Skip to content
KStart free
AI InfrastructureDefenseQuantumAll studies →

CVU US Equity

Cpi Aerostructures IncIndustrials · Aircraft Parts & Auxiliary Equipment, NEC · CIK 889348 · FY ends Dec 31
$5.39
-0.05 (-0.92%)
USD · as of 2026-08-21 · marketstack

CVU · 10-K · period ended 2025-12-31

← all CVU documents
filed 2026-03-31 · EDGAR original ↗

Our rendering of the filing — original pagination and typography are not reproduced, and tables are reduced to their short label cells (the figures live on FA). Nothing is summarized: every line below is the filing's own text.

blocks 1,1711,770 of 2,556201k characters rendered

Item 7, “Management’s Discussion and Analysis of Financial Condition and Results of Operations”) and will depend on

our earnings, if any, our capital requirements and financial condition, and other relevant factors. Our board of directors does not intend

to declare any cash or other dividends in the foreseeable future, but instead intends to retain earnings, if any, for use in our business

operations.

Sales

of Unregistered Securities and Repurchase of Equity Securities

There

were no sales of unregistered equity securities and no repurchases of our outstanding common stock during the year ended December 31,

2025.

Securities

Authorized for Issuance under Equity Compensation Plans

The

following table sets forth certain information at December 31, 2025 with respect to our equity compensation plans that provide for the

issuance of options, warrants or rights to purchase our securities:

Equity Compensation Plans Approved by Security Holders — $ — 845,984

Equity Compensation Plans Not Approved by Security Holders — — —

Long-term

equity incentives are an important component of compensation and are designed to align the interests of our executive officers and directors

who receive long-term equity awards with the Company’s long-term performance and to increase shareholder value. The Company has

awarded long-term incentive compensation pursuant to three plans:

2025

Long-Term Incentive Plan. The 2025 Long-Term Incentive Plan authorizes the grant of 800,000 shares of our company common stock which

may be granted in the form of stock options, stock appreciation rights, restricted stock, restricted stock units, performance shares,

and other stock-based awards. As of December 31, 2025, we have granted 177,976 shares under this plan and 622,024 shares remained available

for grant under this plan.

2016

Long-Term Incentive Plan. The 2016 Long-Term Incentive Plan, as amended, authorizes the grant of 2,200,000 shares of our common

stock, which may be granted in the form of stock options, stock appreciation rights, restricted stock, deferred stock, stock reload options,

and other stock-based awards, to employees, officers, directors, and consultants of the Company. As of December 31, 2025, we have granted

1,978,404 shares under this plan and 221,596 shares remained available for grant under this plan.

Performance

Equity Plan 2009. The Performance Equity Plan 2009 authorizes the grant of 500,000 stock options, stock appreciation rights,

restricted stock, deferred stock, stock reload options, and other stock-based awards. As of December 31, 2025, we have granted 497,636

shares under this plan and 2,364 shares remained available for grant.

20

Item 6. [RESERVED]

Not

applicable.

The

following discussion and analysis of our financial condition and results of operations should be read together with our consolidated

financial statements and related notes appearing elsewhere in this Annual Report on Form 10-K. Some of the information contained in this

discussion and analysis includes forward-looking statements involving risks and uncertainties and should be read together with the “Risk

Factors” section of this Annual Report on Form 10-K. Such risks and uncertainties could cause actual results to differ materially

from the results described in or implied by the forward-looking statements contained in the following discussion and analysis.

Recent

Developments

On

December 12, 2025, the Company entered into the Loan and Security Agreement with Western Alliance Bank (the “Bank”). The

Loan and Security Agreement provides for a revolving line of credit in the maximum principal amount of $10.0 million (the “Revolving

Line”) and a term loan in the original principal amount of $10.0 million (the “Term Loan” and, together with the Revolving

Line, the “Credit Facilities”).

In

connection with entering into the Loan and Security Agreement, the Company used a portion of the proceeds of the Credit Facilities, including

the full amount of the Term Loan and borrowings under the Revolving Line in the amount of $6,220,722 to repay in full all outstanding

obligations under that certain Amended and Restated Credit Agreement, dated as of March 24, 2016, (as amended), among the Company, the

several lenders from time to time parties thereto and BankUnited, N.A., as sole arranger, administrative agent and collateral agent (the

“BankUnited Credit Agreement”). Upon such repayment, the BankUnited Credit Agreement and the related loan documents were

terminated in accordance with their terms, and all liens and security interests securing the obligations thereunder were released. The

Company did not incur any early termination or prepayment penalties in connection with the termination of the BankUnited Credit Agreement.

