Skip to content
KStart free
AI InfrastructureDefenseQuantumAll studies →

CATO US Equity

Cato CorpConsumer Discretionary · Retail-Women's Clothing Stores · CIK 18255 · FY ends Jan 30
$2.92
-0.12 (-3.95%)
USD · as of 2026-08-21 · marketstack

CATO · 10-K · period ended 2025-02-01

← all CATO documents
filed 2025-03-31 · EDGAR original ↗

Our rendering of the filing — original pagination and typography are not reproduced, and tables are reduced to their short label cells (the figures live on FA). Nothing is summarized: every line below is the filing's own text.

blocks 2,7313,330 of 18,425215k characters rendered

Item 1A.

Risk Factors:

An investment in our common stock involves numerous types of risks.

You

should carefully consider

the

following

risk

factors,

in

addition

to

the

other

information

contained

in

this

report,

including

the

disclosures

under

“Forward-looking

Information”

above

in

evaluating

our

Company

and

any

potential

investment

in

our

common

stock.

If

any

of

the

following

risks

or

uncertainties

occur

or

persist,

our

business, financial condition and

operating results could

be materially and

adversely affected, the

trading

price

of

our

common

stock

could

decline

and

you

could

lose

all

or

a

part

of

your

investment

in

our

common

stock.

The

risks

and

uncertainties

described

in

this

section

are

not

the

only

ones

facing

us.

Additional risks

and uncertainties

not presently

known to

us or

that we

currently deem

immaterial

may

also materially

and adversely

affect

our business,

operating results,

financial condition

and value

of our

common stock.

Risks Relating to Our Business:

Because we source a significant portion of our merchandise directly

and indirectly from overseas,

we are subject to risks associated with changes, disruptions, increased

costs or other problems

affecting the Company’s merchandise supply chain, risks associated with trade policies, including

costs and uncertainties as the result of actual or threatened tariffs, the risks of conducting

international operations and risks that affect the prevailing social, economic, political,

public

health and other conditions in the areas from which we source

merchandise. These risks have and

could continue to materially and adversely affect the Company’s business, results of operations

and financial condition.

We

do

not

own

or

operate

any

manufacturing

facilities.

As

a

result,

the

continued

success

of

our

operations

is

tied

to

our

timely

receipt

of

quality

merchandise

from

third

party

manufacturers

at

a

reasonable

cost.

A

significant

amount

of

our

merchandise

is

manufactured

overseas,

principally

in

Southeast

Asia.

We

are

subject

to

supply

chain

disruptions

affecting

transit

times

and

costs,

including

issues related

to

a sustained

drought in

Panama that

is

causing longer

transit times

through the

Panama

Canal

and

limiting

the

number

of

containers

on

a

vessel

due

to

vessel

draft

restrictions.

We

also

face

disruptions from

issues related

to vessels

transiting the

Suez Canal

and Red

Sea, which

are being

forced

to travel a

much longer distance around

the Cape of

Good Hope due

to the hostilities

in the Middle

East.

These

continued

issues

have

and

may

continue

to

drive

up

our

ocean

freight

costs,

delay

merchandise

11

deliveries,

and

impact

our

ability

to

access

the

already

limited

supply

of

ocean

container

shipping

capacity that

we require.

Additionally,

we may

be subject

to additional

costs related

to our

supply chain

such as

increased facility fees,

fuel, peak surcharg

es and

other additional charges

to transport

our goods,

which may increase our costs. We

also are subject to domestic supply chain disruptions, including lack of

domestic

intermodal

transportation

(trucks

and

drivers),

domestic

port

congestion,

including

increased

dwell

times for

incoming container

ships, lack

of container

yard capacity

and lack

of

available drayage

from the ports and

other conditions that impact our

domestic supply chain. These supply chain

risks have

and

may

continue

to

result

in

both

higher

costs

to

transport

our

merchandise and

delayed

merchandise

arrivals to our

stores, which adversely affect

our ability to

sell this merchandise

and increase markdowns

of it.

