Financials · State Commercial Banks · Nasdaq · CIK 1710482 · FYE Dec 31 · Prices AT CLOSE 2026-08-28 (USD) Last $22.94 · Day +1.53% · Mkt cap $319M · P/E (FY) 15.2× · 1Y +16.2% · Off 52W high −5.5% · Vol (1Y) 29.2% Price2023-08-28 → 2026-08-28 JMSB close: $18.6 on 2023-08-28 to $22.9 on 2026-08-28. Split-adj closes · 240 of 2,783 · price returnⓘ At a glance | Short interest1.2% of sh out | | Days to cover6.1d | | 13F net flow (QoQ)−4.94% | | Top-10 13F concentration78.5% | | Next report (est.)2026-10-21 |
SI 2026-08-14 · 13F 2026-Q1ⓘ Key fundamentalsFY 2025 | P/E (FY)15.2× | | Sales (TTM)$68.2M | | Earnings (TTM)$24.4M | | ROE8.3% | | Net margin33.9% | | Debt / equity0.30× | | EPS growth 3Y−12.8% | | Sales growth 3Y−4.6% |
FY ratios · TTM sales/earnings (USD)ⓘ Trailing returns | YTD+16.2% | | 1Y+16.2% | | 3Y+28.7% | | 5Y+34.2% | | 10Y+85.0% | | Since incept. (ann.)+8.1% |
Total return · from 2013-11-21ⓘ Risk | Ann. volatility (1Y)29.2% | | Ann. volatility (3Y)41.3% | | Sharpe (1Y)0.64 | | Sharpe (3Y)0.41 | | Max drawdown (1Y)−12.6% | | Max drawdown (3Y)−45.4% | | Beta (3Y vs SPY)0.54 |
Daily returns, ann.ⓘ Top institutional holders13F 2026-Q1 | Manager | Shares | Value | % sh out | QoQ |
|---|
| T. Rowe Price Investment Management, Inc. | 2.0M | $40M | 13.83% | −26.2% | | BlackRock, Inc. | 875,363 | $18M | 6.16% | +0.4% | | VANGUARD CAPITAL MANAGEMENT LLC | 537,376 | $11M | 3.78% | new | | FJ Capital Management LLC | 412,273 | $8M | 2.90% | −0.2% | | TOTH FINANCIAL ADVISORY CORP | 368,621 | $7M | 2.59% | −1.6% | | EVERMAY WEALTH MANAGEMENT LLC | 349,969 | $7M | 2.46% | +0.4% | | GEODE CAPITAL MANAGEMENT, LLC | 295,304 | $6M | 2.08% | −0.0% | | STATE STREET CORP | 217,398 | $4M | 1.53% | +2.0% |
Δ vs 2025-Q4ⓘ Latest reported quarterslast report 2026-07-22 | Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|
| 2026-06-30 | 2026-07-22 | $0.50 | +38.9% | $18.8M | +21.7% | | 2026-03-31 | 2026-04-29 | $0.43 | +26.5% | $16.8M | +15.0% | | 2025-12-31 | 2026-01-28 | $0.41 | +24.2% | $16.4M | +14.0% | | 2025-09-30 | 2025-10-29 | $0.38 | +26.7% | $16.3M | +18.0% |
As-reported XBRL · next 2026-10-21 est.ⓘ Segment mixFY2025 (ended Dec 2025) Insurance Commissions 26% · Interchange Income 26% · Account Service Fees 20% · Other Charges And Fees 19% · Overdrawn Account Fees 6% product & service · TAGGED revenueⓘ Basis & disclosures - EOD closes · nothing imputed or averaged · absent “—”
- As-of differs by block · 13F = US long, 45+d lag, LOWER bound
- Not investment advice · no recommendation, price target or solicitation
- EDGAR + foreign registers · marketstack (licensed EOD) · spzco.com/methodology
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