Business

Operations

We

are engaged in the contract production of structural aircraft assemblies for fixed wing aircraft and helicopters in both the commercial

and defense markets. We also participate in the aerosystems sector through our production of reconnaissance pod structures and fuel panel

systems. Within the global aerostructures and aerosystems supply chain, we are either a Tier 1 supplier to aircraft OEMs or a Tier 2

subcontractor to major Tier 1 manufacturers. We also are a prime contractor to the U.S. DOD, primarily the USAF. In conjunction with

our assembly operations, we provide engineering, program management, supply chain management and kitting, and MRO services.

Critical

Accounting Estimates

The

preparation of financial statements in conformity with US GAAP requires management to make estimates and assumptions that affect the

reported amounts of certain assets and liabilities, revenues and expenses, and disclosure of contingencies during the reporting period.

Significant estimates and assumptions include revenue recognition, and the valuation of deferred income taxes. Actual results could differ

from those estimates.

We

believe that the following discussion addresses our critical accounting policies which require management’s most difficult, subjective

and complex judgments, often as a result of the need to make estimates about the effect of matters that are inherently uncertain. For

more discussion of these and other significant accounting policies, refer to Part

II, Item 8, Note 1 “Principal Business Activity and Summary of Significant Accounting Policies”

in our notes to our consolidated financial statements included elsewhere in this Annual Report on Form 10-K.

Revenue

Recognition

In

accordance with ASC 606, the Company recognizes revenue when it transfers control of a promised good or service to a customer in an amount

that reflects the consideration it expects to be entitled to in exchange for the good or service. The majority of the Company’s

performance obligations are satisfied over time as the Company (i) sells products with no alternative use to the Company and (ii) has

an enforceable right to recover costs incurred plus a reasonable profit margin for work completed to date. The application of this method

requires management to make estimates of total contract costs and progress toward completion.

21

Under

the over-time revenue recognition model, revenue and gross profit are recognized over the contract period as work is performed based

on the relationship of actual costs incurred to total estimated costs at completion (the cost-to-cost method). These estimates are reviewed

periodically as work progresses and adjustments to estimated costs may affect the timing and amount of revenue and gross profit recognized.

See Part II, Item 8, Note 1, “Principal Business Activity and Summary of Significant Accounting Policies,” in the notes to

the consolidated financial statements included in this Form 10-K for additional information regarding the Company’s revenue recognition

policy.

Deferred

Income Taxes – Valuation Allowance

On

a quarterly basis, we assess the realizability of our deferred tax assets against future sources of taxable income and record a valuation

allowance if, based on the available evidence, it is more likely than not (defined as a likelihood of more than 50%) that all or a portion

of the deferred tax assets will not be realized.

In

assessing the need for a valuation allowance, the Company evaluates both positive and negative evidence regarding the realizability of

deferred tax assets, including future reversals of existing taxable temporary differences, projected future taxable income, loss carryback

and tax-planning strategies. Greater weight is generally given to objectively verifiable evidence, such as cumulative losses in recent

years, which may represent significant negative evidence regarding realizability.

Results

of Operations

The

following discussion provides an analysis of our results of operations and should be read in conjunction with the accompanying consolidated

financial statements and notes thereto.

Revenue

Revenue for the year ended December 31, 2025 was

$69,262,124 compared to $81,078,864 for the year ended December 31, 2024, representing a decrease of $11,816,740, or 14.6%. The

decrease was driven primarily by an unfavorable contract adjustment associated with the termination of the Boeing A-10 Main Landing Gear

Pods program, and lower revenue recognized on the T-38 Pacer Classic program, partially offset

by the commencement of the L3Harris NGJ Low-Band Pods program.

Revenue

generated from prime government contracts for the year ended December 31, 2025 was $7,415,434 compared to $11,677,152 for the year ended

December 31, 2024, a decrease of $4,261,718, or 36.5%. This decrease primarily reflects lower revenue recognized on the T-38 Pacer Classic

program.

Revenue

generated from government subcontracts for the year ended December 31, 2025 was $55,547,679 compared to $64,704,370 for the year ended

December 31, 2024, a decrease of $9,156,691, or 14.2%. The decrease was primarily related to an

unfavorable contract adjustment associated with the termination of the Boeing A-10 Main Landing Gear Pods program.

Revenue

generated from commercial contracts for the year ended December 31, 2025 was $6,299,011 compared to $4,697,342 for the year ended December

31, 2024, an increase of $1,601,669 or 34.1%. The increase in revenue was primarily driven by the commencement of production on our Embraer

Phenom-100 Engine Inlet Assemblies and Collins Compac Enclosures programs.

