition, our user

experience may not be received positively, as some users might find it inconvenient to have two text bars appearing on the screen at

the same time when they go to send a text message. The iMessage integration figure does not currently allow a user to remove the iMessage

bar so that only the application’s bar appears and it is doubtful that Apple would ever allow such a feature. Moreover, because

both text bars are displayed on the screen at the same time, users may inadvertently send a private message through iMessage that they

intended to send through the application, thereby defeating the data protection and privacy benefits that the application offers. If

users do not adapt to seeing and typing messages with two texts bars displayed, our user retention may suffer.

The characteristics of the application,

including but not limited to privacy and encryption, may be exploited to facilitate illegal activity; if any of our users do so or are

alleged to have done so, it could adversely affect us and generate negative perception of our products in the marketplace.

For all of the same reasons that our products

are attractive to the general public, the privacy, data protection and encryption features could appeal to persons and groups engaged

in illegal activities due to the ability of the application to delete messages from a recipient’s phone. In this context, the application

may be used to facilitate both illegal activity and the destruction of evidence, which could potentially draw scrutiny from regulators.

In addition, the application could develop a stigma that it is associated with illegal activity and deter certain people from communicating

through the application.

Negative publicity could adversely affect

our reputation, our business, and our operating results.

Negative publicity about our company, including

about the quality and reliability of our products, content shared by users through the application, changes to our products, policies

and services, our privacy and security practices, litigation, regulatory activity, the actions of users on the application, or user experience

with our products, even if inaccurate, could adversely affect our reputation and the confidence in and the use of our product. Such negative

publicity could also have an adverse effect on the size, engagement, and loyalty of our user base and, in turn, adversely affect our

business, results of operations and financial condition.

We expect to derive substantially all of

our revenue from a limited number of products.

Currently, we expect to derive substantially

all of our revenue from a limited number of products and applications. As such, the continued growth in market demand for and market

acceptance of the product or application is critical to our continued success. Demand for our products or the applications is affected

by a number of factors, many of which are beyond our control, such as continued market acceptance; the timing of development and release

of competing new products; consumer preferences; the development and acceptance of new features, integrations, and capabilities; price

or product changes by us or our competitors; technological changes and developments within the markets we serve; growth, contraction,

and rapid evolution of our market; and general economic conditions and trends. If we are unable to continue to meet the demands of our

users or trends in preferences or to achieve more widespread market acceptance of our products and applications, our business, results

of operations, and financial condition could be harmed. Changes in preferences of users may have a disproportionately greater impact

on us than if we offered multiple products. In addition, competitors may develop or acquire their own tools or software and people may

continue to rely on traditional tools and software, such as text message and email, which would reduce or eliminate the demand for our

products and applications. If demand declines for any of these or other reasons, our business could be adversely affected.

10

The application depends on effectively

operating with mobile operating systems, hardware, networks, regulations, and standards that we do not control. Changes in our products

or to those operating systems, hardware, networks, regulations, or standards may seriously harm our user growth, retention, and engagement.

Because the application is used primarily on

mobile devices, the application must remain interoperable with popular mobile operating systems, Android and iOS. The owners of such

operating systems, Google and Apple, respectively, each provide consumers with products that compete with ours. We have no control over

these operating systems or hardware, and any changes to these systems or hardware that degrade our products’ functionality, or

give preferential treatment to competitive products, could seriously harm DatChat usage on mobile devices. Our competitors that control

the operating systems and related hardware the application runs on could make the interoperability of our products with those mobile

operating systems more difficult or display their competitive offerings more prominently than ours. When introducing new products, it

takes time to optimize such products to function with these operating systems and hardware, impacting the popularity of such products,

and we expect this trend to continue. Moreover, our products require high-bandwidth data capabilities. If the costs of data usage increase,

our user growth, retention, and engagement may be seriously harmed.

