| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | IRTC | SPY | Δ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 · ytd | −12.9% | −13.4% | −11.8% | +9.4% | −11.8% | +4.4% | +2.9% | — | — | — | — | — | −31.0% | +7.5% | −38.5pp |
| 2025 | +20.7% | +1.2% | −5.0% | +2.1% | +31.4% | +9.6% | −9.0% | +21.3% | +1.2% | +8.9% | +0.4% | −5.6% | +96.8% | +17.7% | +79.1pp |
| 2024 | +11.9% | −0.9% | −2.2% | −5.5% | −19.5% | +22.0% | −19.9% | −17.8% | +4.7% | −2.4% | +20.1% | +3.7% | −15.8% | +24.9% | −40.6pp |
| 2023 | +4.9% | +19.7% | +5.4% | +5.9% | −13.0% | −8.7% | +0.7% | −1.6% | −8.8% | −16.7% | +8.6% | +25.5% | +14.3% | +26.2% | −11.9pp |
| 2022 | +6.1% | +3.6% | +21.8% | −21.7% | +14.2% | −23.3% | +43.1% | −4.6% | −15.0% | +1.8% | −14.5% | −14.1% | −20.4% | −18.2% | −2.2pp |
| 2021 | −29.0% | −4.5% | −13.7% | −43.9% | −3.1% | −12.1% | −23.0% | −6.5% | +22.5% | +19.8% | +50.6% | +11.4% | −50.4% | +28.7% | −79.1pp |
| 2020 | +25.8% | +1.6% | −6.5% | +29.9% | +17.7% | −6.8% | +7.4% | +76.9% | +8.1% | −11.2% | +15.6% | −3.0% | +248.4% | +18.3% | +230.0pp |
| 2019 | +22.3% | +12.7% | −21.7% | +1.8% | −10.3% | +15.5% | +5.1% | −8.4% | −2.6% | −9.8% | +7.9% | −5.5% | −2.0% | +31.2% | −33.2pp |
| 2018 | +6.4% | +4.2% | +1.3% | −7.6% | +30.7% | +6.7% | −6.9% | +23.2% | +1.7% | −18.4% | −4.1% | −6.2% | +24.0% | −4.6% | +28.5pp |
| 2017 | +8.8% | +18.1% | −2.4% | −6.1% | −1.7% | +22.5% | −2.7% | +15.4% | +8.7% | −1.8% | +8.9% | +1.0% | +86.8% | +21.7% | +65.1pp |
A month’s return is its month-end close over the prior month-end’s, so a year’s figure is exactly the product of its twelve monthly cells — no separate annualisation, no resampling. A blank cell means no return exists for that month (the series had not started, or it is the very first month-end, which has nothing to be measured against). Blank is never zero.
Basis. IRTC is on the total return (splits + dividends) basis, SPY on the total return (splits + dividends) basis. Both columns are on the same basis, so the Δ column is a like-for-like difference.
Partial years. A year marked “ytd” or “part” does not cover the full calendar year: either the stored history starts inside it (the figure is measured from the first month-end present) or the data stops before December (the figure runs through the last stored close). The row’s own tooltip names the exact boundary. It is never dressed up as a calendar-year return.
End of day. These are stored end-of-day closes, and the window is anchored on the LAST stored bar rather than today’s date — so the newest row ends where the data ends. Nothing here is intraday.
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Years ⓘ | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 9 | 9 | 9 | 10 | 10 |
| Positive ⓘ | 80% | 70% | 30% | 50% | 40% | 60% | 50% | 44% | 67% | 33% | 80% | 40% |
| Median | +7.6% | +2.6% | −3.7% | −1.9% | −2.4% | +5.6% | −1.0% | −1.6% | +1.7% | −2.4% | +8.8% | −2.3% |
| Best | +25.8% | +19.7% | +21.8% | +29.9% | +31.4% | +22.5% | +43.1% | +76.9% | +22.5% | +19.8% | +50.6% | +25.5% |
| Worst | −29.0% | −13.4% | −21.7% | −43.9% | −19.5% | −23.3% | −23.0% | −17.8% | −15.0% | −18.4% | −14.5% | −14.1% |
| vs SPY ⓘ | +8.6pp | +7.2pp | −1.0pp | −1.9pp | −3.4pp | +5.0pp | −3.6pp | +0.0pp | +1.1pp | −6.4pp | +4.5pp | −1.9pp |
117 monthly observations across 2016–2026, benchmark SPY. The highlighted column is the current calendar month. Months are calendar months, not rolling 30-day windows.