Cost

of sales

Cost

of sales for the year ended December 31, 2025 was $58,706,055 compared to $63,840,803 for the year ended December 31, 2024, representing

a decrease of $5,134,748 or 8.0%.

The

components of cost of sales were as follows:

Years ended

Procurement

for the year ended December 31, 2025 was $36,588,501 compared to $40,383,090 for the year ended December 31, 2024, a decrease of $3,794,589

or 9.4%. This decrease was driven primarily by the termination of the Boeing A-10 Main Landing Gear Pods program.

22

Labor

costs for the year ended December 31, 2025 were $5,924,180 compared to $7,303,563 for the year ended December 31, 2024, a decrease

of $1,379,383 or 18.9%. The decrease was primarily driven by the termination of the Boeing A-10 Main Landing Gear Pods program

and timing of work performed on the F-16 Rudder Island program.

Factory

overhead costs for the year ended December 31, 2025 were $16,193,374 compared to $16,154,150 for the year ended December 31, 2024, an

increase of $39,224 or 0.2%.

Gross

profit

Gross

profit for the year ended December 31, 2025 was $10,556,069 compared to $17,238,061 for the year ended December 31, 2024, a decrease

of $6,681,992 or 38.8%. Gross profit percentage (“gross margin”) for the year ended December 31, 2025 was 15.2% compared

to 21.3% for the year ended December 31, 2024.

Favorable/(Unfavorable)

Adjustments to Gross Profit

During

the years ended December 31, 2025 and 2024, we made changes in estimates to various contracts. Such changes in estimates resulted in

net unfavorable adjustments to gross profit totaling $10,171,038 and $3,750,020 for the years ended December 31, 2025 and December 31,

2024. The decrease was primarily related to an unfavorable contract adjustment associated with the termination of the Boeing A-10 Main

Landing Gear Pods program.

Selling,

general and administrative expenses

Selling,

general and administrative expenses (“SG&A”) for the year ended December 31, 2025 were $10,732,451 compared to $10,506,439

for the year ended December 31, 2024, an increase of $226,012 or 2.2%. The increase was primarily due to higher legal fees partially

offset by a decrease in office expenses.

Interest

expense

Interest

expense for the year ended December 31, 2025 was $1,567,840, compared to $2,288,834 for the year ended December 31, 2024, a decrease

of $720,994 or 31.5%. The decrease was the result of lower average outstanding debt balances, lower interest rates during 2025, and the

refinancing of our prior credit facility at a lower interest rate.

(Loss)

income before provision for income taxes

(Loss)

income before provision for income taxes for the year ended December 31, 2025 was $(1,744,222) compared to $4,442,788 for the year ended

December 31, 2024, a decrease of $6,187,010 or 139.3%. The decrease was driven by the decrease in gross profit discussed above and the

increase in SG&A, partially offset by the decrease in interest expense described above.

Provision

(benefit) for income taxes

The

income tax (benefit) for the year ended December 31, 2025 was $(900,861), which was an effective tax (benefit) rate of (51.6%), as compared

to income tax expense of $1,143,454 for the year ended December 31, 2024, which was an effective tax rate of 25.7%. The income tax benefit

recorded in 2025 was primarily due to the application of federal and state statutory tax rates and an increase in the income tax benefit

attributable to the research and development credit. The income tax expense recorded in 2024 was primarily due to the application of

federal and state statutory tax rates, partially offset by a decrease in income tax expense attributable to the research and development

credit.

Net

(loss) income

Net

(loss) income for the year ended December 31, 2025 was $(843,361) compared to $3,299,334 for the year ended December 31, 2024, a decrease

of $4,142,695 or 125.6%. The decrease in net income was driven primarily by the reduction in gross margin related to an unfavorable contract

adjustment associated with the termination of the Boeing A-10 Main Landing Gear Pods program, partially offset by lower interest expense

and the income tax benefit.

23

(Loss)

earnings per share

Basic

(loss) earnings per share was $(0.07) for the year ended December 31, 2025 calculated using 12,788,937 weighted average shares outstanding,

compared to $0.26 for the year ended December 31, 2024, calculated using 12,593,213 weighted average shares outstanding, representing

a decrease of $0.33 per share, or 126.9%. Diluted earnings (loss) per share was $(0.07) for the year ended December 31, 2025 calculated

using 12,788,937 weighted average shares outstanding compared to $0.26 for the year ended December 31, 2024 calculated using 12,709,237

weighted average shares outstanding, representing a decrease of $0.33 per share, or 126.9%. The decrease in basic and diluted earnings

per share was driven primarily by the unfavorable adjustment associated with the termination of

the Boeing A-10 Main Landing Gear Pods program.

