| Year | Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | FNWD | SPY | Δ |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 · ytd | +4.1% | +1.9% | −2.5% | −11.3% | +2.5% | +11.9% | +20.3% | — | — | — | — | — | +26.6% | +7.5% | +19.0pp |
| 2025 | −5.1% | +1.6% | +7.8% | +5.8% | −4.8% | −5.4% | +0.4% | +15.8% | +0.3% | +9.5% | +8.1% | −7.1% | +27.1% | +17.7% | +9.4pp |
| 2024 | −3.8% | −3.5% | +5.6% | +0.0% | −0.0% | +0.2% | +16.4% | −4.6% | +17.9% | −1.9% | −0.2% | −9.9% | +13.4% | +24.9% | −11.4pp |
| 2023 | +1.4% | −2.6% | −17.9% | +1.4% | −26.0% | +2.3% | +12.0% | −15.9% | +8.3% | −17.1% | +17.2% | +17.4% | −27.6% | +26.2% | −53.7pp |
| 2022 | +4.6% | −3.0% | −0.1% | −13.7% | −4.7% | −0.5% | −0.0% | −1.7% | −6.8% | −6.6% | +1.4% | +13.4% | −18.5% | −18.2% | −0.4pp |
| 2021 · part | — | — | — | — | — | — | −1.1% | −3.4% | −3.2% | +4.1% | +6.6% | +1.3% | +3.9% | +28.7% | −24.8pp |
A month’s return is its month-end close over the prior month-end’s, so a year’s figure is exactly the product of its twelve monthly cells — no separate annualisation, no resampling. A blank cell means no return exists for that month (the series had not started, or it is the very first month-end, which has nothing to be measured against). Blank is never zero.
Basis. FNWD is on the total return (splits + dividends) basis, SPY on the total return (splits + dividends) basis. Both columns are on the same basis, so the Δ column is a like-for-like difference.
Partial years. A year marked “ytd” or “part” does not cover the full calendar year: either the stored history starts inside it (the figure is measured from the first month-end present) or the data stops before December (the figure runs through the last stored close). The row’s own tooltip names the exact boundary. It is never dressed up as a calendar-year return.
End of day. These are stored end-of-day closes, and the window is anchored on the LAST stored bar rather than today’s date — so the newest row ends where the data ends. Nothing here is intraday.
