| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | INAB | SPY | Δ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 · ytd | −15.8% | −13.7% | −12.9% | −0.7% | +27.2% | −24.6% | −23.4% | — | — | — | — | — | −53.8% | +7.5% | −61.4pp |
| 2025 | −0.5% | +5.1% | −38.3% | +1.8% | −12.4% | −53.4% | +1.9% | +3.8% | −1.8% | −10.1% | +1.5% | +18.2% | −70.0% | +17.7% | −87.7pp |
| 2024 | −5.8% | −14.6% | +6.3% | −13.6% | +16.7% | −28.9% | −0.8% | −37.3% | −48.7% | +3.8% | +8.7% | −15.6% | −81.4% | +24.9% | −106.2pp |
| 2023 | −0.6% | −33.4% | −15.0% | +12.3% | +108.2% | −49.3% | −23.4% | −11.0% | −1.0% | −5.8% | −15.3% | +66.3% | −40.3% | +26.2% | −66.4pp |
| 2022 | −23.2% | +24.6% | −20.7% | −27.9% | −7.9% | +2.3% | +12.4% | +2.0% | −22.0% | −3.5% | −10.8% | +32.8% | −47.4% | −18.2% | −29.2pp |
| 2021 · part | — | — | — | — | — | — | — | — | +0.7% | +10.8% | −22.8% | −25.1% | −35.4% | +28.7% | −64.2pp |
A month’s return is its month-end close over the prior month-end’s, so a year’s figure is exactly the product of its twelve monthly cells — no separate annualisation, no resampling. A blank cell means no return exists for that month (the series had not started, or it is the very first month-end, which has nothing to be measured against). Blank is never zero.
Basis. INAB is on the total return (splits + dividends) basis, SPY on the total return (splits + dividends) basis. Both columns are on the same basis, so the Δ column is a like-for-like difference.
Partial years. A year marked “ytd” or “part” does not cover the full calendar year: either the stored history starts inside it (the figure is measured from the first month-end present) or the data stops before December (the figure runs through the last stored close). The row’s own tooltip names the exact boundary. It is never dressed up as a calendar-year return.
End of day. These are stored end-of-day closes, and the window is anchored on the LAST stored bar rather than today’s date — so the newest row ends where the data ends. Nothing here is intraday.
| Month | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Years ⓘ | 5 | 5 | 5 | 5 | 5 | 5 | 5 | 4 | 5 | 5 | 5 | 5 |
| Positive ⓘ | 0% | 40% | 20% | 40% | 60% | 20% | 40% | 50% | 20% | 40% | 40% | 60% |
| Median | −5.8% | −13.7% | −15.0% | −0.7% | +16.7% | −28.9% | −0.8% | −4.5% | −1.8% | −3.5% | −10.8% | +18.2% |
| Best | −0.5% | +24.6% | +6.3% | +12.3% | +108.2% | +2.3% | +12.4% | +3.8% | +0.7% | +10.8% | +8.7% | +66.3% |
| Worst | −23.2% | −33.4% | −38.3% | −27.9% | −12.4% | −53.4% | −23.4% | −37.3% | −48.7% | −10.1% | −22.8% | −25.1% |
| vs SPY ⓘ | −7.4pp | −12.8pp | −18.7pp | −9.5pp | +11.6pp | −32.4pp | −2.0pp | −3.8pp | −5.4pp | −3.6pp | −16.3pp | +18.1pp |
59 monthly observations across 2021–2026, benchmark SPY. The highlighted column is the current calendar month. Months are calendar months, not rolling 30-day windows.