Business

Outlook

The

statements in the “Business Outlook” section and other forward-looking statements of this Annual Report on Form 10-K are

subject to revision during the course of the year in our quarterly earnings releases and SEC filings and at other times.

Liquidity

and Capital Resources

General

At

December 31, 2025, we had working capital of $20,388,755 compared to working capital of $17,122,111 at December 31, 2024, an increase

of $3,266,644, or 19.1%. The increase is primarily the result of a decreases in accrued expenses.

Cash

Flow

A

large portion of our cash is used to pay for materials and processing costs associated with contracts that are in process and which do

not provide for progress payments. Costs for which we are not able to bill on a progress basis are made up of contract assets on our

consolidated balance sheet and represent the aggregate costs and related earnings for uncompleted contracts for which the customer has

not yet been billed. These costs and earnings are recovered upon shipment of products and presentation of billings in accordance with

contract terms.

Because

ASC 606 requires us to use estimates in determining revenues, costs and profits and in assigning those amounts to accounting periods,

there can be a significant disparity between earnings as reported and the actual cash we receive during any reporting period. Accordingly,

it is possible that we experience shortfalls in our cash flow and may need to borrow money or take steps to delay certain cash outflows

until the reported earnings materialize into actual cash receipts.

Several

of our programs require us to expend up-front costs that may have to be amortized over a portion of production units. In the case

of significant program delays and/or program cancellations, we could experience margin degradation, which may be material for costs that

are not recoverable. Such charges and the loss of up-front costs could have a material impact on our liquidity and results of operations.

We

continue to work to obtain better payment terms with our customers, including accelerated progress payment arrangements, as well as exploring

alternative funding sources.

At

December 31, 2025, our cash balance was $899,199 compared to $5,490,963 at December 31, 2024, a decrease of $4,591,764 or 83.6%. The

decrease was driven by $(5,200,025) in cash used by operations including $1,979,189 increase in accounts receivable and a $1,638,161

increase in prepaid expenses and other current assets, $(65,036) used for the purchase of equipment, partially offset by proceeds

from financing activities of $673,297.

Western

Alliance Bank Loan and Security Agreement

This

information is set forth in Note 8 to the consolidated financial statements, which appears following Item 15 of this Annual Report on

Form 10-K and is incorporated herein by reference.

Leases

This

information is set forth in Note 9 to the consolidated financial statements, which appears following Item 15 of this Annual Report on

Form 10-K and is incorporated herein by reference.

24

Liquidity

Our

working capital requirements can vary significantly, depending in part on the timing of the conclusion of mature programs and new program

awards and the payment terms with our customers and suppliers. There is currently availability for borrowings under the Western Alliance

Bank Loan and Security Agreement, and the Company finances its operations primarily from internally generated cash flow. Note 8 to the

consolidated financial statements included in Part II – Item 8 contains additional information regarding the Western Alliance Bank

Loan and Security Agreement.

Management

has (i) obtained and regularly seeks additional progress payment and advance payment customer contract funding provisions, (ii) maintained

procedures to minimize investments in inventory and contract assets, (iii) remained focused on its military customer base and (iv) maintained

its approximately $91.8 million backlog of funded orders, 97% of which are for military programs. Based on these factors, management

believe there are no conditions or events currently anticipated in the coming year that would cause the Company to be unable to meet

its obligations or otherwise continue as a going concern. However, there can be no assurance that these plans will achieve their intended

results.

Contractual

Obligations

The

table below summarizes information about our contractual obligations as of December 31, 2025 and the effects these obligations are expected

to have on our liquidity and cash flow in future periods.

Payments Due By Period

Inflation

Inflation

historically has not had a material effect on our operations, although the current inflationary environment in the U.S., and its impact

on interest rates, supply chains, labor markets and general economic conditions, are factors that the Company actively monitors in an

effort to mitigate potential negative impacts and risks to the Company. The majority of the Company’s long-term contracts with

its customers and suppliers reflect fixed pricing. When bidding for work, the Company takes inflation risk and supply-side pricing risk

into account when preparing its proposals.