We may not successfully cultivate relationships

with key industry participants or develop products that operate effectively with these technologies, systems, networks, regulations,

or standards. If it becomes more difficult for our users to access and use the application on their mobile devices, if our users choose

not to access or use the application on their mobile devices, or if our users choose to use mobile products that do not offer access

to the application, our user growth, retention, and engagement could be seriously harmed.

Moreover, the adoption of any laws or regulations

that adversely affect the popularity or growth in use of the internet or mobile applications, including laws or regulations that undermine

open and neutrally administered internet access, could decrease user demand for the application and increase our cost of doing business.

For example, in December 2017, the Federal Communications Commission adopted an order reversing net neutrality protections in the United

States, including the repeal of specific rules against blocking, throttling or “paid prioritization” of content or services

by internet service providers. To the extent internet service providers engage in such blocking, throttling or “paid prioritization”

of content or similar actions as a result of this order and the adoption of similar laws or regulations, our business, financial condition

and results of operations could be materially adversely affected.

Risks Related to Information Technology Systems,

Intellectual Property and Privacy Laws

We rely on a single third-party provider,

Amazon Web Services (“AWS”), for computing infrastructure, secure network connectivity, and other technology-related services

needed to deliver our products. Any disruption in the services provided by such third-party provider could adversely affect our business.

Our products are hosted by, and use computing

infrastructure, secure network connectivity, and other technology-related services provided by AWS. We do not control the operations

of this third-party provider or own the equipment used to provide such services. Because we cannot easily switch our AWS-serviced operations

to another cloud provider, any disruption of or interference with our use of AWS, for example, due to natural disasters, cyber-attacks,

terrorist attacks, power losses, telecommunications failures, or similar events, would impact our operations and may adversely affect

our business, financial condition, operating results and cash flows. In addition, AWS has no obligation to renew its agreement with us

on commercially reasonable terms or at all. If we are unable to renew our agreement on commercially reasonable terms or develop our blockchain

capabilities, we may be required to transition to a new provider, and we may incur significant costs and possible service interruption

in connection with doing so.

In addition, Amazon may take actions beyond our

control that could seriously harm our business, including:

● discontinuing or limiting our access to its cloud platform

● increasing pricing terms;

11

● terminating or seeking to terminate our contractual relationship altogether;

Amazon has broad discretion to change and interpret

its terms of service and other policies with respect to us, and those actions may be unfavorable to us. They may also alter how we are

able to process data on their cloud platform. If Amazon makes changes or interpretations that are unfavorable to us, our business could

be seriously harmed.

Major network failures could have an adverse

effect on our business.

Our technology infrastructure is critical to

the performance of the application and customer satisfaction. The application runs on a complex distributed system, or what is commonly

known as cloud computing. Some elements of this system are operated by third-parties that we do not control and which would require significant

time to replace. We expect this dependence on third parties to continue. Major equipment failures, natural disasters, including severe

weather, terrorist acts, acts of war, cyber-attacks or other breaches of network or information technology security that affect third-party

networks, communications switches, routers, microwave links, cell sites or other third-party equipment on which we rely, could cause

major network failures and/or unusually high network traffic demands that could have a material adverse effect on our operations or our

ability to provide service to our customers. These events could disrupt our operations, require significant resources to resolve, result

in a loss of customers or impair our ability to attract new customers, which in turn could have a material adverse effect on our business,

prospects, results of operations and financial condition. If we experience significant service interruptions, which could require significant

resources to resolve, it could result in a loss of customers or impair our ability to attract new customers, which in turn could have

a material adverse effect on our business, prospects, results of operations and financial condition. In addition, with the growth of

wireless data services, enterprise data interfaces and Internet-based or Internet Protocol enabled applications, wireless networks and

devices are exposed to a greater degree to third-party data or applications over which we have less direct control. As a result, the

Source: SEC EDGAR (public domain) · 10-K for the period ended 2024-12-31, filed 2025-03-31 · accession 0001013762-25-004290

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