FDSB close: $10.3 on 2024-08-01 to $18.3 on 2026-08-28.
Split-adj closes · 240 of 518 · price returnⓘ
At a glance
Short interest0.2% of sh out
Days to cover1.6d
13F net flow (QoQ)+2.16%
Top-10 13F concentration86.9%
Next report (est.)2026-11-08
SI 2026-08-14 · 13F 2026-Q1ⓘ
Key fundamentalsFY 2025
P/E (FY)22.4×
Sales (TTM)$14.9M
Earnings (TTM)$1.7M
ROE3.2%
Net margin23.7%
FY ratios · TTM sales/earnings (USD)ⓘ
Trailing returns
YTD+21.7%
1Y+31.0%
Since incept. (ann.)+32.1%
Total return · from 2024-08-01ⓘ
Risk
Ann. volatility (1Y)12.4%
Ann. volatility (3Y)18.2%
Sharpe (1Y)2.31
Sharpe (3Y)1.64
Max drawdown (1Y)−6.6%
Max drawdown (3Y)−11.7%
Beta (3Y vs SPY)0.21
Daily returns, ann.ⓘ
Top institutional holders13F 2026-Q1
Manager
Shares
Value
% sh out
QoQ
ALLIANCEBERNSTEIN L.P.
312,123
$5M
5.90%
+12.8%
VANGUARD CAPITAL MANAGEMENT LLC
233,248
$3M
4.41%
new
MANGROVE PARTNERS IM, LLC
141,766
$2M
2.68%
+0.0%
RAYMOND JAMES FINANCIAL INC
132,216
$2M
2.50%
+188.2%
STILWELL VALUE LLC
80,000
$1M
1.51%
+0.0%
RENAISSANCE TECHNOLOGIES LLC
63,956
$947,828
1.21%
+1.0%
GEODE CAPITAL MANAGEMENT, LLC
50,157
$743,639
0.95%
+4.6%
MORGAN STANLEY
50,000
$741,000
0.94%
+0.0%
Δ vs 2025-Q4ⓘ
Latest reported quarterslast report 2026-08-10
Period end
Reported
EPS
EPS YoY
Revenue
Rev YoY
2026-06-30
2026-08-10
$0.08
−86.9%
$4.0M
−42.4%
2026-03-31
2026-05-12
$0.08
+300.0%
$3.8M
+18.1%
2025-12-31
2026-03-24
$0.10
—
$3.6M
+17.1%
2025-09-30
2025-11-10
$0.07
—
$3.6M
+14.0%
As-reported XBRL · next 2026-11-08 est.ⓘ
Segment mixFY2025 (ended Dec 2025)
Atm And Check Card Fees 48% · Deposit Service And Account Maintenance And Insufficient Funds Fees 26% · Insufficient Funds Fees 20% · Deposit Service And Account Maintenance Fees 6%
product & service · TAGGED revenueⓘ
Basis & disclosures
EOD closes · nothing imputed or averaged · absent “—”
As-of differs by block · 13F = US long, 45+d lag, LOWER bound
Not investment advice · no recommendation, price target or solicitation
EDGAR + foreign registers · marketstack (licensed EOD) · spzco.com/methodology