25

Item 7A. QUANTITATIVE AND QUALITATIVE DISCLOSURE ABOUT MARKET RISK

Interest

Rate Risk

We

are exposed to interest rate risk on variable-rate credit facilities for which $18,373,672 was outstanding at December 31, 2025. Additionally,

if we were to refinance our long-term debt in the future, it could be refinanced at higher interest rates.

Item 8. FINANCIAL STATEMENTS AND SUPPLEMENTARY DATA

The

consolidated financial statements and supplementary data appear following Item 15 of this Annual Report on Form 10-K and are incorporated

herein by reference.

See

the Company’s Current Report on Form 8-K, filed with the SEC on June 17, 2024 and the Company’s Current Report on Form 8-K,

filed with the SEC on April 25, 2025.

Item 9A. CONTROLS AND PROCEDURES

Evaluation

of Disclosure Controls and Procedures

Our

management, with the participation of our Chief Executive Officer and Chief Financial Officer, has evaluated the effectiveness of our

disclosure controls and procedures, as of the end of the period covered by this Annual Report on Form 10-K. Based on such evaluation,

our Chief Executive Officer and Chief Financial Officer have concluded that as of such date, our disclosure controls and procedures were

effective to provide reasonable assurance that information we are required to disclose in reports

that we file or submit under the Exchange Act is (1) recorded, processed, summarized, and reported within the time periods specified

in the Securities and Exchange Commission's (SEC) rules and forms and (2) accumulated and communicated to our management, including our

CEO and CFO, as appropriate to allow timely decisions regarding required disclosures.

Management’s

Annual Report on Internal Control over Financial Reporting

Management

is responsible for establishing and maintaining adequate internal control over financial reporting. Internal control over financial reporting,

as defined in Exchange Act Rules 13a-15(f) and 15d-15(f), is a process designed by, or under the supervision of, our principal executive

and principal financial officers and effected by our board of directors, management and other personnel, to provide reasonable assurance

regarding the reliability of financial reporting and the preparation of financial statements for external purposes in accordance with

U.S. GAAP and includes those policies and procedures that:

Because

of its inherent limitations, internal control over financial reporting may not prevent or detect misstatements. Projections of any evaluation

of effectiveness to future periods are subject to the risk that controls may become inadequate because of changes in conditions, or that

the degree of compliance with the policies or procedures may deteriorate.

Management

conducted an evaluation of the effectiveness of internal control over financial reporting based on criteria established in Internal

Control- Integrated Framework (2013) issued by the Committee of Sponsoring Organizations of the Treadway Commission (“COSO”).

Based on this evaluation, management concluded that the Company’s internal control over financial reporting was effective at the

reasonable assurance level as of December 31, 2025.

During

the second quarter, a material weakness was identified concerning the application of ASC-470 – Debt, more specifically as it relates

to 470-10-45-11, that if a company is in violation of a debt covenant and it is probable that the borrower will not be able to comply

with the covenant at measurement dates within the next twelve months, this debt shall be classified as short term. Due to the financial

impact of the Boeing A-10 program, the Company was not able to meet the financial covenants for the second quarter and therefore obtained

a waiver to remediate the non-compliance. Because the waiver did not extend for twelve months from the date of the Company’s financial

statements, there was a potential misclassification of short-term and long-term debt.

26

On

August 19, 2025, the Company executed a Fifteenth Amendment to the Credit Agreement (the “Fifteenth Amendment”). The amendment

revised certain financial covenants to reflect specified adjustments for the quarters ended March 31, 2025 and June 30, 2025. These covenant-based

adjustments were designed to offset the effect of the termination of the Company’s Boeing A-10 Program on covenant compliance

A

material weakness is a deficiency, or a combination of deficiencies, in internal control over financial reporting, such that there is

a reasonable possibility that a material misstatement of the Company’s annual or interim consolidated financial statements will

not be prevented or detected on a timely basis.

The

Company implemented new controls designed to remediate the aforementioned material weakness pertaining to the application of ASC-470

– Debt during the quarter ended September 30, 2025. As of December 31, 2025 the Company believes it has fully remediated the identified

material weakness.

Conclusion

As

described above, under the supervision and with the participation of our management, including our Chief Executive Officer and Chief

Financial Officer, we conducted an evaluation of our disclosure controls and procedures (as defined in Exchange Act Rules 13a-15(e) and

15d-15(e)) as of December 31, 2025, management believes that the consolidated financial statements and related financial information

included in this Annual Report on Form 10-K fairly present in all material respects our financial position, results of operations, and

cash flows as of and for the dates presented, and for the periods ended on such dates, in conformity with U.S. GAAP.