We

directly import

some of

this merchandise

and indirectly

import the

remaining merchandise

from

domestic vendors who acquire the merchandise from foreign

sources. Further, our third-party

vendors are

dependent

on

materials

primarily

sourced

from

China,

and

our

costs

for

these

materials

are

likely

to

increase as

a result

of newly implemented

tariffs on

Chinese products. We

are subject

to numerous

risks

that can

cause significant

delays or

interruptions in

the supply

of our

merchandise or

increase our

costs.

These risks include political unrest,

labor disputes, terrorism, war,

public health threats, including but

not

limited

to

communicable diseases

(such

as

COVID-19 or

other

pandemics), financial

or

other

forms

of

instability or

other events

resulting in

the

disruption of

trade from

countries

affecting our

supply chain,

increased

security

requirements

for

imported

merchandise,

or

the

imposition

of,

or

changes

in,

laws,

regulations or

changes in

duties, quotas, tariffs,

taxes or

governmental policies regarding

or responses

to

these

matters

or

other

factors

affecting

the

availability

or

cost

of

imports.

In

addition,

geopolitical

tensions,

sanctions,

prohibitions,

additional

actual

or

threatened

tariffs,

compliance

and

reporting

requirements

have resulted

in

increased

costs

associated

with

merchandise

produced

in

certain

regions.

Any new sanctions, tariffs and reporting requirements enacted in the future may further

increase our costs

associated

with

sourcing

products

from

those

regions

or

limit

our

ability

to

procure

the

products

we

source, and

our ability

to source

these products

from other

regions may

be limited

or result

in increased

sourcing costs. If we are unable to

pass these increased sourcing costs onto our vendors or

our customers,

it may adversely impact our results of operations.

Any actual or perceived deterioration in the conditions that drive

consumer confidence and

spending have and may continue to materially and adversely affect consumer demand

for our

apparel and accessories and our results of operations.

Consumer

spending

habits,

including

spending

for

our

apparel

and

accessories,

are

affected

by,

among other

things, prevailing

social, economic,

political and

public health

conditions and

uncertainties

(such

as

matters

under

debate

in

the

U.S.

from

time

to

time

regarding

budgetary,

spending

and

tax

policies),

levels

of

employment, fuel,

inflation,

interest

rates,

energy

and

food

costs,

salaries

and

wage

rates

and

other

sources

of

income,

tax

rates,

home

values,

consumer

net

worth,

the

availability

of

consumer

credit,

consumer

confidence

and

consumer

perceptions

of

adverse

changes

in

or

trends

affecting any of these conditions. Any perception that these conditions may be worsening or continuing to

trend negatively

may significantly

weaken many

of

these drivers

of consumer

spending habits.

Adverse

perceptions of

these conditions

or

uncertainties regarding

them also

generally cause

consumers to

defer

purchases

of

discretionary

items,

such

as

our

merchandise,

or

to

purchase

cheaper

alternatives

to

our

merchandise, all

Source: SEC EDGAR (public domain) · 10-K for the period ended 2025-02-01, filed 2025-03-31 · accession 0001562762-25-000062

Filing HTML rendered to line-structured narrative text by the shipped reducer (datafeeds.edgar_fulltext.visible_text, keep_table_headers=True): scripts and inline-XBRL headers are dropped, and table content is reduced to its short label cells — numeric table data is not rendered and is therefore not counted. The same rendering is used for every year, so a year-over-year comparison is like for like.

The text is our rendering of the filing, not a facsimile: original pagination, typography and tables are not reproduced, and the numbers live in the financial statements (FA).

The outline locates item HEADINGS in this document. Only Items 1A and 7 have certified boundaries elsewhere in the terminal (the redline and the narrative-overlap number); every span here runs from one heading found to the next heading found.

How the outline was chosen. It is the longest chain of item headings that runs forward through both the document and the standard item order: 22 headings are on that chain and 25 further heading-shaped lines are not — the table-of-contents echo of every item, cross-references and exhibit-list mentions. Each entry's length is measured from its heading to the next heading on the chain.