Financials · State Commercial Banks · OTC · CIK 732417 · FYE Dec 31 · Prices AT CLOSE 2026-08-28 (USD) Last $46.65 · Day −0.74% · Mkt cap $820M · P/E (FY) 6.9× · 1Y −38.0% · Off 52W high −52.9% · Vol (1Y) 125.1% Price2023-08-28 → 2026-08-28 HBIA close: $65.0 on 2023-08-28 to $46.7 on 2026-08-28. Split-adj closes · 240 of 4,141 · price returnⓘ At a glance | Short interest0.0% of sh out | | Days to cover1.0d | | 13F net flow (QoQ)−0.00% | | Top-10 13F concentration100.0% | | Next report (est.)2026-11-18 |
SI 2026-07-31 · 13F 2026-Q1ⓘ Key fundamentalsFY 2025 | P/E (FY)6.9× | | Sales (TTM)$192.0M | | Earnings (TTM)$75.4M | | ROE11.6% | | Net margin34.7% | | EPS growth 3Y9.8% | | Sales growth 3Y6.9% |
FY ratios · TTM sales/earnings (USD)ⓘ Trailing returns | YTD−43.1% | | 1Y−38.0% | | 3Y−28.2% | | 5Y−29.8% | | 10Y+2.5% | | Since incept. (ann.)−0.3% |
Price return · from 2010-01-12ⓘ Risk | Ann. volatility (1Y)125.1% | | Ann. volatility (3Y)74.2% | | Sharpe (1Y)0.19 | | Sharpe (3Y)0.19 | | Max drawdown (1Y)−55.0% | | Max drawdown (3Y)−55.0% | | Beta (3Y vs SPY)0.55 |
Daily returns, ann.ⓘ Top institutional holders13F 2026-Q1 | Manager | Shares | Value | % sh out | QoQ |
|---|
| VESTOR CAPITAL, LLC | 5,253 | $439,000 | 0.06% | −6.1% |
Δ vs 2025-Q4ⓘ Latest reported quarterslast report 2026-08-06 | Period end | Reported | EPS | EPS YoY | Revenue | Rev YoY |
|---|
| 2026-06-30 | 2026-08-06 | $1.49 | — | $55.0M | +20.7% | | 2026-03-31 | 2026-04-24 | — | — | $50.3M | +19.0% | | 2025-12-31 | 2026-03-18 | — | — | $43.9M | +26.9% | | 2025-09-30 | 2025-11-10 | — | — | $42.8M | +14.6% |
As-reported XBRL · next 2026-11-18 est.ⓘ Segment mixFY2025 (ended Dec 2025) Fiduciary And Trust 57% · Deposit Account 43% product & service · TAGGED revenueⓘ Basis & disclosures - EOD closes · nothing imputed or averaged · absent “—”
- As-of differs by block · 13F = US long, 45+d lag, LOWER bound
- Not investment advice · no recommendation, price target or solicitation
- EDGAR + foreign registers · marketstack (licensed EOD) · spzco.com/methodology
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