The

Company is a non-accelerated filer. Accordingly, it is not required to obtain an auditor attestation report on internal control over

financial reporting for the year ended December 31, 2025.

Changes

in Internal Control Over Financial Reporting

There were no changes in our internal control

over financial reporting during the quarter ended December 31, 2025 that materially affected, or are reasonably likely to materially affect,

our internal control over financial reporting.

Item 9B. OTHER INFORMATION

None.

Item 9C. DISCLOSURE REGARDING FOREIGN JURISDICTIONS THAT PREVENT INSPECTIONS

None.

PART

III

Item 10. DIRECTORS, EXECUTIVE OFFICERS AND CORPORATE GOVERNANCE

The

information required by this Item 10 is incorporated herein by reference from the Company’s definitive proxy statement for its

2026 Annual Meeting of Shareholders or will be included in an amendment to this Annual Report on Form 10-K, in either case, to be filed

with the Securities and Exchange Commission not later than 120 days after December 31, 2025.

Insider

Trading Policy and Procedures

The

Company has adopted an insider trading policy governing the purchase, sale, and other dispositions of the Company’s securities

by its directors, officers, and employees. The Company believes that its insider trading policy is reasonably designed to promote compliance

with applicable insider trading laws, rules, and regulations. The Company’s insider trading policy is filed as Exhibit 19 to the

Company’s Annual Report on Form 10-K for the year ended December 31, 2024 and is incorporated herein by reference.

27

Item 11. EXECUTIVE COMPENSATION

The

information required by this Item 11 is incorporated herein by reference from the Company’s definitive proxy statement for its

2026 Annual Meeting of Shareholders or will be included in an amendment to this Annual Report on Form 10-K, in either case, to be filed

with the Securities and Exchange Commission not later than 120 days after December 31, 2025.

The

information required by this Item 12 is incorporated herein by reference from the Company’s definitive proxy statement for its

2026 Annual Meeting of Shareholders or will be included in an amendment to this Annual Report on Form 10-K, in either case, to be filed

with the Securities and Exchange Commission not later than 120 days after December 31, 2025.

The

information required by this Item 13 is incorporated herein by reference from the Company’s definitive proxy statement for its

2026 Annual Meeting of Shareholders or will be included in an amendment to this Annual Report on Form 10-K, in either case, to be filed

with the Securities and Exchange Commission not later than 120 days after December 31, 2025.

Item 14. PRINCIPAL ACCOUNTANT FEES AND SERVICES

The

information required by this Item 14 is incorporated herein by reference from the Company’s definitive proxy statement for its

2026 Annual Meeting of Shareholders or will be included in an amendment to this Annual Report on Form 10-K, in either case, to be filed

with the Securities and Exchange Commission not later than 120 days after December 31, 2025.

PART

IV

Item 15. EXHIBITS AND FINANCIAL STATEMENT SCHEDULES

(a) The following documents are filed as part of this report:

(1)

Financial Statements:

Report of Independent Registered Public Accounting Firm

Consolidated Balance Sheets as of December 31, 2025 and 2024

Notes to Financial Statements

(2)

Financial Statement Schedules:

None.

(3)

The following Exhibits are filed as part of this report:

Exhibit No. Description

28

4.1* Securities of the Registrant.

23.1* 23.2* Consent of CBIZ CPAs P.C. Consent of Marcum LLP

101.INS* XBRL Instanse Document.

101.SCH* XBRL Taxonomy Extension Scheme Document.

101.CAL* XBRL Taxonomy Extension Calculation Linkbase Document.

101.DEF* XBRL Taxonomy Extension Definition Linkbase Document.

101.LAB* XBRL Taxonomy Extension Label Linkbase Document.

101.PRE* XBRL Taxonomy Extension Presentation Linkbase Document.

104* Cover page formatted as Inline XBRL and contained in Exhibit 101.

* Filed herewith.

** Management contract compensatory plan or arrangement.

*** Furnished herewith.

Item 16. FORM 10-K SUMMARY

None

29

CPI

AEROSTRUCTURES, INC. AND SUBSIDIARIES

INDEX

TO FINANCIAL STATEMENTS

Report of Independent Registered Public Accounting Firm (PCAOB ID: 199) F-2

Report of Independent Registered Public Accounting Firm (PCAOB ID: 688) F-4

Consolidated Financial Statements:

Consolidated Balance Sheets as of December 31, 2025 and 2024 F-5

Notes to Consolidated Financial Statements F-9 - F-26

F-1

Report

of Independent Registered Public Accounting Firm

To

the Shareholders and Board of Directors of

CPI Aerostructures, Inc. and Subsidiaries

Opinion

on the Financial Statements

We have audited the accompanying consolidated balance sheet of CPI Aerostructures,

Inc. and Subsidiaries (the “Company”) as of December 31, 2025, the related consolidated statements of operations, shareholders’

equity and cash flows for the year ended December 31, 2025, and the related notes (collectively referred to as the “financial statements”).

