| P/E (FY) | 17.1 | Sales (TTM) | $189.6M |
| Earnings (TTM) | $55.8M | ROE | 7.76% |
| Net Margin | 12.38% | ROIC | — |
| Debt / Equity | — | TD / EBITDA | — |
| EPS Growth 3Y | −13.91% | Sales Growth 3Y | 36.69% |
ChoiceOne Financial Services is the bank holding company for ChoiceOne Bank, providing banking services in Michigan. It offers time, savings, and demand deposits, safe deposit, and ATM services, along with commercial lending for business, agricultural, construction, and real estate purposes, plus consumer and mortgage loans. The company also provides life and health insurance, alternative investment products such as annuities and mutual funds, and trust services.
| Market Cap | $514.7M | Trading Days | 5284 |
| 52W High | 35.40 |
| 52W Low | 26.10 |
| % Off High | −4.44% |
| YTD | 15.81% | 1Y | 17.69% |
| 3Y | 55.15% | 5Y | 71.52% |
| 10Y | 124.44% | Since incept. (ann.) | 7.34% |
Interchange Income 41% · Customer Service Charges 32% · Trust Fee Income 13% · Insurance And Investment Commission Income 10% · …
| Ann. Volatility (1Y) | 28.45% | Ann. Volatility (3Y) | 38.58% |
| Sharpe (1Y) | 0.68 | Sharpe (3Y) | 0.58 |
| Max Drawdown (1Y) | −15.27% | Max Drawdown (3Y) | −34.91% |
| Beta (3Y, vs SPY) | 1.44 |
| Ticker | Name | Mkt cap | P/E |
|---|---|---|---|
| OBT | Orange County Bancorp, Inc. /DE/ | $517.1M | 11.6 |
| BSRR | SIERRA BANCORP | $536.9M | 13.2 |
| BWFG | Bankwell Financial Group, Inc. | $542.7M | 15.3 |
| BSVN | Bank7 Corp. | $479.0M | 11.2 |
| WTBA | WEST BANCORPORATION INC | $476.5M | 14.6 |
| CBK | Commercial Bancgroup, Inc. | $474.9M | 11.7 |
| FBIZ | FIRST BUSINESS FINANCIAL SERVICES, INC. | $565.1M | 11.4 |
| CBAN | COLONY BANKCORP INC | $466.8M | 13.9 |
| BMRC | Bank of Marin Bancorp | $459.9M | — |
| BWB | Bridgewater Bancshares Inc | $580.3M | 14.0 |
| CZNC | CITIZENS & NORTHERN CORP | $448.8M | 14.8 |
| UNTY | UNITY BANCORP INC /NJ/ |
| $590.3M |
| 10.4 |