In our opinion, the financial statements present fairly, in all material respects, the financial position of the Company

as of December 31, 2025, and the results of its operations and its cash flows for the year ended December 31, 2025, in conformity with

accounting principles generally accepted in the United States of America.

Basis

for Opinion

These financial statements are the responsibility

of the Company's management. Our responsibility is to express an opinion on the Company's financial statements based on our audit. We

are a public accounting firm registered with the Public Company Accounting Oversight Board (United States) ("PCAOB") and are

required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and

regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audit in accordance with the standards

of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements

are free of material misstatement, whether due to error or fraud. The Company is not required to have, nor were we engaged to perform,

an audit of its internal control over financial reporting. As part of our audit we are required to obtain an understanding of internal

control over financial reporting but not for the purpose of expressing an opinion on the effectiveness of the Company's internal control

over financial reporting. Accordingly, we express no such opinion.

Our audit included performing procedures to assess

the risks of material misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond

to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements.

Our audit also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating

the overall presentation of the financial statements. We believe that our audit provides a reasonable basis for our opinion.

Critical

Audit Matters

The critical audit matters communicated below are matters arising from

the current period audit of the financial statements that were communicated or required to be communicated to the audit committee and

that: (1) relate to accounts or disclosures that are material to the financial statements and (2) involved our especially challenging,

subjective, or complex judgments. The communication of critical audit matters does not alter in any way our opinion on the financial statements,

taken as a whole, and we are not, by communicating the critical audit matters below, providing separate opinions on the critical audit

matters or on the accounts or disclosures to which they relate.

Revenue

Recognition

Description

of the Matter

As discussed in Notes 1 and 2 to the consolidated financial statements,

the Company recognizes revenue from long-term contracts with performance obligations satisfied over time by using an input method based

on costs incurred as it best depicts the Company’s progress toward satisfaction of the performance obligation. Under this method,

revenue arising from such contracts is recognized as work is performed based on the ratio of costs incurred to date to the total estimated

costs at completion of the performance obligations. The estimation of these costs requires judgment by the Company given the unique product

specifications and requirements for contracts related to the design, development, and manufacture of the product. During the year ended

December 31, 2025, the Company recognized approximately $68.6 million of revenue over time.

Subjective judgment is required by management in determining the assumptions

in estimating the estimated costs to complete on contracts for which revenue is recognized over time using a cost-to-cost model. The principal

consideration in determining revenue recognition related to long term contracts with performance obligations satisfied over time was a

critical audit matter was the complexity and subjective nature of management’s estimates regarding the initial costs and expected

costs to complete.

F-2

The

primary procedures we performed to address this critical audit matter included the following:

/s/

CBIZ CPAs P.C.

CBIZ

CPAs P.C

We have served as the Company’s auditor since 2024 (such date takes

into account the acquisition of the attest business of Marcum llp by CBIZ CPAs P.C. effective

November 1, 2024).

Melville,

New York

March 31, 2026

F-3

Report

of Independent Registered Public Accounting Firm

To the Shareholders and Board of Directors of

CPI Aerostructures, Inc. and Subsidiaries

Opinion on the Financial Statements

We have audited the accompanying consolidated balance

sheet of CPI Aerostructures, Inc. and Subsidiaries (the “Company”) as of December 31, 2024, the related consolidated statements

of operations, shareholders’ equity and cash flow for the year ended December 31, 2024, and the related notes (collectively referred

to as the “financial statements”). In our opinion, the financial statements present fairly, in all material

respects, the financial position of the Company as of December 31, 2024, and the results of its operations and its cash flow for the year

ended December 31, 2024 in conformity with accounting principles generally accepted in the United States of America.

Basis for Opinion

These financial statements are the responsibility

of the Company's management. Our responsibility is to express an opinion on the Company's financial statements based on our audit. We

are a public accounting firm registered with the Public Company Accounting Oversight Board (United States) ("PCAOB") and are

required to be independent with respect to the Company in accordance with the U.S. federal securities laws and the applicable rules and

regulations of the Securities and Exchange Commission and the PCAOB.

We conducted our audit in accordance with the standards

of the PCAOB. Those standards require that we plan and perform the audit to obtain reasonable assurance about whether the financial statements

are free of material misstatement, whether due to error or fraud. The Company is not required to have, nor were we engaged to perform,

an audit of its internal control over financial reporting. As part of our audit we are required to obtain an understanding of internal

control over financial reporting but not for the purpose of expressing an opinion on the effectiveness of the Company's internal control

over financial reporting. Accordingly, we express no such opinion.

Our audit included performing procedures to assess

the risks of material misstatement of the financial statements, whether due to error or fraud, and performing procedures that respond

to those risks. Such procedures included examining, on a test basis, evidence regarding the amounts and disclosures in the financial statements.

Our audit also included evaluating the accounting principles used and significant estimates made by management, as well as evaluating

the overall presentation of the financial statements. We believe that our audit provides a reasonable basis for our opinion.

/s/ Marcum llp

Marcum llp

We have served as the Company’s auditor from 2024 to 2025.

Melville, New York

March 31, 2026

F-4

CPI

AEROSTRUCTURES, INC. AND SUBSIDIARIES

CONSOLIDATED

BALANCE SHEETS

ASSETS

Current Assets:

LIABILITIES AND SHAREHOLDERS’ EQUITY

Current Liabilities:

Current portion of line of credit — 2,750,000

Long-term debt, net of current portion 9,690,890 —

Commitments and Contingencies (see note 15)

Shareholders’ Equity:

The

accompanying notes are an integral part of the consolidated financial statements.

F-5

CPI

AEROSTRUCTURES, INC. AND SUBSIDIARIES

CONSOLIDATED

STATEMENTS OF OPERATIONS

Years

ended December 31, 2025 and 2024

(Loss) income before benefit (provision) for income taxes (1,744,222 ) 4,442,788

(Loss) income per common share-basic $ (0.07 ) $ 0.26

(Loss) income per common share-diluted $ (0.07 ) $ 0.26

Shares used in computing (loss) income per common share:

The

accompanying notes are an integral part of the consolidated financial statements.

F-6

CPI

AEROSTRUCTURES, INC. AND SUBSIDIARIES

CONSOLIDATED

STATEMENTS OF SHAREHOLDERS’ EQUITY

Years

ended December 31, 2025 and 2024

Shares withheld for tax withholdings — — (52,502 ) — (52,502 )

Shares withheld for tax withholdings — — (88,917 ) — (88,917 )

The

accompanying notes are an integral part of the consolidated financial statements.

F-7

CPI

AEROSTRUCTURES, INC. AND SUBSIDIARIES

CONSOLIDATED

STATEMENTS OF CASH FLOWS

Years

ended December 31, 2025 and 2024

Cash flows from operating activities:

Changes in operating assets and liabilities:

Net cash (used in) provided by operating activities (5,200,025 ) 3,558,935

Cash flows from investing activities:

Net cash used in investing activities (65,036 ) (403,854 )

Cash flows from financing activities:

Proceeds from line of credit 8,373,672 —

Proceeds from long-term debt 10,000,000 —

Repayments of insurance financing obligation (281,496 ) (338,037 )

Taxes paid related to net share settlement of equity awards (88,917 ) (52,502 )

Debt issuance costs (282,946 ) —

Net cash provided by (used in) financing activities 673,297 (2,758,912 )

Supplemental disclosure of cash flow information:

Supplemental disclosure of non-cash item:

The

accompanying notes are an integral part of the consolidated financial statements.

F-8

Source: SEC EDGAR (public domain) · 10-K for the period ended 2025-12-31, filed 2026-03-31 · accession 0001999371-26-007357

Filing HTML rendered to line-structured narrative text by the shipped reducer (datafeeds.edgar_fulltext.visible_text, keep_table_headers=True): scripts and inline-XBRL headers are dropped, and table content is reduced to its short label cells — numeric table data is not rendered and is therefore not counted. The same rendering is used for every year, so a year-over-year comparison is like for like.

The text is our rendering of the filing, not a facsimile: original pagination, typography and tables are not reproduced, and the numbers live in the financial statements (FA).

The outline locates item HEADINGS in this document. Only Items 1A and 7 have certified boundaries elsewhere in the terminal (the redline and the narrative-overlap number); every span here runs from one heading found to the next heading found.

How the outline was chosen. It is the longest chain of item headings that runs forward through both the document and the standard item order: 19 headings are on that chain and 17 further heading-shaped lines are not — the table-of-contents echo of every item, cross-references and exhibit-list mentions. Each entry's length is measured from its heading to the next heading on the chain.